{"id":1798,"date":"2025-12-28T23:09:14","date_gmt":"2025-12-28T14:09:14","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/28\/post-20251228-140914-2867\/"},"modified":"2026-02-23T13:00:41","modified_gmt":"2026-02-23T04:00:41","slug":"post-20251228-140914-2867","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/28\/post-20251228-140914-2867\/","title":{"rendered":"\uad6d\ubbfc\uc5f0\uae08\uacfc \uacf5\ubb34\uc6d0\uc5f0\uae08 \ud1b5\ud569 \uc6b4\uc601\uc774 \ud544\uc694\ud55c \uc774\uc720\ub4e4!!"},"content":{"rendered":"

2022\ub144 \ubc1c\uac04\ub41c OECD\uc758 \ud55c\uad6d\uc5f0\uae08 \uac80\ud1a0 \ucc45\uc790\ub294, <\/strong><\/span><\/p>\n

\ud55c\uad6d\uc744 \ud3ec\ud568\ud558\uc5ec \ub2e8 4\uac1c\uad6d\ub9cc\uc774 \uad6d\ubbfc\uc5f0\uae08\uacfc \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \ubd84\ub9ac \uc6b4\uc601\ud558\uace0 \uc788\uc74c\uc744 \ub4e4\uc5b4, \uacf5\uc801\uc5f0\uae08\uc758 \ud1b5\ud569 \uc6b4\uc601\uc744 \uad8c\uace0\ud588\ub2e4.<\/strong> <\/span><\/p>\n

\uc6b0\ub9ac \uc678\uc5d0 \uacf5\uc801\uc5f0\uae08\uc744 \ubd84\ub9ac \uc6b4\uc601\ud558\ub294 \uad6d\uac00 \uc0c1\ud669\uc740 \uc5b4\ub5a0\ud55c\uac00? <\/span><\/strong><\/p>\n

\ub3c5\uc77c\uc740 \uc18c\uc218, \uc989 \uc5f0\ubc29 \ud575\uc2ec \uacf5\ubb34\uc6d0\ub9cc\uc744 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac00\uc785\uc790\ub85c \ub0a8\uacbc\ub2e4. <\/strong><\/span><\/p>\n

\uacfc\uac70 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uc801\uc6a9 \ub300\uc0c1\uc790\uc758 \uc0c1\ub2f9\uc218\ub97c Public Sector Worker\ub85c \ubd84\ub9ac\ud574 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc5d0\uc11c \uc81c\uc678\ud588\ub2e4.<\/strong> <\/span><\/p>\n

\ub9c8\ud06c\ub871 \ub300\ud1b5\ub839\uc758 \ud504\ub791\uc2a4\ub294<\/strong> \uacf5\uc801\uc5f0\uae08 \ud1b5\ud569\uc744 \ucd94\uc9c4\ud588\ub2e4. \uc6b0\ub9ac\ub97c \uc81c\uc678\ud55c \ub300\ub2e4\uc218 OECD \uad6d\uac00\uac00 \uc774\ubbf8 \ud1b5\ud569 \uc6b4\uc601 \ub610\ub294 \ud1b5\ud569\uc744 \ucd94\uad6c\ud558\uace0 \uc788\ub2e4. <\/span><\/p>\n

\ubcf5\uc9c0\uad6d\uac00 \ub300\uba85\uc0ac\uc778 \ub374\ub9c8\ud06c\uac00 EU\uc5d0 \uc81c\ucd9c\ud55c \uc790\ub8cc\ub97c \uc8fc\ubaa9\ud574\uc57c \uc788\ub2e4. \uacbd\ucc30\uacfc \uad70\uc778 \uc704\uc8fc\ub85c \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \uc6b4\uc601\ud560 \ubc29\uce68<\/span>\uc774\ub2e4 \ubcf4\ub2c8, 2050\ub144\uc5d0 \uac00\uba74 GDP \ub300\ube44 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uc9c0\ucd9c\uc774 \ubbf8\ubbf8\ud560 \uac83\uc774\ub77c\uc11c \uadf8\ub7ec\ud558\ub2e4.<\/strong><\/span><\/p>\n

