{"id":2275,"date":"2026-01-12T03:35:40","date_gmt":"2026-01-11T18:35:40","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/"},"modified":"2026-01-12T03:35:40","modified_gmt":"2026-01-11T18:35:40","slug":"post-20260111-183540-7838","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/","title":{"rendered":"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4)"},"content":{"rendered":"<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\uc815\ubd80 \uc5f0\uae08\uac1c\ud601\uc548\uc744 \ub450\uace0 &#8216;\uae61\ud1b5\uc5f0\uae08&#8217;\uc774\ub77c\ub294 \ud45c\ud604\uae4c\uc9c0 \ub4f1\uc7a5\ud588\ub2e4. \uc815\ubd80\uc548\uc758 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ube44\ud310\uacfc\uc815\uc5d0\uc11c\ub2e4. \uc8fc\ub85c \uc57c\ub2f9, \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \uad6d\ud68c \ubcf4\uac74\ubcf5\uc9c0\uc704\uc6d0\ud68c \uac04\uc0ac\uc778 \uac15\uc120\uc6b0 \uc758\uc6d0, \ubbfc\uc8fc\ub2f9 \ub0a8\uc778\uc21c \uc758\uc6d0, \uae40\ub0a8\ud76c \uc758\uc6d0\uacfc \uc804\uc9c4\uc219 \uc758\uc6d0, \uc870\uad6d\ud601\uc2e0\ub2f9 \uae40\uc120\ubbfc \uc758\uc6d0\uc774 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uac70\uc138\uac8c \uacf5\uaca9\ud558\uace0 \uc788\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub294 OECD \ud68c\uc6d0\uad6d\uc758 70%\uac00 \uc774\ubbf8 \ub3c4\uc785\ud588\ub2e4. \ub3c5\uc77c\uacfc \uc77c\ubcf8\uc740 2004\ub144, \uc2a4\uc6e8\ub374\uc740 25\ub144 \uc804\uc778 1999\ub144 \ub3c4\uc785\ud588\ub2e4. \uc9c0\uae08 \ub2f9\uc7a5 \ub3c4\uc785\ud558\uc790\uace0 \ud558\ub294 \uac83\ub3c4 \uc544\ub2cc\ub370, \uc774\ud1a0\ub85d \ube44\ud310\ud558\ub294 \uc774\uc720\uac00 \ubb34\uc5c7\uc77c\uae4c? \uc2e0\uc138\ub3c8 \uc219\uba85\uc5ec\ub300 \uba85\uc608\uad50\uc218\uac00 \uc815\ubd80 \uc5f0\uae08\uac1c\ud601\uc548\uc758 \ubc31\ubbf8\uac00 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub77c\uace0 \ud588\ub294\ub370\ub3c4 \ub9d0\uc774\ub2e4(\uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc740 \ucc28\uc120\ucc45 \uc911 \ucd5c\uc120\ucc45\uc774\ub2e4 [\uc4f4\uc18c\ub9ac \uace7\uc740\uc18c\ub9ac], \uc2dc\uc0ac\uc800\ub110 1828\ud638).<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\ud544\uc790\ub294 1999\ub144 9\uc6d4 \u300e\ubcf4\uac74\ubcf5\uc9c0\ud3ec\ub7fc\u300f\uc5d0 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uc18c\uac1c\ud588\ub2e4. \ud558\ub8e8\ube68\ub9ac \ub3c4\uc785\ud558\uc790\ub294 \ucde8\uc9c0\uc5d0\uc11c\ub2e4. \uadf8\ub7f0\ub370 \uc815\ubd80\uc548\uc758 \uc81c\uc77c \ub2a6\uc740 \ub3c4\uc785 \uc2dc\uc810\uc740 2054\ub144\uc73c\ub85c 30\ub144 \ud6c4\ub2e4. \uadf8\uac83\ub3c4 \uc5f0\uae08 \ubc1b\uc744 \uc0ac\ub78c\uc758 \ubb3c\uac00 \uc0c1\uc2b9 \uc5f0\ub3d9 \ubd80\ubd84\uc5d0\ub9cc \uc190\uc744 \ub300\ub294 \uac83\uc774\ub2e4. \uc5f0\uae08 \ubc1b\ub294 \uae30\uac04\uc744 25\ub144\uc73c\ub85c \uc124\uc815\ud588\uc73c\ub2c8, 100% \ud6a8\uacfc\uac00 \ub098\ud0c0\ub098\ub824\uba74 55\ub144 \uc774\ud6c4\ub2e4. \uadf8\ub7f0\ub370\ub3c4 \uc815\ubd80\uc548\uc744 \uc18d\uc774 \ube48 &#8216;\uae61\ud1b5\uc5f0\uae08&#8217;\uc774\ub77c \ud55c\ub2e4. \uc5ec\uae30\uc5d0 \uad6d\ud68c\uc758\uc6d0\ub4e4\uae4c\uc9c0 \uac00\uc138\ud558\uace0 \uc788\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>2018\ub144 4\ucc28 \uad6d\ubbfc\uc5f0\uae08\uc7ac\uc815\uacc4\uc0b0\ubd80\ud130 \ud544\uc790\uac00 \uc8fc\uc7a5\ud574 \uc628 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub294 \uccab \uc5f0\uae08\uc774 \uc0ad\uac10\ub418\ub294 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub2e4. \uac00\uc785\uc790 \uc790\uc2e0\uacfc \uc9c1\uc811 \uc5f0\uad00\ub41c \uae30\ub300\uc5ec\uba85 \uc99d\uac00 \ucd94\uc774\uc5d0 \ub9de\ucd94\uc5b4 \uadf8\ub9cc\ud07c\ub9cc \uc5f0\uae08\uc561\uc744 \uc0ad\uac10\ud558\ub294 \ubc29\uc548\uc774\ub2e4. \uc0dd\uc560 \ubc1b\uc744 \ucd1d\uc5f0\uae08\uc561\uc740 \ucc28\uc774\uac00 \uc5c6\uc73c\ub098, \uc624\ub798 \uc0b4\uc544 \uc5f0\uae08 \ubc1b\ub294 \uae30\uac04\uc774 \ub298\uc5b4\ub098\ub294 \ub9cc\ud07c\ub9cc \ub9e4\uc6d4 \uc5f0\uae08\uc561\uc5d0\uc11c \ucc28\uac10\ud558\ub294 \ud540\ub780\ub4dc \ubc29\uc2dd\uc774\ub2e4. &#8216;\ud1f4\uc9c1 \ud6c4 \uc7ac\uace0\uc6a9&#8217; \ub4f1 \ub178\ub3d9\uc2dc\uc7a5 \uac1c\ud601\uc73c\ub85c \ud604\uc7ac 59\uc138\uc778 \uc758\ubb34\ub0a9\uc785\uc5f0\ub839\uc744 64\uc138\ub85c 5\ub144 \uc5f0\uc7a5\ud558\uba74 \uc18c\ub4dd\ub300\uccb4\uc728\uc774 10% \uc774\uc0c1 \ub354 \ub298\uc5b4\ub098\uac8c \ub418\uc5b4, \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \ub3c4\uc785\ud560\uc9c0\ub77c\ub3c4 \uc5f0\uae08\uc561\uc774 \uc904\uc5b4\ub4e4\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\uc774\ucc98\ub7fc \uc790\uc2e0\uc774 \ubc1b\uc744 \uccab \uc5f0\uae08\uc744 \uc0ad\uac10\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \ub3c4\uc785\ud574\uc57c \uc138\ub300\uac04 \uacf5\uc815\uc131\uc744 \ub2e4\uc18c\ub098\ub9c8 \uac1c\uc120\ud560 \uc218 \uc788\ub2e4. \uadf8\ub7f0\ub370 \uc81c\uc77c \ub2a6\uc740 \ub3c4\uc785 \uc2dc\uc810\uc774 2054\ub144\uc73c\ub85c 30\ub144 \ub4a4\uc774\ub2e4 \ubcf4\ub2c8, &#8216;\ubcf4\ud5d8\ub8cc 3%\uc5d0 \uc18c\ub4dd\ub300\uccb4\uc728 70%&#8217;\ub97c \uc801\uc6a9\ubc1b\uc740 \ud544\uc790\uc640 \uac19\uc740 1\ucc28 \ubca0\uc774\ube44\ubd90 \uc138\ub300\ub294 \ub204\ub9b4 \uac83 \ub2e4 \ub204\ub9ac\uace0 \uc544\ubb34\ub7f0 \uace0\ud1b5 \ubd84\ub2f4\ub3c4 \uc5c6\uc774 \uc138\uc0c1\uc744 \ub5a0\ub0a0 \ud655\ub960\uc774 \ub192\ub2e4. \uc815\ubd80\uac00 \uc81c\uc2dc\ud55c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 &#8216;\ucc45\uc784\ud68c\ud53c&#8217;\ub77c\uace0 \ube44\ud310\ubc1b\ub294 \uc774\uc720\ub2e4. \ucd5c\uadfc &#8216;\uc5f0\uae08\uac1c\ud601\uccad\ub144\ud589\ub3d9&#8217;\uc758 \uc5ec\ub860\uc870\uc0ac\uc5d0\uc11c 31.3%, MZ\uc138\ub300 \uacbd\uc6b0\uc5d0\ub294 47%\uac00 \uad6d\ubbfc\uc5f0\uae08 \ud3d0\uc9c0\ub97c \uc120\ud638\ud558\ub294 \uc774\uc720\uc774\uae30\ub3c4 \ud558\ub2e4. \uc0c1\ud669\uc774 \uc774\ub7ec\ud568\uc5d0\ub3c4 \ubb34\uc870\uac74 \ubc18\ub300\ub97c \uc704\ud55c \ubc18\ub300\ub9cc \ud558\ub294 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc744 \ubcf4\ub178\ub77c\uba74, \uc81c\ub300\ub85c \uc774\ud574\ub098 \ud558\uace0 \uc800\ub7ec\ub294 \uac74\uc9c0 \uc758\ubb38\uc774 \uac00\ub4dd\ud558\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\ubb38\uc7ac\uc778 \uc815\ubd80\uc5d0\uc11c &#8216;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud3b8\uc774 \uac00\ub2a5\ud55c \uc0ac\ub840\ub85c \uc790\uc8fc \uc5b8\uae09\ub41c \uce90\ub098\ub2e4&#8217;\ub294 \uc9c0\ub09c 20\ub144 \ub3d9\uc548 \ubcf4\ud5d8\ub8cc\ub97c 9.9% \ub0b4\uba70 \uc18c\ub4dd\ub300\uccb4\uc728\uc740 25%\ub9cc \uc57d\uc18d\ubc1b\uc558\ub2e4. \uadf8\ub7f0 \uce90\ub098\ub2e4\uc5d0 \uc7ac\uc815 \ubd88\uc548\uc815\uc774 \uc788\uc744 \ub9ac \uc5c6\ub2e4. \uadf8\ub7f0\ub370\ub3c4 \uce90\ub098\ub2e4\ub294 &#8220;\uc815\uce58\uad8c\uc5d0\uc11c \uc544\ubb34 \uc870\uce58\ub3c4 \ucde8\ud558\uc9c0 \uc54a\uc73c\uba74, 3\ub144 \uc548\uc5d0 \uc7ac\uc815 \ubd88\uc548\uc815 \uc694\uc778\uc758 50%\ub97c \uac15\uc81c \ud574\uacb0\ud558\ub294 \ubc95 \uc870\ud56d\uc774 \uc788\ub2e4.&#8221; 3\ub144 \ub4a4 \ucd94\uac00 \uc870\uce58\ub3c4 \uc788\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\uc9c0\ub09c 22\uc77c \uc870\uad6d\ud601\uc2e0\ub2f9\uc758 \uae40\uc120\ubbfc \uc758\uc6d0\uc740 &#8216;\uc18c\ub4dd\ub300\uccb4\uc728 50%-\ubcf4\ud5d8\ub8cc\uc728 13%&#8217;\uc758 \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc548\uc744 \ub300\ud45c \ubc1c\uc758\ud588\ub2e4. \uc774\uc5d0 \ub300\ud574 &#8216;\uacf5\uc801\uc5f0\uae08\uac15\ud654\uad6d\ubbfc\ud589\ub3d9&#8217;\uc740 24\uc77c \ub17c\ud3c9\uc744 \ub0c8\ub2e4. &#8220;\uae40\uc120\ubbfc \uc758\uc6d0\uacfc \uc870\uad6d\ud601\uc2e0\ub2f9\uc740 \uc2dc\ubbfc\uc758 \ub73b\uc744 \uc874\uc911\ud55c \ubc95\uc548\uc744 \ubc1c\uc758\ud558\uba70 \uad6d\ud68c\uc758\uc6d0\uc73c\ub85c\uc11c \ubbfc\uc758\ub97c \ub300\ubcc0\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc5ec\uc8fc\uc5c8\ub2e4. \uc5f0\uae08\ud589\ub3d9\uc740 \ub2e4\uc2dc \ud55c\ubc88 \ubc95\uc548 \ubc1c\uc758\ub97c \ud658\uc601\ud558\uba70, \uacf5\uc801\uc5f0\uae08\uc73c\ub85c \uad6d\ubbfc\uc758 \uc801\uc815 \ub178\ud6c4\uc18c\ub4dd\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \uc5f0\ub300\uc640 \ud611\ub825\uc744 \uc544\ub07c\uc9c0 \uc54a\uc744 \uac83\uc774\ub2e4.&#8221;(\ub178\ub3d9\uacfc \uc138\uacc4. 