{"id":2081,"date":"2026-01-07T01:38:25","date_gmt":"2026-01-06T16:38:25","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-163825-2928\/"},"modified":"2026-01-08T09:16:04","modified_gmt":"2026-01-08T00:16:04","slug":"post-20260106-163825-2928","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-163825-2928\/","title":{"rendered":"“\uc77c\ubcf8\uc774 \ube44\uc6c3\ub294 \ud55c\uad6d \uad6d\ubbfc\uc5f0\uae08\u20264\ub300 \uacf5\uc801\uc5f0\uae08 \ud1b5\ud569\ud574\uc57c” (2022.08.09)"},"content":{"rendered":"

(\uad6d\ubbfc\uc5f0\uae08 \ubc29\uce58 \uc2dc 2092\ub144 \ub204\uc801\uc801\uc790 2\uacbd<\/span>
\n\ub300\ud1b5\ub839\uc2e4 \ubaa8\uc218\uac1c\ud601 \uc0dd\uac01\uc5d0\u2026”\uad6c\uc870\uac1c\ud601 \uac00\uc57c”<\/span>
\n\uc5ec\ub2f9\uc120 “\uad6d\ubbfc\ud22c\ud45c \ud1b5\ud574 \uc0ac\ud68c\uc801 \ud569\uc758 \uc774\ub904\uc57c”<\/span>
\n\uc815\uc791 \ubcf5\uc9c0\ubd80\ub294 \uad6d\ud68c\uc5d0 \uacf5 \ub3cc\ub9ac\uba70 \uc18c\uadf9\uc801)<\/span><\/h2>\n

“2\ub144 \uc804 \uc77c\ubcf8 \uacf5\ubb34\uc6d0\uc774 ‘\ud55c\uad6d\uc740 (\uad6d\ubbfc\uc5f0\uae08) \ubcf4\ud5d8\ub8cc\ub294 \uc801\uac8c \uac77\uc73c\uba74\uc11c \ub9ce\uc774 \uc8fc\ub294 \ube44\uacb0\uc774 \ubb50\ub0d0’\uace0 \ubb3c\uc740 \uc801\uc774 \uc788\ub294\ub370, \uc774\ubbf8 \uacf5\uc801\uc5f0\uae08\uc744 \ud1b5\ud569\ud55c \uc77c\ubcf8\uc774 \uc6b0\ub9ac\ub97c \ube44\uc6c3\uc740 \uac70\ub2e4. \uc774\uc6c3 \uad6d\uac00\ub4e4\uc740 ‘\ud55c\uad6d\uc774 \uc5f0\uae08 \uac1c\ud601\uc5d0 \ucc9c\ud558\ud0dc\ud3c9’\uc774\ub77c\uace0 \ubcf8\ub2e4.”<\/span><\/p>\n

\uc5f0\uae08 \uc804\ubb38\uac00\uc778 \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uc5f0\uad6c\uc704\uc6d0\uc740 9\uc77c \uad6d\ud68c \uc758\uc6d0\ud68c\uad00\uc5d0\uc11c \uc548\ucca0\uc218 \uad6d\ubbfc\uc758\ud798 \uc758\uc6d0 \uc8fc\ucd5c\ub85c \uc5f4\ub9b0 ‘\uccad\ub144\uc138\ub300\ub97c \uc704\ud55c \uc5f0\uae08\uac1c\ud601 \ubc29\ud5a5’ \ud1a0\ub860\ud68c\uc5d0\uc11c “\uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc5d0 950\uc870 \uc6d0\uc774 \uc313\uc600\ub2e4\uace0 \ub099\uad00\ud558\ub294\ub370, \uc774\ub294 \uac00\ub824\uc9c4 \uc815\ubcf4\uc5d0 \uc18d\ub294 \uac83”\uc774\ub77c\uba70 \uc774\uac19\uc774 \ub9d0\ud588\ub2e4. \uc55e\uc73c\ub85c \uc9c0\ucd9c\ud560 \uc5f0\uae08\uc561\uc774 2,500\uc870 \uc6d0\uc774\uace0, 2092\ub144\uc5d0\ub294 \ub204\uc801 \uc801\uc790\uac00 2\uacbd2,650\uc870 \uc6d0\uc5d0 \uc774\ub97c \uc218 \uc788\ub294 \ud604\uc2e4\uc744 \uc9c1\uc2dc\ud558\uc790\ub294 \uc131\ud1a0\ub2e4.<\/span><\/p>\n

