{"id":2329,"date":"2026-01-19T00:40:12","date_gmt":"2026-01-18T15:40:12","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/"},"modified":"2026-01-19T09:02:43","modified_gmt":"2026-01-19T00:02:43","slug":"post-20260118-154012-1173","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/","title":{"rendered":"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.)"},"content":{"rendered":"<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong><span class=\"article_p\">\uc18c\uaddc\ubaa8 \uac1c\ubc29\uacbd\uc81c\uc778 \ud55c\uad6d\uc740 \uc6b0\ub9ac\uc640 \uc720\uc0ac\ud55c \ud658\uacbd\uc5d0 \ub193\uc778 \uc2a4\uc6e8\ub374 \uc0ac\ub840\ub97c \uc8fc\ubaa9\ud574\uc57c \ud55c\ub2e4.\u00a01990\ub144\ub300 \ucd08 \uacbd\uc81c\uc704\uae30\ub97c \uacaa\uc5c8\ub358 \uc2a4\uc6e8\ub374\uc740\u00a01995\ub144 \uad6d\uac00\ubd80\ucc44 \ube44\uc728\uc774\u00a076.6%\uae4c\uc9c0 \uce58\uc19f\uc558\ub2e4. \uc608\ub780 \ud398\ub974\uc190 \ucd1d\ub9ac\ub294 \u201c\ube5a\uc9c4 \uc0ac\ub78c\uc5d0\uac8c \uc790\uc720\ub294 \uc5c6\ub2e4\u201d\uace0 \ud638\uc18c\ud558\uba74\uc11c \ub300\ucc45\uc744 \ub9c8\ub828\ud588\ub2e4. 3\ub144 \ub2e8\uc704\ub85c \uc608\uc0b0\uc744 \ud3b8\uc131\ud558\ub418 \ud55c \ud574 \uc801\uc790\uc608\uc0b0\uc744 \ud3b8\uc131\ud588\ub2e4\uba74, 3\ub144 \uc774\ub0b4\uc5d0 \uadf8 \uc801\uc790\ub97c \ud574\uc18c\ud574\uc57c\ub9cc \ud558\ub294 \uc608\uc0b0\ud3b8\uc131 \uc900\uce59\uc744 \ub9c8\ub828\ud588\ub2e4. \uc774\ub7f0 \ub178\ub825\uc73c\ub85c\u00a02010\ub144 \uc2a4\uc6e8\ub374 \uad6d\uac00\ubd80\ucc44\ub294\u00a034.8% \uc218\uc900\uae4c\uc9c0 \ub5a8\uc5b4\uc84c\ub2e4. \uc2a4\uc6e8\ub374\uc758 \uad6d\uac00\ubd80\ucc44 \ube44\uc728\uc740 \uc544\uc9c1\ub3c4\u00a040% \uc774\ud558\ub2e4. \uad6d\uac00\ubd80\ucc44\uac00 \ube60\ub974\uac8c \ub298\uc5b4\ub098\uace0 \uc788\ub294 \uc6b0\ub9ac\uc640 \ub300\ube44\ub41c\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong><span class=\"article_p\">\uc801\uc9c0 \uc54a\uc740 \uad6d\ubbfc\uacfc \uc678\uad6d\uc778 \ud22c\uc790\uc790\uac00 \uc6d0\ud654 \uc57d\uc138(\ub2ec\ub7ec \uac15\uc138) \ucd94\uc138\uc5d0 \ub3d9\ucc38\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc600\ub358 \uc774\uc720\ub294 \uc6b0\ub9ac \uacbd\uc81c\uc758 \uc55e\ub0a0\uc5d0 \ub300\ud55c \ud655\uc2e0\uc774 \uc5c6\uae30 \ub54c\ubb38\uc778 \uac83 \uac19\ub2e4. \uc7a0\uc7ac \uc131\uc7a5\ub960\uc774 \uae09\ub77d\ud558\ub294 \ud604\uc2e4\uc5d0\uc11c, \uc801\uc790\uc608\uc0b0\uc744 \ud3b8\uc131\ud558\uba74\uc11c\ub3c4 \ubbf8\ub798 \uba39\uac70\ub9ac\uc5d0 \ub300\ud55c \uc9d1\uc911 \ud22c\uc790\ubcf4\ub2e4\ub294 \uc120\uc2ec\uc131 \uc9c0\ucd9c\ub85c \ub204\uc218\ub418\ub294 \ub3c8\uc774 \ub354 \ub9ce\ub2e4\uace0 \ubcf4\uae30 \ub54c\ubb38\uc77c \uac83\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ccffcc\"><strong><span class=\"article_p\">\uad6d\ub0b4 \uc8fc\uc2dd\ud22c\uc790 \ube44\uc911\uc744 \ub192\uc5ec\ub2ec\ub77c\uace0 \uad6d\ubbfc\uc5d0\uac8c \uc74d\uc18c\ud558\ub294 \uba85\ubd84\uacfc \ud0c0\ub2f9\uc131\uc744 \ud655\ubcf4\ud558\ub824\uba74, \uc0c1\uc751\ud558\ub294 \uc870\uce58\uac00 \uc788\uc5b4\uc57c \ud55c\ub2e4. \uac74\uc804 \uc7ac\uc815\uc73c\ub85c\uc758 \ud68c\uadc0\uc5d0 \ub300\ud55c \ud655\uc2e0\uc744 \uc8fc\uc5b4\uc57c \ud55c\ub2e4. \ud5c8\ub9ac\ub760\ub97c \uc878\ub77c\ub9e4\ub294 \uace0\ud1b5 \uc5c6\uc774 \uc784\uc2dc\ubc29\ud3b8\uc73c\ub85c \uad6d\ubbfc\uc5f0\uae08\uc744 \ud65c\uc6a9\ud558\ub824\uace0\ub9cc \ud55c\ub2e4\uba74, \uace0\ud658\uc728\ub3c4 \ubabb \uc7a1\uace0 \uad6d\ubbfc \ub178\ud6c4\ub9cc \uc704\ud5d8\uc5d0 \ube60\ub728\ub9b4 \uc218 \uc788\ub2e4. \uc815\ubd80\ub294 \uc774\ub7f0 \uc6b0\ub824\uc5d0 \uadc0\ub97c \uc5f4\uc5b4\uc57c \ud55c\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/025\/0003497427?sid=110\">https:\/\/n.news.naver.com\/article\/025\/0003497427?sid=110<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc18c\uaddc\ubaa8 \uac1c\ubc29\uacbd\uc81c\uc778 \ud55c\uad6d\uc740 \uc6b0\ub9ac\uc640 \uc720\uc0ac\ud55c \ud658\uacbd\uc5d0 \ub193\uc778 \uc2a4\uc6e8\ub374 \uc0ac\ub840\ub97c \uc8fc\ubaa9\ud574\uc57c \ud55c\ub2e4.\u00a01990\ub144\ub300 \ucd08 \uacbd\uc81c\uc704\uae30\ub97c \uacaa\uc5c8\ub358 \uc2a4\uc6e8\ub374\uc740\u00a01995\ub144 \uad6d\uac00\ubd80\ucc44 \ube44\uc728\uc774\u00a076.6%\uae4c\uc9c0 \uce58\uc19f\uc558\ub2e4. \uc608\ub780 \ud398\ub974\uc190 \ucd1d\ub9ac\ub294 \u201c\ube5a\uc9c4 \uc0ac\ub78c\uc5d0\uac8c \uc790\uc720\ub294 \uc5c6\ub2e4\u201d\uace0 \ud638\uc18c\ud558\uba74\uc11c \ub300\ucc45\uc744 \ub9c8\ub828\ud588\ub2e4. 3\ub144 \ub2e8\uc704\ub85c \uc608\uc0b0\uc744 \ud3b8\uc131\ud558\ub418 \ud55c \ud574 \uc801\uc790\uc608\uc0b0\uc744 \ud3b8\uc131\ud588\ub2e4\uba74, 3\ub144 \uc774\ub0b4\uc5d0 \uadf8 \uc801\uc790\ub97c \ud574\uc18c\ud574\uc57c\ub9cc \ud558\ub294 \uc608\uc0b0\ud3b8\uc131 \uc900\uce59\uc744 \ub9c8\ub828\ud588\ub2e4. \uc774\ub7f0 \ub178\ub825\uc73c\ub85c\u00a02010\ub144 \uc2a4\uc6e8\ub374 \uad6d\uac00\ubd80\ucc44\ub294\u00a034.8% \uc218\uc900\uae4c\uc9c0 \ub5a8\uc5b4\uc84c\ub2e4. \uc2a4\uc6e8\ub374\uc758 \uad6d\uac00\ubd80\ucc44 \ube44\uc728\uc740 \uc544\uc9c1\ub3c4\u00a040% [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2328,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2329","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc18c\uaddc\ubaa8 \uac1c\ubc29\uacbd\uc81c\uc778 \ud55c\uad6d\uc740 \uc6b0\ub9ac\uc640 \uc720\uc0ac\ud55c \ud658\uacbd\uc5d0 \ub193\uc778 \uc2a4\uc6e8\ub374 \uc0ac\ub840\ub97c \uc8fc\ubaa9\ud574\uc57c \ud55c\ub2e4.