전문가 칼럼

		[{"id":2587,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-224320-9874\/","name":"post-20260202-224320-9874","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003613814_001_20260203050504712.png","alt":""},"title":"[\uc5f4\ub9b0\uc138\uc0c1] \uad6d\ubbfc\uc5f0\uae08\uc5d0 \ub300\ud55c \uc6b0\ub824\uc758 \uc2dc\uc120\ub4e4 (2026.02.03.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 3, 2026","dateGMT":"2026-02-02 22:43:20","modifiedDate":"2026-02-03 08:12:45","modifiedDateGMT":"2026-02-02 23:12:45","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":1,"sec":5},"status":"publish","content":"\uad6d\ubbfc\uc5f0\uae08\uc774 \ucd5c\uadfc \uc8fc\ubaa9\ubc1b\uace0 \uc788\ub2e4. \uc6d0\ud654 \uc57d\uc138\uac00 \ub274\ub178\uba40\uc774 \ub418\ub294 \ub4ef\ud55c \uc0c1\ud669\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud55c \ub300\ucc45 \ub9c8\ub828 \uacfc\uc815\uc5d0\uc11c\uc758 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \uc5ed\ud560 \ub54c\ubb38\uc774\ub2e4.\u00a0 (\uc911\ub7b5) \uc815\ubd80\uc870\uc9c1 \uac1c\ud3b8\uc73c\ub85c \uc2e0\uc124\ub41c \uae30\ud68d\uc608\uc0b0\ucc98 \ucc28\uad00\uc774 \uae30\uae08\uc704\uc758 \uc815\ubd80 \uc704\uc6d0\uc73c\ub85c \ucd94\uac00\ub418\ub2e4 \ubcf4\ub2c8 \uc815\ubd80"},{"id":2540,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-105101-4931\/","name":"post-20260201-105101-4931","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/20260201500026.png","alt":""},"title":"\uc774\uc601 \uc870\uc138\uc5f0 \uc6d0\uc7a5, \uacf5\uc801\uc5f0\uae08 \uc7ac\uc815 \uc548\uc815\ud654 \ubc29\uc548 \uc81c\uc2dc\u2026\"\uc5f0 30\uc870\uc6d0 \ud655\ubcf4\" (2026-02-01)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 1, 2026","dateGMT":"2026-02-01 10:51:01","modifiedDate":"2026-02-02 11:20:19","modifiedDateGMT":"2026-02-02 02:20:19","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":2,"sec":42},"status":"publish","content":"(\uc544\ub798 \uc774\uc601 \uc870\uc138\uc5f0 \uc6d0\uc7a5\uc758 \uc81c\uc548\uc740 \uc7ac\uc815\uc548\uc815 \ub2ec\uc131\uc744 \uc704\ud55c \uc7ac\uc6d0\uc870\ub2ec \ubc29\uc548\uc5d0 \ucd08\uc810\uc774 \ub9de\ucd94\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uc7ac\uc6d0 \uc870\ub2ec \uce21\uba74\uc5d0\uc11c \uae0d\uc815\uc801\uc73c\ub85c \uac80\ud1a0\ud574 \ubcfc \ubd80\ubd84\ub4e4\uc774 \uc788\uc744 \uac70 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \uc5f0\uae08 \uc9c0\uae09\uc728\uc740 \ud604\ud589\ub300\ub85c \uc720\uc9c0\ud55c\ub2e4\ub294 \uac00\uc815\uc5d0 \ubb38\uc81c\uac00"},{"id":2506,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/30\/post-20260130-034238-9727\/","name":"post-20260130-034238-9727","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769741201043.jpg","alt":""},"title":"[\uae40\ud0dc\uc77c\uc758 \uc88b\uc740 \uc815\ubd80 \ub9cc\ub4e4\uae30]\uc801\ub9bd\uae30\uae08 1500\uc870\uc6d0 \uc2dc\ub300\uc758 \uad6d\ubbfc\uc5f0\uae08\uc774\ub77c\uba74 (2026.01.29.