{"id":2089,"date":"2026-01-07T02:14:48","date_gmt":"2026-01-06T17:14:48","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-171448-7707\/"},"modified":"2026-01-07T02:43:57","modified_gmt":"2026-01-06T17:43:57","slug":"post-20260106-171448-7707","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-171448-7707\/","title":{"rendered":"[\uc5f4\ub9b0\uc138\uc0c1] \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601, \ubb34\uc5c7\uc774 \ubb38\uc81c\uc778\uac00? (2014-09-10)"},"content":{"rendered":"<p><span style=\"background-color: #00ffff\"><strong><span style=\"font-size: 20px;background-color: #00ffff\">(2014\ub144 \uc774 \uce7c\ub7fc\uc744 \uc4f8 \ub2f9\uc2dc \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601 \ubb38\uc81c\ub85c \uc628 \ub098\ub77c \uc804\uccb4\uac00 \ubb34\ucc99\uc774\ub098 \uc2dc\ub044\ub7ec\uc6e0\uc5c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p>(\uac8c\uc7ac\ub41c \uae00\uc758 \uc0ac\uc9c4 \ucd9c\ucc98\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4.https:\/\/www.journalist.or.kr\/m\/m_article.html?no=34840)<\/p>\n<p><span style=\"background-color: #cc99ff\"><strong><span style=\"font-size: 20px;background-color: #cc99ff\">\uadf8\ub7f0 \uc18c\ub3d9\uc744 \uacaa\uc73c\uba74\uc11c \uacf5\ubb34\uc6d0\uc5f0\uae08\uc81c\ub3c4\ub97c \uace0\ucce4\uc73c\ub098, 2025\ub144 \ud55c \ud574\uc5d0\ub9cc \uad6d\ubbfc \ud608\uc138\ub85c \uc57d 10\uc870\uc6d0\uc744 \ud22c\uc785\ud574\uc57c\ub9cc \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \uc904 \uc218\uac00 \uc788\uc5c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #cc99ff\"><strong><span style=\"font-size: 20px;background-color: #cc99ff\">\uacf5\ubb34\uc6d0\uc5f0\uae08 \uc0ac\ud68c\uc758 \ubc18\ubc1c\uc744 \uc758\uc2dd\ud558\uba74\uc11c, \uc5b8\uc81c\uae4c\uc9c0 \uc774 \uc9c0\uc18d\uc774 \ubd88\uac00\ub2a5\ud55c \uc81c\ub3c4\ub97c \ubc29\uce58\ub9cc \ud558\uace0 \uc788\uc744 \uac83\uc778\uac00?<\/span><\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffcc00\">\uc774\ub7f0 \ubb38\uc81c \uc758\uc2dd \ud558\uc5d0 11\ub144 \uc804\uc5d0 \uc37b\ub358 \uce7c\ub7fc\uc744 \uc62c\ub9ac\uace0\uc790 \ud55c\ub2e4. \uc2e4\uc0c1\uc740 \ub2f9\uc2dc\ubcf4\ub2e4 \uc0c1\ud669\uc774 \ub354 \uc545\ud654\uac00 \ub418\uc5b4\uc788\uc5b4\uc11c\ub2e4!!!)<\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ff99cc\">\uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601 \ubb38\uc81c\ub85c \ub098\ub77c\uac00 \uc2dc\ub044\ub7fd\ub2e4. \uac1c\ud601\uc5d0 \ubc18\ub300\ud558\ub294 \uacf5\ubb34\uc6d0\ub178\uc870\uac00 \uc624\ub294 11\uc6d4 \ucd08 \ub300\uaddc\ubaa8 \uc9d1\ud68c\ub97c \uc5f4\uaca0\ub2e4\uace0 \uacf5\uc5b8\ud558\uace0 \uc788\uc5b4\uc11c\ub2e4. \ubb38\uc81c \ud574\uacb0\uc774 \uc27d\uc9c0 \uc54a\uc740 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601\uc5d0 \ub300\ud55c \uc2dc\uc0ac\uc810\uc744 \uc5bb\uae30 \uc704\ud574 \ub3c5\uc77c, \uc624\uc2a4\ud2b8\ub9ac\uc544, \uc77c\ubcf8\uc758 \uacbd\ud5d8\uc744 \uc0b4\ud3b4\ubcf4\uc790.