{"id":2098,"date":"2026-01-07T02:54:30","date_gmt":"2026-01-06T17:54:30","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-175430-8570\/"},"modified":"2026-01-08T09:13:49","modified_gmt":"2026-01-08T00:13:49","slug":"post-20260106-175430-8570","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-175430-8570\/","title":{"rendered":"“\ubd80\ubaa8\uac00 \uc790\uc2dd \uc800\uae08\ud1b5 \ud130\ub098?” \uc5ec\uc57c \uccad\ub144\ub4e4 ‘\uc6b0\ub974\ub974’ \ubc18\ub300 [\ud604\uc7a5\uc601\uc0c1] \uc785\ub825 2025-03-21"},"content":{"rendered":"
\n
\n
\uad6d\ud68c \ubcf8\ud68c\uc758<\/span>
\n2025\ub144 3\uc6d4 20\uc77c<\/span><\/div>\n<\/div>\n

‘\ubcf4\ud5d8\ub8cc\uc728 13%\u00b7\uc18c\ub4dd\ub300\uccb4\uc728 43%’ \uc5f0\uae08\uac1c\ud601\uc548 \uc0c1\uc815<\/strong><\/span><\/p>\n

[\ucc9c\ud558\ub78c\/\uac1c\ud601\uc2e0\ub2f9 \uc758\uc6d0]<\/span><\/strong><\/span>
\n“\ubb34\ub824 18\ub144 \ub9cc\uc5d0 \uac70\ub300 \ub450 \uc815\ub2f9\uc740 \uad6d\ubbfc\uc5f0\uae08 \ubaa8\uc218 \uc870\uc815\uc5d0 \ud569\uc758\ud588\uc2b5\ub2c8\ub2e4. \uc624\ub298\uc758 \ud569\uc758\ub97c \uc774\ub8ec \uac83 \uc790\uccb4\ub294 \ud3c9\uac00\ud560 \ub9cc\ud569\ub2c8\ub2e4.<\/span>
\n\uadf8\ub7f0\ub370 \ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc624\ub298\uc758 \uac1c\ud601\uc548\uc740 \ubd80\ubaa8\uac00 \uc790\uc2dd\uc758 \uc800\uae08\ud1b5\uc744 \ud138\uc5b4 \uc4f0\ub294 \uac83\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \ubd80\ubaa8\uac00 \ub458\uc774\uc11c \ud569\uc758\ud588\ub2e4\uace0 \ud574\uc11c, \uc790\uc2dd\uc758 \uc800\uae08\ud1b5\uc744 \ud138\uc5b4 \uc4f0\ub294 \uac83\uc774 \uc815\ub2f9\ud654\ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. 21\ub300 \uad6d\ud68c\uc5d0\uc11c \uc5f0\uae08\ud2b9\uc704\uc6d0\uc7a5\uc744 \uc9c0\ub0b4\uc2e0 \uc874\uacbd\ud558\ub294 \uc8fc\ud638\uc601 \uad6d\ud68c \ubd80\uc758\uc7a5\ub2d8\uaed8\uc11c\ub294 \uc18c\ub4dd\ub300\uccb4\uc728\uc774 43%\ub4e0 44%\ub4e0 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 \uc5c6\ub294 \uc5f0\uae08\uac1c\ud601\uc740 \ub208 \uac00\ub9ac\uace0 \uc544\uc6c5 \ud558\uae30, \uc5b8 \ubc1c\uc5d0 \uc624\uc90c \ub204\uae30\ub77c\uace0 \ud558\uba74\uc11c \uc5f0\uae08\uc744 \ubc1b\uace0 \ub098\uac00\ub294 \uc0ac\ub78c\uc740 \uba39\ud280\ud558\ub294 \uc148\uc774\uace0. \uccad\ub144 \uc138\ub300 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc57d\ud0c8\uc774 \ub41c\ub2e4\uace0 \ud558\uc168\uc2b5\ub2c8\ub2e4.<\/span>