\u00a01990\ub144\ub300 \ucd08 \uacbd\uc81c\uc704\uae30\ub97c \uacaa\uc5c8\ub358 \uc2a4\uc6e8\ub374\uc740\u00a01995\ub144 \uad6d\uac00\ubd80\ucc44 \ube44\uc728\uc774\u00a076.6%\uae4c\uc9c0 \uce58\uc19f\uc558\ub2e4. \uc608\ub780 \ud398\ub974\uc190 \ucd1d\ub9ac\ub294 \u201c\ube5a\uc9c4 \uc0ac\ub78c\uc5d0\uac8c \uc790\uc720\ub294 \uc5c6\ub2e4\u201d\uace0 \ud638\uc18c\ud558\uba74\uc11c \ub300\ucc45\uc744 \ub9c8\ub828\ud588\ub2e4. 3\ub144 \ub2e8\uc704\ub85c \uc608\uc0b0\uc744 \ud3b8\uc131\ud558\ub418 \ud55c \ud574 \uc801\uc790\uc608\uc0b0\uc744 \ud3b8\uc131\ud588\ub2e4\uba74, 3\ub144 \uc774\ub0b4\uc5d0 \uadf8 \uc801\uc790\ub97c \ud574\uc18c\ud574\uc57c\ub9cc \ud558\ub294 \uc608\uc0b0\ud3b8\uc131 \uc900\uce59\uc744 \ub9c8\ub828\ud588\ub2e4. \uc774\ub7f0 \ub178\ub825\uc73c\ub85c\u00a02010\ub144 \uc2a4\uc6e8\ub374 \uad6d\uac00\ubd80\ucc44\ub294\u00a034.8% \uc218\uc900\uae4c\uc9c0 \ub5a8\uc5b4\uc84c\ub2e4. \uc2a4\uc6e8\ub374\uc758 \uad6d\uac00\ubd80\ucc44 \ube44\uc728\uc740 \uc544\uc9c1\ub3c4\u00a040% [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-18T15:40:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-19T00:02:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/Screenshot_20260118_164153_KakaoTalk.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"2316\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.)\",\"datePublished\":\"2026-01-18T15:40:12+00:00\",\"dateModified\":\"2026-01-19T00:02:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/\"},\"wordCount\":7,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003497427_002_20260119001908792.jpg\",\"articleSection\":[\"\uc778\uc0ac\uc774\ud2b8\",\"\uc804\ubb38\uac00 \uce7c\ub7fc\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/\",\"name\":\"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003497427_002_20260119001908792.jpg\",\"datePublished\":\"2026-01-18T15:40:12+00:00\",\"dateModified\":\"2026-01-19T00:02:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003497427_002_20260119001908792.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003497427_002_20260119001908792.jpg\",\"width\":560,\"height\":344},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/","og_locale":"ko_KR","og_type":"article","og_title":"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"\uc18c\uaddc\ubaa8 \uac1c\ubc29\uacbd\uc81c\uc778 \ud55c\uad6d\uc740 \uc6b0\ub9ac\uc640 \uc720\uc0ac\ud55c \ud658\uacbd\uc5d0 \ub193\uc778 \uc2a4\uc6e8\ub374 \uc0ac\ub840\ub97c \uc8fc\ubaa9\ud574\uc57c \ud55c\ub2e4.