{"id":1718,"date":"2025-12-16T18:55:46","date_gmt":"2025-12-16T09:55:46","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/16\/post-20251216-095546-9388\/"},"modified":"2025-12-16T18:55:46","modified_gmt":"2025-12-16T09:55:46","slug":"post-20251216-095546-9388","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/16\/post-20251216-095546-9388\/","title":{"rendered":"\uad6d\ubbfc\uc5f0\uae08 \uacf5\uccad\ud68c\uac00 \ubcf4\uc5ec\uc900 \uc6b0\ub9ac \uc0ac\ud68c\uc758 \ubbfc\ub0af"},"content":{"rendered":"<p class=\"editor-p read\"><strong>\uc0c1\ud669\uc774 \uc774\ub7ec\ud568\uc5d0\ub3c4, \uc774\ubc88 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\uc704\uc640 \uad6d\ud68c \uc5f0\uae08\uac1c\ud601\ud2b9\uc704\ub294 \uad6d\ubbfc\uc5f0\uae08 \ub204\uc801 \uc801\uc790\uc640 \ubbf8\uc801\ub9bd \ubd80\ucc44 \uacf5\uac1c\ub97c \uac70\ubd80\ud588\ub2e4.<\/strong> \uc7ac\uc815 \ucd94\uacc4\ub97c \ud558\uba74 \uc790\ub3d9\uc73c\ub85c \ub098\uc624\ub294 \ub204\uc801\uc801\uc790 \uc218\uce58\ub97c \uacf5\uac1c\ud558\uc9c0 \uc54a\ub294 \uc774\uc720\ub97c \ub530\uc838\uc57c \ud55c\ub2e4. \ubbf8\uc801\ub9bd \ubd80\ucc44 \uacc4\uc0b0 \ubc29\ubc95\uc774 \uc5ec\ub7ec \uac1c \uc788\uc5b4\uc11c \ud63c\ub780\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc5b4 \uacf5\uac1c\ud558\uae30 \uc5b4\ub835\ub2e4\uace0 \ud55c\ub2e4. <strong>\uc5ec\ub7ec \ubc29\ubc95\uc73c\ub85c \uacc4\uc0b0\ud55c \ub4a4\uc5d0, \uad6d\ubbfc\uc5f0\uae08 \uc6b4\uc601 \uc6d0\ub9ac\uc5d0 \uac00\uc7a5 \ubd80\ud569\ud558\ub294 \ubbf8\uc801\ub9bd \ubd80\ucc44 \uaddc\ubaa8\ub97c \uc774\uc57c\uae30\ud558\uba74 \ub418\ub294 \ubb38\uc81c\ub2e4.<\/strong><\/p>\n<p class=\"editor-p read\">\uc138\ubbf8\ub098\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08 \ubbf8\uc801\ub9bd \ubd80\ucc44 \ucd94\uc815\uce58\uac00 \uacf5\uac1c\ub418\uc790, \ub2f9\uc7a5 \u2018\uc774 \ucd94\uc815\uce58\ub294 \ud604\uc7ac \uad6d\ubbfc\uc5f0\uae08\uc81c\ub3c4\ub97c \uadf8\ub300\ub85c \uc720\uc9c0\ud560 \uacbd\uc6b0\uc758 \ucd94\uc815\uce58\ub77c, \uad6d\ubbfc\uc5f0\uae08\uc774 \ucc98\ud55c \uc704\uae30\ub97c \uacfc\uc7a5\ud55c\ub2e4\u2019\ub294 \ube44\ud310\uc774 \ub098\uc654\ub2e4. <strong>\uc801\uc808\ud558\uc9c0 \ubabb\ud55c \ube44\ud310\uc774\ub2e4. \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\ub97c \ud604\uc7ac 9%\uc5d0\uc11c \ub0b4\ub144\uc5d0 \ub2f9\uc7a5 18% \uc774\uc0c1\uc73c\ub85c \ub450 \ubc30 \ub118\uac8c \uc62c\ub9ac\uc9c0 \uc54a\ub294 \ud55c, \ubbf8\uc801\ub9bd \ubd80\ucc44\ub294 \uacc4\uc18d\ud574 \ub298\uc5b4\ub098\ub294 \uad6c\uc870\ub77c\uc11c \uadf8\ub807\ub2e4.<\/strong> \uacf5\ubb34\uc6d0\u00b7\uad70\uc778\uc5f0\uae08\uc758 \ucda9\ub2f9\ubd80\ucc44\uac00 \ub9e4\ub144 \ub298\uc5b4\ub098\ub294 \uc774\uc720\uc640 \uac19\ub2e4. <strong>1\ub144 \ub9cc\uc5d0 \ubcf4\ud5d8\ub8cc\ub97c \ub450 \ubc30 \uc774\uc0c1 \uc62c\ub9ac\ub294 \uac83\uc774 \ubd88\uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc744 \uc778\uc815\ud55c\ub2e4\uba74, \uadf8\ub7ec\ud55c \ube44\ud310 \uc790\uccb4\uac00 \uad6d\ubbfc\uc5f0\uae08\uc774 \ucc98\ud55c \uc704\ud5d8\uc744 \ucd95\uc18c\ud558\ub824\ub294 \uc758\ub3c4\uc784\uc744 \uc54c \uc218 \uc788\ub2e4.<\/strong><\/p>\n<p><a href=\"https:\/\/m.hankookilbo.com\/News\/Read\/A2023091309320001341\">https:\/\/m.hankookilbo.com\/News\/Read\/A2023091309320001341<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0c1\ud669\uc774 \uc774\ub7ec\ud568\uc5d0\ub3c4, \uc774\ubc88 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\uc704\uc640 \uad6d\ud68c \uc5f0\uae08\uac1c\ud601\ud2b9\uc704\ub294 \uad6d\ubbfc\uc5f0\uae08 \ub204\uc801 \uc801\uc790\uc640 \ubbf8\uc801\ub9bd \ubd80\ucc44 \uacf5\uac1c\ub97c \uac70\ubd80\ud588\ub2e4. \uc7ac\uc815 \ucd94\uacc4\ub97c \ud558\uba74 \uc790\ub3d9\uc73c\ub85c \ub098\uc624\ub294 \ub204\uc801\uc801\uc790 \uc218\uce58\ub97c \uacf5\uac1c\ud558\uc9c0 \uc54a\ub294 \uc774\uc720\ub97c \ub530\uc838\uc57c \ud55c\ub2e4. \ubbf8\uc801\ub9bd \ubd80\ucc44 \uacc4\uc0b0 \ubc29\ubc95\uc774 \uc5ec\ub7ec \uac1c \uc788\uc5b4\uc11c \ud63c\ub780\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc5b4 \uacf5\uac1c\ud558\uae30 \uc5b4\ub835\ub2e4\uace0 \ud55c\ub2e4. \uc5ec\ub7ec \ubc29\ubc95\uc73c\ub85c \uacc4\uc0b0\ud55c \ub4a4\uc5d0, \uad6d\ubbfc\uc5f0\uae08 \uc6b4\uc601 \uc6d0\ub9ac\uc5d0 \uac00\uc7a5 \ubd80\ud569\ud558\ub294 \ubbf8\uc801\ub9bd \ubd80\ucc44 \uaddc\ubaa8\ub97c \uc774\uc57c\uae30\ud558\uba74 \ub418\ub294 \ubb38\uc81c\ub2e4. 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