\n\uc2e4\uc81c 2023\ub144 5\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\ucd94\uacc4\uc5d0 \ub530\ub974\uba74 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 \ud604\ud589 \uc218\uc900\uc73c\ub85c \uc720\uc9c0\ud558\uace0 \ubcf4\ud5d8\ub8cc\uc728\uc744 17%\ub85c \uc778\uc0c1\ud558\ub354\ub77c\ub3c4 \uc7ac\uc815 \uc548\uc815 \ub2ec\uc131\uc774 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uc18c\ub4dd\ub300\uccb4\uc728 43%, \ubcf4\ud5d8\ub8cc\uc728 13% \uc548\uc73c\ub85c\ub294 \uc9c0\uc18d\uac00\ub2a5\uc131\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc740 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \uacb0\uad6d \ubbf8\ub798\uc138\ub300\uc5d0\uac8c \uac10\ub2f9\ud560 \uc218 \uc5c6\ub294 \ubd80\ub2f4\uc744 \ub5a0\ub118\uae30\ub294 \uac83\uc785\ub2c8\ub2e4.<\/span>
\n\uc81c \uc544\ub4e4\uc774 \uc62c\ud574 \uc6b0\ub9ac \ub098\uc774\ub85c 10\uc0b4, \ucd08\ub4f1\ud559\uad50 3\ud559\ub144\uc785\ub2c8\ub2e4. \uc81c \uc544\ub4e4 \uc138\ub300 \uc785\uc7a5\uc740 \ub204\uac00 \ubb3c\uc5b4\ubcf4\uae30\ub77c\ub3c4 \ud588\uc2b5\ub2c8\uae4c? \ubbf8\ub798 \uc138\ub300\ub294 \uae30\uc131\uc138\ub300\ub97c \ubd80\uc591\ud560 \ub2a5\ub825\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. 1970\ub144\uc5d0 \ucd9c\uc0dd\uc544\ub294 100\ub9cc \uba85\uc778\ub370 \uc81c\uac00 \ud0dc\uc5b4\ub09c 1986\ub144 \ucd9c\uc0dd\uc544\ub294 63\ub9cc \uba85\uc785\ub2c8\ub2e4. \uadf8\ub7f0\ub370 2024\ub144 \ucd9c\uc0dd\uc544\ub294 24\ub9cc \uba85\ubc16\uc5d0 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/span>
\n\uae30\uc131\uc138\ub300\uac00 \ub9cc\ub4e0 \ucd08\uc800\ucd9c\uc0b0, \ucd08\uace0\ub839\ud654\uc758 \ub300\ud55c\ubbfc\uad6d\uc5d0\uc11c \ubbf8\ub798\uc138\ub300\ub294 \uc790\uae30 \ud55c \ubab8 \uac74\uc0ac\ud558\uae30\ub3c4 \ud798\ub4e4 \uac81\ub2c8\ub2e4. \uc55e \uc138\ub300\uc5d0\uac8c \ucd5c\uc18c\ud55c\uc758 \ud3ed\ud0c4 \ud574\uccb4 \uc791\uc5c5\uc744 \ud574 \ub450\uc9c0 \uc54a\uc73c\uba74 \ub4a4 \uc138\ub300\ub294 \ub9d0 \uadf8\ub300\ub85c \ud3ed\ubc1c\ud558\uace0 \ub9d0 \uac83\uc785\ub2c8\ub2e4.<\/span><\/p>\n