\uc774\ub0a0 \ud1a0\ub860\ud68c\uc5d0 \ucc38\uc11d\ud55c \uc804\ubb38\uac00\ub4e4\uc740 \uad6d\ubbfc\uc5f0\uae08\uc758 \uc9c0\uc18d\uac00\ub2a5\uc131\uc774 \uc704\ud0dc\ub85c\uc6b4 \uc218\uc900\uc774\ub77c\uba70 \uad6c\uc870\uac1c\ud601\uc774 \uc2dc\uae09\ud558\ub2e4\uace0 \uc785\uc744 \ubaa8\uc558\ub2e4. \ub300\ud1b5\ub839\uc2e4\uc774 \ucd5c\uadfc \ubcf4\ud5d8\ub8cc\uc728(\uae30\uc5ec\uc728)\uacfc \uc18c\ub4dd\ub300\uccb4\uc728(\uc9c0\uae09\ub960) \uc77c\ubd80\ub97c \uc870\uc815\ud558\ub294 ‘\ubaa8\uc218\uac1c\ud601’\uc744 \uace0\uc2ec \uc911\uc774\ub77c\uace0 \ubc1d\ud614\ub294\ub370, \uad6c\uc870\uac1c\ud601 \uc5c6\uc774\ub294 \uc7ac\uc815\uac74\uc804\uc131\uc744 \uac15\ud654\ud560 \uc218 \uc5c6\ub2e4\uace0 \ube44\ud310\ud55c \uac83\uc774\ub2e4.<\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\ub300\uc548\uc73c\ub85c ‘4\ub300 \uacf5\uc801\uc5f0\uae08(\uad6d\ubbfc\u00b7\uacf5\ubb34\uc6d0\u00b7\uc0ac\ud559\u00b7\uad70\uc778\uc5f0\uae08) \ud1b5\ud569 \uc6b4\uc601’\uc744 \uc81c\uc2dc\ud588\ub2e4. \uc77c\ub2e8 \uad6d\ubbfc\uc5f0\uae08\uacfc \uacf5\ubb34\uc6d0\uc5f0\uae08\uc758 \uc5f0\uae08 \uc9c0\uae09 \ubc29\uc2dd\uc744 \ud1b5\ud569\ud55c \ub4a4 \uc911\uc7a5\uae30\uc801\uc73c\ub85c 4\ub300 \uc5f0\uae08 \uc77c\uc6d0\ud654 \ubc29\ud5a5\uc73c\ub85c \uac00\uc57c \ud55c\ub2e4\ub294 \uc8fc\uc7a5\uc774\ub2e4.<\/span><\/p>\n