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 30, 2026","dateGMT":"2026-01-30 03:42:38","modifiedDate":"2026-01-30 14:22:11","modifiedDateGMT":"2026-01-30 05:22:11","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":1,"sec":46},"status":"publish","content":"(\uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ub2e4\uc74c \ub450\uac00\uc9c0 \uc0ac\ud56d\uc5d0 \ub300\ud574\uc11c\ub294 \ub9e4\uc6b0 \uc2e0\uc911\ud55c \uc785\uc7a5\uc784\uc744 \ubc1d\ud799\ub2c8\ub2e4. \uae30\uae08\uc6b4\uc6a9 \uc218\uc775\ub960 \uc81c\uace0\uac00 \uae30\uae08\uc18c\uc9c4 \uc2dc\uc810\uc744 \ub2a6\ucd94\uc5c8\ub2e4\ub294 \ub0b4\uc6a9\uc785\ub2c8\ub2e4. 70\ub144\uc758 \ucd08\uc7a5\uae30 \uc2dc\uacc4 \uad00\uc810\uc5d0\uc11c \uae30\uae08 \uc218\uc775\ub960 \uc81c\uace0\uc758 \uae30\uae08\uc18c\uc9c4 \uc2dc\uc810 \uc5f0\uc7a5 \uc5ec\ubd80\ub97c \ud3c9\uac00\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4."},{"id":2476,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/28\/post-20260128-092147-7899\/","name":"post-20260128-092147-7899","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0005628769_001_20260128172318456.jpg","alt":""},"title":"[\ub9e4\uacbd\uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8] \ubbff\uc744\ub9cc\ud55c '\uc5f0\uae08 \uac1c\ud601'\uc758 \uc870\uac74 (2026.01.28.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 28, 2026","dateGMT":"2026-01-28 09:21:47","modifiedDate":"2026-01-28 18:22:32","modifiedDateGMT":"2026-01-28 09:22:32","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":51},"status":"publish","content":"2025\ub144\uc758 \uc5f0\uae08 \uac1c\ud601\uc774 \uc544\uc26c\uc6e0\ub358 \uc774\uc720\ub294 \uc774 \ubd80\ubd84\uc5d0\uc11c \uc2e4\ud328\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. \uc989 \ubcf4\ud5d8\ub8cc\uc728\uc744 9%\uc5d0\uc11c 13%\ub85c \uc778\uc0c1\ud558\uace0, \uc18c\ub4dd\ub300\uccb4\uc728\uc744 40%\uc5d0\uc11c 43%\ub85c \uc778\uc0c1\ud574 \uc218\uc9c0 \ubd88\uade0\ud615\uc744 \ub2e4\uc18c \uc904\uc600\uc9c0\ub9cc, \uc5ec\uc804\ud788 \uae30\uae08 \uace0\uac08\uc744 \ub9c9\uae30\uc5d0\ub294 \ubd88\ucda9\ubd84\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uc5b4\ub5a4 \uc758\ubbf8\uc5d0\uc11c"},{"id":2440,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-105825-3917\/","name":"post-20260126-105825-3917","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003499132_001_20260126193110928.jpg","alt":""},"title":"'\ud070\uc190' \uad6d\ubbfc\uc5f0\uae08, \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 0.5%p \ub298\ub9ac\uace0 \ud574\uc678 \uc8fc\uc2dd \uc904\uc778\ub2e4  (2026.01.26.