{"id":1785,"date":"2025-12-18T08:10:13","date_gmt":"2025-12-17T23:10:13","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/18\/post-20251217-231013-4533\/"},"modified":"2025-12-31T01:16:04","modified_gmt":"2025-12-30T16:16:04","slug":"post-20251217-231013-4533","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/18\/post-20251217-231013-4533\/","title":{"rendered":"\uc5f0\uae08\uac1c\ud601\uc5d0\uc11c\uc758 ‘\uacf5\ud3ec \ub9c8\ucf00\ud305’\uacfc ‘\ud3ec\ud4f0\ub9ac\uc998 \ub9c8\ucf00\ud305’"},"content":{"rendered":"

2003\ub144 1\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\ubd80\ud130 2023\ub144\uc758 5\ucc28 \uc7ac\uc815\uacc4\uc0b0\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc704\uc6d0\ud68c\uc5d0 \ubaa8\ub450 \ucc38\uc5ec\ud558\uba74\uc11c \ud2b9\ud788 \uc7ac\uc815\uc548\uc815\ubd84\uc57c\ub97c \ub2f4\ub2f9\ud574 \uc624\ub2e4 \ubcf4\ub2c8, \ud544\uc790\uc5d0\uac8c \ubd99\uc5ec\uc9c4 \ub2e8\uc5b4\uac00 \uc788\ub2e4. \uc7ac\uc815\uc548\uc815\uc744 \uc9c0\ub098\uce58\uac8c \uac15\uc870\ud558\uba74\uc11c \uadf8 \ub2f9\uc704\uc131\uc744 \uc785\uc99d\ud558\uae30 \uc704\ud574 \uad6d\ubbfc\uc774 \ubd88\uc548\uac10\uc744 \ub290\ub07c\ub294 \uc218\uce58\ub97c \uc11c\uc2b4\uc5c6\uc774 \uc0ac\uc6a9\ud55c\ub2e4\ub294 \uc758\ubbf8\uc5d0\uc11c ‘\uacf5\ud3ec \ub9c8\ucf00\ud305\uc758 \uc8fc\ucc3d\uc790’\ub77c\ub294 \ub9d0\uc774\ub2e4. \uc608\ub97c \ub4e4\uc790\uba74 \ud544\uc790\uac00 \uc0ac\uc6a9\ud558\ub294 \uc774\ub7f0 \uc218\uce58 \ub54c\ubb38\uc774\ub2e4. “\uc6b0\ub9ac \uad6d\ubbfc\uc5f0\uae08\uc81c\ub3c4\ub97c \uadf8\ub300\ub85c \ubc29\uce58\ud560 \uacbd\uc6b0 2093\ub144\uae4c\uc9c0 \uad6d\ubbfc\uc5f0\uae08 \ub204\uc801\uc801\uc790\uac00 \ud604\uc7ac\uac00\uce58\ub85c 7,750\uc870 \uc6d0\uc744 \ub118\uc5b4\uac08 \uac83\uc774\ub2e4. 2023\ub144 \ud604\uc7ac \uad6d\ubbfc\uc5f0\uae08\uc758 \ubbf8\uc801\ub9bd \ubd80\ucc44\uac00 1,825\uc870 \uc6d0\uc5d0 \ub2ec\ud558\uace0 \uc788\uc5b4, \uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uc790 1\uc778\ub2f9 8,500\ub9cc \uc6d0\uc774 \ub118\ub294 \ube5a\uc744 \uc9c0\uace0 \uc788\ub294 \uc148\uc774\ub2e4.”<\/strong><\/span><\/span><\/p>\n

