{"id":2396,"date":"2026-01-25T12:37:17","date_gmt":"2026-01-25T03:37:17","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/"},"modified":"2026-01-25T12:41:08","modified_gmt":"2026-01-25T03:41:08","slug":"post-20260125-033717-7634","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/","title":{"rendered":"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25)"},"content":{"rendered":"<p style=\"text-align: justify\"><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\ud55c \uc790\ubb38\uc704\uc6d0\uc740 \u201c\uc758\uc0ac\uc9c4\ud589\uc5d0 \uad00\ud55c \uaddc\uce59\ub3c4 \uc5c6\uc774 \ud559\uc220\ud589\uc0ac\ucc98\ub7fc \u2018\ub0b4 \ub9d0\uc774 \ub9de\ub2e4\u2019\ub294 \uc2dd\uc758 \uacf5\ubc29\ub9cc \uc788\ub2e4\u201d\uba70 <\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px;background-color: #ff99cc\"><strong>\u201c\uad6c\uc870\uac1c\ud601 \uad8c\uace0\uc548\uc744 \ub9c8\ub828\ud558\ub824\uba74 \uc758\uc0ac\uc9c4\ud589 \uaddc\uce59\uacfc \uc758\uc81c\ub97c \uc815\ud558\uace0 \uc758\uc81c\ubcc4\ub85c \uad6c\uccb4\uc801\uc778 \uac1c\ud601\ubc29\uc548\uc744 \ub17c\uc758\ud574\uc57c \ud558\ub294\ub370, \uadf8\ub7f0 \ud65c\ub3d9\uc774 \uc804\ud600 \uc5c6\ub2e4\u201d\uace0 \uaf2c\uc9d1\uc5c8\ub2e4. <\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px;background-color: #ffff00\"><strong>\ud2b9\ud788 \u201c\ud6c4\ubcf4 \uc758\uc81c\ub4e4\ub9cc \ubd10\ub3c4 \uad8c\uace0\uc548 \ub9c8\ub828 \uc758\uc9c0\uac00 \uc5c6\ub2e4\u201d\uba70 \u201c\uac00\ub839 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uc740 \u2018\ud574\uc678\uc0ac\ub840 \uac80\ud1a0\u2019\ub85c \uc81c\uc2dc\ub410\ub2e4. \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \u2018\uc5b8\uc81c \uc5b4\ub5bb\uac8c \ub3c4\uc785\ud560\uc9c0\u2019 \uc815\ud574\uc57c \ud560 \uc0c1\ud669\uc5d0 \ud574\uc678\uc0ac\ub840\ub97c \ubcf4\uace0 \u2018\ub3c4\uc785\ud560\uc9c0 \ub9d0\uc9c0\u2019\ubd80\ud130 \uac80\ud1a0\ud558\uc794 \ub9d0\uc774\ub2e4. \uc774\ub7f0 \uc2dd\uc774\uba74 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \uc801\uc6a9 \ubc29\uc2dd\u00b7\uc2dc\uae30\ub294 \ub17c\uc758\ud560 \uc218 \uc5c6\ub2e4\u201d\uace0 \uc9c0\uc801\ud588\ub2e4.<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>(\uc911\ub7b5)<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\uc790\ubb38\uc704 \uacf5\uc804\uc740 \uc790\ubb38\uc704\uac00 \ucd9c\ubc94\ud560 \ub54c\ubd80\ud130 \uc608\uace0\ub410\ub2e4. \u2018\ube48\uc190\u2019\uc73c\ub85c \ub05d\ub09c 21\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc5d0\uc11c \ubb38\uc81c\ub85c \uc9c0\uc801\ub410\ub358 \uc9c4\uc601 \uac04 \ub300\ub9bd\uc774 22\ub300 \uad6d\ud68c\uc5d0\uc11c \ub354 \uc2ec\ud574\uc838\uc11c\ub2e4. <\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\ud2b9\ud788 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728 \uc778\uc0c1\uacfc \uad6d\uace0\ud22c\uc785, \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785 \ubc18\ub300\ub97c \uc694\uad6c\ud558\ub294 \uc18c\ub4dd \ubcf4\uc7a5\ub860 \uce21 \uc804\ubb38\uac00\ub4e4\uc758 \uc785\uae40\uc774 \ub354 \ucee4\uc84c\ub2e4. <\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\ud55c \uc790\ubb38\uc704\uc6d0\uc740 \u201c\uad6c\uc870\uac1c\ud601\uc744 \ud1b5\ud574 \uc5f0\uae08\uc81c\ub3c4\uc758 \uc9c0\uc18d\uac00\ub2a5\uc131\uc744 \uc5b4\ub5bb\uac8c \ub192\uc77c \uac83\uc778\uc9c0 \ub17c\uc758\ud574\uc57c \ud558\ub294\ub370\ub3c4 \ud55c\ucabd\uc5d0\uc120 \u2018\uc9c0\uc18d\uac00\ub2a5\uc131\uc5d0 \ubb38\uc81c\uac00 \uc788\uc9c0\ub9cc, \uadf8\uac74 \uad6c\uc870\uac1c\ud601 \uc5c6\uc774\ub3c4 \ud574\uacb0 \uac00\ub2a5\ud55c \ubb38\uc81c\u2019\ub77c\uace0 \ud55c\ub2e4. \uc804\uc81c\ubd80\ud130 \uc5b4\uae0b\ub098\ub294\ub370, \uc5b4\ub5bb\uac8c \ubc29\ubc95\uc744 \ucc3e\uc744 \uc218 \uc788\uaca0\ub0d0\u201d\uace0 \ud1a0\ub85c\ud588\ub2e4.