{"id":2383,"date":"2026-01-22T21:27:59","date_gmt":"2026-01-22T12:27:59","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/"},"modified":"2026-01-28T13:02:03","modified_gmt":"2026-01-28T04:02:03","slug":"post-20260122-122759-7911","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/","title":{"rendered":"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c"},"content":{"rendered":"

\uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098(\uc548)<\/span><\/strong><\/span><\/p>\n

2026\ub144 2\uc6d4 9\uc77c(\uc6d4) \uc624\uc804 10\uc2dc<\/strong><\/span>
\n(\uad6d\ud68c \uc758\uc6d0\ud68c\uad00 10 \uac04\ub2f4\ud68c\uc758\uc2e4)<\/strong><\/span><\/p>\n

\uc88c\uc7a5<\/strong><\/span><\/p>\n

\uc774\ucc3d\uc218 \uc22d\uc2e4\ub300 \uba85\uc608\uad50\uc218<\/strong><\/span>
\n(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5)<\/strong><\/span><\/p>\n

\ubc1c\uc81c<\/strong><\/span><\/p>\n

\uae40\uc0c1\ucca0 \ud55c\uc138\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 <\/strong><\/span>
\n(\uc804 \ud55c\uad6d\uc7ac\uc815\uc815\ucc45\ud559\ud68c \ud68c\uc7a5<\/strong><\/span>
\n\uc804 \uc11c\uc6b8\uc2dc\ubcf5\uc9c0\uc7ac\ub2e8 \ub300\ud45c\uc774\uc0ac)<\/strong><\/span><\/p>\n

“\uad6d\ubbfc\uc5f0\uae08 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uac15\ud654:<\/span><\/strong><\/span>
\n\uc5f0\uae08\uc0ac\ud68c\uc8fc\uc758\ub85c \uac00\ub294\uac00?“<\/span><\/strong><\/span><\/p>\n

\ud1a0\ub860<\/strong><\/span><\/p>\n

\uae40\ub300\uc601 \uc138\ubb34\uc0ac<\/strong><\/span>
\n(22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)<\/strong><\/span><\/p>\n

\uae40\ubbfc\uc815 \uc11c\uc6b8\ub300 \uc815\ucc45\ud559\uacfc \uc11d\uc0ac\uacfc\uc815<\/strong><\/span>
\n(21\ub300 \uad6d\ud68c \uacf5\ub860\ud654\uc704\uc6d0\ud68c \uccad\ub144 \ub300\ud45c<\/strong><\/span>
\n\uad6d\ud68c \ubbf8\ub798\uc5f0\uad6c\uc6d0 \uccad\ub144 \ubbf8\ub798\uc704\uc6d0)<\/strong><\/span><\/p>\n

\uae40\ud559\uc8fc \ub3d9\uad6d\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 <\/strong><\/span>
\n(22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0)<\/strong><\/span><\/p>\n

\ubbfc\ub3d9\ud658 \uc11c\uac15\ub300 \uacbd\uc81c\uacfc \ub300\ud559\uc6d0\uc0dd <\/strong><\/span>
\n(\uc5f0\uae08\uac1c\ud601\uccad\ub144\ud589\ub3d9 \ub300\ud45c)<\/strong><\/span><\/p>\n

\ubc15\uc900\uc601 \uccad\ub144<\/span> (\uacbd\ud76c\ub300 \uc0b0\uc5c5\uacbd\uc601\uacf5\ud559)<\/strong><\/span><\/p>\n

\uc624\ucca0 \uad50\uc218<\/strong><\/span>
\n(\uc0c1\uba85\ub300 \uae00\ub85c\ubc8c\uacbd\uc601\ud559\uacfc)<\/strong><\/span><\/p>\n

\uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0 <\/strong><\/span>
\n(22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0 <\/strong><\/span>
\n\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5)<\/strong><\/span><\/p>\n

\uc8fc\uba85\ub8e1 \ub300\ud55c\uc740\ud1f4\uc790\ud611\ud68c \ud68c\uc7a5<\/strong><\/span><\/p>\n