\ucd5c\uadfc \ud55c \uc77c\uac04\uc9c0\uc758 ‘\uc2e4\uc885\ub41c \uc5f0\uae08\uac1c\ud601, \uace0\uc774\uc988\ubbf8\ub97c \ubd88\ub7ec\uc624\uc790’\ub294 \uce7c\ub7fc\uc740 \ud544\uc790\uc758 \uc811\uadfc\ubc29\ubc95\uc5d0 \ubb38\uc81c\uac00 \uc5c6\uc74c\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\ub2e4. \uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c \uc131\uacf5\uc801\uc778 \uc5f0\uae08\uac1c\ud601\uc73c\ub85c \ud754\ud788 \uc5b8\uae09\ub418\ub294 \uc77c\ubcf8\uc758 2004\ub144 \uac1c\ud601\uc758 \uc131\uacf5 \ubc30\uacbd\uc774, \uc5f0\uae08\uc81c\ub3c4\ub97c \uadf8\ub300\ub85c \ubc29\uce58\ud558\uba74 ‘100\ub144 \ub4a4\uc5d0 \uc5f0\uae08 \uc9c0\uae09\ud560 \ub3c8\uc774 480\uc870 \uc5d4(\uc57d 4,330\uc870 \uc6d0) \ubd80\uc871\ud558\ub2e4’\ub77c\ub294 \uc77c\ubcf8 \ud6c4\uc0dd\ub178\ub3d9\uc131\uc758 \uc7ac\uc815\ucd94\uacc4\ub97c \uacf5\uac1c\ud55c \uacb0\uacfc\ub77c\uace0 \ud574\uc11c\uc774\ub2e4. \uc218\uce58\ub97c \ubc1d\ud790 \uc218 \uc788\uc5c8\ub358 \ubc30\uacbd\uc740 \uc5f0\uae08\uc774 \ucc98\ud55c \uc5b4\ub824\uc6b4 \ud604\uc2e4\uc744 \ucd08\ub4f1\ud559\uc0dd\ub3c4 \uc774\ud574\ud560 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4\ub294 \uace0\uc774\uc988\ubbf8 \ucd1d\ub9ac\uc758 \ucca0\ud559 \ub54c\ubb38\uc774\uc5c8\ub2e4\uace0 \ud55c\ub2e4. \uc6b0\ub9ac\ub3c4 \uc720\uc0ac\ud55c \uc0ac\ub840\uac00 \uc788\ub2e4. 2007\ub144 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc774 \uac00\ub2a5\ud588\ub358 \uac83\uc740 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc774 \uc5c6\uc73c\uba74 \ud558\ub8e8\uc5d0 800\uc5b5 \uc6d0\uc529\uc758 \ubd80\ucc44\uac00 \uc313\uc778\ub2e4\ub294 \ub178\ubb34\ud604 \uc815\ubd80\uc758 \ud638\uc18c\uac00 \uc788\uc5b4\uc11c\uc600\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ucd5c\uadfc \uacf5\uac1c\ub41c \ubc15\uadfc\ud61c \uc804 \ub300\ud1b5\ub839\uc758 \ud68c\uace0\ub85d\uc5d0 \ub530\ub974\uba74, \ub9ce\uc740 \ubc18\ub300\uac00 \uc788\uc5c8\uc74c\uc5d0\ub3c4 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \uac1c\ud601\ud560 \uc218 \uc788\uc5c8\ub358 \uac83\uc740 ‘\uac1c\ud601\ud558\uc9c0 \uc54a\uc73c\uba74 \ud558\ub8e8\uc5d0 80\uc5b5 \uc6d0 \uc138\uae08\uc774 \ub354 \ub4e4\uc5b4\uac04\ub2e4’\ub294 \uc2ac\ub85c\uac74 \ub54c\ubb38\uc774\uc5c8\ub2e4\uace0 \ud55c\ub2e4. \uadf8\ub7f0\ub370 \uc6b0\ub9ac \uc0ac\ud68c\uc5d0\uc11c\ub294 \uad6d\ubbfc\uc5f0\uae08 \ubbf8\uc801\ub9bd\ubd80\ucc44\uc640 \ub204\uc801\uc801\uc790\ub97c \uacf5\uac1c\ud558\uc790\uace0 \ud558\uba74, 1,000\uc870 \uc6d0\uc774\ub098 \ub418\ub294 \uc801\ub9bd\uae08\uc774 \uc788\ub294 \ub370\ub3c4 \ucc9c\ubb38\ud559\uc801\uc778 \uc218\uce58\uc758 \uc5f0\uae08 \ub204\uc801\uc801\uc790\ub97c \uacf5\uac1c\ud558\uc5ec \uad6d\ubbfc\uc744 \ubd88\uc548\uc5d0 \ub5a8\uac8c \ud560 \uc774\uc720\uac00 \uc788\ub290\ub0d0\uace0 \ubc18\ubc15\ud55c\ub2e4. \uc774\ub978\ubc14 ‘\uacf5\ud3ec \ub9c8\ucf00\ud305’ \ud504\ub808\uc784 \uc124\uc815\uc758 \uadfc\uc6d0\uc9c0\ub2e4.<\/span><\/p>\n