<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px;background-color: #ccffcc\"><strong>\ubb34\uc5c7\ubcf4\ub2e4 \ub2e4\uc74c \ub2ec \uc608\uc815\ub41c 6\ucc28 \ud68c\uc758\uae4c\uc9c0 \ucde8\uc18c\u00b7\uc5f0\uae30\ub418\uba74 \uc790\ubb38\uc704\ub294 \uc0ac\uc2e4\uc0c1 \uac1c\uc810\ud734\uc5c5 \uc0c1\ud0dc\uac00 \ub41c\ub2e4.<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/m.etoday.co.kr\/news\/view\/2548847\">https:\/\/m.etoday.co.kr\/news\/view\/2548847<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c \uc790\ubb38\uc704\uc6d0\uc740 \u201c\uc758\uc0ac\uc9c4\ud589\uc5d0 \uad00\ud55c \uaddc\uce59\ub3c4 \uc5c6\uc774 \ud559\uc220\ud589\uc0ac\ucc98\ub7fc \u2018\ub0b4 \ub9d0\uc774 \ub9de\ub2e4\u2019\ub294 \uc2dd\uc758 \uacf5\ubc29\ub9cc \uc788\ub2e4\u201d\uba70 \u201c\uad6c\uc870\uac1c\ud601 \uad8c\uace0\uc548\uc744 \ub9c8\ub828\ud558\ub824\uba74 \uc758\uc0ac\uc9c4\ud589 \uaddc\uce59\uacfc \uc758\uc81c\ub97c \uc815\ud558\uace0 \uc758\uc81c\ubcc4\ub85c \uad6c\uccb4\uc801\uc778 \uac1c\ud601\ubc29\uc548\uc744 \ub17c\uc758\ud574\uc57c \ud558\ub294\ub370, \uadf8\ub7f0 \ud65c\ub3d9\uc774 \uc804\ud600 \uc5c6\ub2e4\u201d\uace0 \uaf2c\uc9d1\uc5c8\ub2e4. \ud2b9\ud788 \u201c\ud6c4\ubcf4 \uc758\uc81c\ub4e4\ub9cc \ubd10\ub3c4 \uad8c\uace0\uc548 \ub9c8\ub828 \uc758\uc9c0\uac00 \uc5c6\ub2e4\u201d\uba70 \u201c\uac00\ub839 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uc740 \u2018\ud574\uc678\uc0ac\ub840 \uac80\ud1a0\u2019\ub85c \uc81c\uc2dc\ub410\ub2e4. \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \u2018\uc5b8\uc81c \uc5b4\ub5bb\uac8c \ub3c4\uc785\ud560\uc9c0\u2019 \uc815\ud574\uc57c \ud560 \uc0c1\ud669\uc5d0 \ud574\uc678\uc0ac\ub840\ub97c \ubcf4\uace0 \u2018\ub3c4\uc785\ud560\uc9c0 \ub9d0\uc9c0\u2019\ubd80\ud130 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2395,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\ud55c \uc790\ubb38\uc704\uc6d0\uc740 \u201c\uc758\uc0ac\uc9c4\ud589\uc5d0 \uad00\ud55c \uaddc\uce59\ub3c4 \uc5c6\uc774 \ud559\uc220\ud589\uc0ac\ucc98\ub7fc \u2018\ub0b4 \ub9d0\uc774 \ub9de\ub2e4\u2019\ub294 \uc2dd\uc758 \uacf5\ubc29\ub9cc \uc788\ub2e4\u201d\uba70 \u201c\uad6c\uc870\uac1c\ud601 \uad8c\uace0\uc548\uc744 \ub9c8\ub828\ud558\ub824\uba74 \uc758\uc0ac\uc9c4\ud589 \uaddc\uce59\uacfc \uc758\uc81c\ub97c \uc815\ud558\uace0 \uc758\uc81c\ubcc4\ub85c \uad6c\uccb4\uc801\uc778 \uac1c\ud601\ubc29\uc548\uc744 \ub17c\uc758\ud574\uc57c \ud558\ub294\ub370, \uadf8\ub7f0 \ud65c\ub3d9\uc774 \uc804\ud600 \uc5c6\ub2e4\u201d\uace0 \uaf2c\uc9d1\uc5c8\ub2e4. \ud2b9\ud788 \u201c\ud6c4\ubcf4 \uc758\uc81c\ub4e4\ub9cc \ubd10\ub3c4 \uad8c\uace0\uc548 \ub9c8\ub828 \uc758\uc9c0\uac00 \uc5c6\ub2e4\u201d\uba70 \u201c\uac00\ub839 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uc740 \u2018\ud574\uc678\uc0ac\ub840 \uac80\ud1a0\u2019\ub85c \uc81c\uc2dc\ub410\ub2e4. \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \u2018\uc5b8\uc81c \uc5b4\ub5bb\uac8c \ub3c4\uc785\ud560\uc9c0\u2019 \uc815\ud574\uc57c \ud560 \uc0c1\ud669\uc5d0 \ud574\uc678\uc0ac\ub840\ub97c \ubcf4\uace0 \u2018\ub3c4\uc785\ud560\uc9c0 \ub9d0\uc9c0\u2019\ubd80\ud130 