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 26, 2026","dateGMT":"2026-01-26 10:58:25","modifiedDate":"2026-01-26 20:00:10","modifiedDateGMT":"2026-01-26 11:00:10","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":48},"status":"publish","content":"'\ud070\uc190' \uad6d\ubbfc\uc5f0\uae08\uc774 \uc62c\ud574 \uad6d\ub0b4 \uc8fc\uc2dd\u00b7\ucc44\uad8c \ud22c\uc790\ub97c \ud655\ub300\ud558\ub294 \ub300\uc2e0, \ud574\uc678 \uc8fc\uc2dd \ud22c\uc790\ub97c \uc904\uc774\ub294 \ucabd\uc73c\ub85c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc870\uc815\ud55c\ub2e4. \uc6d0\ud654 \uc57d\uc138\uac00 \uc774\uc5b4\uc9c0\ub294 \uc678\ud658\uc2dc\uc7a5\uc758 \ubd80\ub2f4\uc744 \ub0ae\ucd94\ub294 \ub3d9\uc2dc\uc5d0, \uad6d\ub0b4 \uc99d\uc2dc \uae09\ub4f1\uc5d0 \ub530\ub978 \uae30\uacc4\uc801 \ub9e4\ub3c4(\uac15\uc81c \ub9e4\ub3c4)"},{"id":2407,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-002510-8318\/","name":"post-20260126-002510-8318","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769387083420.jpg","alt":""},"title":"'\uc6d0\ud654 \uc57d\uc138\u00b7\uc99d\uc2dc \uacfc\uc5f4' \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc704\u2026\"\ub3c5\ub9bd\uc131 \ud6fc\uc190 \uc6b0\ub824\"   (2026.01.26.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 26, 2026","dateGMT":"2026-01-26 00:25:10","modifiedDate":"2026-01-26 09:25:10","modifiedDateGMT":"2026-01-26 00:25:10","commentCount":"0","commentStatus":"","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":1,"sec":0},"status":"publish","content":"(\uad6d\ub0b4 \ud22c\uc790 \ud655\ub300\u00b7\ud658 \ud5e4\uc9c0 \ube44\uc728 \uc0c1\ud5a5 \ub17c\uc758 \uae30\uc7ac\ubd80 \uac1c\ud3b8\uc73c\ub85c \uc815\ubd80 \uc704\uc6d0 5\u21926\uba85 \uc99d\uac00 \"\uad6d\ub0b4 \uc8fc\uc2dd \uc5b8\uc81c\uae4c\uc9c0 \uc0c1\uc2b9\uc138\u2026\uc218\uc775\uc131 \ud6fc\uc190 \uc2e0\uc911\ud788\") 26\uc77c \ubcf4\uac74\ubcf5\uc9c0\ubd80\uc5d0 \ub530\ub974\uba74 \uad6d\ubbfc\uc5f0\uae08\uc740 \uc774\ub0a0 2026\ub144 \uc81c1\ucc28 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\ub97c \uc5f4\uace0 \uae30\uae08 \uc6b4\uc6a9"},{"id":2405,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-002137-7835\/","name":"post-20260126-002137-7835","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769386869604.png","alt":""},"title":"\uad6d\ubbfc\uc5f0\uae08, \uad6d\ub0b4\uc8fc\uc2dd \ud22c\uc790 \ub298\ub9b4\uae4c\u2026\u201c\uad6d\ubbfc \ub178\ud6c4\uc790\uae08 \ub3d9\uc6d0\u201d \uc6b0\ub824\ub3c4  (2026-01-26)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 26, 2026","dateGMT":"2026-01-26 00:21:37","modifiedDate":"2026-01-26 09:49:01","modifiedDateGMT":"2026-01-26 00:49:01","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":35},"status":"publish","content":"(\ubcf4\uac74\ubcf5\uc9c0\ubd80, 26\uc77c \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \uac1c\ucd5c \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 \ube44\uc911\u2027\ud658 \ud5e4\uc9c0 \ube44\uc728 \uc870\uc815 \ub17c\uc758 \uc804\ub9dd \uad6d\ubbfc\uc5f0\uae08 \uc801\uc790 \uc804\ud658 \uc2dc \uad6d\ub0b4 \uc790\ubcf8\uc2dc\uc7a5 \ucda9\uaca9 \uc6b0\ub824\ub3c4) \uad6d\ubbfc\uc5f0\uae08\uc758 \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 \ube44\uc911\uc774 \ucee4\uc9c8\uc218\ub85d \ud5a5\ud6c4 \uc5f0\uae08"},{"id":2403,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-001725-8682\/","name":"post-20260126-001725-8682","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/2601231559575440.jpg","alt":""},"title":"\uad6d\ubbfc\uc5f0\uae08, \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \ub9cc\uc9c0\uc791\u2026'\uc218\uc775\ub960 \ud6a8\uc790 vs \uc815\uce58\uc801 \ub3c4\uad6c' (2026\ub144 01\uc6d4 23\uc77c)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 26, 2026","dateGMT":"2026-01-26 00:17:25","modifiedDate":"2026-01-26 09:55:05","modifiedDateGMT":"2026-01-26 00:55:05","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":45},"status":"publish","content":"(\uae40\uc131\uc8fc \uc774\uc0ac\uc7a5 \"\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uc2dc\uc98c 2\" \uad6d\ubbfc\uc5f0\uae08, \ub3c5\ub2e8 \uacbd\uc601 \uacac\uc81c\u2026\uae30\uae08 \uc218\uc775\ub960\u2191 \uc815\uce58\uc801 \ubaa9\uc801 \uc804\ub77d \uc6b0\ub824\ub3c4\u2026\"\uc124\uacc4 \ubc29\uc2dd \uc911\uc694\" \uc218\ud0c1\uc790 \ucc45\uc784 \ubcf4\uace0\uc11c \uad6c\uccb4\ud654\u00b7\uacb0\uacfc \uacf5\ud45c \ud544\uc694) \uc815\ubd80\uac00 '\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc(\uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \uc758\uacb0\uad8c \ud589\uc0ac \uc9c0\uce68)' \uac15\ud654"},{"id":2396,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/","name":"post-20260125-033717-7634","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg","alt":""},"title":"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 25, 2026","dateGMT":"2026-01-25 03:37:17","modifiedDate":"2026-01-25 12:41:08","modifiedDateGMT":"2026-01-25 03:41:08","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":44},"status":"publish","content":"\ud55c \uc790\ubb38\uc704\uc6d0\uc740 \u201c\uc758\uc0ac\uc9c4\ud589\uc5d0 \uad00\ud55c \uaddc\uce59\ub3c4 \uc5c6\uc774 \ud559\uc220\ud589\uc0ac\ucc98\ub7fc \u2018\ub0b4 \ub9d0\uc774 \ub9de\ub2e4\u2019\ub294 \uc2dd\uc758 \uacf5\ubc29\ub9cc \uc788\ub2e4\u201d\uba70 \u201c\uad6c\uc870\uac1c\ud601 \uad8c\uace0\uc548\uc744 \ub9c8\ub828\ud558\ub824\uba74 \uc758\uc0ac\uc9c4\ud589 \uaddc\uce59\uacfc \uc758\uc81c\ub97c \uc815\ud558\uace0 \uc758\uc81c\ubcc4\ub85c \uad6c\uccb4\uc801\uc778 \uac1c\ud601\ubc29\uc548\uc744 \ub17c\uc758\ud574\uc57c \ud558\ub294\ub370, \uadf8\ub7f0 \ud65c\ub3d9\uc774 \uc804\ud600 \uc5c6\ub2e4\u201d\uace0 \uaf2c\uc9d1\uc5c8\ub2e4."},{"id":2379,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-073542-8968\/","name":"post-20260122-073542-8968","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0001137750_001_20260122135106712.jpg","alt":""},"title":"[\ub2e8\ub3c5] \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704 \uc815\ubd80 \uc778\uc0ac 6\uba85\uc73c\ub85c \ub298\uc5b4\u2026 \u201c\uc815\ucc45 \uc218\ub2e8\uc73c\ub85c \ubcc0\uc9c8\ub420 \uc6b0\ub824\u201d (2026.01.22.