(\uc911\ub7b5)<\/strong><\/span><\/p>\n

\uc55e\uc11c \uc5b8\uae09\ud588\ub4ef\uc774 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601 \ubc29\ud5a5\uc131\uc5d0 \ub300\ud55c \uad6d\ubbfc\uc758\uc2dd \uc870\uc0ac \uacb0\uacfc\ub97c \ubcf4\uc5ec\uc8fc\uace0 \uc788\ub294 ‘\uad6d\ubbfc\uc5f0\uae08\uc885\ud569\uc6b4\uc601\uacc4\ud68d(\uc548)’ \ub0b4\uc6a9(21\ucabd)\ub3c4 \uc774\ud574\ud558\uae30\uac00 \uc5b4\ub835\ub2e4. ’20\ub300\uc5d0 \ube44\ud574 50\ub300\ub294 \ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uac1c\ud601 \uc120\ud638\uac00 \ub192\uace0, \ub35c \ub0b4\uace0 \ub35c \ubc1b\ub294 \uac1c\ud601 \uc120\ud638\ub294 \ub0ae\uc740 \ud3b8’\uc774\ub77c\uace0 \uc5b8\uae09\ud558\uba74\uc11c\ub3c4, \uc758\uacac\uc744 \ubb3c\uc5b4\ubcf8 \uc804\uccb4 2,025\uba85 \uc911\uc5d0\uc11c 20\ub300\uac00 428\uba85, 50\ub300\ub294 587\uba85\uc774\ub2e4. ‘\ub354 \ub0b4\uace0 \ub354\ubc1b\ub294 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud3b8\uc548’\uc744 \uc120\ud638\ud558\ub294 \uc751\ub2f5\uc790 \ube44\uc728\uc774 \ub354 \ub9ce\uac8c \uc124\ubb38\uc870\uc0ac\ub97c \ud558\uace0\uc11c\ub294, ‘\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uac1c\ud601’\uc744 38%\uac00 \uc120\ud638\ud558\ub294 \ubc18\uba74\uc5d0, ‘\ub35c \ub0b4\uace0 \ub35c \ubc1b\ub294 \uac1c\ud601’\uc740 23.4%\uac00 \uc120\ud638\ud558\uace0 \uc788\ub2e4\uace0 \uae30\uc220\ud558\uace0 \uc788\ub2e4.<\/span> \uadf8\ub7ec\ub2c8 \uc774\ub7ec\ud55c \uacb0\uacfc\ub97c \uac00\uc9c0\uace0 ‘\ud3ec\ud4f0\ub9ac\uc998 \ub9c8\ucf00\ud305’\uc744 \uc639\ud638\ud558\ub294 \ucabd\uc5d0\uc11c\ub294 \uc815\ubd80 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 ‘\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uac1c\ud3b8\uc548’\uc744 \uc6b0\ub9ac \uad6d\ubbfc\uc774 \uac00\uc7a5 \uc120\ud638\ud55c\ub2e4\uace0 \uac70\ub9ac\ub08c \uc5c6\uc774 \ub9d0\ud558\uace0 \uc788\ub2e4.<\/strong> \ucd5c\uadfc \ud544\uc790\uac00 \ucd9c\uc5f0\ud55c TV \uc0dd\ubc29\uc1a1\uc5d0\uc11c\uc758 \uc0c1\ub300 \ud328\ub110 \ubc1c\uc5b8 \ub0b4\uc6a9\uc774 \uc774\ub7ec\ud558\ub2e4 \ubcf4\ub2c8 \ubb38\uc81c\ub97c \uc81c\uae30\ud558\ub294 \uac83\uc774\ub2e4.<\/span><\/p>\n