<\/span><\/p>\n<p><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p><span style=\"background-color: #ccffcc\"><span style=\"font-size: 20px;background-color: #ccffcc\">\uc9c0\ub09c\ud574(2013\ub144) <\/span><strong><span style=\"font-size: 20px;background-color: #ccffcc\">\uc6b0\ub9ac\ub098\ub77c \uc804\uccb4 \uacf5\ubb34\uc6d0 107\ub9cc\uba85\uc758 \ud3c9\uade0 \uc7ac\uc9c1\uc5f0\uc218\ub294 17.5\ub144\uc774\ub2e4. \uc774\ub4e4 \uc911 2010\ub144 \uc774\uc804\uc5d0 \uc785\uc9c1\ud55c \uc57d 100\ub9cc\uba85\uc758 \ud3c9\uade0 \uc7ac\uc9c1\uae30\uac04(15\ub144 \uc774\uc0c1)\uc5d0 \ub300\ud574\uc11c\ub294, \ub3c5\uc77c\uacfc \uc624\uc2a4\ud2b8\ub9ac\uc544\uc758 \uacf5\ubb34\uc6d0\uc5f0\uae08\ubcf4\ub2e4 \ucd5c\uc18c 30% \uc774\uc0c1(\uae09\uc5ec\uc2b9\ub960 \uae30\uc900)\uc758 \uc5f0\uae08\uc744 \ub354 \uc9c0\uae09\ud574\uc57c \ud55c\ub2e4. <\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ccffcc\"><strong><span style=\"font-size: 20px;background-color: #ccffcc\">\uacf5\ubb34\uc6d0\uc5f0\uae08 \ucda9\ub2f9\ubd80\ucc44 515\uc870\uc6d0\uacfc \uad70\uc778\uc5f0\uae08 \ucda9\ub2f9\ubd80\ucc44 112\uc870\uc6d0\uc774 \ubc1c\uc0dd\ud55c \ubc30\uacbd\uc774\uba70 \ub9e4\ub144 \ucda9\ub2f9\ubd80\ucc44\uac00 \uae09\uc99d\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub294 \uc774\uc720\ub2e4. \uc791\ub144 \ub9d0 \uae30\uc900 \uacf5\ubb34\uc6d0 \ud3c9\uade0 \uc6d4\uae09(\uc5f0\uae08 \uc801\uc6a9\uc18c\ub4dd)\uc740 445\ub9cc\uc6d0 \uc120\uc774\ub2e4. \uc774 \uc911 \uc57d 24\ub9cc\uba85(22%)\uc758 \uc6d4\uae09\uc774 300\ub9cc\uc6d0 \ubbf8\ub9cc\uc774\ub2e4. \ubc18\uba74\uc5d0 400\ub9cc\uc6d0 \uc774\uc0c1\uc740 57\ub9cc\uba85(53%), 500\ub9cc\uc6d0 \uc774\uc0c1\ub3c4 29\ub9cc\uba85(27%)\uc774\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uacfc \ub2ec\ub9ac \uc18c\ub4dd \uc7ac\ubd84\ubc30 \uae30\ub2a5\uc774 \uc5c6\ub294 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc758 \uc5f0\uae08\uc801\uc6a9 \uc18c\ub4dd \uc0c1\ud55c\uc774 800\ub9cc\uc6d0\uc744 \ub118\ub2e4 \ubcf4\ub2c8 \uacf5\ubb34\uc6d0\uc5f0\uae08\uc5d0\uc11c\uc758 \ubd80\uc775\ubd80 \ube48\uc775\ube48 \ud604\uc0c1\uc774 \uc2ec\uac01\ud558\ub2e4. <\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ff99cc\"><strong><span style=\"font-size: 20px;background-color: #ff99cc\">2010\ub144 \uac1c\ud601 \ub0b4\uc6a9 \ub300\ubd80\ubd84\uc774 2010\ub144 \uc774\ud6c4 \uc785\uc9c1\uc790\uc5d0\uac8c\ub9cc \uc801\uc6a9\ub418\ub2e4 \ubcf4\ub2c8 2010\ub144 \uc774\uc804\uacfc \uc774\ud6c4 \uc785\uc9c1\uc790\uc758 \uc5f0\uae08\uc561 \ucc28\uc774\ub3c4 \ub108\ubb34 \ubc8c\uc5b4\uc84c\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ccffcc\"><strong><span style=\"font-size: 20px;background-color: #ccffcc\">(\uc911\ub7b5)<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ccffcc\"><strong><span