(\ucc38\uace0\uc790\ub8cc)<\/strong><\/span><\/p>\n

\ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9\uc774 \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08 \uc6b4\uc6a9\uc5d0 \u2018\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc\u2019 \uc801\uc6a9\uc744 \uac15\ud654\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \ubc95 \uac1c\uc815\uc744 \ucd94\uc9c4\ud558\ub294 \uac83\uc73c\ub85c 22\uc77c \uc804\ud574\uc84c\ub2e4. \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc\ub294 \uc815\ubd80\uac00 \uc5f0\uae30\uae08\uc774 \ubcf4\uc720\ud55c \ubbfc\uac04\uae30\uc5c5 \uc9c0\ubd84\uc744 \ud1b5\ud574 \ud574\ub2f9 \uae30\uc5c5\uc758 \uacbd\uc601\uc744 \uc77c\uc815\ud55c \ubc29\ud5a5\uc73c\ub85c \uc720\ub3c4\ud558\ub294 \ubc29\uc2dd\uc774\ub2e4. \uc774\uc7ac\uba85 \uc815\ubd80\uac00 \ucd94\uc9c4\ud558\ub294 \uc8fc\uc2dd\uc2dc\uc7a5 \ud65c\uc131\ud654 \uc815\ucc45\uc758 \uc77c\ud658\uc73c\ub85c \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc\ub97c \uc801\uadf9 \ud65c\uc6a9\ud558\uaca0\ub2e4\ub294 \uac8c \ubbfc\uc8fc\ub2f9 \ubc29\uce68\uc774\ub2e4.<\/p>\n

\uc870\uc120\ube44\uc988 \ucde8\uc7ac\ub97c \uc885\ud569\ud558\uba74, \ubbfc\uc8fc\ub2f9 \ucf54\uc2a4\ud53c5000\ud2b9\ubcc4\uc704\uc6d0\ud68c\ub294 \uad6d\ubbfc\uc5f0\uae08\uc5d0\uc11c \uc790\uae08\uc744 \ubc1b\uc544\uc11c \uad74\ub9ac\ub294 \ubbfc\uac04 \uc704\ud0c1 \uc6b4\uc6a9\uc0ac \uc120\uc815 \uae30\uc900\uc5d0 \u2018\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc\u2019 \uc900\uc218 \uc5ec\ubd80\ub97c \ud3ec\ud568\ud558\ub294 \u2018\uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc548\u2019 \ub9c8\ub828\uc5d0 \ucc29\uc218\ud588\ub2e4. \ubc95\uc548\uc740 3\uc6d4 \ucd08\ucbe4 \ubc1c\uc758\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n

