{"id":2316,"date":"2026-01-12T05:21:47","date_gmt":"2026-01-11T20:21:47","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-202147-8666\/"},"modified":"2026-01-12T05:21:47","modified_gmt":"2026-01-11T20:21:47","slug":"post-20260111-202147-8666","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-202147-8666\/","title":{"rendered":"\uc815\ub144 \uc5f0\uc7a5\uc758 \ud575\uc2ec\uc740 &#8216;\uc5bc\ub9c8\ub098 \uc624\ub798&#8217;\uac00 \uc544\ub2c8\ub77c &#8216;\uc5b4\ub5bb\uac8c&#8217;\uac00 \ub418\uc5b4\uc57c \ud55c\ub2e4 [\uc774\ub3d9\uc218\uc758 \uc138\ub300 \uc9c4\ub2e8 (2026\ub144 1\uc6d4)]"},"content":{"rendered":"<p><span style=\"background-color: #ffff99\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ffff99\">\ube44\uaef4\uac08 \uc218 \uc5c6\ub294 \ubb38\uc81c\uc774\ub2c8\ub9cc\ud07c, \uc815\ub144 \uc5f0\uc7a5\uc740 \uc62c\ud574 \uc911\uc694\ud55c \ud654\ub450\ub85c \ub5a0\uc624\ub97c \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \uc9c0\ub09c\ud574 3\uc6d4 \uad6d\ud68c \ubcf8\ud68c\uc758\ub97c \ud1b5\uacfc\ud55c \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\ucc98\ub7fc \uc138\ub300 \uac04 \uac08\ub4f1\uc744 \ucd09\ubc1c\ud560 \uc218 \uc788\ub2e4\ub294 \uc6b0\ub824\ub3c4 \uc81c\uae30\ub41c\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ffff99\"><strong><span style=\"font-size: 20px;background-color: #ffff99\">(\uc911\ub7b5)<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ffff99\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ffff99\">\uccad\ub144\uce35\uc740 \uc774\ubbf8 \uad6d\ubbfc\uc5f0\uae08, \uac74\uac15\ubcf4\ud5d8 \uc7ac\uc815\uc758 \uc9c0\uc18d \uac00\ub2a5\uc131\uc5d0 \ud070 \uc6b0\ub824\ub97c \ud45c\ud558\uace0 \uc788\ub2e4. \uc0dd\uc0b0\uac00\ub2a5\uc778\uad6c\uac00 \uc904\uc5b4\ub4dc\ub294 \uc0c1\ud669\uc5d0\uc11c \uc774 \ubd80\ub2f4\uc744 \uc904\uc774\ub824\uba74 \ub178\ub144 \uc778\ub825\uc758 \ud65c\uc6a9\uc774 \ubd88\uac00\ud53c\ud558\ub2e4. \ubaa8\ub450\uac00 \ub354 \uc624\ub798 \uc77c\ud558\uace0 \uac1c\uac1c\uc778\uc758 \uc0dd\uc0b0\uc131\ub3c4 \ub04c\uc5b4\uc62c\ub824\uc57c \ud55c\ub2e4. \uccad\ub144\uce35\ub3c4 \uc774 \ubd80\ubd84\uc5d0\uc120 \uacf5\uac10\ub300\ub97c \ud615\uc131\ud558\uace0 \uc788\ub294 \ub9cc\ud07c, \uc815\ub144 \uc5f0\uc7a5\uc5d0 \uad00\ud55c \uc0ac\ud68c\uc801 \ud569\uc758\ub97c \ub3c4\ucd9c\ud558\ub294 \uac8c \uadf8\ub9ac \uc5b4\ub824\uc6b4 \ubb38\uc81c\ub294 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ffff99\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ffff99\">\ub2e8, \uccad\ub144\ub4e4\ub3c4 \uacf5\uac10\ud560 \uc218 \uc788\ub294 \uc815\ub144 \uc5f0\uc7a5\uc5d0\ub294 \uc804\uc81c\uc870\uac74\uc774 \uc788\ub2e4. \uc784\uae08 \uad6c\uc870 \uac1c\ud601\uc774\ub2e4. \uc6b0\ub9ac\ub098\ub77c\ub294 \ub9ce\uc740 \uae30\uc5c5\uc774 \uc5f0\uacf5\uc11c\uc5f4\uc81c\ub97c \ucc44\ud0dd\ud558\uace0 \uc788\ub2e4. \ud638\ubd09\uc774 \uc313\uc778 \ub9cc\ud07c \uc784\uae08\uc774 \ub192\ub2e4.\u00a0<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ffff99\"><strong><span style=\"font-size: 20px;background-color: #ffff99\">(\uc911\ub7b5)<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ffff99\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ffff99\">\ub178\ub3d9\uc758 \ud615\ud0dc\ub3c4 \uac08\uc218\ub85d \ub2e4\uc591\ud654\ud558\uace0 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc6b0\ub9ac\ub098\ub77c \ub178\ub3d9\uc2dc\uc7a5\uc740 \ub300\ub2e8\ud788 \uacbd\uc9c1\ub3fc \uc788\ub2e4. \ud574\uace0\uac00 \uc5b4\ub824\uc6b4 \ub370\ub2e4 \ucde8\uc5c5\uaddc\uce59\uc744 \ubc14\uafb8\uae30\ub3c4 \uc27d\uc9c0 \uc54a\ub2e4. \uc774\ub7f0 \uc0c1\ud669\uc5d0\uc11c \ub2e8\uc21c\ud788 \uc815\ub144\ub9cc \ub298\ub9b0\ub2e4\uba74 \uae30\uc5c5\uc740 \uae30\uac04\uc81c\u00b7\ud558\uccad\u00b7\ud504\ub9ac\ub79c\uc11c \uac19\uc740 \uc6b0\ud68c\ub85c\ub97c \ucc3e\uc744 \ud14c\uace0, \uc774\ub294 \ub610\ub2e4\uc2dc \ub178\ub3d9\uc2dc\uc7a5\uc758 \uaca9\ucc28\ub97c \ubc8c\ub9ac\ub294 \uacb0\uacfc\ub85c \uc774\uc5b4\uc9c8 \uac83\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #ffff99\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ffff99\">&#8216;\ub354 \uc624\ub798 \uc77c\ud574\uc57c \ud55c\ub2e4&#8217;\ub294 \uc8fc\uc7a5\uc5d0\ub294 \ubaa8\ub450 \uc774\uacac\uc774 \uc5c6\uc5b4 \ubcf4\uc778\ub2e4. \uadf8\ub7ec\ub098 \uadf8\uac8c \ub300\uae30\uc5c5\u00b7\uacf5\uacf5\uae30\uad00 \uc911\uc2ec\uc758 &#8216;\uadf8\ub4e4\ub9cc\uc758 \ub9ac\uadf8&#8217;\ub85c \ubcc0\uc9c8\ub41c\ub2e4\uba74 \uace4\ub780\ud558\ub2e4. \uc815\ub144 \uc5f0\uc7a5\uc740\u00a065\uc138, \ud639\uc740 \uadf8 \uc774\ud6c4\uc5d0\ub3c4 \ucc28\ubcc4\ubc1b\uc9c0 \uc54a\uace0 \uc77c\ud560 \uad8c\ub9ac\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc774\uc5b4\uc57c\uc9c0 &#8216;\uc54c\ubc15\uae30&#8217;\uac00 \ub418\uc5b4\uc120 \uc548 \ub41c\ub2e4. \uc815\ub144 \uc5f0\uc7a5 \ub17c\uc758 \uacfc\uc815\uc5d0\uc11c \ub178\ub3d9\uc2dc\uc7a5 \uc774\uc911 \uad6c\uc870\ub97c \ud574\uc18c\ud558\ub294 \ubc29\uc548\ub4e4\uc774 \ud568\uaed8 \uc81c\uc2dc\ub418\uae38 \uae30\ub300\ud55c\ub2e4.