{"id":2067,"date":"2026-01-06T21:25:50","date_gmt":"2026-01-06T12:25:50","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/06\/post-20260106-122550-2474\/"},"modified":"2026-01-08T09:13:32","modified_gmt":"2026-01-08T00:13:32","slug":"post-20260106-122550-2474","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/06\/post-20260106-122550-2474\/","title":{"rendered":"\uc5f0\uae08\uc5f0\uad6c\ud68c “\ud658\uc728 \uc7a1\ub294\ub370 \uad6d\ubbfc\uc5f0\uae08 \ub3d9\uc6d0, \uc218\uc775\u00b7\uc548\uc815 \ubaa8\ub450 \ud6fc\uc190” (SBS Biz)"},"content":{"rendered":"

\ucd5c\uadfc \uc678\ud658 \uc2a4\uc640\ud504 \uc5f0\uc7a5\uacfc \uc804\ub7b5\uc801 \ud658 \ud5e4\uc9c0 \ub4f1 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc774 \ub2ec\ub7ec-\uc6d0 \ud658\uc728 \uc548\uc815\ud654\uc5d0 \ub3d9\uc6d0\ub418\ub294 \ub370 \ub300\ud574 “\uae30\uae08 \uc218\uc775\uc131\uacfc \uc548\uc815\uc131\uc774 \ub3d9\ubc18 \ud6fc\uc190\ub418\uace0 \uace0\uac08\uc2dc\uc810\uc744 \uc55e\ub2f9\uae38 \uac83”\uc774\ub77c\ub294 \uc804\ubb38\uac00\ub4e4\uc758 \uc6b0\ub824\uac00 \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc5f0\uae08 \ubd84\uc57c \uc804\ubb38\uac00 \ubaa8\uc784\uc778 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uc624\ub298(5\uc77c) \uc138\ubbf8\ub098\ub97c \uc5f4\uace0 “\uad6d\ubbfc\uc5f0\uae08\uc740 \uc815\ubd80\uc758 \uc720\ub3d9\uc131 \uacf5\uae09\uc6d0\uc774 \uc544\ub2cc \uad6d\ubbfc\uc758 \ub178\ud6c4 \uc0dd\uc874\uad8c\uc744 \ub2f4\ubcf4\ub85c \ub9fa\uc5b4\uc9c4 \uc138\ub300 \uac04 \uacc4\uc57d”\uc774\ub77c\uba70 \uac00\uc785\uc790 \uc774\uc775\uc744 \ucd5c\uc6b0\uc120\ud574\uc57c \ud55c\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ud604\uc815\ud658 \ub3d9\uad6d\ub300 \uad6d\uc81c\ud1b5\uc0c1\ud559\uacfc \uad50\uc218\ub294 \ubc1c\ud45c\uc5d0\uc11c “\uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc744 \ud658\uc728 \uc548\uc815\ud654 \uc218\ub2e8\uc73c\ub85c \uc0bc\ub294 \uac74 \ubaa9\uc801\uc5d0 \ubd80\ud569\ud558\uc9c0 \uc54a\uc73c\uba70, \uc218\uc775\uc131\uacfc \uc548\uc815\uc131\uc774 \ub3d9\ubc18 \ud6fc\uc190\ub418\uace0 \uad6d\ubbfc\uc5f0\uae08 \uace0\uac08\uc2dc\uc810\uc744 \uc55e\ub2f9\uae38 \uac83”\uc774\ub77c\uace0 \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc774\uc5b4 “\ucd5c\uadfc \uc6d0\ud654 \uac00\uce58 \uae09\ub77d\uc758 \uadfc\ubcf8\uc801 \uc6d0\uc778\uc740 \uc5f0\u00a0200\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \ub300\ubbf8 \ud22c\uc790 \uc57d\uc18d \uc774\ud589, \uc7ac\uc815\ud655\uc7a5\uc5d0 \ub530\ub978 \uc778\ud50c\ub808\uc774\uc158 \uae30\ub300, \uc678\ud658\ubcf4\uc720\uc561\uc758 \uc801\uc815\uc131\u00b7\uc720\ub3d9\uc131\uc5d0 \ub300\ud55c \uc758\uad6c\uc2ec”\uc774\ub77c\uba70 “\uc678\ud658\ubcf4\uc720\uc561 \uc6b4\uc6a9\uc5d0 \ub300\ud55c \ud22c\uba85\uc131 \uc81c\uace0, \uc801\uc808\ud55c \uac00\uc774\ub4dc\ub77c\uc778 \uc900\uc218, \uad6d\ud68c\uc5d0 \ub300\ud55c \ubcf4\uace0\uc758\ubb34 \ub4f1\uc774 \uc694\uad6c\ub418\uba70 \uc678\ud658\ubcf4\uc720\uc561\uc758 \uacf5\uacf5\uc131\uc744 \uac15\ud654\ud574\uc57c \ud55c\ub2e4”\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uae40\ud559\uc8fc \ub3d9\uad6d\ub300\ud559\uad50 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \uad50\uc218\ub294 “\uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc9c0\uce68(IPS)\uc758 \ud575\uc2ec\uc740 ‘\ud5c8\uc6a9\ub41c \uc704\ud5d8 \ud55c\ub3c4 \ub0b4 \uc7a5\uae30 \uc218\uc775 \uadf9\ub300\ud654’\uc640 ‘\uc6b4\uc6a9\uc758 \ub3c5\ub9bd\uc131’\uc5d0 \uc788\ub2e4”\uace0 \uc9da\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uae40 \uad50\uc218\ub294 \uc9c0\uae08\uc758 \uae30\uae08\uc6b4\uc6a9 \uac70\ubc84\ub10c\uc2a4\uac00 \uc758\uc81c \uc124\uc815, \uc758\uc0ac\uacb0\uc815, \ucc45\uc784 \uadc0\uc18d\uc5d0 \uc788\uc5b4 \uc815\ucc45 \ubaa9\ud45c\uac00 \uc720\uc785\ub418\ub294 \ub370 \ucde8\uc57d\ud558\ub2e4\uace0 \uc9c4\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \uc774\ub97c \ud574\uc18c\ud558\uae30 \uc704\ud574 \uc815\ucc45 \uc5f0\uacc4 \uc548\uac74\uc5d0 \ub300\ud55c \uc774\uc911 \uc7a0\uae08\uc7a5\uce58 \ub3c4\uc785, \uc218\uc775\uc131 \ud6fc\uc190 \uc2dc \uc815\ubd80 \uc7ac\uc815 \ubcf4\uc804 \uc6d0\uce59\uc758 \ubc95\uc81c\ud654, \uae30\uae08\uc6b4\uc6a9 \uac70\ubc84\ub10c\uc2a4\uc758 \uc2e4\uc9c8\uc801 \ub3c5\ub9bd\uc131 \uac15\ud654\uac00 \ud544\uc694\ud558\ub2e4\uace0 \uc81c\uc548\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uacfc \uc678\ud658\ub2f9\uad6d\uc758\u00a0650\uc5b5 \ub2ec\ub7ec(\uc57d\u00a095\uc870\uc6d0) \uaddc\ubaa8 \uc678\ud658 \uc2a4\uc640\ud504 \uacc4\uc57d \uc5f0\uc7a5\uc5d0 \ub300\ud574 \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0\uc740 “\uc804\ub7b5\uc801 \ud658 \ud5e4\uc9c0\ub294 \uadf8 \ud544\uc694\uc131\uc744 \uc778\uc815\ud560 \uc9c0\ub77c\ub3c4 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \uc6b4\uc601 \uad00\uc810\uc5d0\uc11c\ub294 \uc0c1\ub2f9\ud55c \ubb38\uc81c\ub97c \ub178\ucd9c\uc2dc\ud0a8\ub2e4\ub294 \ubb38\uc81c\uac00 \uc788\ub2e4”\uba70 “\uc774\ub7ec\ud55c \uc870\uce58\uac00 \uc5c6\uc5c8\ub2e4\uba74 \uc62c\ub838\uc744 \uc218\uc775\uc744 \ud3ec\uae30\ud558\ub294 \uc148”\uc774\ub77c\uace0 \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uad6d\ud68c \uc5f0\uae08\uac1c\ud601\ud2b9\ubcc4\uc704\uc6d0\ud68c \uc790\ubb38\uc704\uc6d0\uc778 \uae40\ub300\uc601 \uc138\ubb34\uc0ac\ub3c4 \uc774\uc5d0 \ub300\ud574 “\ud658\uc728 \ubc29\uc5b4\ub77c\ub294 \uc815\ubd80\uc758 \uc815\ucc45\uc801 \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud574 \uac00\uc785\uc790\uc758 \uae30\ub300 \uc218\uc775\uc744 \ud76c\uc0dd\uc2dc\ud0a4\ub294 \uac83\uc740 ‘\uc218\ud0c1\uc790 \ucc45\uc784\uc5d0 \uc785\uac01\ud55c \uac00\uc785\uc790\uc758 \uc774\uc775 \uadf9\ub300\ud654’\ub77c\ub294 \uc6b4\uc6a9\uc758 \uae30\ubcf8 \uc6d0\uce59\uc744 \ud6fc\uc190\ud558\ub294 \ud589\uc704”\ub77c\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