style=\"font-size: 20px;background-color: #ccffcc\">\uc678\uad6d \uacf5\ubb34\uc6d0\uc5f0\uae08\uc5d0 \ube44\ud574 \uc0c1\ub2f9\ud788 \ud6c4\ud558\uac8c \uc6b4\uc601\ub418\uace0 \uc788\uc74c\uc5d0\ub3c4 \uc18c\ub4dd\uc218\uc900\ubcc4, \uc785\uc9c1\uc2dc\uc810\ubcc4\ub85c \uc5f0\uae08\uc561 \ucc28\uc774\uac00 \ub108\ubb34 \ud070 \uc810\uc744 \uac10\uc548\ud55c \uc5f0\uae08\uac1c\ud601 \ub17c\uc758\uac00 \ud544\uc694\ud558\ub2e4. <span style=\"background-color: #ffcc00\">\uc678\uad6d\uacfc\uc758 \ube44\uad50\ub97c \ud1b5\ud574\uc11c\ub3c4 \uc54c \uc218 \uc788\ub4ef\uc774 \ubcf4\ud5d8\ub8cc\uc640 \uae09\uc5ec\uc218\uc900\uc744 \uc801\ub2f9\ud788 \uc190\ubcf4\ub294 \uac1c\ud601\uc73c\ub85c\ub294 \uc81c\ub3c4\uc758 \uc9c0\uc18d \uac00\ub2a5\uc131 \ud655\ubcf4\uac00 \uc5b4\ub835\ub2e4. \ub354 \uadfc\ubcf8\uc801\uc778 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601\uc774 \ud544\uc694\ud558\ub2e4. <\/span><\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ccffcc\"><strong><span style=\"font-size: 20px;background-color: #ccffcc\">\uc131\uacf5\uc801\uc778 \uac1c\ud601\uc744 \ub2ec\uc131\ud558\uae30\uae4c\uc9c0\ub294 \ub118\uc5b4\uc57c \ud560 \uc0b0\uc774 \ub9ce\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uc678\uad6d\uc758 \uc55e\uc120 \uacbd\ud5d8\uc744 \uc798 \ud65c\uc6a9\ud574\uc57c \ud55c\ub2e4. \uad00\ub828 \uc790\ub8cc\ub97c \ud22c\uba85\ud558\uac8c \uacf5\uac1c\ud55c \ud6c4 \uacf5\ub860\ud654\ub97c \ud1b5\ud574 \uc0ac\ud68c\uc801 \ud569\uc758\ub97c \ub3c4\ucd9c\ud588\ub2e4\ub294 \uc77c\ubcf8 \ub178\ubb34\ub77c\uc5f0\uad6c\uc18c\uc758 \uc0ac\uce74\ubaa8\ud1a0 \uc900\uc774\uce58(\u677f\u672c\u7d14\u4e00) \uc218\uc11d\uace0\ubb38\uc758 \uc870\uc5b8\uc774 \uadc0\uc911\ud558\uac8c \ub290\uaef4\uc9c4\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><a href=\"https:\/\/m.seoul.co.kr\/news\/editOpinion\/world-stories\/2014\/09\/10\/20140910022004\">https:\/\/m.seoul.co.kr\/news\/editOpinion\/world-stories\/2014\/09\/10\/20140910022004<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(2014\ub144 \uc774 \uce7c\ub7fc\uc744 \uc4f8 \ub2f9\uc2dc \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601 \ubb38\uc81c\ub85c \uc628 \ub098\ub77c \uc804\uccb4\uac00 \ubb34\ucc99\uc774\ub098 \uc2dc\ub044\ub7ec\uc6e0\uc5c8\ub2e4. (\uac8c\uc7ac\ub41c \uae00\uc758 \uc0ac\uc9c4 \ucd9c\ucc98\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4.https:\/\/www.journalist.or.kr\/m\/m_article.html?no=34840) \uadf8\ub7f0 \uc18c\ub3d9\uc744 \uacaa\uc73c\uba74\uc11c \uacf5\ubb34\uc6d0\uc5f0\uae08\uc81c\ub3c4\ub97c \uace0\ucce4\uc73c\ub098, 2025\ub144 \ud55c \ud574\uc5d0\ub9cc \uad6d\ubbfc \ud608\uc138\ub85c \uc57d 10\uc870\uc6d0\uc744 \ud22c\uc785\ud574\uc57c\ub9cc \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \uc904 \uc218\uac00 \uc788\uc5c8\ub2e4. \uacf5\ubb34\uc6d0\uc5f0\uae08 \uc0ac\ud68c\uc758 \ubc18\ubc1c\uc744 \uc758\uc2dd\ud558\uba74\uc11c, \uc5b8\uc81c\uae4c\uc9c0 \uc774 \uc9c0\uc18d\uc774 \ubd88\uac00\ub2a5\ud55c \uc81c\ub3c4\ub97c \ubc29\uce58\ub9cc \ud558\uace0 \uc788\uc744 \uac83\uc778\uac00? \uc774\ub7f0 \ubb38\uc81c \uc758\uc2dd \ud558\uc5d0 11\ub144 \uc804\uc5d0 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2094,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,12],"tags":[],"class_list":["post-2089","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-global-case"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>[\uc5f4\ub9b0\uc138\uc0c1] \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601, \ubb34\uc5c7\uc774 \ubb38\uc81c\uc778\uac00? (2014-09-10) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-171448-7707\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uc5f4\ub9b0\uc138\uc0c1] \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601, \ubb34\uc5c7\uc774 \ubb38\uc81c\uc778\uac00? (2014-09-10) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(2014\ub144 \uc774 \uce7c\ub7fc\uc744 \uc4f8 \ub2f9\uc2dc \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601 \ubb38\uc81c\ub85c \uc628 \ub098\ub77c \uc804\uccb4\uac00 \ubb34\ucc99\uc774\ub098 \uc2dc\ub044\ub7ec\uc6e0\uc5c8\ub2e4. (\uac8c\uc7ac\ub41c \uae00\uc758 \uc0ac\uc9c4 \ucd9c\ucc98\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4.https:\/\/www.journalist.or.kr\/m\/m_article.html?no=34840) \uadf8\ub7f0 \uc18c\ub3d9\uc744 \uacaa\uc73c\uba74\uc11c \uacf5\ubb34\uc6d0\uc5f0\uae08\uc81c\ub3c4\ub97c \uace0\ucce4\uc73c\ub098, 2025\ub144 \ud55c \ud574\uc5d0\ub9cc \uad6d\ubbfc \ud608\uc138\ub85c \uc57d 10\uc870\uc6d0\uc744 \ud22c\uc785\ud574\uc57c\ub9cc \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \uc904 \uc218\uac00 \uc788\uc5c8\ub2e4. \uacf5\ubb34\uc6d0\uc5f0\uae08 \uc0ac\ud68c\uc758 \ubc18\ubc1c\uc744 \uc758\uc2dd\ud558\uba74\uc11c, \uc5b8\uc81c\uae4c\uc9c0 \uc774 \uc9c0\uc18d\uc774 \ubd88\uac00\ub2a5\ud55c \uc81c\ub3c4\ub97c \ubc29\uce58\ub9cc \ud558\uace0 \uc788\uc744 \uac83\uc778\uac00? \uc774\ub7f0 \ubb38\uc81c \uc758\uc2dd \ud558\uc5d0 11\ub144 \uc804\uc5d0 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-171448-7707\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-06T17:14:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-06T17:43:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/art_1414976097.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"580\" \/>\n\t<meta property=\"og:image:height\" content=\"325\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-171448-7707\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-171448-7707\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"[\uc5f4\ub9b0\uc138\uc0c1] \uacf5\ubb34\uc6d0\uc5f0\uae08 \uac1c\ud601, \ubb34\uc5c7\uc774 \ubb38\uc81c\uc778\uac00? 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