\u00a0<\/span><\/strong><\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/586\/0000119861?sid=102\">https:\/\/n.news.naver.com\/article\/586\/0000119861?sid=102<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ube44\uaef4\uac08 \uc218 \uc5c6\ub294 \ubb38\uc81c\uc774\ub2c8\ub9cc\ud07c, \uc815\ub144 \uc5f0\uc7a5\uc740 \uc62c\ud574 \uc911\uc694\ud55c \ud654\ub450\ub85c \ub5a0\uc624\ub97c \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \uc9c0\ub09c\ud574 3\uc6d4 \uad6d\ud68c \ubcf8\ud68c\uc758\ub97c \ud1b5\uacfc\ud55c \uad6d\ubbfc\uc5f0\uae08 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(\uc911\ub7b5) \uccad\ub144\uce35\uc740 \uc774\ubbf8 \uad6d\ubbfc\uc5f0\uae08, \uac74\uac15\ubcf4\ud5d8 \uc7ac\uc815\uc758 \uc9c0\uc18d \uac00\ub2a5\uc131\uc5d0 \ud070 \uc6b0\ub824\ub97c \ud45c\ud558\uace0 \uc788\ub2e4. \uc0dd\uc0b0\uac00\ub2a5\uc778\uad6c\uac00 \uc904\uc5b4\ub4dc\ub294 \uc0c1\ud669\uc5d0\uc11c \uc774 \ubd80\ub2f4\uc744 \uc904\uc774\ub824\uba74 \ub178\ub144 \uc778\ub825\uc758 \ud65c\uc6a9\uc774 \ubd88\uac00\ud53c\ud558\ub2e4. \ubaa8\ub450\uac00 \ub354 \uc624\ub798 \uc77c\ud558\uace0 \uac1c\uac1c\uc778\uc758 \uc0dd\uc0b0\uc131\ub3c4 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2315,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2316","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uc815\ub144 \uc5f0\uc7a5\uc758 \ud575\uc2ec\uc740 &#039;\uc5bc\ub9c8\ub098 \uc624\ub798&#039;\uac00 \uc544\ub2c8\ub77c &#039;\uc5b4\ub5bb\uac8c&#039;\uac00 \ub418\uc5b4\uc57c \ud55c\ub2e4 [\uc774\ub3d9\uc218\uc758 \uc138\ub300 \uc9c4\ub2e8 (2026\ub144 1\uc6d4)] - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/12\/post-20260111-202147-8666\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc815\ub144 \uc5f0\uc7a5\uc758 \ud575\uc2ec\uc740 &#039;\uc5bc\ub9c8\ub098 \uc624\ub798&#039;\uac00 \uc544\ub2c8\ub77c &#039;\uc5b4\ub5bb\uac8c&#039;\uac00 \ub418\uc5b4\uc57c \ud55c\ub2e4 [\uc774\ub3d9\uc218\uc758 \uc138\ub300 \uc9c4\ub2e8 (2026\ub144 1\uc6d4)] - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\ube44\uaef4\uac08 \uc218 \uc5c6\ub294 \ubb38\uc81c\uc774\ub2c8\ub9cc\ud07c, \uc815\ub144 \uc5f0\uc7a5\uc740 \uc62c\ud574 \uc911\uc694\ud55c \ud654\ub450\ub85c \ub5a0\uc624\ub97c \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \uc9c0\ub09c\ud574 3\uc6d4 \uad6d\ud68c \ubcf8\ud68c\uc758\ub97c \ud1b5\uacfc\ud55c \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\ucc98\ub7fc \uc138\ub300 \uac04 \uac08\ub4f1\uc744 \ucd09\ubc1c\ud560 \uc218 \uc788\ub2e4\ub294 \uc6b0\ub824\ub3c4 \uc81c\uae30\ub41c\ub2e4. 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