\uc6b0\ub9ac\uac00 \uc5f0\uae08\uc744 \ubc30\uc6cc \uc628 \uc77c\ubcf8\uc758 \uacbd\uc6b0\uc5d0\ub294 \uc2dc\uc0ac\uc810\uc774 \ub354 \ub9ce\ub2e4.<\/span><\/strong> <\/span><\/p>\n

\uc624\ub7ab\ub3d9\uc548 \uc804\uc561 \uad6d\uac00\uac00 \ubd80\ub2f4\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ud574 \uc624\ub358 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744, 1959\ub144\uc5d0 \uacf5\ubb34\uc6d0\uc774 \uae30\uc5ec\uae08 \ucd1d\uc561\uc758 50%\ub97c \ubd80\ub2f4\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ubc14\uafb8\uc5c8\ub2e4. <\/span><\/strong><\/span><\/p>\n

\ubd80\ub2f4 \uce21\uba74\uc5d0\uc11c 1960\ub144\uc5d0 \ub3c4\uc785\ub41c \uc6b0\ub9ac \uacf5\ubb34\uc6d0\uc5f0\uae08\uacfc \uc81c\ub3c4\uc5ed\uc0ac\uac00 \uc720\uc0ac\ud558\ub2e4\uace0 \ubcfc\uc218 \uc788\ub294 \uc77c\ubcf8 \uacf5\ubb34\uc6d0\uc5f0\uae08<\/strong><\/span>\uc740, \uacc4\uc18d\ub41c \ubcc0\ud654\uacfc\uc815\uc744 \uac70\uccd0 2015\ub144\ubd80\ud130\ub294 \uc77c\ubc18 \uad6d\ubbfc\uacfc 100% \ub611\uac19\uc774 \uc6b4\uc601\ud558\uace0 \uc788\ub2e4.<\/strong> <\/span><\/span><\/p>\n

\uc77c\ubcf8 \uacf5\ubb34\uc6d0\uc758 \ud1f4\uc9c1\uae08\uc740 \ubbfc\uac04\ubd80\ubb38 50\uc778 \uc0ac\uc5c5\uc7a5\uc5d0\uc11c \uc9c0\uae09\ud558\ub294 \ud1f4\uc9c1\uae08 \uc218\uc900\uacfc 100% \ub611\uac19\uac8c \uc6b4\uc601\ud55c\ub2e4<\/strong>. <\/span><\/span><\/p>\n

\uc774\ub7ec\ud55c \uc77c\ubcf8\uc740 100\ub144 \ub4a4\uc778 2123\ub144\uc5d0 \uac00\uc11c\ub3c4 1\ub144 \ub354, \uc989 2124\ub144\uae4c\uc9c0\ub3c4 \uc5f0\uae08 \uc9c0\uae09\ud560 \ub3c8\uc774 \uc788\ub2e4.<\/strong> <\/span><\/p>\n

\ucc9c\ubb38\ud559\uc801 \uc561\uc218\uc758 \uc801\uc790 \ubcf4\uc804\uc561\uc774 \ud22c\uc785\ub418\ub294 \uc6b0\ub9ac \uacf5\ubb34\uc6d0\u00b7\uad70\uc778 \uc5f0\uae08\uacfc \ud070 \ucc28\uc774\uac00 \uc788\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc804 \uc138\uacc4\uc5d0\uc11c \uc9c0\uc18d \uac00\ub2a5\uc131\uc774 \uac00\uc7a5 \ub5a8\uc5b4\uc9c0\ub294 \uc5f0\uae08\uc744 \uc6b4\uc601\ud558\ub294 \ud55c\uad6d, \uc55e\uc73c\ub85c \uc0c1\ud669\uc740 \ub354 \uc808\ub9dd\uc2a4\ub7fd\ub2e4. <\/span><\/strong><\/p>\n

\uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc790\uc2e0\uc774 \uc18d\ud55c \uc5f0\uae08\uc744 \uac1c\ud601\ud558\uae30\ubcf4\ub2e4\ub294 \ub2e4\ub978 \uc81c\ub3c4\uc640 \ube44\uad50\ud558\ub294 \uac83\uc774 \uc77c\uc0c1\ud654\ub418\uc5c8\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc2e0\ubd84\uc81c \uacf5\ubb34\uc6d0\uc81c\ub3c4\ub97c \uc720\uc9c0\ud558\ub294 \uc77c\ubcf8\ub9c8\uc800\ub3c4 \uc5f0\uae08\uc744 \ud1b5\ud569 \uc6b4\uc601\ud55c\ub2e4. \uc6b0<\/span><\/strong><\/span>\ub9ac\ub9cc \uc774\ub7f0\uc800\ub7f0 \uc774\uc720\ub97c \ub4e4\uba70 \ubd84\ub9ac \uc6b4\uc601 \ud544\uc694\uc131\uc744 \uace0\uc9d1\ud55c\ub2e4. <\/strong><\/span><\/p>\n

\uc77c\ubcf8\ucc98\ub7fc \uad6d\ubbfc\uc5f0\uae08(\ud6c4\uc0dd\uc5f0\uae08)\uacfc \ud1f4\uc9c1(\uc5f0)\uae08\uc744 \ub611\uac19\uc774 \uc9c0\uae09\ud558\uace0, <\/strong><\/span><\/p>\n

\uacf5\ubb34\uc6d0\uc774 \ub354 \ubd80\ub2f4\ud558\ub294 4.5% \ud3ec\uc778\ud2b8\ub97c \uc7ac\uc815 \ubd88\uc548\uc815\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uac8c \ud655\uc815\uae30\uc5ec(DC) \ubc29\uc2dd\uc73c\ub85c \ub354 \uc9c0\uae09\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ud55c\ub2e4\uba74, <\/strong><\/span><\/p>\n

\ubd88\ub9cc\uc774 \uc788\uc744 \uc774\uc720\uac00 \uc5c6\ub2e4.<\/strong> <\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uc790\ubcf4\ub2e4 \ud1f4\uc9c1\uae08\uc744 \uc801\uac8c \ubc1b\uc73c\uba70 \uc190\ud574 \ubcf8\ub2e4\ub294 \uac83\uc774 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc758 \uc8fc\uc7a5\uc774\uc5c8\ub294\ub370, <\/span><\/strong><\/span><\/p>\n

\ud1f4\uc9c1\uae08\uc744 \ub611\uac19\uc774 \uc9c0\uae09\ud558\uba74\uc11c\ub3c4 \uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uc790\ubcf4\ub2e4 \ub354 \uc9c0\uae09\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ud560 \uac83\uc774\uae30 \ub54c\ubb38\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uadf8\ub3d9\uc548 \uc8fc\uc7a5\ud574\uc654\ub358 \ub17c\uac70\uc5d0 \ub530\ub974\uba74, \ud1b5\ud569 \uc6b4\uc601\uc5d0 \ubc18\ub300\ud560 \uc774\uc720\uac00 \uc5c6\ub2e4. \ud1f4\uc9c1\uae08\uc744 \ubbfc\uac04\uacfc \ub611\uac19\uc774 \uc9c0\uae09\ud558\uae30 \ub54c\ubb38\uc774\ub2e4.<\/strong> <\/span><\/p>\n

\uacf5\ubb34\uc6d0\u00b7\uc0ac\ud559\uc5f0\uae08\uacf5\ub2e8\uc744 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uacfc \ud1b5\ud569\ud558\uc9c0 \uc54a\ub294\ub2e4\uba74 \uc608\uc0c1\ub418\ub294 \uc815\uce58\uc801\uc778 \ubc18\ubc1c\ub3c4 \uc801\uc5b4\uc9c8 \uac83\uc774\ub2e4. <\/span><\/strong><\/p>\n