\uadf8\ub7f0\ub370 \uc624\ub298\uc758 \ud569\uc758\uc548\uc740 \uad6d\ubbfc\uc5f0\uae08\uc758 \ub9c9\ub300\ud55c \ubd80\ucc44\uac00 \ubc1c\uc0dd\ud558\ub294 \uac83\uc744 \ub9c9\uae30 \uc704\ud55c \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub17c\uc758\uc870\ucc28 \ub4a4\ub85c \ubbf8\ub918\uc2b5\ub2c8\ub2e4. \ubbfc\uc8fc\ub2f9\uc774 \uae30\uc131\uc138\ub300\uc758 \uc5f0\uae08\uc561 \uc0ad\uac10\uc744 \uac71\uc815\ud558\uba74\uc11c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\uc5d0 \uc0ac\uc2e4\uc0c1 \ubc18\ub300\ud558\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c \ud2b9\uc704\uc5d0\uc11c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 \ub3c4\uc785\ub420 \uac83\uc774\ub77c\uace0 \ud655\uc2e0\ud558\uae30\ub294 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. <\/span><\/p>\n

\uc790\ub3d9\uc870\uc815\uc7a5\uce58\uc5d0 \ub300\ud55c \ubc18\ub300\ub294 \ud604\ud589 \uac1c\ud3b8\uc548\uc774 \uc9c0\uc18d \ubd88\uac00\ub2a5\ud558\ub2e4\ub77c\ub294 \uac83\uc744 \ubc18\uc99d\ud569\ub2c8\ub2e4. \ubc18\ub4dc\uc2dc \uc120\ud589\ub418\uc5b4\uc57c \ud560 \uad6c\uc870\uc870\uc815\uc5d0 \ub300\ud55c \ub2f4\ubcf4 \uc5c6\uc774, \uad6c\uc870\uac1c\ud601\uc5d0 \ub300\ud55c \ub2f4\ubcf4 \uc5c6\uc774 \uc624\ub298 \ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \ubaa8\uc218\uc870\uc815\ub9cc\uc744 \ud55c\ub2e4\ub294 \uac83\uc5d0\ub294 \uacb0\ucf54 \ub3d9\uc758\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n

\uc2ec\uc9c0\uc5b4 \uc624\ub298\uc758 \ubaa8\uc218\uc870\uc815\uc740 \uadf8 \uc790\uccb4\ub85c \uae30\uc874\uc758 \uc815\ubd80\uc548\ubcf4\ub2e4\ub3c4 \uc6b0\ub9ac \uccad\ub144, \ubbf8\ub798 \uc138\ub300\uc5d0\uac8c \uac00\ud639\ud55c \uac1c\uc545\uc548\uc785\ub2c8\ub2e4. <\/span><\/strong><\/span><\/p>\n

\ub2f9\ucd08 \uc81c\uc2dc\ub41c \uc815\ubd80\uc548\uc740 \uccad\ub144 \uc138\ub300\uc758<\/strong> \uacfc\uc911\ud55c \ubd80\ub2f4\uc744 \ub9c9\uae30 \uc704\ud574\uc11c 50\ub300\ub294 \uc5f0\uac04 1%\uc529, 40\ub300\ub294 \uc5f0\uac04 0.5%, 30\ub300\ub294 0.33%, 20\ub300\ub294 0.25%\uc529 \uc62c\ub9ac\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc80a\uc740 \uce35\uc77c\uc218\ub85d \ub0a9\uc785 \uae30\uac04\uc740 \uae38\uace0 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc740 \ucee4\uc9c0\ub294 \uc0c1\ud669\uc744 \ubc18\uc601\ud55c \uac81\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ubc88 \ud569\uc758\uc548\uc740 \uc804 \uc138\ub300\uac00 8\ub144\uac04 \ub9e4\ub144 0.5% \uc778\uc0c1\uc73c\ub85c \ud1b5\uc77c\uc2dc\ucf1c\ubc84\ub838\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac \uccad\ub144, \ubbf8\ub798 \uc138\ub300\uc5d0 \ub300\ud55c \ucd5c\uc18c\ud55c\uc758 \uc5fc\uce58\ub294 \uc788\uc5b4\uc57c \ub418\uc9c0 \uc54a\uaca0\uc2b5\ub2c8\uae4c?”<\/span><\/p>\n

‘\uc5f0\uae08\uac1c\ud601\uc548’ \ucc2c\uc131 193, \ubc18\ub300 40, \uae30\uad8c 44\ud45c\ub85c \ud1b5\uacfc<\/strong><\/span><\/p>\n

\uae40\uc7ac\uc12d \uc6b0\uc7ac\uc900 \uc774\uc18c\uc601 \uc804\uc6a9\uae30 \uc774\uc900\uc11d \uc6a9\ud61c\uc778 \ub4f1 \uc5ec\uc57c \uc80a\uc740 \uc758\uc6d0\ub4e4 \ubb34\ub354\uae30 ‘\ubc18\ub300’<\/strong><\/span><\/p>\n

\u203b\uad00\ub828 \uae30\uc0ac: ‘\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294’ \uc5f0\uae08\uac1c\ud601 18\ub144 \ub9cc\uc5d0 \ucc98\ub9ac\u2025”\ubbf8\ub798\uc138\ub300 \uc57d\ud0c8”<\/span>
\nhttps:\/\/imnews.imbc.com\/replay\/2025\/nwdesk\/article\/6698082_36799.html<\/span><\/b><\/a><\/span><\/p>\n<\/div>\n

<\/div>\n
https:\/\/imnews.imbc.com\/news\/2025\/politics\/article\/6698269_36711.html<\/a><\/div>\n
<\/div>\n
<\/div>\n","protected":false},"excerpt":{"rendered":"

