{"id":1849,"date":"2026-01-01T18:18:52","date_gmt":"2026-01-01T09:18:52","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/01\/post-20260101-091852-4452\/"},"modified":"2026-01-05T19:56:55","modified_gmt":"2026-01-05T10:56:55","slug":"post-20260101-091852-4452","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/01\/post-20260101-091852-4452\/","title":{"rendered":"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 11\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c"},"content":{"rendered":"

\uc5f0\uae08\uc5f0\uad6c\ud68c <\/span><\/p>\n

11\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c(\uc548)<\/strong><\/span><\/p>\n

2026\ub144 1\uc6d4 5\uc77c, \uc624\ud6c4 3\uc2dc –<\/strong><\/span>
\n\ub3d9\uad6d\ub300<\/strong><\/span>
\n\uc0ac\ud68c\uacfc\ud559\uad00 L306(\uc2a4\ub9c8\ud2b8\uac15\uc758\uc2e4)<\/strong><\/span><\/p>\n

“\uad6d\ubbfc\uc5f0\uae08, \uad00\uce58\uae08\uc735\uc758 \ubd80\ud65c\uc778\uac00?”<\/strong><\/span><\/p>\n

\uc88c\uc7a5<\/strong><\/span><\/p>\n

\uc774\ucc3d\uc218 \uc22d\uc2e4\ub300 \uc815\ubcf4\ud1b5\uacc4-\ubcf4\ud5d8\uc218\ub9ac\ud559\uacfc \uba85\uc608\uad50\uc218(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5)<\/strong><\/span><\/p>\n

\ubc1c\uc81c\uc790<\/strong><\/span><\/p>\n

1. \ud604\uc815\ud658 \ub3d9\uad6d\ub300 \uad6d\uc81c\ud1b5\uc0c1\ud559\uacfc \uad50\uc218 <\/strong><\/span>
\n– \ucd5c\uadfc \uc815\ubd80\uc758 \ud658\uc728 \ub300\uc751\uc5d0 \ub300\ud55c \uc7a5\uae30\uc801 \uad00\uc810\uc5d0\uc11c\uc758 \ud3c9\uac00<\/strong><\/span><\/p>\n

2. \uae40\ud559\uc8fc \ub3d9\uad6d\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5<\/strong><\/span>
\n(22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)<\/strong><\/span>
\n– \uc815\ucc45 \ubaa9\uc801\uc758 \uc5f0\uae08 \uc6b4\uc601(\ub274 \uc6cc\ud06c\ud504\ub808\uc784) \uc720\uc785 \uac00\ub2a5\uc131\uacfc \uad6d\ubbfc\uc5f0\uae08 \uac70\ubc84\ub10c\uc2a4 \ubb38\uc81c<\/strong><\/span><\/p>\n

\ud1a0\ub860<\/strong><\/span><\/p>\n

1. \uae40\ub300\uc601 \uc138\ubb34\uc0ac(22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)<\/span><\/strong><\/span><\/p>\n

2. \uae40\ubbfc\uc815 \uccad\ub144(\uc11c\uc6b8\ub300 \uc815\ucc45\ud559 \uc11d\uc0ac \uacfc\uc815)<\/strong><\/span>
\n– 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uacf5\ub860\ud654\uc704\uc6d0\ud68c \uccad\ub144 \ub300\ud45c, \uad6d\ud68c \ubbf8\ub798\uc5f0\uad6c\uc6d0 \uc804 \uccad\ub144\ubbf8\ub798\uc704\uc6d0<\/strong><\/span><\/p>\n

3. \uae40\uc0c1\ucca0 \ud55c\uc138\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 <\/strong><\/span>
\n(\uc804 \uc7ac\uc815\uc815\ucc45\ud559\ud68c \ud68c\uc7a5,<\/strong><\/span>
\n\uc804 \uc11c\uc6b8\uc2dc\ubcf5\uc9c0\uc7ac\ub2e8 \ub300\ud45c\uc774\uc0ac)<\/strong><\/span><\/p>\n

4. <\/strong><\/span>\ubbfc\ub3d9\ud658 \uccad\ub144(\uc11c\uac15\ub300 \ub300\ud559\uc6d0\uc0dd, \uc5f0\uae08\uac1c\ud601\uccad\ub144\ud589\ub3d9 \ub300\ud45c)<\/strong><\/span><\/p>\n

5. \ubc15\uc900\uc601 \uccad\ub144(\uacbd\ud76c\ub300 \uc0b0\uc5c5\uacbd\uc601\uacf5\ud559 \uc804\uacf5)<\/strong><\/span><\/p>\n