https:\/\/n.news.naver.com\/article\/366\/0001137822?sid=10<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098(\uc548) 2026\ub144 2\uc6d4 9\uc77c(\uc6d4) \uc624\uc804 10\uc2dc (\uad6d\ud68c \uc758\uc6d0\ud68c\uad00 10 \uac04\ub2f4\ud68c\uc758\uc2e4) \uc88c\uc7a5 \uc774\ucc3d\uc218 \uc22d\uc2e4\ub300 \uba85\uc608\uad50\uc218 (\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ubc1c\uc81c \uae40\uc0c1\ucca0 \ud55c\uc138\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 (\uc804 \ud55c\uad6d\uc7ac\uc815\uc815\ucc45\ud559\ud68c \ud68c\uc7a5 \uc804 \uc11c\uc6b8\uc2dc\ubcf5\uc9c0\uc7ac\ub2e8 \ub300\ud45c\uc774\uc0ac) “\uad6d\ubbfc\uc5f0\uae08 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uac15\ud654: \uc5f0\uae08\uc0ac\ud68c\uc8fc\uc758\ub85c \uac00\ub294\uac00?“ \ud1a0\ub860 \uae40\ub300\uc601 \uc138\ubb34\uc0ac (22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) \uae40\ubbfc\uc815 \uc11c\uc6b8\ub300 \uc815\ucc45\ud559\uacfc \uc11d\uc0ac\uacfc\uc815 (21\ub300 \uad6d\ud68c \uacf5\ub860\ud654\uc704\uc6d0\ud68c \uccad\ub144 \ub300\ud45c \uad6d\ud68c \ubbf8\ub798\uc5f0\uad6c\uc6d0 \uccad\ub144 \ubbf8\ub798\uc704\uc6d0) […]<\/p>\n","protected":false},"author":11,"featured_media":2382,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[13],"tags":[],"class_list":["post-2383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statement"],"acf":[],"yoast_head":"\n(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098(\uc548) 2026\ub144 2\uc6d4 9\uc77c(\uc6d4) \uc624\uc804 10\uc2dc (\uad6d\ud68c \uc758\uc6d0\ud68c\uad00 10 \uac04\ub2f4\ud68c\uc758\uc2e4) \uc88c\uc7a5 \uc774\ucc3d\uc218 \uc22d\uc2e4\ub300 \uba85\uc608\uad50\uc218 (\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ubc1c\uc81c \uae40\uc0c1\ucca0 \ud55c\uc138\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 (\uc804 \ud55c\uad6d\uc7ac\uc815\uc815\ucc45\ud559\ud68c \ud68c\uc7a5 \uc804 \uc11c\uc6b8\uc2dc\ubcf5\uc9c0\uc7ac\ub2e8 \ub300\ud45c\uc774\uc0ac) “\uad6d\ubbfc\uc5f0\uae08 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uac15\ud654: \uc5f0\uae08\uc0ac\ud68c\uc8fc\uc758\ub85c \uac00\ub294\uac00?“ \ud1a0\ub860 \uae40\ub300\uc601 \uc138\ubb34\uc0ac (22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) \uae40\ubbfc\uc815 \uc11c\uc6b8\ub300 \uc815\ucc45\ud559\uacfc \uc11d\uc0ac\uacfc\uc815 (21\ub300 \uad6d\ud68c \uacf5\ub860\ud654\uc704\uc6d0\ud68c \uccad\ub144 \ub300\ud45c \uad6d\ud68c \ubbf8\ub798\uc5f0\uad6c\uc6d0 \uccad\ub144 \ubbf8\ub798\uc704\uc6d0) […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-22T12:27:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-28T04:02:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"542\" \/>\n\t<meta property=\"og:image:height\" content=\"385\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c\",\"datePublished\":\"2026-01-22T12:27:59+00:00\",\"dateModified\":\"2026-01-28T04:02:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/\"},\"wordCount\":7,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg\",\"articleSection\":[\"\uc131\uba85\uc11c\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/\",\"name\":\"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg\",\"datePublished\":\"2026-01-22T12:27:59+00:00\",\"dateModified\":\"2026-01-28T04:02:03+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg\",\"width\":542,\"height\":385},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/","og_locale":"ko_KR","og_type":"article","og_title":"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"\uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098(\uc548) 2026\ub144 2\uc6d4 9\uc77c(\uc6d4) \uc624\uc804 10\uc2dc (\uad6d\ud68c \uc758\uc6d0\ud68c\uad00 10 \uac04\ub2f4\ud68c\uc758\uc2e4) \uc88c\uc7a5 \uc774\ucc3d\uc218 \uc22d\uc2e4\ub300 \uba85\uc608\uad50\uc218 (\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ubc1c\uc81c \uae40\uc0c1\ucca0 \ud55c\uc138\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \ud559\uacfc\uc7a5 (\uc804 \ud55c\uad6d\uc7ac\uc815\uc815\ucc45\ud559\ud68c \ud68c\uc7a5 \uc804 \uc11c\uc6b8\uc2dc\ubcf5\uc9c0\uc7ac\ub2e8 \ub300\ud45c\uc774\uc0ac) “\uad6d\ubbfc\uc5f0\uae08 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uac15\ud654: \uc5f0\uae08\uc0ac\ud68c\uc8fc\uc758\ub85c \uac00\ub294\uac00?“ \ud1a0\ub860 \uae40\ub300\uc601 \uc138\ubb34\uc0ac (22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0) \uae40\ubbfc\uc815 \uc11c\uc6b8\ub300 \uc815\ucc45\ud559\uacfc \uc11d\uc0ac\uacfc\uc815 (21\ub300 \uad6d\ud68c \uacf5\ub860\ud654\uc704\uc6d0\ud68c \uccad\ub144 \ub300\ud45c \uad6d\ud68c \ubbf8\ub798\uc5f0\uad6c\uc6d0 \uccad\ub144 \ubbf8\ub798\uc704\uc6d0) […]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-01-22T12:27:59+00:00","article_modified_time":"2026-01-28T04:02:03+00:00","og_image":[{"width":542,"height":385,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg","type":"image\/jpeg"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c","datePublished":"2026-01-22T12:27:59+00:00","dateModified":"2026-01-28T04:02:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/"},"wordCount":7,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg","articleSection":["\uc131\uba85\uc11c"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/","name":"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg","datePublished":"2026-01-22T12:27:59+00:00","dateModified":"2026-01-28T04:02:03+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769084732121.jpg","width":542,"height":385},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/22\/post-20260122-122759-7911\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"(\uacf5\uc9c0\uc0ac\ud56d) \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098 \uac1c\ucd5c"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2383"}],"version-history":[{"count":9,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2383\/revisions"}],"predecessor-version":[{"id":2467,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2383\/revisions\/2467"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2382"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}