\uc5f0\uae08 \uc0b0\uc815\uc744 \uc704\ud55c \uae30\uc900\uc18c\ub4dd\uacfc \uc18c\ub4dd \uc7ac\ubd84\ubc30 \uae30\ub2a5\uc774 \ub3d9\uc77c\ud558\uac8c \uc801\uc6a9\ub3fc \uc138\ub300\u00b7\uacc4\uce35 \uac04 \ud615\ud3c9\uc131\uc744 \ub192\uc77c \uc218 \uc788\ub2e4\ub294 \uac8c \uc804\ubb38\uac00\ub4e4\uc758 \uc124\uba85\uc774\ub2e4. \ub2e4\ub9cc \uc774\ud574\ub2f9\uc0ac\uc790 \uac04 \uac08\ub4f1\uc744 \uace0\ub824\ud574 \uc5f0\uae08 \uc7ac\uc6d0\u00b7\uc81c\ub3c4\ub294 \ubcc4\ub3c4\ub85c \uc6b4\uc601\ud558\uc790\ub294 \uc870\uac74\uc744 \ub2ec\uc558\ub2e4. \uc77c\ubcf8\uc740 \uc774\ubbf8 \uc5f0\uae08 \uc7ac\uc815\uac74\uc815\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 2015\ub144 \uc774 \uac19\uc740 \ub0b4\uc6a9\uc758 ‘\uc5f0\uae08 \uc77c\uc6d0\ud654’\ub97c \ub3c4\uc785\ud588\ub2e4. \uc724 \uc5f0\uad6c\uc704\uc6d0\uc740 “\uac1c\ud3b8\uc744 \ud1b5\ud574 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc5d0\uc11c \uae30\uc778\ud558\ub294 \ub9c9\ub300\ud55c \uaddc\ubaa8\uc758 \uad6d\uac00\ubd80\ucc44\ub97c \ub300\ud3ed \uc904\uc77c \uc218 \uc788\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uc720\ub7fd \uc77c\ubd80 \uad6d\uac00\uac00 \uc2dc\ud589 \uc911\uc778 ‘\uc790\ub3d9\uc548\uc815\uc7a5\uce58’ \ubaa8\ub378\uc744 \uc6b0\ub9ac\ub098\ub77c \ud604\uc2e4\uc5d0 \ub9de\uac8c \ub3c4\uc785\ud558\uc790\ub294 \uc8fc\uc7a5\ub3c4 \ub098\uc654\ub2e4. \uc790\ub3d9\uc548\uc815\uc7a5\uce58\ub780 \uc77c\ub2e8 \ubcf4\ud5d8\ub8cc\ub97c \ud06c\uac8c \uc778\uc0c1\ud55c \ub4a4 \uace0\ub839\ud654 \uc18d\ub3c4\uc5d0 \ub530\ub77c \uc9c0\uae09\uc561\uc744 \uc790\ub3d9\uc73c\ub85c \uc0ad\uac10\ud558\ub294 \uc81c\ub3c4\ub2e4. \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc218\uc2dc\ub85c \ubaa8\uc218\uac1c\ud601\uc744 \ud558\ub294 \ubd80\ub2f4\uc744 \ub35c \uc218 \uc788\ub2e4.<\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uadf8\ub7ec\ub098 \uc8fc\ubb34 \ubd80\ucc98\uc778 \ubcf4\uac74\ubcf5\uc9c0\ubd80\ub294 \uad6c\uc870\uac1c\ud601\uc5d0 \uc18c\uadf9\uc801\uc778 \ubaa8\uc2b5\uc744 \ubcf4\uc600\ub2e4. \uc5f0\uae08 \ud1b5\ud569 \uc6b4\uc601\uc5d0 \ub300\ud55c \uacf5\uc740 \uad6d\ud68c\ub85c \ub3cc\ub838\ub2e4. \uc870\uaddc\ud64d \ubcf5\uc9c0\ubd80 \uc81c1\ucc28\uad00\uc740 “\uacf5\uc801\uc5f0\uae08\uc744 \ud1b5\ud569\ud558\ub294 \uac74 \uc5ec\ub7ec \ubd80\ucc98\uac00 \ub17c\uc758\ud560 \ubb38\uc81c\uc774\uace0, \uc774\ud574\uad00\uacc4\uc790\uac00 \ub9e4\uc6b0 \ubcf5\uc7a1\ud558\uac8c \uc5bd\ud600 \uc788\uc5b4 \uad6d\ud68c \uc911\uc2ec\uc73c\ub85c \ub17c\uc758\ud558\ub294 \uac8c \ubc14\ub78c\uc9c1\ud558\ub2e4”\uace0 \ub9d0\ud588\ub2e4. \uc790\ub3d9\uc548\uc815\uc7a5\uce58 \ub3c4\uc785\uc5d0 \ub300\ud574\uc11c\ub3c4 “\uc720\uc5f0\ud558\uac8c \uc7ac\uc815 \uc548\uc815\ud654\ub97c \ub3c4\ubaa8\ud560 \uc218 \uc788\uc9c0\ub9cc, \ub178\ud6c4\uc18c\ub4dd\ubcf4\uc7a5\uc131\uc774 \uc57d\ud654\ub420 \uc6b0\ub824\uac00 \uc788\ub2e4”\uace0 \ubc18\ubc15\ud588\ub2e4.<\/span><\/span><\/p>\n

https:\/\/m.hankookilbo.com\/News\/Read\/A2022080916340003156<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

