{"id":1920,"date":"2026-01-02T17:17:25","date_gmt":"2026-01-02T08:17:25","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/02\/post-20260102-081726-9273\/"},"modified":"2026-01-08T09:13:04","modified_gmt":"2026-01-08T00:13:04","slug":"post-20260102-081726-9273","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/02\/post-20260102-081726-9273\/","title":{"rendered":"[\uc5ec\uc758\ucd98\ucd94] \ub2f9\uad6d\uc774 \uc3d8\uc544 \uc62c\ub9b0 \ud658\uc728\uc804\uc7c1, \ubb34\uc6b4\uc744 \ube48\ub2e4"},"content":{"rendered":"<p><span style=\"background-color: #ffff00;font-size: 20px\"><strong>\uc54c\ub2e4\uc2dc\ud53c \uc774\ud6c4 \uc0c1\ud669\uc740 \ub4dc\ub77c\ub9c8\ud2f1\ud588\ub2e4. \uc774\ub0a0 \ud558\ub8e8 \ub9cc\uc5d0\u00a034\uc6d0\uac00\ub7c9 \ub5a8\uc5b4\uc84c\ub2e4(\uc6d0\ud654 \uac15\uc138).\u00a026\uc77c\u00a01440.3\uc6d0,\u00a029\uc77c\u00a01429.8\uc6d0\uc73c\ub85c \uc18d\uc808\uc5c6\uc774 \ucd94\ub77d\ud558\ub294 \ub4f1 3\uc77c\uac04\u00a050\uc6d0 \uc774\uc0c1 \uc218\uc9c1 \ub099\ud558\ud558\ub2e4 \ud3d0\uc7a5\uc77c\uc778\u00a030\uc77c\uc5d0\uc57c\u00a01439.0\uc6d0\uc73c\ub85c \ubc18\ub4f1\ud588\ub2e4. \ubd88\uacfc \uc77c\uc8fc\uc77c \uc804 \ud658\uc728\u00a01500\uc6d0 \ub3cc\ud30c\ub97c \uc6b0\ub824\ud55c \uac8c \uba4b\uca4d\uc744 \uc815\ub3c4\ub2e4. \ub2f9\uad6d\uc758 \uad6c\ub450 \uac1c\uc785\uc744 \uac1c\ubbf8\ub4e4\uc740 \u2018\uad6c\ub463\ubc1c \uac1c\uc785\u2019\uc73c\ub85c \ubc1b\uc544\ub4e4\uc600\ub2e4. \ub2e8\uc21c \ubc1c\uc5b8\uc73c\ub85c \ud658\uc728 \ucd94\uc138\ub97c \uc774\ucc98\ub7fc \uae09\uaca9\ud788 \ub3cc\ub9b4 \uc218 \uc5c6\uae30\uc5d0 \uad6d\ubbfc\uc5f0\uae08\uc758 \ud658 \ud5e4\uc9c0 \ub4f1 \ub300\ub7c9 \ubb3c\ub7c9 \ub9e4\ub3c4\uac00 \uc3df\uc544\uc84c\uc744 \uac83\uc73c\ub85c \ubd24\uae30 \ub54c\ubb38\uc774\ub2e4. \uad6c\ub450\ub85c \ud3ec\uc7a5\ub41c \ubb34\uc790\ube44\ud55c \uc2e4\uac1c\uc785(?)\uc774 \ubbf8\uc548\ud588\ub358\uc9c0 \ub2f9\uadfc\ucc45\ub3c4 \ud568\uaed8 \ub0b4\ub1a8\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"background-color: #ffff00;font-size: 20px\"><strong>(\uc911\ub7b5)<\/strong><\/span><\/p>\n<p><span style=\"background-color: #ffff00;font-size: 20px\"><strong>\ud558\uc9c0\ub9cc \uc9c4\uac80\uc2b9\ubd80\ub294 \uc62c\ud574 \uc2dc\uc791\uc774\ub2e4. \uc9c0\ub09c \ud55c\uc8fc\uc758 \uae30\uc774\ud55c(?) \uc6d0\ud654 \uac15\uc138\uac00 \ud55c\uad6d \uacbd\uc81c\uc758 \ud68c\ubcf5\ub825 \ub54c\ubb38\uc774 \uc544\ub2c8\ub77c\ub294 \uac74 \uc2dc\uc7a5\uc5d0 \uac1c\uc785\ud55c \uae30\uc7ac\ubd80\uc640 \ud55c\uc740\uc774 \ub354 \uc798 \uc54c \uac83\uc774\ub2e4. \ud658\uc728\uc740 \uc9c0\ub09c\ud574 \ud558\ubc18\uae30 \ub0b4\ub0b4 \uc6b0\uc0c1\ud5a5(\uc6d0\ud654 \uc57d\uc138)\uc774\uc5c8\ub2e4. \uc5f0\ud3c9\uade0(1422.16\uc6d0)\uc73c\ub85c \uc678\ud658\uc704\uae30\uc600\ub358\u00a01998\ub144(1398.39\uc6d0)\ubcf4\ub2e4\ub3c4 \ub192\uc740 \uc5ed\ub300 \ucd5c\uace0\uce58\uc600\ub2e4. \uc678\ud658\uc704\uae30 \ub54c \ud55c\uad6d\uc774 \uae09\uc131 \ud3d0\ub834 \ud658\uc790\uc600\ub2e4\uba74 \uc9c0\uae08\uc740 \ub9cc\uc131\uc9c8\ud658\uc790 \uc2e0\uc138\ub2e4. \ub2ec\ub7ec\uac00 \ube60\uc838\ub098\uac00\ub294 \ucd94\uc138\ub97c \uc778\uc704\uc801\uc73c\ub85c \ud2c0\uc5b4\ub9c9\uc73c\uba74 \uc2dc\uc7a5\uc5d0\uc11c \ubc18\uc791\uc6a9\uc774 \ub098\uc624\uae30 \ub9c8\ub828\uc774\ub2e4.<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/005\/0001823688?sid=110\">https:\/\/n.news.naver.com\/article\/005\/0001823688?sid=110<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc54c\ub2e4\uc2dc\ud53c \uc774\ud6c4 \uc0c1\ud669\uc740 \ub4dc\ub77c\ub9c8\ud2f1\ud588\ub2e4. \uc774\ub0a0 \ud558\ub8e8 \ub9cc\uc5d0\u00a034\uc6d0\uac00\ub7c9 \ub5a8\uc5b4\uc84c\ub2e4(\uc6d0\ud654 \uac15\uc138).\u00a026\uc77c\u00a01440.3\uc6d0,\u00a029\uc77c\u00a01429.8\uc6d0\uc73c\ub85c \uc18d\uc808\uc5c6\uc774 \ucd94\ub77d\ud558\ub294 \ub4f1 3\uc77c\uac04\u00a050\uc6d0 \uc774\uc0c1 \uc218\uc9c1 \ub099\ud558\ud558\ub2e4 \ud3d0\uc7a5\uc77c\uc778\u00a030\uc77c\uc5d0\uc57c\u00a01439.0\uc6d0\uc73c\ub85c \ubc18\ub4f1\ud588\ub2e4. \ubd88\uacfc \uc77c\uc8fc\uc77c \uc804 \ud658\uc728\u00a01500\uc6d0 \ub3cc\ud30c\ub97c \uc6b0\ub824\ud55c \uac8c \uba4b\uca4d\uc744 \uc815\ub3c4\ub2e4. \ub2f9\uad6d\uc758 \uad6c\ub450 \uac1c\uc785\uc744 \uac1c\ubbf8\ub4e4\uc740 \u2018\uad6c\ub463\ubc1c \uac1c\uc785\u2019\uc73c\ub85c \ubc1b\uc544\ub4e4\uc600\ub2e4. \ub2e8\uc21c \ubc1c\uc5b8\uc73c\ub85c \ud658\uc728 \ucd94\uc138\ub97c \uc774\ucc98\ub7fc \uae09\uaca9\ud788 \ub3cc\ub9b4 \uc218 \uc5c6\uae30\uc5d0 \uad6d\ubbfc\uc5f0\uae08\uc758 \ud658 \ud5e4\uc9c0 \ub4f1 \ub300\ub7c9 \ubb3c\ub7c9 \ub9e4\ub3c4\uac00 \uc3df\uc544\uc84c\uc744 \uac83\uc73c\ub85c \ubd24\uae30 \ub54c\ubb38\uc774\ub2e4. \uad6c\ub450\ub85c [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":1919,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-1920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>[\uc5ec\uc758\ucd98\ucd94] \ub2f9\uad6d\uc774 \uc3d8\uc544 \uc62c\ub9b0 \ud658\uc728\uc804\uc7c1, \ubb34\uc6b4\uc744 \ube48\ub2e4 - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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