6. \uc591\uc815\uc544 \uccad\ub144(\uc791\uac00)<\/strong><\/span><\/p>\n

7. \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc5f0\uae08\uc5f0\uad6c\ud68c 11\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c(\uc548) 2026\ub144 1\uc6d4 5\uc77c, \uc624\ud6c4 3\uc2dc – \ub3d9\uad6d\ub300 \uc0ac\ud68c\uacfc\ud559\uad00 L306(\uc2a4\ub9c8\ud2b8\uac15\uc758\uc2e4) “\uad6d\ubbfc\uc5f0\uae08, \uad00\uce58\uae08\uc735\uc758 \ubd80\ud65c\uc778\uac00?” \uc88c\uc7a5 \uc774\ucc3d\uc218 \uc22d\uc2e4\ub300 \uc815\ubcf4\ud1b5\uacc4-\ubcf4\ud5d8\uc218\ub9ac\ud559\uacfc \uba85\uc608\uad50\uc218(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ubc1c\uc81c\uc790 1. \ud604\uc815\ud658 \ub3d9\uad6d\ub300 \uad6d\uc81c\ud1b5\uc0c1\ud559\uacfc \uad50\uc218 – \ucd5c\uadfc \uc815\ubd80\uc758 \ud658\uc728 \ub300\uc751\uc5d0 \ub300\ud55c \uc7a5\uae30\uc801 \uad00\uc810\uc5d0\uc11c\uc758 \ud3c9\uac00 2. \uae40\ud559\uc8fc \ub3d9\uad6d\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 (22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) – \uc815\ucc45 \ubaa9\uc801\uc758 \uc5f0\uae08 \uc6b4\uc601(\ub274 \uc6cc\ud06c\ud504\ub808\uc784) \uc720\uc785 \uac00\ub2a5\uc131\uacfc \uad6d\ubbfc\uc5f0\uae08 […]<\/p>\n","protected":false},"author":11,"featured_media":2012,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[13],"tags":[],"class_list":["post-1849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statement"],"acf":[],"yoast_head":"\n(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 11\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/01\/post-20260101-091852-4452\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 11\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c 11\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c(\uc548) 2026\ub144 1\uc6d4 5\uc77c, \uc624\ud6c4 3\uc2dc – \ub3d9\uad6d\ub300 \uc0ac\ud68c\uacfc\ud559\uad00 L306(\uc2a4\ub9c8\ud2b8\uac15\uc758\uc2e4) “\uad6d\ubbfc\uc5f0\uae08, \uad00\uce58\uae08\uc735\uc758 \ubd80\ud65c\uc778\uac00?” \uc88c\uc7a5 \uc774\ucc3d\uc218 \uc22d\uc2e4\ub300 \uc815\ubcf4\ud1b5\uacc4-\ubcf4\ud5d8\uc218\ub9ac\ud559\uacfc \uba85\uc608\uad50\uc218(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ubc1c\uc81c\uc790 1. \ud604\uc815\ud658 \ub3d9\uad6d\ub300 \uad6d\uc81c\ud1b5\uc0c1\ud559\uacfc \uad50\uc218 – \ucd5c\uadfc \uc815\ubd80\uc758 \ud658\uc728 \ub300\uc751\uc5d0 \ub300\ud55c \uc7a5\uae30\uc801 \uad00\uc810\uc5d0\uc11c\uc758 \ud3c9\uac00 2. \uae40\ud559\uc8fc \ub3d9\uad6d\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 (22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) – \uc815\ucc45 \ubaa9\uc801\uc758 \uc5f0\uae08 \uc6b4\uc601(\ub274 \uc6cc\ud06c\ud504\ub808\uc784) \uc720\uc785 \uac00\ub2a5\uc131\uacfc \uad6d\ubbfc\uc5f0\uae08 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/01\/post-20260101-091852-4452\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-01T09:18:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-05T10:56:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20240923104910_2080013_960_720.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/01\/post-20260101-091852-4452\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/01\/post-20260101-091852-4452\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 11\ucc28 \uc138\ubbf8\ub098 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\uc5f0\uae08\uc5f0\uad6c\ud68c 11\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c 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\uc22d\uc2e4\ub300 \uc815\ubcf4\ud1b5\uacc4-\ubcf4\ud5d8\uc218\ub9ac\ud559\uacfc \uba85\uc608\uad50\uc218(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ubc1c\uc81c\uc790 1. \ud604\uc815\ud658 \ub3d9\uad6d\ub300 \uad6d\uc81c\ud1b5\uc0c1\ud559\uacfc \uad50\uc218 – \ucd5c\uadfc \uc815\ubd80\uc758 \ud658\uc728 \ub300\uc751\uc5d0 \ub300\ud55c \uc7a5\uae30\uc801 \uad00\uc810\uc5d0\uc11c\uc758 \ud3c9\uac00 2. \uae40\ud559\uc8fc \ub3d9\uad6d\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 (22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) – \uc815\ucc45 \ubaa9\uc801\uc758 \uc5f0\uae08 \uc6b4\uc601(\ub274 \uc6cc\ud06c\ud504\ub808\uc784) \uc720\uc785 \uac00\ub2a5\uc131\uacfc \uad6d\ubbfc\uc5f0\uae08 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