2024.10.25.) \uc774\ub294 &#8220;2005\ub144\uc0dd(14.8%)\uacfc 2035\ub144\uc0dd(36.1%)\uc758 \uc0dd\uc560 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 21.3%\ud3ec\uc778\ud2b8\ub098 \ucc28\uc774 \ub098\uace0, \ubd80\uacfc\ubc29\uc2dd \ubcf4\ud5d8\ub8cc\uac00 43.2%\uae4c\uc9c0 \uce58\uc19f\ub294 \uac1c\uc545\uc548&#8221;\uc744 \ud658\uc601\ud55c\ub2e4\ub294 \ub73b\uc774\ub2e4. \ubcf4\ud5d8\ub8cc 13%\uc5d0\uc11c\uc758 \uc218\uc9c0\uade0\ud615 \uc18c\ub4dd\ub300\uccb4\uc728\uc774 26.3%\uc774\ub2e4 \ubcf4\ub2c8, \ub0b8 \uac70\ubcf4\ub2e4 23.7%\ud3ec\uc778\ud2b8\ub098 \ub354 \ubc1b\uac8c \ubc1c\uc758\ud588\ub294\ub370\ub3c4 \ub9d0\uc774\ub2e4. \uadf8\ud1a0\ub85d \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uacf5\uaca9\ud588\ub358 \uad6d\ud68c\uc758\uc6d0\uc774 \ubc1c\uc758\ud55c \ubc95\uc548\uc774\ub2e4 \ubcf4\ub2c8 \ub354\uc6b1 \uae30\uac00 \ub9c9\ud790 \uac83 \uac19\ub2e4!<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\uc65c\uace1\ub41c \uc790\ub8cc\ub85c \uc2dc\ubbfc\ub300\ud45c\ub2e8\uc744 \ud559\uc2b5\uc2dc\ucf1c \ub098\uc628 \uacb0\uacfc\ub97c \uc218\uc6a9\ud558\ub77c\uba70 \uc774\ud574\uad00\uacc4\uc790\uc640 \uad6d\ud68c\uc758\uc6d0\uc774 \ud568\uaed8 \uc2dc\uc704\ud558\ub294 \ubaa8\uc2b5\uc774 2024\ub144 OECD Pension Expert Meeting\uc758 \ud544\uc790 \ubc1c\ud45c\uc790\ub8cc\uc5d0 \uc0ac\uc9c4\uc73c\ub85c \ucca8\ubd80\ub418\uc5c8\ub2e4. \uc774 \uc0c1\ud669\uc5d0 \ub300\ud574 \uc678\uad6d \uc804\ubb38\uac00\ub4e4, \uc989 \ud540\ub780\ub4dc \uc5f0\uae08\uc5f0\uad6c\uc13c\ud130\uc758 \uc774\uc988\ubaa8 \uc2e4\uc7a5\uacfc \ubbf8\uce74 \ub2f4\ub2f9\uad00, \ub178\ub974\uc6e8\uc774 \ud1b5\uacc4\uccad \ud06c\ub8e8\uc81c \ubc15\uc0ac\ub294 &#8220;\ud55c\uad6d \uc5f0\uae08\uc81c\ub3c4\uac00 \uc9c0\uc18d\uc774 \ubd88\uac00\ub2a5\ud558\ub2e4\uace0 \ud655\uc2e0\ud55c\ub2e4&#8221;\uace0 \ud588\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\ub9e4\uc77c 885\uc5b5\uc529 \uad6d\ubbfc\uc5f0\uae08\ubd80\ucc44\uac00 \uc313\uc5ec\uac04\ub2e4\uace0 \uc815\ubd80\ub3c4 \uc778\uc815\ud588\ub2e4. \uc815\ubd80\uc548 \ube44\ud310\uc5d0 \uc55e\uc11c \uc790\uc2e0\ub4e4\uc774 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\uc5d0 \ub300\ud574 \uc5bc\ub9c8\ub098 \ubb34\uc9c0\ud55c\uc9c0\ubd80\ud130 \uc131\ucc30\ud558\uae30 \ubc14\ub780\ub2e4. \uc774\ub294 \uc2dc\uae30\uc0c1\uc870\ub97c \ub4e4\uba70 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uc744 \ube44\ud310\ud558\ub294 \uc5f0\uae08 \uc804\ubb38\uac00\ub4e4\uc5d0\uac8c\ub3c4 \ud574\ub2f9\uc774 \ub41c\ub2e4. \uad6d\ud68c\uc758\uc6d0\uc774\ub77c\uba74 \ud604\uc7ac\uc640 \ubbf8\ub798 \uc0c1\ud669\uc744 \uac1d\uad00\uc801\uc73c\ub85c \ubcf8 \ub4a4, \uace0\ub1cc\uc5d0 \ucc2c \ubc1c\uc5b8\uc744 \ud574\uc57c \ud55c\ub2e4. \uadf8\ub7f0 \uc77c \ud558\ub77c\uace0 \uad6d\ubbfc\uc774 \uadf8 \uc790\ub9ac\uc5d0 \ubcf4\ub0c8\ub2e4!