https:\/\/n.news.naver.com\/article\/374\/0000484431?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\ucd5c\uadfc \uc678\ud658 \uc2a4\uc640\ud504 \uc5f0\uc7a5\uacfc \uc804\ub7b5\uc801 \ud658 \ud5e4\uc9c0 \ub4f1 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc774 \ub2ec\ub7ec-\uc6d0 \ud658\uc728 \uc548\uc815\ud654\uc5d0 \ub3d9\uc6d0\ub418\ub294 \ub370 \ub300\ud574 “\uae30\uae08 \uc218\uc775\uc131\uacfc \uc548\uc815\uc131\uc774 \ub3d9\ubc18 \ud6fc\uc190\ub418\uace0 \uace0\uac08\uc2dc\uc810\uc744 \uc55e\ub2f9\uae38 \uac83”\uc774\ub77c\ub294 \uc804\ubb38\uac00\ub4e4\uc758 \uc6b0\ub824\uac00 \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08 \ubd84\uc57c \uc804\ubb38\uac00 \ubaa8\uc784\uc778 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uc624\ub298(5\uc77c) \uc138\ubbf8\ub098\ub97c \uc5f4\uace0 “\uad6d\ubbfc\uc5f0\uae08\uc740 \uc815\ubd80\uc758 \uc720\ub3d9\uc131 \uacf5\uae09\uc6d0\uc774 \uc544\ub2cc \uad6d\ubbfc\uc758 \ub178\ud6c4 \uc0dd\uc874\uad8c\uc744 \ub2f4\ubcf4\ub85c \ub9fa\uc5b4\uc9c4 \uc138\ub300 \uac04 \uacc4\uc57d”\uc774\ub77c\uba70 \uac00\uc785\uc790 \uc774\uc775\uc744 \ucd5c\uc6b0\uc120\ud574\uc57c \ud55c\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \ud604\uc815\ud658 \ub3d9\uad6d\ub300 […]<\/p>\n","protected":false},"author":11,"featured_media":2066,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"\n\uc5f0\uae08\uc5f0\uad6c\ud68c "\ud658\uc728 \uc7a1\ub294\ub370 \uad6d\ubbfc\uc5f0\uae08 \ub3d9\uc6d0, \uc218\uc775\u00b7\uc548\uc815 \ubaa8\ub450 \ud6fc\uc190" (SBS Biz) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/06\/post-20260106-122550-2474\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c "\ud658\uc728 \uc7a1\ub294\ub370 \uad6d\ubbfc\uc5f0\uae08 \ub3d9\uc6d0, \uc218\uc775\u00b7\uc548\uc815 \ubaa8\ub450 \ud6fc\uc190" (SBS Biz) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\ucd5c\uadfc \uc678\ud658 \uc2a4\uc640\ud504 \uc5f0\uc7a5\uacfc \uc804\ub7b5\uc801 \ud658 \ud5e4\uc9c0 \ub4f1 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc774 \ub2ec\ub7ec-\uc6d0 \ud658\uc728 \uc548\uc815\ud654\uc5d0 \ub3d9\uc6d0\ub418\ub294 \ub370 \ub300\ud574 “\uae30\uae08 \uc218\uc775\uc131\uacfc \uc548\uc815\uc131\uc774 \ub3d9\ubc18 \ud6fc\uc190\ub418\uace0 \uace0\uac08\uc2dc\uc810\uc744 \uc55e\ub2f9\uae38 \uac83”\uc774\ub77c\ub294 \uc804\ubb38\uac00\ub4e4\uc758 \uc6b0\ub824\uac00 \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08 \ubd84\uc57c \uc804\ubb38\uac00 \ubaa8\uc784\uc778 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uc624\ub298(5\uc77c) \uc138\ubbf8\ub098\ub97c \uc5f4\uace0 “\uad6d\ubbfc\uc5f0\uae08\uc740 \uc815\ubd80\uc758 \uc720\ub3d9\uc131 \uacf5\uae09\uc6d0\uc774 \uc544\ub2cc \uad6d\ubbfc\uc758 \ub178\ud6c4 \uc0dd\uc874\uad8c\uc744 \ub2f4\ubcf4\ub85c \ub9fa\uc5b4\uc9c4 \uc138\ub300 \uac04 \uacc4\uc57d”\uc774\ub77c\uba70 \uac00\uc785\uc790 \uc774\uc775\uc744 \ucd5c\uc6b0\uc120\ud574\uc57c \ud55c\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \ud604\uc815\ud658 \ub3d9\uad6d\ub300 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/06\/post-20260106-122550-2474\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-06T12:25:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-08T00:13:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0000484431_001_20260105182424780-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"850\" \/>\n\t<meta property=\"og:image:height\" content=\"368\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" 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