{"id":2077,"date":"2026-01-07T01:20:32","date_gmt":"2026-01-06T16:20:32","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/"},"modified":"2026-01-08T09:13:40","modified_gmt":"2026-01-08T00:13:40","slug":"post-20260106-162032-5133","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/","title":{"rendered":"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0  (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)"},"content":{"rendered":"<p><span style=\"font-size: 20px;background-color: #ffff99\">\ucf00\uc778\uc988\uc774\ub860\uacfc \uc2e0\uc790\uc720\uc8fc\uc758\uc774\ub860\uc744 \ub6f0\uc5b4\ub118\ub294 \u2018\uc298\ud398\ud130 \uc131\uc7a5\ub860\u2019\uc744 \uc815\ub9bd\ud55c \uacbd\uc81c\ud559\uc790\ub85c \uc720\uba85\ud55c \ud544\ub9bd \uc544\uae30\uc628(66\u00b7\uc0ac\uc9c4) \ucf5c\ub808\uc8fc \ub4dc \ud504\ub791\uc2a4 \uad50\uc218\ub294 \ud5e4\ub7f4\ub4dc\uac00 \ucc3d\uc0ac 70\uc8fc\ub144\uc744 \ub9de\uc544 \uc9c4\ud589\ud558\ub294 \uc2e0\ub144 \uae30\ud68d\uc5d0 \ub9de\ucdb0 \uc9c0\ub09c\ub2ec 27\uc77c \ud5e4\ub7f4\ub4dc\uacbd\uc81c\uc640 \uac00\uc9c4 \ub2e8\ub3c5 \uc778\ud130\ubdf0\uc5d0\uc11c \uc5d0\ub9c8\ub258\uc5d8 \ub9c8\ud06c\ub871 \ud504\ub791\uc2a4 \ub300\ud1b5\ub839\uc758 \uc5f0\uae08\uac1c\ud601 \ucd94\uc9c4 \uc774\uc720\uc5d0 \ub300\ud574 \u201c\uae30\ub300 \uc218\uba85\uc774 \ub298\uc5b4\ub098\uba74\uc11c \uc778\uad6c\uac00 \uace0\ub839\ud654\ud558\uba74 \uc0dd\uc0b0\uc5f0\ub839\uc778\uad6c\ub294 \uc904\uc5b4\ub4e4 \uc218\ubc16\uc5d0 \uc5c6\ub2e4\u201d\uba74\uc11c \uc774\uac19\uc774 \uc8fc\uc7a5\ud588\ub2e4. \uc544\uae30\uc628 \uad50\uc218\ub294 \ub9c8\ud06c\ub871 \ub300\ud1b5\ub839\uc758 \uacbd\uc81c\uc790\ubb38\uc744 \uc5ed\uc784\ud588\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\">\ud504\ub791\uc2a4 \uc5f0\uae08\uac1c\ud601\uc758 \ud575\uc2ec\uc740 \ubc95\uc801 \uc815\ub144\uc744 \ud604\uc7ac 62\uc138\uc5d0\uc11c 64\uc138\ub85c \uc62c\ub824 \uc5f0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ub098\uc774\ub97c \ud604\ud589\ubcf4\ub2e4 2\ub144 \ub4a4\ub85c \ubbf8\ub8e8\ub294 \uac83\uc774\ub2e4. \ud504\ub791\uc2a4\uc758 \uc0dd\uc0b0\uc5f0\ub839\uc778\uad6c\ub97c \ub298\ub9ac\ub294 \uac83\uc744 \uc758\ubbf8\ud55c\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\">\uc544\uae30\uc628 \uad50\uc218\ub294 \u201c\ub9c8\ud06c\ub871\uc774 \uc138\uc81c \uac1c\ud3b8\uacfc \uc2e4\uc5c5\ubcf4\uc870\uae08\uc81c\ub3c4, \uad50\uc721 \uc2dc\uc2a4\ud15c\uc744 \uac1c\ud601\ud574 \ud504\ub791\uc2a4 \uc2e4\uc5c5\ub960\uc744 \uc904\uc778 \uc5c5\uc801\uc740 \uc778\uc815\ud574\uc57c \ud55c\ub2e4\u201d\uba74\uc11c \u201c\ud504\ub791\uc2a4\uc758 \uc5f0\uae08\uac1c\ud601\uc740 \uace0\uc6a9\ub960\uc744 \ub192\uc774\ub294 \ub610 \ub2e4\ub978 \ubc29\ubc95\u201d\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\">\uc544\uae30\uc628 \uad50\uc218\ub294 \ud504\ub791\uc2a4 \uad6d\ubbfc\uc774 \uc5f0\uae08\uac1c\ud601\uc744 \ubc18\ub300\ud558<b>\ub294 \uc774\uc720 \uc911 \ud558\ub098\ub85c \u201c\ud504\ub791\uc2a4\uc5d0\uc120 \uae30\uc5c5\uc774 \uace0\ub839\uce35\uc744 \uace0\uc6a9\ud558\ub294 \uacbd\uc6b0\uac00 \uac70\uc758 \uc5c6\ub2e4<\/b>\u201d\uba74\uc11c \u201c(\uc5f0\uae08 \uc218\uae09\uc2dc\uae30\uac00 2\ub144 \ub298\uc5b4\ub098\uba74) \uace0\ub839\uce35\uc740 \uc77c\uc744 \ud560 \uc218\ubc16\uc5d0 \uc5c6\uace0, \uc815\ubd80\ub294 \uae30\uc5c5\uc774 \uace0\ub839\uce35\uc744 \uacc4\uc18d \uace0\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uac15\ub825\ud55c \uc778\uc13c\ud2f0\ube0c\ub97c \uc81c\uacf5\ud560 \uac83\u201d\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4. \uc5f0\uae08\uac1c\ud601\uc744 \ud1b5\ud574 \ud604\uc7ac OECD \ud3c9\uade0\ubcf4\ub2e4 \ud6e8\uc52c \ub4a4\ub5a8\uc5b4\uc9c0\ub294\u00a0<b>\ud504\ub791\uc2a4\uc758 55~64\uc138 \uace0\ub839\uce35 \uace0\uc6a9\ub960\uc774 \uc0c1\uc2b9\ud558\uba74 \uc774\ub294 \ud504\ub791\uc2a4\uc758 \uad6d\ub0b4\ucd1d\uc0dd\uc0b0(GDP)\uc744 \ub04c\uc5b4\uc62c\ub9ac\ub294 \uc694\uc778\uc774 \ub420 \uac83<\/b>\uc774\ub77c\ub294 \uac8c \uc544\uae30\uc628 \uad50\uc218\uc758 \uc8fc\uc7a5\uc774\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\">(\uc911\ub7b5)<\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\">\ub300\ub2f4\uc790\ub85c \ub098\uc120 \uc724\uc11d\uba85 \uc704\uc6d0\uc774 \ud65c\ub3d9\ud558\uace0 \uc788\ub294 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\uc6d0\ud68c\uc5d0\uc120 \ubcf4\ud5d8\ub8cc\uc728 \uc778\uc0c1\uacfc \uc758\ubb34\uac00\uc785\uae30\uac04 \uc0c1\ud5a5\uc5d0 \ub300\ud574\uc120 \uc758\uacac\uc744 \ud558\ub098\ub85c \ubaa8\uc558\uc9c0\ub9cc, \uc18c\ub4dd\ub300\uccb4\uc728\uc744 \ub450\uace0\uc120 \uc758\uacac\uc774 \ubd84\ubd84\ud558\ub2e4. \uc5f0\uae08\uac1c\ud601\uc5d0 \ubc18\ub300\ud558\ub294 \uc2dc\ubbfc\ub2e8\uccb4\uc640 \ub178\ub3d9\uacc4 \ubaa9\uc18c\ub9ac\ub3c4 \ucee4\uc9c0\uace0 \uc788\ub2e4.\u00a0<b>\uc724\uc11d\uc5f4 \ub300\ud1b5\ub839 \ub9d0\ucc98\ub7fc \u201c\uac1c\ud601\uc740 \uc778\uae30 \uc5c6\ub294 \uc77c\u201d\uc784\uc740 \ubd84\uba85\ud558\uc9c0\ub9cc, \uc544\uae30\uc628 \uad50\uc218\ub294 \u201c\uc5f0\uae08\uac1c\ud601\uc740 \uc120\ud0dd\uc774 \uc544\ub2cc \ud544\uc218\uc0ac\ud56d\u201d<\/b>\uc774\ub780 \uc778\uc2dd\uc5d0 \uacf5\uac10\ud588\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\">\ub2e4\uc74c\uc740 \uc544\uae30\uc628 \uad50\uc218\uc640 \uc724\uc11d\uba85 \uc704\uc6d0\uac04 \ub300\ub2f4 \uc8fc\uc694 \ub0b4\uc6a9\uc774\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #00ffff\">(\ucca8\ubd80\ud55c \ud5e4\ub7f4\ub4dc\uacbd\uc81c\uc758 \ub300\ub2f4 \ub0b4\uc6a9\uc744 \ucc38\uace0\ud558\uae30 \ubc14\ub78d\ub2c8\ub2e4!)<\/span><\/p>\n<p><a href=\"https:\/\/mbiz.heraldcorp.com\/article\/3055663\">https:\/\/mbiz.heraldcorp.com\/article\/3055663<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucf00\uc778\uc988\uc774\ub860\uacfc \uc2e0\uc790\uc720\uc8fc\uc758\uc774\ub860\uc744 \ub6f0\uc5b4\ub118\ub294 \u2018\uc298\ud398\ud130 \uc131\uc7a5\ub860\u2019\uc744 \uc815\ub9bd\ud55c \uacbd\uc81c\ud559\uc790\ub85c \uc720\uba85\ud55c \ud544\ub9bd \uc544\uae30\uc628(66\u00b7\uc0ac\uc9c4) \ucf5c\ub808\uc8fc \ub4dc \ud504\ub791\uc2a4 \uad50\uc218\ub294 \ud5e4\ub7f4\ub4dc\uac00 \ucc3d\uc0ac 70\uc8fc\ub144\uc744 \ub9de\uc544 \uc9c4\ud589\ud558\ub294 \uc2e0\ub144 \uae30\ud68d\uc5d0 \ub9de\ucdb0 \uc9c0\ub09c\ub2ec 27\uc77c \ud5e4\ub7f4\ub4dc\uacbd\uc81c\uc640 \uac00\uc9c4 \ub2e8\ub3c5 \uc778\ud130\ubdf0\uc5d0\uc11c \uc5d0\ub9c8\ub258\uc5d8 \ub9c8\ud06c\ub871 \ud504\ub791\uc2a4 \ub300\ud1b5\ub839\uc758 \uc5f0\uae08\uac1c\ud601 \ucd94\uc9c4 \uc774\uc720\uc5d0 \ub300\ud574 \u201c\uae30\ub300 \uc218\uba85\uc774 \ub298\uc5b4\ub098\uba74\uc11c \uc778\uad6c\uac00 \uace0\ub839\ud654\ud558\uba74 \uc0dd\uc0b0\uc5f0\ub839\uc778\uad6c\ub294 \uc904\uc5b4\ub4e4 \uc218\ubc16\uc5d0 \uc5c6\ub2e4\u201d\uba74\uc11c \uc774\uac19\uc774 \uc8fc\uc7a5\ud588\ub2e4. \uc544\uae30\uc628 \uad50\uc218\ub294 \ub9c8\ud06c\ub871 \ub300\ud1b5\ub839\uc758 \uacbd\uc81c\uc790\ubb38\uc744 \uc5ed\uc784\ud588\ub2e4. \ud504\ub791\uc2a4 \uc5f0\uae08\uac1c\ud601\uc758 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2076,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2077","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\ucf00\uc778\uc988\uc774\ub860\uacfc \uc2e0\uc790\uc720\uc8fc\uc758\uc774\ub860\uc744 \ub6f0\uc5b4\ub118\ub294 \u2018\uc298\ud398\ud130 \uc131\uc7a5\ub860\u2019\uc744 \uc815\ub9bd\ud55c \uacbd\uc81c\ud559\uc790\ub85c \uc720\uba85\ud55c \ud544\ub9bd \uc544\uae30\uc628(66\u00b7\uc0ac\uc9c4) \ucf5c\ub808\uc8fc \ub4dc \ud504\ub791\uc2a4 \uad50\uc218\ub294 \ud5e4\ub7f4\ub4dc\uac00 \ucc3d\uc0ac 70\uc8fc\ub144\uc744 \ub9de\uc544 \uc9c4\ud589\ud558\ub294 \uc2e0\ub144 \uae30\ud68d\uc5d0 \ub9de\ucdb0 \uc9c0\ub09c\ub2ec 27\uc77c \ud5e4\ub7f4\ub4dc\uacbd\uc81c\uc640 \uac00\uc9c4 \ub2e8\ub3c5 \uc778\ud130\ubdf0\uc5d0\uc11c \uc5d0\ub9c8\ub258\uc5d8 \ub9c8\ud06c\ub871 \ud504\ub791\uc2a4 \ub300\ud1b5\ub839\uc758 \uc5f0\uae08\uac1c\ud601 \ucd94\uc9c4 \uc774\uc720\uc5d0 \ub300\ud574 \u201c\uae30\ub300 \uc218\uba85\uc774 \ub298\uc5b4\ub098\uba74\uc11c \uc778\uad6c\uac00 \uace0\ub839\ud654\ud558\uba74 \uc0dd\uc0b0\uc5f0\ub839\uc778\uad6c\ub294 \uc904\uc5b4\ub4e4 \uc218\ubc16\uc5d0 \uc5c6\ub2e4\u201d\uba74\uc11c \uc774\uac19\uc774 \uc8fc\uc7a5\ud588\ub2e4. \uc544\uae30\uc628 \uad50\uc218\ub294 \ub9c8\ud06c\ub871 \ub300\ud1b5\ub839\uc758 \uacbd\uc81c\uc790\ubb38\uc744 \uc5ed\uc784\ud588\ub2e4. \ud504\ub791\uc2a4 \uc5f0\uae08\uac1c\ud601\uc758 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-06T16:20:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-08T00:13:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"383\" \/>\n\t<meta property=\"og:image:height\" content=\"383\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)\",\"datePublished\":\"2026-01-06T16:20:32+00:00\",\"dateModified\":\"2026-01-08T00:13:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/\"},\"wordCount\":7,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg\",\"articleSection\":[\"\uc778\uc0ac\uc774\ud2b8\",\"\uc804\ubb38\uac00 \uce7c\ub7fc\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/\",\"name\":\"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg\",\"datePublished\":\"2026-01-06T16:20:32+00:00\",\"dateModified\":\"2026-01-08T00:13:40+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg\",\"width\":383,\"height\":383},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/","og_locale":"ko_KR","og_type":"article","og_title":"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"\ucf00\uc778\uc988\uc774\ub860\uacfc \uc2e0\uc790\uc720\uc8fc\uc758\uc774\ub860\uc744 \ub6f0\uc5b4\ub118\ub294 \u2018\uc298\ud398\ud130 \uc131\uc7a5\ub860\u2019\uc744 \uc815\ub9bd\ud55c \uacbd\uc81c\ud559\uc790\ub85c \uc720\uba85\ud55c \ud544\ub9bd \uc544\uae30\uc628(66\u00b7\uc0ac\uc9c4) \ucf5c\ub808\uc8fc \ub4dc \ud504\ub791\uc2a4 \uad50\uc218\ub294 \ud5e4\ub7f4\ub4dc\uac00 \ucc3d\uc0ac 70\uc8fc\ub144\uc744 \ub9de\uc544 \uc9c4\ud589\ud558\ub294 \uc2e0\ub144 \uae30\ud68d\uc5d0 \ub9de\ucdb0 \uc9c0\ub09c\ub2ec 27\uc77c \ud5e4\ub7f4\ub4dc\uacbd\uc81c\uc640 \uac00\uc9c4 \ub2e8\ub3c5 \uc778\ud130\ubdf0\uc5d0\uc11c \uc5d0\ub9c8\ub258\uc5d8 \ub9c8\ud06c\ub871 \ud504\ub791\uc2a4 \ub300\ud1b5\ub839\uc758 \uc5f0\uae08\uac1c\ud601 \ucd94\uc9c4 \uc774\uc720\uc5d0 \ub300\ud574 \u201c\uae30\ub300 \uc218\uba85\uc774 \ub298\uc5b4\ub098\uba74\uc11c \uc778\uad6c\uac00 \uace0\ub839\ud654\ud558\uba74 \uc0dd\uc0b0\uc5f0\ub839\uc778\uad6c\ub294 \uc904\uc5b4\ub4e4 \uc218\ubc16\uc5d0 \uc5c6\ub2e4\u201d\uba74\uc11c \uc774\uac19\uc774 \uc8fc\uc7a5\ud588\ub2e4. \uc544\uae30\uc628 \uad50\uc218\ub294 \ub9c8\ud06c\ub871 \ub300\ud1b5\ub839\uc758 \uacbd\uc81c\uc790\ubb38\uc744 \uc5ed\uc784\ud588\ub2e4. \ud504\ub791\uc2a4 \uc5f0\uae08\uac1c\ud601\uc758 [&hellip;]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-01-06T16:20:32+00:00","article_modified_time":"2026-01-08T00:13:40+00:00","og_image":[{"width":383,"height":383,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg","type":"image\/jpeg"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)","datePublished":"2026-01-06T16:20:32+00:00","dateModified":"2026-01-08T00:13:40+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/"},"wordCount":7,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg","articleSection":["\uc778\uc0ac\uc774\ud2b8","\uc804\ubb38\uac00 \uce7c\ub7fc"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/","name":"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg","datePublished":"2026-01-06T16:20:32+00:00","dateModified":"2026-01-08T00:13:40+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20230206000432_0.jpg","width":383,"height":383},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-162032-5133\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"(2025\ub144 \ub178\ubca8 \uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790\uc778) \u4f5b\uacbd\uc81c\ud559\uc790 \ud544\ub9bd \uc544\uae30\uc628 \uc778\ud130\ubdf0 (\ub300\ub2f4: \uc724\uc11d\uba85 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2077","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2077"}],"version-history":[{"count":2,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2077\/revisions"}],"predecessor-version":[{"id":2079,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2077\/revisions\/2079"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2076"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}