{"version":"1.0","provider_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","provider_url":"https:\/\/www.pensionfutureforum.org","author_name":"smy1985","author_url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/","title":"\uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 \"\uc18c\ub4dd\ub300\uccb4\uc728 \uc870\uae08\uc774\ub77c\ub3c4 \ub192\uc774\uba74 \uac1c\ud601 \uc544\ub2cc \uac1c\uc545\" (2025.02.14) - \uc5f0\uae08\uc5f0\uad6c\ud68c","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"QWO0s6DWiX\"><a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-181215-7718\/\">\uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &#8220;\uc18c\ub4dd\ub300\uccb4\uc728 \uc870\uae08\uc774\ub77c\ub3c4 \ub192\uc774\uba74 \uac1c\ud601 \uc544\ub2cc \uac1c\uc545&#8221; (2025.02.14)<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-181215-7718\/embed\/#?secret=QWO0s6DWiX\" width=\"600\" height=\"338\" title=\"&#8220;\uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &#8220;\uc18c\ub4dd\ub300\uccb4\uc728 \uc870\uae08\uc774\ub77c\ub3c4 \ub192\uc774\uba74 \uac1c\ud601 \uc544\ub2cc \uac1c\uc545&#8221; (2025.02.14)&#8221; &#8212; \uc5f0\uae08\uc5f0\uad6c\ud68c\" data-secret=\"QWO0s6DWiX\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/www.pensionfutureforum.org\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n","thumbnail_url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/39929_66474_1850.jpg","thumbnail_width":640,"thumbnail_height":426,"description":"(2025\ub144 2\uc6d4 \uae30\uc900) \uc5ec\uc57c\ub294 \uc9c0\ub09c 21\ub300 \uad6d\ud68c\uc5d0\uc11c \ubcf4\ud5d8\ub8cc\uc728\uc744 13%\ub85c \uc778\uc0c1\ud558\ub294 \ub370\uc5d0\ub294 \ud569\uc758\ud588\uc9c0\ub9cc \uc18c\ub4dd\ub300\uccb4\uc728\uc5d4 \uc774\uacac\uc744 \ubcf4\uc600\ub2e4. \uad6d\ubbfc\uc758\ud798\uc740 \uc18c\ub4dd\ub300\uccb4\uc728 43%, \ubbfc\uc8fc\ub2f9\uc740 45%\ub97c \uc8fc\uc7a5\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc774\ubc88\uc5d0 \ubaa8\uc218\uac1c\ud601\uc774 \uc774\ub904\uc9c4\ub2e4\uba74 \uc18c\ub4dd\ub300\uccb4\uc728 43~45% \uc548\uc5d0\uc11c \uc870\uc728\ub420 \uac83\uc774\ub77c\ub294 \uc804\ub9dd\ub3c4 \ub098\uc654\ub2e4. \ud558\uc9c0\ub9cc \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5)\uc740 \u201c\uc18c\ub4dd\ub300\uccb4\uc728\uc744 0.001%\ud3ec\uc778\ud2b8\ub77c\ub3c4 \uc62c\ub9ac\ub294 \uac74 \u2018\uac1c\ud601\u2019\uc774 \uc544\ub2cc \u2018\uac1c\uc545\u2019\u201d\uc774\ub77c\uba70 \u201c\uc5ec\uc57c\uac00 \ud569\uc758\ud55c \uac83\uc740 \ubcf4\ud5d8\ub8cc\uc728 \uc778\uc0c1\ubfd0\u201d\uc774\ub77c\uace0 \uac15\uc870\ud588\ub2e4. (\uc911\ub7b5) \uc724 \uc704\uc6d0\uc774 [&hellip;]"}