<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/m.asiatoday.co.kr\/kn\/view.php?key=20241028010015455\">https:\/\/m.asiatoday.co.kr\/kn\/view.php?key=20241028010015455<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc815\ubd80 \uc5f0\uae08\uac1c\ud601\uc548\uc744 \ub450\uace0 &#8216;\uae61\ud1b5\uc5f0\uae08&#8217;\uc774\ub77c\ub294 \ud45c\ud604\uae4c\uc9c0 \ub4f1\uc7a5\ud588\ub2e4. \uc815\ubd80\uc548\uc758 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ube44\ud310\uacfc\uc815\uc5d0\uc11c\ub2e4. \uc8fc\ub85c \uc57c\ub2f9, \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \uad6d\ud68c \ubcf4\uac74\ubcf5\uc9c0\uc704\uc6d0\ud68c \uac04\uc0ac\uc778 \uac15\uc120\uc6b0 \uc758\uc6d0, \ubbfc\uc8fc\ub2f9 \ub0a8\uc778\uc21c \uc758\uc6d0, \uae40\ub0a8\ud76c \uc758\uc6d0\uacfc \uc804\uc9c4\uc219 \uc758\uc6d0, \uc870\uad6d\ud601\uc2e0\ub2f9 \uae40\uc120\ubbfc \uc758\uc6d0\uc774 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uac70\uc138\uac8c \uacf5\uaca9\ud558\uace0 \uc788\ub2e4. \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub294 OECD \ud68c\uc6d0\uad6d\uc758 70%\uac00 \uc774\ubbf8 \ub3c4\uc785\ud588\ub2e4. \ub3c5\uc77c\uacfc \uc77c\ubcf8\uc740 2004\ub144, \uc2a4\uc6e8\ub374\uc740 25\ub144 \uc804\uc778 1999\ub144 \ub3c4\uc785\ud588\ub2e4. \uc9c0\uae08 \ub2f9\uc7a5 \ub3c4\uc785\ud558\uc790\uace0 \ud558\ub294 \uac83\ub3c4 \uc544\ub2cc\ub370, \uc774\ud1a0\ub85d \ube44\ud310\ud558\ub294 \uc774\uc720\uac00 \ubb34\uc5c7\uc77c\uae4c? [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2274,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2275","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc815\ubd80 \uc5f0\uae08\uac1c\ud601\uc548\uc744 \ub450\uace0 &#8216;\uae61\ud1b5\uc5f0\uae08&#8217;\uc774\ub77c\ub294 \ud45c\ud604\uae4c\uc9c0 \ub4f1\uc7a5\ud588\ub2e4. \uc815\ubd80\uc548\uc758 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ube44\ud310\uacfc\uc815\uc5d0\uc11c\ub2e4. \uc8fc\ub85c \uc57c\ub2f9, \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \uad6d\ud68c \ubcf4\uac74\ubcf5\uc9c0\uc704\uc6d0\ud68c \uac04\uc0ac\uc778 \uac15\uc120\uc6b0 \uc758\uc6d0, \ubbfc\uc8fc\ub2f9 \ub0a8\uc778\uc21c \uc758\uc6d0, \uae40\ub0a8\ud76c \uc758\uc6d0\uacfc \uc804\uc9c4\uc219 \uc758\uc6d0, \uc870\uad6d\ud601\uc2e0\ub2f9 \uae40\uc120\ubbfc \uc758\uc6d0\uc774 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uac70\uc138\uac8c \uacf5\uaca9\ud558\uace0 \uc788\ub2e4. \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub294 OECD \ud68c\uc6d0\uad6d\uc758 70%\uac00 \uc774\ubbf8 \ub3c4\uc785\ud588\ub2e4. \ub3c5\uc77c\uacfc \uc77c\ubcf8\uc740 2004\ub144, \uc2a4\uc6e8\ub374\uc740 25\ub144 \uc804\uc778 1999\ub144 \ub3c4\uc785\ud588\ub2e4. \uc9c0\uae08 \ub2f9\uc7a5 \ub3c4\uc785\ud558\uc790\uace0 \ud558\ub294 \uac83\ub3c4 \uc544\ub2cc\ub370, \uc774\ud1a0\ub85d \ube44\ud310\ud558\ub294 \uc774\uc720\uac00 \ubb34\uc5c7\uc77c\uae4c? [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-11T18:35:40+00:00\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4)\",\"datePublished\":\"2026-01-11T18:35:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/\"},\"wordCount\":16,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1768156492846.jpg\",\"articleSection\":[\"\uc778\uc0ac\uc774\ud2b8\",\"\uc804\ubb38\uac00 \uce7c\ub7fc\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/\",\"name\":\"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1768156492846.jpg\",\"datePublished\":\"2026-01-11T18:35:40+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1768156492846.