\ub354\uc6b1 \uc774\ud574\ud558\uae30 \uc5b4\ub824\uc6b4 \ub300\ubaa9\uc740 \ucd94\uac00 \ud68c\uc758\ub97c \uac1c\ucd5c\ud558\uba74\uc11c\uae4c\uc9c0 \uc5b4\ub835\uac8c \ud569\uc758\ud588\ub358 \uc7ac\uc815\uacc4\uc0b0\uc704\uc6d0\ud68c\uc758 \uac00\uc7a5 \uc911\uc694\ud55c \ud569\uc758\ub0b4\uc6a9\uc774 \uc5b4\ucc0c \ub41c \uc774\uc720\uc5d0\uc11c\uc778\uc9c0 \uc815\ubd80\uac00 \uad6d\ud68c\uc5d0 \uc81c\ucd9c\ud55c ‘\uc81c5\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc885\ud569\uc6b4\uc601\uacc4\ud68d(\uc548)’\uc5d0\ub294 \ube60\uc838 \uc788\ub2e4\ub294 \uc810\uc774\ub2e4.<\/strong> 10\uc6d4 13\uc77c \uac1c\ucd5c\ub41c \ub9c8\uc9c0\ub9c9 \ud68c\uc758\uc778 22\ucc28 \ud68c\uc758\uc5d0\uc11c \ud544\uc790\ub294 \ub2f9\ucd08 \ud68c\uc758 \uc790\ub8cc\ub85c \uc900\ube44\ud55c ‘\uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\uc728\uacfc \uc18c\ub4dd\ub300\uccb4\uc728 \uc870\uc815\uc5d0 \ub530\ub978 \uc7ac\uc815\uc804\ub9dd’ \ub0b4\uc6a9\uc774 \uad6d\ubbfc\uacfc \uc5b8\ub860\uc5d0 \uc798\ubabb\ub41c \uc815\ubcf4\uc640 \uc2dc\uadf8\ub110\uc744 \uc904 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \ub4e4\uc5b4, \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08 \uc18c\uc9c4 \uc774\ud6c4 \uc7ac\uc815\ucd94\uacc4 \ucd5c\uc885\uc2dc\uc810\uc778 2093\ub144\uae4c\uc9c0\uc758 \ub204\uc801\uc801\uc790\ub97c \ud604\uc7ac\uac00\ub85c \uae30\uc7ac\ud560 \uac83\uc744 \uc694\uad6c\ud558\uc600\ub2e4. \ub09c\uc0c1\ud1a0\ub860 \ub05d\uc5d0 \uae30\uae08\uc18c\uc9c4 \uc2dc\uc810\ubd80\ud130 2093\ub144\uae4c\uc9c0\uc758 \ub204\uc801\uc801\uc790\ub97c GDP \ub300\ube44 \ube44\uc728\ub85c \ud45c\uc2dc\ud558\uae30\ub85c \ud569\uc758\ub97c \ub3c4\ucd9c\ud588\ub2e4.<\/strong><\/span><\/span><\/p>\n

\ubb38\uc81c\ub294 \ub2f9\uc2dc \ud569\uc758\uc0ac\ud56d\uc774\uc5c8\ub358 \uad6d\ucc44 \uc774\uc790\uc728\uc774 \uc544\ub2cc \uae30\uae08\ud22c\uc790 \uc218\uc775\ub960\ub85c \ud560\uc778\ud55c \ub204\uc801\uc801\uc790 \ube44\uc728\uc774 ‘\uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\uc704\uc6d0\ud68c \ubcf4\uace0\uc11c’\uc758 39\ucabd\uc5d0 \uc218\ub85d\ub418\uc5c8\ub2e4\ub294 \uc810\uc774\ub2e4. \ubcf4\ud5d8\ub8cc\ub97c 12%\ub85c 3%\ud3ec\uc778\ud2b8 \uc778\uc0c1\ud558\uace0 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 50%\ub85c \uc778\uc0c1\ud560 \uacbd\uc6b0 \ubcf4\uace0\uc11c\uc5d0 \uc218\ub85d\ub41c \uae30\uae08\ud22c\uc790\uc218\uc775\ub960\ub85c \ud560\uc778\ud55c 2093\ub144 GDP \ub300\ube44 \ub204\uc801\uc801\uc790 \ube44\uc728\uc774 95%\ub2e4. \uadf8\ub7f0\ub370 \uc704\uc6d0\ud68c\uc5d0\uc11c \ub2f9\ucd08 \ud569\uc758\ud588\ub358 \ub300\ub85c, \uacf5\ubb34\uc6d0\uc5f0\uae08\uc758 \ucda9\ub2f9\ubd80\ucc44 \uc0b0\uc815 \uc2dc \uc0ac\uc6a9\ub418\ub294 \uad6d\ucc44 \uc774\uc790\uc728\ub85c \ud560\uc778\ud558\uba74 2093\ub144 GDP \ub300\ube44 \ub204\uc801\uc801\uc790 \ube44\uc728\uc740 180% \uc815\ub3c4\ub85c \ub450 \ubc30 \uac00\uae4c\uc774 \ub298\uc5b4\ub09c\ub2e4. \uc774\ucc98\ub7fc \ud560\uc778\uc728\uc5d0 \ubbfc\uac10\ud558\ub2e4 \ubcf4\ub2c8, \uc77c\ubcf8\ucc98\ub7fc \uadf8\ub300\ub85c \ub204\uc801\uc801\uc790 \uc218\uce58\ub97c \uacf5\uac1c\ud558\ub77c\uace0 \ud588\ub358 \uac83\uc774\ub2e4.<\/strong><\/span><\/p>\n

