인사이트

		[{"id":2587,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-224320-9874\/","name":"post-20260202-224320-9874","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003613814_001_20260203050504712.png","alt":""},"title":"[\uc5f4\ub9b0\uc138\uc0c1] \uad6d\ubbfc\uc5f0\uae08\uc5d0 \ub300\ud55c \uc6b0\ub824\uc758 \uc2dc\uc120\ub4e4 (2026.02.03.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 3, 2026","dateGMT":"2026-02-02 22:43:20","modifiedDate":"2026-02-03 08:12:45","modifiedDateGMT":"2026-02-02 23:12:45","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category 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\ucd94\uac00\ub418\ub2e4 \ubcf4\ub2c8 \uc815\ubd80"},{"id":2582,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-222143-1334\/","name":"post-20260202-222143-1334","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PYH2021121601070034000_P2.jpg","alt":""},"title":"[\uc0ac\uc124] \ud540\ub780\ub4dc\uc758 \uae30\ubcf8\ubcf5\uc9c0\uc218\ub2f9 50% \uc0ad\uac10\u2026\uc7ac\uc815\ub09c \uc55e\uc5d0 \uc7a5\uc0ac \uc5c6\ub2e4 (2026.02.03.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 3, 2026","dateGMT":"2026-02-02 22:21:43","modifiedDate":"2026-02-03 07:24:12","modifiedDateGMT":"2026-02-02 22:24:12","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a 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\uc9c0\uae09\uc728\uc778 Annual accrual rate\uac00 1.5\ub85c 40\ub144 \uac00\uc785\uae30\uc900 \uc18c\ub4dd\ub300\uccb4\uc728\ub85c \ud658\uc0b0\ud558\uba74 60%\uc5d0 \ud574\ub2f9\ud558\ub294 \ub370, \ubcf4\ud5d8\ub8cc\ub294 25-29%"},{"id":2540,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-105101-4931\/","name":"post-20260201-105101-4931","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/20260201500026.png","alt":""},"title":"\uc774\uc601 \uc870\uc138\uc5f0 \uc6d0\uc7a5, \uacf5\uc801\uc5f0\uae08 \uc7ac\uc815 \uc548\uc815\ud654 \ubc29\uc548 \uc81c\uc2dc\u2026\"\uc5f0 30\uc870\uc6d0 \ud655\ubcf4\" (2026-02-01)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 1, 2026","dateGMT":"2026-02-01 10:51:01","modifiedDate":"2026-02-02 11:20:19","modifiedDateGMT":"2026-02-02 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(2026.01.29)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 29, 2026","dateGMT":"2026-01-29 05:59:03","modifiedDate":"2026-01-29 14:59:03","modifiedDateGMT":"2026-01-29 05:59:03","commentCount":"0","commentStatus":"","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/global-case\/\" rel=\"category tag\">\ud574\uc678\uc0ac\ub840 \uc18c\uac1c<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/global-case\/\" rel=\"category tag\">\ud574\uc678\uc0ac\ub840 \uc18c\uac1c<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":53},"status":"publish","content":"\uc911\ub0a8\ubbf8\uac00 \ucda9\ubd84\ud55c \uacbd\uc81c \uc131\uc7a5\uc774 \uc774\ub904\uc9c0\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc5d0\uc11c \uace0\ub839\ud654 \uad6d\uba74\uc5d0 \uc811\uc5b4\ub4e4\uace0 \uc788\ub2e4. \uc0b0\uc5c5\uad6d\uac00\u00b7\uc870\uc138\uad6d\uac00\ub85c \uc131\uc219\ud558\uae30\ub3c4 \uc804\uc5d0 \uc778\uad6c \uad6c\uc870\uac00 \ube60\ub974\uac8c \ub299\uc5b4\uac00\uba74\uc11c \uc5f0\uae08\uacfc \ubcf4\uac74 \uc9c0\ucd9c \ubd80\ub2f4\uc774 \uba3c\uc800 \ucee4\uc9c0\uace0 \uc788\ub2e4\ub294 \ud3c9\uac00\uac00 \ub098\uc628\ub2e4. \ucd5c\uadfc \uc911\ub0a8\ubbf8 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(\uc11c\uc6b8=\uc5f0\ud569\uc778\ud3ec\ub9e5\uc2a4) \uae40\uc9c0\uc5f0 \uae30\uc790 = \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790\uac00 \ud655\ub300\ub418\uba74\uc11c \uc678\ud658\uc2dc\uc7a5 \uc218\uae09 \ubd80\ub2f4\uc774 \ucee4\uc9c0\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \uc678\ud654\ucc44\uad8c \ubc1c\ud589\uc744 \ud1b5\ud55c \uc7ac\uc6d0 \uc870\ub2ec \ubc29\uc548\uc774 \ud544\uc694\ud558\ub2e4\ub294"},{"id":2407,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-002510-8318\/","name":"post-20260126-002510-8318","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769387083420.jpg","alt":""},"title":"'\uc6d0\ud654 \uc57d\uc138\u00b7\uc99d\uc2dc \uacfc\uc5f4' \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc704\u2026\"\ub3c5\ub9bd\uc131 \ud6fc\uc190 \uc6b0\ub824\"   (2026.01.26.