{"id":2108,"date":"2026-01-07T03:30:38","date_gmt":"2026-01-06T18:30:38","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/"},"modified":"2026-01-08T09:13:59","modified_gmt":"2026-01-08T00:13:59","slug":"post-20260106-183038-6287","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/","title":{"rendered":"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &#8220;&#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c&#8221; (2025-05-27)"},"content":{"rendered":"<p><span style=\"font-size: 20px;background-color: #ccffff\"><strong>&#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uac00\uc57c \ud560 \ubc29\ud5a5\uc774\ub2e4. <span style=\"background-color: #ff99cc\">2033\ub144 \ubcf4\ud5d8\ub8cc\uac00 13%\uc5d0 \ub3c4\ub2ec\ud558\uba74 &#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc810\uc9c4\uc801 \uc804\ud658\uc744 \uc11c\ub458\ub7ec\uc57c \ud55c\ub2e4.&#8221;\u00a0<\/span><\/strong><\/span><br id=\"br_0\" \/><br id=\"br_1\" \/><span style=\"font-size: 20px;background-color: #ccffff\"><strong>\uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5)\uc740 \uc544\uc8fc\uacbd\uc81c\uc640 \uc778\ud130\ubdf0\ud558\uba74\uc11c <span style=\"background-color: #ffcc99\">&#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub97c \uc704\ud574\uc120 1\ub2e8\uacc4 \uac1c\ud601\uc774 \uc644\uc131\ub3fc\uc57c \ud55c\ub2e4. \ud604\uc7ac \ubcf4\ud5d8\ub8cc 9% \uc218\uc900\uc5d0\uc11c\ub294 \uc5f0\uae08 \uae09\uc5ec\uac00 \ub9e4\uc6b0 \ubd80\uc871\ud558\ubbc0\ub85c \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\ub97c \ucd5c\uc18c 13% \uc774\uc0c1\uc73c\ub85c \uc62c\ub824\uc57c \uc2e0\uad6c \ubd84\ub9ac \uc2dc\uc2a4\ud15c \ub3c4\uc785\uc774 \uac00\ub2a5\ud558\ub2e4&#8221;\uace0 \uc8fc\uc7a5\ud588\ub2e4.<\/span><\/strong><\/span><br id=\"br_2\" \/><br id=\"br_3\" \/><span style=\"font-size: 20px;background-color: #ccffff\"><strong>\uc724 \uc704\uc6d0\uc740 &#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub294 \u2018\ub0b8 \ub9cc\ud07c \ubc1b\ub294\u2019 \uc2dc\uc2a4\ud15c\uc73c\ub85c \uc804\ud658\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud55c\ub2e4. 1\ub2e8\uacc4 \uac1c\ud601\uc744 \ud1b5\ud574 \uae30\ucd08\ub97c \ub9c8\ub828\ud55c \ud6c4 2\ub2e8\uacc4\ub85c \uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub97c \ucd94\uc9c4\ud558\ub294 \ub85c\ub4dc\ub9f5\uc774 \ud544\uc694\ud558\ub2e4&#8221;\uba70 <span style=\"background-color: #cc99ff\">&#8220;1\ub2e8\uacc4\ub85c \ub0b4\ub144\ubd80\ud130 \ub2f9\uc7a5 \uc5f0\uae08 \uc218\uae09\uc790\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \uc77c\ubcf8\uc2dd \ub9e4\ud06c\ub85c \uc2ac\ub77c\uc774\ub4dc \uac1c\ub150\uc744, \uac00\uc785\uc790\uc5d0\uac8c\ub294 \ud540\ub780\ub4dc \ubc29\uc2dd \uc900\uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \ub3d9\uc2dc\uc5d0 \ub3c4\uc785\ud574\uc57c \ud55c\ub2e4. \uc218\uae09\uc790\uc640 \uac00\uc785\uc790 \ubd80\ub2f4\uc744 \uc790\ub3d9 \uc870\uc808\ud560 \ud544\uc694\uac00 \uc788\ub2e4&#8221;<\/span>\uace0 \uc124\uba85\ud588\ub2e4. \u00a0<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/www.ajunews.com\/view\/20250526150831578#_enliple\">https:\/\/www.ajunews.com\/view\/20250526150831578#_enliple<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uac00\uc57c \ud560 \ubc29\ud5a5\uc774\ub2e4. 2033\ub144 \ubcf4\ud5d8\ub8cc\uac00 13%\uc5d0 \ub3c4\ub2ec\ud558\uba74 &#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc810\uc9c4\uc801 \uc804\ud658\uc744 \uc11c\ub458\ub7ec\uc57c \ud55c\ub2e4.