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 22, 2026","dateGMT":"2026-01-22 07:35:42","modifiedDate":"2026-01-22 16:35:42","modifiedDateGMT":"2026-01-22 07:35:42","commentCount":"0","commentStatus":"","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":52},"status":"publish","content":"\uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \ub0b4 \uc815\ubd80 \uc704\uc6d0\uc774 \ucd5c\uadfc 5\uba85\uc5d0\uc11c 6\uba85\uc73c\ub85c \ub298\uc5b4\ub09c \uac83\uc73c\ub85c 22\uc77c \uc804\ud574\uc84c\ub2e4. \uc6b4\uc6a9\uc704 \uc758\uc0ac \uacb0\uc815\uc5d0\uc11c \uc815\ubd80 \uc601\ud5a5\ub825\uc774 \ucd5c\ub300 33.3%\ub85c \ucee4\uc9c0\uac8c \ub410\ub2e4. \u201c\uc774\ubc88 \uc815\ubd80\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08\uc774 \ud658\uc728 \ubc29\uc5b4\uc5d0 \uc801\uadf9 \ub3d9\uc6d0\ub418\uace0 \uc788\ub294\ub370 \uc55e\uc73c\ub85c"},{"id":2354,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260121-164721-4679\/","name":"post-20260121-164721-4679","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/260121143034671_w.jpg","alt":""},"title":"\uad6d\ubbfc\uc5f0\uae08, \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 \ube44\uc911 \ub192\uc774\ub098\u2026\ub9c8\uc911\ubb3c vs \uae30\uae08 \uace0\uac08 (2026\ub144 1\uc6d421\uc77c)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 22, 2026","dateGMT":"2026-01-21 16:47:21","modifiedDate":"2026-01-22 01:47:21","modifiedDateGMT":"2026-01-21 16:47:21","commentCount":"0","commentStatus":"","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":51},"status":"publish","content":"\ud55c\ud3b8, \uad6d\ubbfc\uc5f0\uae08 \uc804\ubb38\uac00\ub4e4\uc740 \uad6d\ub0b4 \ud22c\uc790 \ube44\uc911 \ud655\ub300\uc5d0 \uc6b0\ub824\uc758 \ubaa9\uc18c\ub9ac\ub97c \ub0b4\uace0 \uc788\ub2e4. \uad6d\ubbfc \ub178\ud6c4\ub97c \uc704\ud55c \uad6d\ubbfc\uc5f0\uae08\uc744 \uc8fc\uc2dd \ubd80\uc591\uc744 \uc704\ud55c \uc815\ucc45\uc801 \ubaa9\uc801\uc73c\ub85c \uc4f0\uba74 \uc548 \ub41c\ub2e4\ub294 \uc758\uacac\uc774\ub2e4. \uae40\ud559\uc8fc \ub3d9\uad6d\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \uad50\uc218\ub294 \"\uc815\ubd80\uc758 \uc785\uae40\uc5d0"},{"id":2352,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260121-164328-4956\/","name":"post-20260121-164328-4956","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769013780817.jpg","alt":""},"title":"[\uae30\uc79024\uc2dc] \uad6d\ubbfc\uc5f0\uae08 '\ubc31\ub144\ub300\uacc4' \uc138\uc6cc\uc57c (2026.01.21.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 22, 2026","dateGMT":"2026-01-21 16:43:28","modifiedDate":"2026-01-22 01:43:28","modifiedDateGMT":"2026-01-21 16:43:28","commentCount":"0","commentStatus":"","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":46},"status":"publish","content":"\uad6d\ub0b4 \uc99d\uc2dc\uc758 \uc0c1\ub300\uc801 \uac15\uc138\uac00 \uc9c0\uc18d\ub420 \uc608\uc815\uc778\ub370 \ud604\uc7ac \ud22c\uc790 \ube44\uc911\uc744 \uace0\uc9d1\ud55c\ub2e4\uba74 \uc218\uc775 \uae30\ud68c\ub97c \ub193\uce60 \uc218 \uc788\ub2e4. \ubc18\ub300\ub85c \ucd94\uac00 \uc0c1\uc2b9 \uc5ec\ub825\uc774 \uc81c\ud55c\uc801\uc778\ub370 \ubb34\ub9ac\ud558\uac8c \ube44\uc911\uc744 \ub298\ub9ac\uba74 \uace0\uc810 \ub9e4\uc218\uac00 \ub420 \uc218 \uc788\ub2e4. \ub458 \uc911"}]