\u00a01990\ub144\ub300 \ucd08 \uacbd\uc81c\uc704\uae30\ub97c \uacaa\uc5c8\ub358 \uc2a4\uc6e8\ub374\uc740\u00a01995\ub144 \uad6d\uac00\ubd80\ucc44 \ube44\uc728\uc774\u00a076.6%\uae4c\uc9c0 \uce58\uc19f\uc558\ub2e4. \uc608\ub780 \ud398\ub974\uc190 \ucd1d\ub9ac\ub294 \u201c\ube5a\uc9c4 \uc0ac\ub78c\uc5d0\uac8c \uc790\uc720\ub294 \uc5c6\ub2e4\u201d\uace0 \ud638\uc18c\ud558\uba74\uc11c \ub300\ucc45\uc744 \ub9c8\ub828\ud588\ub2e4. 3\ub144 \ub2e8\uc704\ub85c \uc608\uc0b0\uc744 \ud3b8\uc131\ud558\ub418 \ud55c \ud574 \uc801\uc790\uc608\uc0b0\uc744 \ud3b8\uc131\ud588\ub2e4\uba74, 3\ub144 \uc774\ub0b4\uc5d0 \uadf8 \uc801\uc790\ub97c \ud574\uc18c\ud574\uc57c\ub9cc \ud558\ub294 \uc608\uc0b0\ud3b8\uc131 \uc900\uce59\uc744 \ub9c8\ub828\ud588\ub2e4. \uc774\ub7f0 \ub178\ub825\uc73c\ub85c\u00a02010\ub144 \uc2a4\uc6e8\ub374 \uad6d\uac00\ubd80\ucc44\ub294\u00a034.8% \uc218\uc900\uae4c\uc9c0 \ub5a8\uc5b4\uc84c\ub2e4. \uc2a4\uc6e8\ub374\uc758 \uad6d\uac00\ubd80\ucc44 \ube44\uc728\uc740 \uc544\uc9c1\ub3c4\u00a040% [&hellip;]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-01-18T15:40:12+00:00","article_modified_time":"2026-01-19T00:02:43+00:00","og_image":[{"width":1080,"height":2316,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/Screenshot_20260118_164153_KakaoTalk.jpg","type":"image\/jpeg"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.)","datePublished":"2026-01-18T15:40:12+00:00","dateModified":"2026-01-19T00:02:43+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/"},"wordCount":7,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003497427_002_20260119001908792.jpg","articleSection":["\uc778\uc0ac\uc774\ud2b8","\uc804\ubb38\uac00 \uce7c\ub7fc"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/","name":"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003497427_002_20260119001908792.jpg","datePublished":"2026-01-18T15:40:12+00:00","dateModified":"2026-01-19T00:02:43+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003497427_002_20260119001908792.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003497427_002_20260119001908792.jpg","width":560,"height":344},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/19\/post-20260118-154012-1173\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"[\ub9ac\uc14b \ucf54\ub9ac\uc544] \uad6d\ubbfc\uc5f0\uae08 \uc190\ub300\uba74 \uace0\ud658\uc728 \ubabb \uc7a1\uace0 \ub178\ud6c4\ub9cc \ubd88\uc548 (2026.01.19.)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2329"}],"version-history":[{"count":2,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2329\/revisions"}],"predecessor-version":[{"id":2333,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2329\/revisions\/2333"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2328"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}