{"id":2273,"date":"2026-01-12T03:32:31","date_gmt":"2026-01-11T18:32:31","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183231-4241\/"},"modified":"2026-01-12T03:32:31","modified_gmt":"2026-01-11T18:32:31","slug":"post-20260111-183231-4241","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183231-4241\/","title":{"rendered":"&#8220;\uad6d\ubbfc\uc5f0\uae08 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785 \uc2dc\uae30\uc0c1\uc870\u2026\ub178\ud6c4\ubcf4\uc7a5 \uc81c \uae30\ub2a5 \ubabb\ud574&#8221;(\uc885\ud569) (2025\ub144 1\uc6d4 23\uc77c)"},"content":{"rendered":"<p><span style=\"font-size: 20px;background-color: #ffcc99\"><strong>\uc7ac\uc815\uc548\uc815\ub860\uc790\ub85c \ubd84\ub958\ub418\ub294 \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0\uc740 &#8220;\uad6d\uc81c\ud1b5\ud654\uae30\uae08(IMF)\uc740 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 40%\ub85c \uc720\uc9c0\ud558\ub354\ub77c\ub3c4 \ubcf4\ud5d8\ub8cc\uc728\uc744 \ud604\ud589 9%\uc5d0\uc11c 22.8%\ub85c \uc62c\ub824\uc57c \uad6d\uac00 \ubd80\ucc44\uac00 \ub354 \ub298\uc5b4\ub098\uc9c0 \uc54a\ub294\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4&#8221;\uba70 &#8220;\ucd5c\uc18c\ud55c \uc81c\ub3c4\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc548\uc774 \ud544\uc694\ud558\ub2e4&#8221;\uace0 \uac15\uc870\ud588\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\"><strong>(\uc911\ub7b5)<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\"><strong>\uc8fc \uad50\uc218\ub3c4 &#8220;\ubb3c\uac00\uc5f0\ub3d9\uc744 \ubc18\uc601\ud558\uba74 \ub300\uccb4\ub85c 15% \uc774\uc0c1\uc758 \ud3c9\uc0dd \uae09\uc5ec\uc0c1\uac10\ud6a8\uacfc\uac00 \ub098\ud0c0\ub09c\ub2e4\uba70 &#8220;\uc9c0\ub098\uce5c \uc2dc\uae30\uc0c1\uc870&#8221;\ub77c\uace0 \ud3c9\uac00\ud588\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\"><strong>\uc624 \uc704\uc6d0\uc7a5\uc740 &#8220;\uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 \ub098\uc05c \uc81c\ub3c4\ub294 \uc544\ub2c8\ub2e4&#8221;\ub77c\uba74\uc11c\ub3c4 &#8220;\ud55c\uad6d\uc740 \uc7ac\uc815 \ubd88\uade0\ud615\uc774 \ub108\ubb34 \uc2ec\ud574\uc11c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 \ub3c4\uc785\ub418\uba74 \uae09\uc5ec \ud558\ub77d\uc774 \ubd88\uac00\ud53c\ud558\uae30 \ub54c\ubb38\uc5d0 \uc2dc\uae30\uc0c1\uc870&#8221;\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"background-color: #cc99ff\"><strong><span style=\"font-size: 20px;background-color: #cc99ff\">\ub2e4\ub9cc \uc724 \uc704\uc6d0\uc740 &#8220;\uc790\ub3d9\uc548\uc815\uc7a5\uce58\ub294 \ubcf4\ud5d8\ub8cc\uc728\uc744 2%\ud3ec\uc778\ud2b8 \uc778\uc0c1\ud558\ub294 \ud6a8\uacfc\uac00 \uc788\ub2e4&#8221;\uba70 &#8220;\uc774\ub97c \ud1b5\ud574 \uc7ac\uc815 \uc548\uc815\uc744 \ub2ec\uc131\ud574\uc57c \ud55c\ub2e4&#8221;\uba70 \ubc18\ubc15\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><a