&#8221;\u00a0\uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5)\uc740 \uc544\uc8fc\uacbd\uc81c\uc640 \uc778\ud130\ubdf0\ud558\uba74\uc11c &#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub97c \uc704\ud574\uc120 1\ub2e8\uacc4 \uac1c\ud601\uc774 \uc644\uc131\ub3fc\uc57c \ud55c\ub2e4. \ud604\uc7ac \ubcf4\ud5d8\ub8cc 9% \uc218\uc900\uc5d0\uc11c\ub294 \uc5f0\uae08 \uae09\uc5ec\uac00 \ub9e4\uc6b0 \ubd80\uc871\ud558\ubbc0\ub85c \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\ub97c \ucd5c\uc18c 13% \uc774\uc0c1\uc73c\ub85c \uc62c\ub824\uc57c \uc2e0\uad6c \ubd84\ub9ac \uc2dc\uc2a4\ud15c \ub3c4\uc785\uc774 \uac00\ub2a5\ud558\ub2e4&#8221;\uace0 \uc8fc\uc7a5\ud588\ub2e4.\uc724 \uc704\uc6d0\uc740 &#8220;\uc2e0\uad6c [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2107,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2108","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &quot;&#039;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#039; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c&quot; (2025-05-27) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &quot;&#039;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#039; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c&quot; (2025-05-27) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"&#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uac00\uc57c \ud560 \ubc29\ud5a5\uc774\ub2e4. 2033\ub144 \ubcf4\ud5d8\ub8cc\uac00 13%\uc5d0 \ub3c4\ub2ec\ud558\uba74 &#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc810\uc9c4\uc801 \uc804\ud658\uc744 \uc11c\ub458\ub7ec\uc57c \ud55c\ub2e4.&#8221;\u00a0\uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5)\uc740 \uc544\uc8fc\uacbd\uc81c\uc640 \uc778\ud130\ubdf0\ud558\uba74\uc11c &#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub97c \uc704\ud574\uc120 1\ub2e8\uacc4 \uac1c\ud601\uc774 \uc644\uc131\ub3fc\uc57c \ud55c\ub2e4. \ud604\uc7ac \ubcf4\ud5d8\ub8cc 9% \uc218\uc900\uc5d0\uc11c\ub294 \uc5f0\uae08 \uae09\uc5ec\uac00 \ub9e4\uc6b0 \ubd80\uc871\ud558\ubbc0\ub85c \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\ub97c \ucd5c\uc18c 13% \uc774\uc0c1\uc73c\ub85c \uc62c\ub824\uc57c \uc2e0\uad6c \ubd84\ub9ac \uc2dc\uc2a4\ud15c \ub3c4\uc785\uc774 \uac00\ub2a5\ud558\ub2e4&#8221;\uace0 \uc8fc\uc7a5\ud588\ub2e4.\uc724 \uc704\uc6d0\uc740 &#8220;\uc2e0\uad6c [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-06T18:30:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-08T00:13:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"460\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &#8220;&#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c&#8221; (2025-05-27)\",\"datePublished\":\"2026-01-06T18:30:38+00:00\",\"dateModified\":\"2026-01-08T00:13:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/\"},\"wordCount\":8,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg\",\"articleSection\":[\"\uc778\uc0ac\uc774\ud2b8\",\"\uc804\ubb38\uac00 \uce7c\ub7fc\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/\",\"name\":\"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 \\\"'\ub0b8 \ub9cc\ud07c \ubc1b\ub294' \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c\\\" (2025-05-27) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg\",\"datePublished\":\"2026-01-06T18:30:38+00:00\",\"dateModified\":\"2026-01-08T00:13:59+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg\",\"width\":640,\"height\":460},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &#8220;&#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c&#8221; (2025-05-27)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 \"'\ub0b8 \ub9cc\ud07c \ubc1b\ub294' \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c\" (2025-05-27) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/","og_locale":"ko_KR","og_type":"article","og_title":"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 \"'\ub0b8 \ub9cc\ud07c \ubc1b\ub294' \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c\" (2025-05-27) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"&#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uac00\uc57c \ud560 \ubc29\ud5a5\uc774\ub2e4. 2033\ub144 \ubcf4\ud5d8\ub8cc\uac00 13%\uc5d0 \ub3c4\ub2ec\ud558\uba74 &#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc810\uc9c4\uc801 \uc804\ud658\uc744 \uc11c\ub458\ub7ec\uc57c \ud55c\ub2e4.&#8221;\u00a0\uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5)\uc740 \uc544\uc8fc\uacbd\uc81c\uc640 \uc778\ud130\ubdf0\ud558\uba74\uc11c &#8220;\uc2e0\uad6c \uc5f0\uae08 \ubd84\ub9ac\ub97c \uc704\ud574\uc120 1\ub2e8\uacc4 \uac1c\ud601\uc774 \uc644\uc131\ub3fc\uc57c \ud55c\ub2e4. \ud604\uc7ac \ubcf4\ud5d8\ub8cc 9% \uc218\uc900\uc5d0\uc11c\ub294 \uc5f0\uae08 \uae09\uc5ec\uac00 \ub9e4\uc6b0 \ubd80\uc871\ud558\ubbc0\ub85c \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\ub97c \ucd5c\uc18c 13% \uc774\uc0c1\uc73c\ub85c \uc62c\ub824\uc57c \uc2e0\uad6c \ubd84\ub9ac \uc2dc\uc2a4\ud15c \ub3c4\uc785\uc774 \uac00\ub2a5\ud558\ub2e4&#8221;\uace0 \uc8fc\uc7a5\ud588\ub2e4.\uc724 \uc704\uc6d0\uc740 &#8220;\uc2e0\uad6c [&hellip;]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-01-06T18:30:38+00:00","article_modified_time":"2026-01-08T00:13:59+00:00","og_image":[{"width":640,"height":460,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg","type":"image\/jpeg"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &#8220;&#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c&#8221; (2025-05-27)","datePublished":"2026-01-06T18:30:38+00:00","dateModified":"2026-01-08T00:13:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/"},"wordCount":8,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg","articleSection":["\uc778\uc0ac\uc774\ud2b8","\uc804\ubb38\uac00 \uce7c\ub7fc"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/","name":"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 \"'\ub0b8 \ub9cc\ud07c \ubc1b\ub294' \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c\" (2025-05-27) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg","datePublished":"2026-01-06T18:30:38+00:00","dateModified":"2026-01-08T00:13:59+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20250526152056390370.jpg","width":640,"height":460},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/07\/post-20260106-183038-6287\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"[\uc544\uc8fc\ucd08\ub300\uc11d] \uc724\uc11d\uba85 \uc804 \uc5f0\uae08\ud559\ud68c\uc7a5 &#8220;&#8216;\ub0b8 \ub9cc\ud07c \ubc1b\ub294&#8217; \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08\uc73c\ub85c \uc804\ud658\ud574\uc57c&#8221; (2025-05-27)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2108"}],"version-history":[{"count":1,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2108\/revisions"}],"predecessor-version":[{"id":2188,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2108\/revisions\/2188"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2107"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}