\uad6d\ud68c \ubcf8\ud68c\uc758 2025\ub144 3\uc6d4 20\uc77c ‘\ubcf4\ud5d8\ub8cc\uc728 13%\u00b7\uc18c\ub4dd\ub300\uccb4\uc728 43%’ \uc5f0\uae08\uac1c\ud601\uc548 \uc0c1\uc815 [\ucc9c\ud558\ub78c\/\uac1c\ud601\uc2e0\ub2f9 \uc758\uc6d0] “\ubb34\ub824 18\ub144 \ub9cc\uc5d0 \uac70\ub300 \ub450 \uc815\ub2f9\uc740 \uad6d\ubbfc\uc5f0\uae08 \ubaa8\uc218 \uc870\uc815\uc5d0 \ud569\uc758\ud588\uc2b5\ub2c8\ub2e4. \uc624\ub298\uc758 \ud569\uc758\ub97c \uc774\ub8ec \uac83 \uc790\uccb4\ub294 \ud3c9\uac00\ud560 \ub9cc\ud569\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc624\ub298\uc758 \uac1c\ud601\uc548\uc740 \ubd80\ubaa8\uac00 \uc790\uc2dd\uc758 \uc800\uae08\ud1b5\uc744 \ud138\uc5b4 \uc4f0\ub294 \uac83\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \ubd80\ubaa8\uac00 \ub458\uc774\uc11c \ud569\uc758\ud588\ub2e4\uace0 \ud574\uc11c, \uc790\uc2dd\uc758 \uc800\uae08\ud1b5\uc744 \ud138\uc5b4 \uc4f0\ub294 \uac83\uc774 \uc815\ub2f9\ud654\ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. 21\ub300 […]<\/p>\n","protected":false},"author":11,"featured_media":2097,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"\n"\ubd80\ubaa8\uac00 \uc790\uc2dd \uc800\uae08\ud1b5 \ud130\ub098?" \uc5ec\uc57c \uccad\ub144\ub4e4 '\uc6b0\ub974\ub974' \ubc18\ub300 [\ud604\uc7a5\uc601\uc0c1] \uc785\ub825 2025-03-21 - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-175430-8570\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\""\ubd80\ubaa8\uac00 \uc790\uc2dd \uc800\uae08\ud1b5 \ud130\ub098?" \uc5ec\uc57c \uccad\ub144\ub4e4 '\uc6b0\ub974\ub974' \ubc18\ub300 [\ud604\uc7a5\uc601\uc0c1] \uc785\ub825 2025-03-21 - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uad6d\ud68c \ubcf8\ud68c\uc758 2025\ub144 3\uc6d4 20\uc77c ‘\ubcf4\ud5d8\ub8cc\uc728 13%\u00b7\uc18c\ub4dd\ub300\uccb4\uc728 43%’ \uc5f0\uae08\uac1c\ud601\uc548 \uc0c1\uc815 [\ucc9c\ud558\ub78c\/\uac1c\ud601\uc2e0\ub2f9 \uc758\uc6d0] “\ubb34\ub824 18\ub144 \ub9cc\uc5d0 \uac70\ub300 \ub450 \uc815\ub2f9\uc740 \uad6d\ubbfc\uc5f0\uae08 \ubaa8\uc218 \uc870\uc815\uc5d0 \ud569\uc758\ud588\uc2b5\ub2c8\ub2e4. \uc624\ub298\uc758 \ud569\uc758\ub97c \uc774\ub8ec \uac83 \uc790\uccb4\ub294 \ud3c9\uac00\ud560 \ub9cc\ud569\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc624\ub298\uc758 \uac1c\ud601\uc548\uc740 \ubd80\ubaa8\uac00 \uc790\uc2dd\uc758 \uc800\uae08\ud1b5\uc744 \ud138\uc5b4 \uc4f0\ub294 \uac83\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \ubd80\ubaa8\uac00 \ub458\uc774\uc11c \ud569\uc758\ud588\ub2e4\uace0 \ud574\uc11c, \uc790\uc2dd\uc758 \uc800\uae08\ud1b5\uc744 \ud138\uc5b4 \uc4f0\ub294 \uac83\uc774 \uc815\ub2f9\ud654\ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. 21\ub300 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-175430-8570\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-06T17:54:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-08T00:13:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/Screenshot_20260107_024850_Samsung-Internet.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2316\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-175430-8570\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-175430-8570\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"“\ubd80\ubaa8\uac00 \uc790\uc2dd \uc800\uae08\ud1b5 \ud130\ub098?” 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