(\uad6d\ubbfc\uc5f0\uae08 \ubc29\uce58 \uc2dc 2092\ub144 \ub204\uc801\uc801\uc790 2\uacbd \ub300\ud1b5\ub839\uc2e4 \ubaa8\uc218\uac1c\ud601 \uc0dd\uac01\uc5d0\u2026”\uad6c\uc870\uac1c\ud601 \uac00\uc57c” \uc5ec\ub2f9\uc120 “\uad6d\ubbfc\ud22c\ud45c \ud1b5\ud574 \uc0ac\ud68c\uc801 \ud569\uc758 \uc774\ub904\uc57c” \uc815\uc791 \ubcf5\uc9c0\ubd80\ub294 \uad6d\ud68c\uc5d0 \uacf5 \ub3cc\ub9ac\uba70 \uc18c\uadf9\uc801) “2\ub144 \uc804 \uc77c\ubcf8 \uacf5\ubb34\uc6d0\uc774 ‘\ud55c\uad6d\uc740 (\uad6d\ubbfc\uc5f0\uae08) \ubcf4\ud5d8\ub8cc\ub294 \uc801\uac8c \uac77\uc73c\uba74\uc11c \ub9ce\uc774 \uc8fc\ub294 \ube44\uacb0\uc774 \ubb50\ub0d0’\uace0 \ubb3c\uc740 \uc801\uc774 \uc788\ub294\ub370, \uc774\ubbf8 \uacf5\uc801\uc5f0\uae08\uc744 \ud1b5\ud569\ud55c \uc77c\ubcf8\uc774 \uc6b0\ub9ac\ub97c \ube44\uc6c3\uc740 \uac70\ub2e4. \uc774\uc6c3 \uad6d\uac00\ub4e4\uc740 ‘\ud55c\uad6d\uc774 \uc5f0\uae08 \uac1c\ud601\uc5d0 \ucc9c\ud558\ud0dc\ud3c9’\uc774\ub77c\uace0 \ubcf8\ub2e4.” \uc5f0\uae08 \uc804\ubb38\uac00\uc778 \uc724\uc11d\uba85 […]<\/p>\n","protected":false},"author":11,"featured_media":2080,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,12],"tags":[],"class_list":["post-2081","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-global-case"],"acf":[],"yoast_head":"\n"\uc77c\ubcf8\uc774 \ube44\uc6c3\ub294 \ud55c\uad6d \uad6d\ubbfc\uc5f0\uae08\u20264\ub300 \uacf5\uc801\uc5f0\uae08 \ud1b5\ud569\ud574\uc57c" (2022.08.09) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-163825-2928\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\""\uc77c\ubcf8\uc774 \ube44\uc6c3\ub294 \ud55c\uad6d \uad6d\ubbfc\uc5f0\uae08\u20264\ub300 \uacf5\uc801\uc5f0\uae08 \ud1b5\ud569\ud574\uc57c" (2022.08.09) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(\uad6d\ubbfc\uc5f0\uae08 \ubc29\uce58 \uc2dc 2092\ub144 \ub204\uc801\uc801\uc790 2\uacbd \ub300\ud1b5\ub839\uc2e4 \ubaa8\uc218\uac1c\ud601 \uc0dd\uac01\uc5d0\u2026”\uad6c\uc870\uac1c\ud601 \uac00\uc57c” \uc5ec\ub2f9\uc120 “\uad6d\ubbfc\ud22c\ud45c \ud1b5\ud574 \uc0ac\ud68c\uc801 \ud569\uc758 \uc774\ub904\uc57c” \uc815\uc791 \ubcf5\uc9c0\ubd80\ub294 \uad6d\ud68c\uc5d0 \uacf5 \ub3cc\ub9ac\uba70 \uc18c\uadf9\uc801) “2\ub144 \uc804 \uc77c\ubcf8 \uacf5\ubb34\uc6d0\uc774 ‘\ud55c\uad6d\uc740 (\uad6d\ubbfc\uc5f0\uae08) \ubcf4\ud5d8\ub8cc\ub294 \uc801\uac8c \uac77\uc73c\uba74\uc11c \ub9ce\uc774 \uc8fc\ub294 \ube44\uacb0\uc774 \ubb50\ub0d0’\uace0 \ubb3c\uc740 \uc801\uc774 \uc788\ub294\ub370, \uc774\ubbf8 \uacf5\uc801\uc5f0\uae08\uc744 \ud1b5\ud569\ud55c \uc77c\ubcf8\uc774 \uc6b0\ub9ac\ub97c \ube44\uc6c3\uc740 \uac70\ub2e4. \uc774\uc6c3 \uad6d\uac00\ub4e4\uc740 ‘\ud55c\uad6d\uc774 \uc5f0\uae08 \uac1c\ud601\uc5d0 \ucc9c\ud558\ud0dc\ud3c9’\uc774\ub77c\uace0 \ubcf8\ub2e4.” \uc5f0\uae08 \uc804\ubb38\uac00\uc778 \uc724\uc11d\uba85 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-163825-2928\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-06T16:38:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-08T00:16:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0aae9b4c-dcbb-4b51-8979-e2161e441f89.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"356\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-163825-2928\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-163825-2928\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"“\uc77c\ubcf8\uc774 \ube44\uc6c3\ub294 \ud55c\uad6d \uad6d\ubbfc\uc5f0\uae08\u20264\ub300 \uacf5\uc801\uc5f0\uae08 \ud1b5\ud569\ud574\uc57c” (2022.08.09)\",\"datePublished\":\"2026-01-06T16:38:25+00:00\",\"dateModified\":\"2026-01-08T00:16:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-163825-2928\/\"},\"wordCount\":7,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-163825-2928\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0aae9b4c-dcbb-4b51-8979-e2161e441f89.jpg\",\"articleSection\":[\"\uc778\uc0ac\uc774\ud2b8\",\"\ud574\uc678\uc0ac\ub840 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