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 26, 2026","dateGMT":"2026-01-26 00:25:10","modifiedDate":"2026-01-26 09:25:10","modifiedDateGMT":"2026-01-26 00:25:10","commentCount":"0","commentStatus":"","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 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\ud22c\uc790 \ub298\ub9b4\uae4c\u2026\u201c\uad6d\ubbfc \ub178\ud6c4\uc790\uae08 \ub3d9\uc6d0\u201d \uc6b0\ub824\ub3c4  (2026-01-26)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 26, 2026","dateGMT":"2026-01-26 00:21:37","modifiedDate":"2026-01-26 09:49:01","modifiedDateGMT":"2026-01-26 00:49:01","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":35},"status":"publish","content":"(\ubcf4\uac74\ubcf5\uc9c0\ubd80, 26\uc77c \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \uac1c\ucd5c \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 \ube44\uc911\u2027\ud658 \ud5e4\uc9c0 \ube44\uc728 \uc870\uc815 \ub17c\uc758 \uc804\ub9dd \uad6d\ubbfc\uc5f0\uae08 \uc801\uc790 \uc804\ud658 \uc2dc \uad6d\ub0b4 \uc790\ubcf8\uc2dc\uc7a5 \ucda9\uaca9 \uc6b0\ub824\ub3c4) \uad6d\ubbfc\uc5f0\uae08\uc758 \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 \ube44\uc911\uc774 \ucee4\uc9c8\uc218\ub85d \ud5a5\ud6c4 \uc5f0\uae08"},{"id":2403,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-001725-8682\/","name":"post-20260126-001725-8682","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/2601231559575440.jpg","alt":""},"title":"\uad6d\ubbfc\uc5f0\uae08, \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \ub9cc\uc9c0\uc791\u2026'\uc218\uc775\ub960 \ud6a8\uc790 vs \uc815\uce58\uc801 \ub3c4\uad6c' (2026\ub144 01\uc6d4 23\uc77c)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 26, 2026","dateGMT":"2026-01-26 00:17:25","modifiedDate":"2026-01-26 09:55:05","modifiedDateGMT":"2026-01-26 00:55:05","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":45},"status":"publish","content":"(\uae40\uc131\uc8fc \uc774\uc0ac\uc7a5 \"\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uc2dc\uc98c 2\" \uad6d\ubbfc\uc5f0\uae08, \ub3c5\ub2e8 \uacbd\uc601 \uacac\uc81c\u2026\uae30\uae08 \uc218\uc775\ub960\u2191 \uc815\uce58\uc801 \ubaa9\uc801 \uc804\ub77d \uc6b0\ub824\ub3c4\u2026\"\uc124\uacc4 \ubc29\uc2dd \uc911\uc694\" \uc218\ud0c1\uc790 \ucc45\uc784 \ubcf4\uace0\uc11c \uad6c\uccb4\ud654\u00b7\uacb0\uacfc \uacf5\ud45c \ud544\uc694) \uc815\ubd80\uac00 '\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc(\uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \uc758\uacb0\uad8c \ud589\uc0ac \uc9c0\uce68)' \uac15\ud654"},{"id":2400,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260125-235543-3808\/","name":"post-20260125-235543-3808","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769385294471.jpg","alt":""},"title":"[\ub9e4\uacbd\ucd98\ucd94] \uce90\ub098\ub2e4 \uc5f0\uae08 \uc774\uc57c\uae30 (2026.01.23)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 26, 2026","dateGMT":"2026-01-25 23:55:43","modifiedDate":"2026-01-26 10:12:55","modifiedDateGMT":"2026-01-26 01:12:55","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/global-case\/\" rel=\"category tag\">\ud574\uc678\uc0ac\ub840 \uc18c\uac1c<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/global-case\/\" rel=\"category tag\">\ud574\uc678\uc0ac\ub840 \uc18c\uac1c<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":2,"sec":11},"status":"publish","content":"\uc774 \uce7c\ub7fc\uc740 \uce90\ub098\ub2e4(CPP) \uc5f0\uae08\uc81c\ub3c4 \uc6b4\uc601 \uc0ac\ub840\ub97c \uc6b0\ub9ac \uad6d\ubbfc\uc5f0\uae08\uacfc \ube44\uad50\ud558\uace0 \uc788\uc73c\ub098 \ub2e4\uc74c\uacfc \uac19\uc740 \uce21\uba74\uc5d0\uc11c \uad00\ub828 \ub0b4\uc6a9\uc774 \uc81c\ub300\ub85c \uc18c\uac1c\ub418\uc9c0 \uc54a\uace0 \uc788\ub2e4\ubcf4\ub2c8 \uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5\uc744 \ubc1d\ud788\uace0\uc790 \ud55c\ub2e4. (\uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5) \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uc7a5\uc7ac\ud601 \uae30\ud68d\uc774\uc0ac \uce7c\ub7fc\uc740 \uce90\ub098\ub2e4\uc5f0\uae08\uc758"}]