\uacfc\uac70\ubd80\ud130 \ud1b5\ud569 \uc6b4\uc601\uc5d0 \ub300\ud574 \ube44\ud310\uc801\uc774\uc5c8\ub358 \uc9d1\ub2e8\uc5d0\uc11c\ub294, <\/strong><\/span><\/p>\n

\uc774 \uacbd\uc6b0 \uc608\uc0c1\ub418\ub294 \ub9c9\ub300\ud55c \uaddc\ubaa8\uc758 \uc804\ud658 \ube44\uc6a9\uc744 \uac70\ub860\ud558\uba74\uc11c \uc5ec\uc804\ud788 \ud1b5\ud569 \uc6b4\uc601\uc774 \ube44\ud604\uc2e4\uc801\uc774\ub77c\uace0 \ube44\ud310\ud560 \uac83\uc774\ub2e4.<\/strong> <\/span><\/p>\n

\uc81c\ub3c4\ub97c \uac1c\ud3b8\ud588\ub2e4\uace0 \ud558\ub294\ub370, \uac1c\ud3b8\ud558\uae30 \uc804\ubcf4\ub2e4, <\/span><\/strong><\/p>\n

\uc911\ub2e8\uae30\uc801\uc73c\ub85c \ube44\uc6a9\uc774<\/span> \ub354 \uc18c\uc694\ub418\ub294 \uac83\uc744 \uad6d\ubbfc\uc5d0\uac8c \uc5b4\ub5bb\uac8c \uc774\ud574\uc2dc\ud0ac \uac83\uc774\ub0d0\uac00 \uc774\ub4e4\uc774 \uc8fc\uc7a5\ud574 \uc628 \uc8fc\uc694 \ub17c\uac70 \uc911\uc758 \ud558\ub098\uc600\ub2e4. <\/span><\/strong><\/span><\/p>\n

 <\/p>\n

\uc774\ub294 \u201c\uc81c\ub300\ub85c\ub9cc \ud1b5\ud569 \uc6b4\uc601\ud55c\ub2e4\uba74, <\/strong><\/span><\/p>\n

\uc81c\ub3c4 \uc804\ud658 \ube44\uc6a9\uc73c\ub85c \uc778\ud574 \uc77c\uc2dc\uc801\uc73c\ub85c\ub294 \ube44\uc6a9\uc774 \ub354 \uc18c\uc694\ub418\ub098, <\/strong><\/span><\/p>\n

\uc911\uc7a5\uae30\uc801\uc73c\ub85c\ub294 \ud1b5\ud569 \uc6b4\uc601\ud558\uc9c0 \uc54a\uc744 \ub54c\ubcf4\ub2e4\ub3c4 \ube44\uc6a9\uc774 \ud6e8\uc52c \ub35c \uc18c\uc694, <\/strong><\/span><\/p>\n

\uc989 \ud6e8\uc52c \ub354 \ub9ce\uc740 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uad6d\ubbfc\uc5d0\uac8c \uc81c\ub300\ub85c \uc124\uba85\ud55c\ub2e4\u201d\uba74 <\/strong><\/span><\/p>\n

\uc27d\uac8c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ubb38\uc81c\ub2e4.<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