\ubb38\uc81c\ub294 \uc815\ubd80\uac00 \uad6d\ud68c\uc5d0 \uc81c\ucd9c\ud55c ‘\uc81c5\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc885\ud569\uc6b4\uc601\uacc4\ud68d(\uc548)’\uc758 29\ucabd\uc5d0 \uc218\ub85d\ub41c ‘\uc7ac\uc815\uacc4\uc0b0\uc704: \uc18c\ub4dd\ub300\uccb4\uc728 \uad00\ub828 \uc7ac\uc815\uc804\ub9dd’\uc5d0\ub294 \uc544\uc608 2055\ub144 \uae30\uae08 \uc18c\uc9c4 \uc774\ud6c4 2093\ub144\uae4c\uc9c0\uc758 GDP \ub300\ube44 \ub204\uc801\uc801\uc790 \ube44\uc728 \ud56d\ubaa9 \uc790\uccb4\uac00 \ube60\uc838 \uc788\ub2e4. 2004\ub144 \uc77c\ubcf8 \uc5f0\uae08\uac1c\ud601 \uc0ac\ub840\ub97c \ud1b5\ud574 \uc54c \uc218 \uc788\ub4ef\uc774 5\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uc758\ubbf8\ub97c \uac00\uc9c4 \ud56d\ubaa9\uc774 \uc815\uc791 \uc815\ubd80\uac00 \uad6d\ud68c\uc5d0 \uc81c\ucd9c\ud55c \uc885\ud569\uc6b4\uc601\uacc4\ud68d\uc5d0\uc11c\ub294 \ube60\uc838 \uc788\ub2e4. \uadf8\ub7ec\ub2c8 \uc6b0\ub9ac \uc815\uce58\uad8c\uc5d0\uc11c \ub9dd\uad6d\uc801\uc778 \ud3ec\ud4f0\ub9ac\uc998 \uc815\ucc45\ub4e4\uc774 \ud65c\uac1c\ub97c \uce60 \uc218 \uc788\ub294 \uac83\uc774\ub2e4.<\/strong><\/span><\/p>\n

https:\/\/www.hankookilbo.com\/News\/Read\/A2023110816020004003<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

2003\ub144 1\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\ubd80\ud130 2023\ub144\uc758 5\ucc28 \uc7ac\uc815\uacc4\uc0b0\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc704\uc6d0\ud68c\uc5d0 \ubaa8\ub450 \ucc38\uc5ec\ud558\uba74\uc11c \ud2b9\ud788 \uc7ac\uc815\uc548\uc815\ubd84\uc57c\ub97c \ub2f4\ub2f9\ud574 \uc624\ub2e4 \ubcf4\ub2c8, \ud544\uc790\uc5d0\uac8c \ubd99\uc5ec\uc9c4 \ub2e8\uc5b4\uac00 \uc788\ub2e4. \uc7ac\uc815\uc548\uc815\uc744 \uc9c0\ub098\uce58\uac8c \uac15\uc870\ud558\uba74\uc11c \uadf8 \ub2f9\uc704\uc131\uc744 \uc785\uc99d\ud558\uae30 \uc704\ud574 \uad6d\ubbfc\uc774 \ubd88\uc548\uac10\uc744 \ub290\ub07c\ub294 \uc218\uce58\ub97c \uc11c\uc2b4\uc5c6\uc774 \uc0ac\uc6a9\ud55c\ub2e4\ub294 \uc758\ubbf8\uc5d0\uc11c ‘\uacf5\ud3ec \ub9c8\ucf00\ud305\uc758 \uc8fc\ucc3d\uc790’\ub77c\ub294 \ub9d0\uc774\ub2e4. \uc608\ub97c \ub4e4\uc790\uba74 \ud544\uc790\uac00 \uc0ac\uc6a9\ud558\ub294 \uc774\ub7f0 \uc218\uce58 \ub54c\ubb38\uc774\ub2e4. “\uc6b0\ub9ac 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