{"id":1696,"date":"2025-12-16T18:27:32","date_gmt":"2025-12-16T09:27:32","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/16\/post-20251216-092732-6423\/"},"modified":"2025-12-16T18:58:36","modified_gmt":"2025-12-16T09:58:36","slug":"post-20251216-092732-6423","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/16\/post-20251216-092732-6423\/","title":{"rendered":"\uad6d\ubbfc\uc5f0\uae08 &#8216;\ubbf8\uc801\ub9bd\ubd80\ucc44&#8217; \uacf5\uac1c \ub17c\ub780\u2026&#8221;\uacf5\ud3ec \uc870\uc7a5&#8221; vs &#8220;\uac1c\ud601 \uccab\uac78\uc74c&#8221;"},"content":{"rendered":"<p><strong>\ubbf8\ub798\uc138\ub300 \uc7a0\uc7ac\uc801 \ubd80\ucc44\u2026&#8217;\ub728\uac70\uc6b4 \uac10\uc790&#8217;\ub85c \ubd80\uc0c1<\/strong><\/p>\n<p>\uc815\ubd80 &#8216;\uacf5\uc2dd \ud1b5\uacc4&#8217;\ub85c \uc778\uc815 \uc548\ud574<br \/>\n\uad6d\uac00\ubd80\ucc44\ub85c \uc624\uc778 \uac00\ub2a5\uc131 \uc6b0\ub824<br \/>\n<strong>\ucc38\uc5ec\uc815\ubd80 \uc5f0\uae08\uac1c\ud601 \ub550 \uacf5\uc778\ud558\uae30\ub3c4<\/strong><br \/>\n<strong>\ucd5c\uadfc \uad6d\ud68c\uc608\uc0b0\ucc98, 1820\uc870\ub85c \ucd94\uc815<\/strong><\/p>\n<p><strong>\ubd80\ucc44 \uaddc\ubaa8 \uc54c\uc544\uc57c \uad6c\uc870\uac1c\ud601<\/strong><br \/>\n<strong>\uac1c\ud601 \uc804\ud6c4 \ube5a\ubd80\ub2f4 \uc815\ub7c9 \uc9c0\ud45c \ud544\uc694<\/strong><br \/>\n<strong>&#8220;\uc815\ud655\ud55c \uac12 \uc54c \uc218 \uc5c6\ub2e4\ub294 \uc774\uc720\ub85c<\/strong><br \/>\n<strong>\ube5a \ud3ed\ud0c4 \uc2ec\uac01\uc131 \uc228\uaca8\uc120 \uc548\ub3fc&#8221;<\/strong><\/p>\n<p><a href=\"https:\/\/www.hankyung.com\/article\/2025120787101\">https:\/\/www.hankyung.com\/article\/2025120787101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\ub798\uc138\ub300 \uc7a0\uc7ac\uc801 \ubd80\ucc44\u2026&#8217;\ub728\uac70\uc6b4 \uac10\uc790&#8217;\ub85c \ubd80\uc0c1 \uc815\ubd80 &#8216;\uacf5\uc2dd \ud1b5\uacc4&#8217;\ub85c \uc778\uc815 \uc548\ud574 \uad6d\uac00\ubd80\ucc44\ub85c \uc624\uc778 \uac00\ub2a5\uc131 \uc6b0\ub824 \ucc38\uc5ec\uc815\ubd80 \uc5f0\uae08\uac1c\ud601 \ub550 \uacf5\uc778\ud558\uae30\ub3c4 \ucd5c\uadfc \uad6d\ud68c\uc608\uc0b0\ucc98, 1820\uc870\ub85c \ucd94\uc815 \ubd80\ucc44 \uaddc\ubaa8 \uc54c\uc544\uc57c \uad6c\uc870\uac1c\ud601 \uac1c\ud601 \uc804\ud6c4 \ube5a\ubd80\ub2f4 \uc815\ub7c9 \uc9c0\ud45c \ud544\uc694 &#8220;\uc815\ud655\ud55c \uac12 \uc54c \uc218 \uc5c6\ub2e4\ub294 \uc774\uc720\ub85c \ube5a \ud3ed\ud0c4 \uc2ec\uac01\uc131 \uc228\uaca8\uc120 \uc548\ub3fc&#8221; 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