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-25T03:37:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-25T03:41:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"384\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25)\",\"datePublished\":\"2026-01-25T03:37:17+00:00\",\"dateModified\":\"2026-01-25T03:41:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/\"},\"wordCount\":9,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg\",\"articleSection\":[\"\uc778\uc0ac\uc774\ud2b8\",\"\uc804\ubb38\uac00 \uce7c\ub7fc\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/\",\"name\":\"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg\",\"datePublished\":\"2026-01-25T03:37:17+00:00\",\"dateModified\":\"2026-01-25T03:41:08+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg\",\"width\":600,\"height\":384},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/","og_locale":"ko_KR","og_type":"article","og_title":"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"\ud55c \uc790\ubb38\uc704\uc6d0\uc740 \u201c\uc758\uc0ac\uc9c4\ud589\uc5d0 \uad00\ud55c \uaddc\uce59\ub3c4 \uc5c6\uc774 \ud559\uc220\ud589\uc0ac\ucc98\ub7fc \u2018\ub0b4 \ub9d0\uc774 \ub9de\ub2e4\u2019\ub294 \uc2dd\uc758 \uacf5\ubc29\ub9cc \uc788\ub2e4\u201d\uba70 \u201c\uad6c\uc870\uac1c\ud601 \uad8c\uace0\uc548\uc744 \ub9c8\ub828\ud558\ub824\uba74 \uc758\uc0ac\uc9c4\ud589 \uaddc\uce59\uacfc \uc758\uc81c\ub97c \uc815\ud558\uace0 \uc758\uc81c\ubcc4\ub85c \uad6c\uccb4\uc801\uc778 \uac1c\ud601\ubc29\uc548\uc744 \ub17c\uc758\ud574\uc57c \ud558\ub294\ub370, \uadf8\ub7f0 \ud65c\ub3d9\uc774 \uc804\ud600 \uc5c6\ub2e4\u201d\uace0 \uaf2c\uc9d1\uc5c8\ub2e4. \ud2b9\ud788 \u201c\ud6c4\ubcf4 \uc758\uc81c\ub4e4\ub9cc \ubd10\ub3c4 \uad8c\uace0\uc548 \ub9c8\ub828 \uc758\uc9c0\uac00 \uc5c6\ub2e4\u201d\uba70 \u201c\uac00\ub839 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uc740 \u2018\ud574\uc678\uc0ac\ub840 \uac80\ud1a0\u2019\ub85c \uc81c\uc2dc\ub410\ub2e4. \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \u2018\uc5b8\uc81c \uc5b4\ub5bb\uac8c \ub3c4\uc785\ud560\uc9c0\u2019 \uc815\ud574\uc57c \ud560 \uc0c1\ud669\uc5d0 \ud574\uc678\uc0ac\ub840\ub97c \ubcf4\uace0 \u2018\ub3c4\uc785\ud560\uc9c0 \ub9d0\uc9c0\u2019\ubd80\ud130 [&hellip;]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-01-25T03:37:17+00:00","article_modified_time":"2026-01-25T03:41:08+00:00","og_image":[{"width":600,"height":384,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg","type":"image\/jpeg"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25)","datePublished":"2026-01-25T03:37:17+00:00","dateModified":"2026-01-25T03:41:08+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/"},"wordCount":9,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg","articleSection":["\uc778\uc0ac\uc774\ud2b8","\uc804\ubb38\uac00 \uce7c\ub7fc"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/","name":"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg","datePublished":"2026-01-25T03:37:17+00:00","dateModified":"2026-01-25T03:41:08+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/20251119101123_2256048_1200_768.jpg","width":600,"height":384},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/25\/post-20260125-033717-7634\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"\uacf5\uc804\ud558\ub294 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\u22ef\uc77c\uac01\uc120 \ubb34\uc6a9\ub860\ub3c4 (2026-01-25)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2396"}],"version-history":[{"count":2,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2396\/revisions"}],"predecessor-version":[{"id":2398,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2396\/revisions\/2398"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2395"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}