2022\ub144 \ubc1c\uac04\ub41c OECD\uc758 \ud55c\uad6d\uc5f0\uae08 \uac80\ud1a0 \ucc45\uc790\ub294, \ud55c\uad6d\uc744 \ud3ec\ud568\ud558\uc5ec \ub2e8 4\uac1c\uad6d\ub9cc\uc774 \uad6d\ubbfc\uc5f0\uae08\uacfc \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \ubd84\ub9ac \uc6b4\uc601\ud558\uace0 \uc788\uc74c\uc744 \ub4e4\uc5b4, \uacf5\uc801\uc5f0\uae08\uc758 \ud1b5\ud569 \uc6b4\uc601\uc744 \uad8c\uace0\ud588\ub2e4. \uc6b0\ub9ac \uc678\uc5d0 \uacf5\uc801\uc5f0\uae08\uc744 \ubd84\ub9ac \uc6b4\uc601\ud558\ub294 \uad6d\uac00 \uc0c1\ud669\uc740 \uc5b4\ub5a0\ud55c\uac00? \ub3c5\uc77c\uc740 \uc18c\uc218, \uc989 \uc5f0\ubc29 \ud575\uc2ec \uacf5\ubb34\uc6d0\ub9cc\uc744 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac00\uc785\uc790\ub85c \ub0a8\uacbc\ub2e4. \uacfc\uac70 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uc801\uc6a9 \ub300\uc0c1\uc790\uc758 \uc0c1\ub2f9\uc218\ub97c Public Sector Worker\ub85c \ubd84\ub9ac\ud574 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc5d0\uc11c \uc81c\uc678\ud588\ub2e4. \ub9c8\ud06c\ub871 \ub300\ud1b5\ub839\uc758 \ud504\ub791\uc2a4\ub294 \uacf5\uc801\uc5f0\uae08 \ud1b5\ud569\uc744 \ucd94\uc9c4\ud588\ub2e4. \uc6b0\ub9ac\ub97c […]<\/p>\n","protected":false},"author":11,"featured_media":1796,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-1798","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"\n\uad6d\ubbfc\uc5f0\uae08\uacfc \uacf5\ubb34\uc6d0\uc5f0\uae08 \ud1b5\ud569 \uc6b4\uc601\uc774 \ud544\uc694\ud55c \uc774\uc720\ub4e4!! - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/28\/post-20251228-140914-2867\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uad6d\ubbfc\uc5f0\uae08\uacfc \uacf5\ubb34\uc6d0\uc5f0\uae08 \ud1b5\ud569 \uc6b4\uc601\uc774 \ud544\uc694\ud55c \uc774\uc720\ub4e4!! - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"2022\ub144 \ubc1c\uac04\ub41c OECD\uc758 \ud55c\uad6d\uc5f0\uae08 \uac80\ud1a0 \ucc45\uc790\ub294, \ud55c\uad6d\uc744 \ud3ec\ud568\ud558\uc5ec \ub2e8 4\uac1c\uad6d\ub9cc\uc774 \uad6d\ubbfc\uc5f0\uae08\uacfc \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \ubd84\ub9ac \uc6b4\uc601\ud558\uace0 \uc788\uc74c\uc744 \ub4e4\uc5b4, \uacf5\uc801\uc5f0\uae08\uc758 \ud1b5\ud569 \uc6b4\uc601\uc744 \uad8c\uace0\ud588\ub2e4. \uc6b0\ub9ac \uc678\uc5d0 \uacf5\uc801\uc5f0\uae08\uc744 \ubd84\ub9ac \uc6b4\uc601\ud558\ub294 \uad6d\uac00 \uc0c1\ud669\uc740 \uc5b4\ub5a0\ud55c\uac00? \ub3c5\uc77c\uc740 \uc18c\uc218, \uc989 \uc5f0\ubc29 \ud575\uc2ec \uacf5\ubb34\uc6d0\ub9cc\uc744 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac00\uc785\uc790\ub85c \ub0a8\uacbc\ub2e4. \uacfc\uac70 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uc801\uc6a9 \ub300\uc0c1\uc790\uc758 \uc0c1\ub2f9\uc218\ub97c Public Sector Worker\ub85c \ubd84\ub9ac\ud574 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc5d0\uc11c \uc81c\uc678\ud588\ub2e4. \ub9c8\ud06c\ub871 \ub300\ud1b5\ub839\uc758 \ud504\ub791\uc2a4\ub294 \uacf5\uc801\uc5f0\uae08 \ud1b5\ud569\uc744 \ucd94\uc9c4\ud588\ub2e4. \uc6b0\ub9ac\ub97c […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2025\/12\/28\/post-20251228-140914-2867\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-28T14:09:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-23T04:00:41+00:00\" \/>\n<meta property=\"og:image\" 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