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1768156492846.jpg\",\"width\":150,\"height\":200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/","og_locale":"ko_KR","og_type":"article","og_title":"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"\uc815\ubd80 \uc5f0\uae08\uac1c\ud601\uc548\uc744 \ub450\uace0 &#8216;\uae61\ud1b5\uc5f0\uae08&#8217;\uc774\ub77c\ub294 \ud45c\ud604\uae4c\uc9c0 \ub4f1\uc7a5\ud588\ub2e4. \uc815\ubd80\uc548\uc758 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ube44\ud310\uacfc\uc815\uc5d0\uc11c\ub2e4. \uc8fc\ub85c \uc57c\ub2f9, \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \uad6d\ud68c \ubcf4\uac74\ubcf5\uc9c0\uc704\uc6d0\ud68c \uac04\uc0ac\uc778 \uac15\uc120\uc6b0 \uc758\uc6d0, \ubbfc\uc8fc\ub2f9 \ub0a8\uc778\uc21c \uc758\uc6d0, \uae40\ub0a8\ud76c \uc758\uc6d0\uacfc \uc804\uc9c4\uc219 \uc758\uc6d0, \uc870\uad6d\ud601\uc2e0\ub2f9 \uae40\uc120\ubbfc \uc758\uc6d0\uc774 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uac70\uc138\uac8c \uacf5\uaca9\ud558\uace0 \uc788\ub2e4. \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub294 OECD \ud68c\uc6d0\uad6d\uc758 70%\uac00 \uc774\ubbf8 \ub3c4\uc785\ud588\ub2e4. \ub3c5\uc77c\uacfc \uc77c\ubcf8\uc740 2004\ub144, \uc2a4\uc6e8\ub374\uc740 25\ub144 \uc804\uc778 1999\ub144 \ub3c4\uc785\ud588\ub2e4. \uc9c0\uae08 \ub2f9\uc7a5 \ub3c4\uc785\ud558\uc790\uace0 \ud558\ub294 \uac83\ub3c4 \uc544\ub2cc\ub370, \uc774\ud1a0\ub85d \ube44\ud310\ud558\ub294 \uc774\uc720\uac00 \ubb34\uc5c7\uc77c\uae4c? [&hellip;]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-01-11T18:35:40+00:00","author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4)","datePublished":"2026-01-11T18:35:40+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/"},"wordCount":16,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1768156492846.jpg","articleSection":["\uc778\uc0ac\uc774\ud2b8","\uc804\ubb38\uac00 \uce7c\ub7fc"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/","name":"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1768156492846.jpg","datePublished":"2026-01-11T18:35:40+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1768156492846.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1768156492846.jpg","width":150,"height":200},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-183540-7838\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\ub144 10\uc6d4)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2275"}],"version-history":[{"count":0,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2275\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2274"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}