href=\"https:\/\/www.yna.co.kr\/view\/AKR20250123108651530\">https:\/\/www.yna.co.kr\/view\/AKR20250123108651530<\/a><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc7ac\uc815\uc548\uc815\ub860\uc790\ub85c \ubd84\ub958\ub418\ub294 \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0\uc740 &#8220;\uad6d\uc81c\ud1b5\ud654\uae30\uae08(IMF)\uc740 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 40%\ub85c \uc720\uc9c0\ud558\ub354\ub77c\ub3c4 \ubcf4\ud5d8\ub8cc\uc728\uc744 \ud604\ud589 9%\uc5d0\uc11c 22.8%\ub85c \uc62c\ub824\uc57c \uad6d\uac00 \ubd80\ucc44\uac00 \ub354 \ub298\uc5b4\ub098\uc9c0 \uc54a\ub294\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4&#8221;\uba70 &#8220;\ucd5c\uc18c\ud55c \uc81c\ub3c4\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc548\uc774 \ud544\uc694\ud558\ub2e4&#8221;\uace0 \uac15\uc870\ud588\ub2e4. (\uc911\ub7b5) \uc8fc \uad50\uc218\ub3c4 &#8220;\ubb3c\uac00\uc5f0\ub3d9\uc744 \ubc18\uc601\ud558\uba74 \ub300\uccb4\ub85c 15% \uc774\uc0c1\uc758 \ud3c9\uc0dd \uae09\uc5ec\uc0c1\uac10\ud6a8\uacfc\uac00 \ub098\ud0c0\ub09c\ub2e4\uba70 &#8220;\uc9c0\ub098\uce5c \uc2dc\uae30\uc0c1\uc870&#8221;\ub77c\uace0 \ud3c9\uac00\ud588\ub2e4. \uc624 \uc704\uc6d0\uc7a5\uc740 &#8220;\uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 \ub098\uc05c \uc81c\ub3c4\ub294 \uc544\ub2c8\ub2e4&#8221;\ub77c\uba74\uc11c\ub3c4 &#8220;\ud55c\uad6d\uc740 \uc7ac\uc815 \ubd88\uade0\ud615\uc774 \ub108\ubb34 \uc2ec\ud574\uc11c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2272,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2273","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>&quot;\uad6d\ubbfc\uc5f0\uae08 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785 \uc2dc\uae30\uc0c1\uc870\u2026\ub178\ud6c4\ubcf4\uc7a5 \uc81c \uae30\ub2a5 \ubabb\ud574&quot;(\uc885\ud569) (2025\ub144 1\uc6d4 23\uc77c) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183231-4241\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"&quot;\uad6d\ubbfc\uc5f0\uae08 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785 \uc2dc\uae30\uc0c1\uc870\u2026\ub178\ud6c4\ubcf4\uc7a5 \uc81c \uae30\ub2a5 \ubabb\ud574&quot;(\uc885\ud569) (2025\ub144 1\uc6d4 23\uc77c) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc7ac\uc815\uc548\uc815\ub860\uc790\ub85c \ubd84\ub958\ub418\ub294 \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0\uc740 &#8220;\uad6d\uc81c\ud1b5\ud654\uae30\uae08(IMF)\uc740 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 40%\ub85c \uc720\uc9c0\ud558\ub354\ub77c\ub3c4 \ubcf4\ud5d8\ub8cc\uc728\uc744 \ud604\ud589 9%\uc5d0\uc11c 22.8%\ub85c \uc62c\ub824\uc57c \uad6d\uac00 \ubd80\ucc44\uac00 \ub354 \ub298\uc5b4\ub098\uc9c0 \uc54a\ub294\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4&#8221;\uba70 &#8220;\ucd5c\uc18c\ud55c \uc81c\ub3c4\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc548\uc774 \ud544\uc694\ud558\ub2e4&#8221;\uace0 \uac15\uc870\ud588\ub2e4. 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