{"id":2421,"date":"2026-01-26T14:38:13","date_gmt":"2026-01-26T05:38:13","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/"},"modified":"2026-01-26T14:38:13","modified_gmt":"2026-01-26T05:38:13","slug":"post-20260126-053813-4236","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/","title":{"rendered":"(\ubbfc\uc8fc\ub2f9 \uc548\ub3c4\uac78 \uc758\uc6d0 \ucd94\ucd5c \uc138\ubbf8\ub098) \uc790\ubcf8\u784f \uc774\uc2b9\ud638 &#8220;\uad6d\ubbfc\uc5f0\uae08 \uc678\ud654\ucc44 \ubc1c\ud589 \ud5c8\uc6a9 \ud544\uc694\u2026\uc815\ubd80\ubcf4\uc99d\uc740 \ubd88\ud544\uc694&#8221;\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5\ubb38"},"content":{"rendered":"<p><span style=\"font-size: 24px;background-color: #ff99cc\"><strong>\uc544\ub798 \uc5f0\ud569\uc778\ud3ec\ub9e5\uc2a4 \uae30\uc0ac\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc18c\uc18d \ub3d9\uad6d\ub300 \ud604\uc815\ud658 \uad50\uc218\ub2d8\uc758 \uac80\ud1a0\uc758\uacac\uc785\ub2c8\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\"><strong>(\uc11c\uc6b8=\uc5f0\ud569\uc778\ud3ec\ub9e5\uc2a4) \uae40\uc9c0\uc5f0 \uae30\uc790 = \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790\uac00 \ud655\ub300\ub418\uba74\uc11c \uc678\ud658\uc2dc\uc7a5 \uc218\uae09 \ubd80\ub2f4\uc774 \ucee4\uc9c0\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \uc678\ud654\ucc44\uad8c \ubc1c\ud589\uc744 \ud1b5\ud55c \uc7ac\uc6d0 \uc870\ub2ec \ubc29\uc548\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc804\ubb38\uac00 \uc81c\uc5b8\uc774 \ub098\uc654\ub2e4.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 20px;background-color: #ffff99\"><strong>\uc774\uc2b9\ud638 \uc790\ubcf8\uc2dc\uc7a5\uc5f0\uad6c\uc6d0 \uc120\uc784\uc5f0\uad6c\uc704\uc6d0\uc740 26\uc77c \uad6d\ud68c\uc758\uc6d0\ud68c\uad00\uc5d0\uc11c \uc5f4\ub9b0 &#8216;\uc5f0\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790\ub97c \uc704\ud55c \uc678\ud654 \uc870\ub2ec \ub2e4\ubcc0\ud654&#8217; \ud1a0\ub860\ud68c\uc5d0\uc11c &#8220;\ud604\uc7ac \uad6d\ubbfc\uc5f0\uae08\ubc95\uc5d0\uc11c\ub294 \ucc44\uad8c\ubc1c\ud589\uc744 \ud1b5\ud55c \uae30\uae08\uc758 \uc7ac\uc6d0 \uc870\ub2ec\uc744 \ud5c8\uc6a9\ud558\uace0 \uc788\uc9c0 \uc54a\uc73c\ubbc0\ub85c, \uc678\ud654\ucc44\uad8c \ubc1c\ud589\uc744 \uc704\ud55c \ubc95\uc801 \uadfc\uac70\uc758 \ub9c8\ub828\uc774 \ud544\uc694\ud558\ub2e4&#8221;\uace0 \uac15\uc870\ud588\ub2e4.<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/news.einfomax.co.kr\/news\/articleView.html?idxno=4395284\">https:\/\/news.einfomax.co.kr\/news\/articleView.html?idxno=4395284<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc544\ub798 \uc5f0\ud569\uc778\ud3ec\ub9e5\uc2a4 \uae30\uc0ac\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc18c\uc18d \ub3d9\uad6d\ub300 \ud604\uc815\ud658 \uad50\uc218\ub2d8\uc758 \uac80\ud1a0\uc758\uacac\uc785\ub2c8\ub2e4. (\uc11c\uc6b8=\uc5f0\ud569\uc778\ud3ec\ub9e5\uc2a4) \uae40\uc9c0\uc5f0 \uae30\uc790 = \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790\uac00 \ud655\ub300\ub418\uba74\uc11c \uc678\ud658\uc2dc\uc7a5 \uc218\uae09 \ubd80\ub2f4\uc774 \ucee4\uc9c0\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \uc678\ud654\ucc44\uad8c \ubc1c\ud589\uc744 \ud1b5\ud55c \uc7ac\uc6d0 \uc870\ub2ec \ubc29\uc548\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc804\ubb38\uac00 \uc81c\uc5b8\uc774 \ub098\uc654\ub2e4. \uc774\uc2b9\ud638 \uc790\ubcf8\uc2dc\uc7a5\uc5f0\uad6c\uc6d0 \uc120\uc784\uc5f0\uad6c\uc704\uc6d0\uc740 26\uc77c \uad6d\ud68c\uc758\uc6d0\ud68c\uad00\uc5d0\uc11c \uc5f4\ub9b0 &#8216;\uc5f0\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790\ub97c \uc704\ud55c \uc678\ud654 \uc870\ub2ec \ub2e4\ubcc0\ud654&#8217; \ud1a0\ub860\ud68c\uc5d0\uc11c &#8220;\ud604\uc7ac \uad6d\ubbfc\uc5f0\uae08\ubc95\uc5d0\uc11c\ub294 \ucc44\uad8c\ubc1c\ud589\uc744 \ud1b5\ud55c \uae30\uae08\uc758 \uc7ac\uc6d0 \uc870\ub2ec\uc744 \ud5c8\uc6a9\ud558\uace0 \uc788\uc9c0 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2419,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,12],"tags":[],"class_list":["post-2421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-global-case"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>(\ubbfc\uc8fc\ub2f9 \uc548\ub3c4\uac78 \uc758\uc6d0 \ucd94\ucd5c \uc138\ubbf8\ub098) \uc790\ubcf8\u784f \uc774\uc2b9\ud638 &quot;\uad6d\ubbfc\uc5f0\uae08 \uc678\ud654\ucc44 \ubc1c\ud589 \ud5c8\uc6a9 \ud544\uc694\u2026\uc815\ubd80\ubcf4\uc99d\uc740 \ubd88\ud544\uc694&quot;\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5\ubb38 - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"(\ubbfc\uc8fc\ub2f9 \uc548\ub3c4\uac78 \uc758\uc6d0 \ucd94\ucd5c \uc138\ubbf8\ub098) \uc790\ubcf8\u784f \uc774\uc2b9\ud638 &quot;\uad6d\ubbfc\uc5f0\uae08 \uc678\ud654\ucc44 \ubc1c\ud589 \ud5c8\uc6a9 \ud544\uc694\u2026\uc815\ubd80\ubcf4\uc99d\uc740 \ubd88\ud544\uc694&quot;\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5\ubb38 - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc544\ub798 \uc5f0\ud569\uc778\ud3ec\ub9e5\uc2a4 \uae30\uc0ac\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc18c\uc18d \ub3d9\uad6d\ub300 \ud604\uc815\ud658 \uad50\uc218\ub2d8\uc758 \uac80\ud1a0\uc758\uacac\uc785\ub2c8\ub2e4. (\uc11c\uc6b8=\uc5f0\ud569\uc778\ud3ec\ub9e5\uc2a4) \uae40\uc9c0\uc5f0 \uae30\uc790 = \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790\uac00 \ud655\ub300\ub418\uba74\uc11c \uc678\ud658\uc2dc\uc7a5 \uc218\uae09 \ubd80\ub2f4\uc774 \ucee4\uc9c0\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \uc678\ud654\ucc44\uad8c \ubc1c\ud589\uc744 \ud1b5\ud55c \uc7ac\uc6d0 \uc870\ub2ec \ubc29\uc548\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc804\ubb38\uac00 \uc81c\uc5b8\uc774 \ub098\uc654\ub2e4. \uc774\uc2b9\ud638 \uc790\ubcf8\uc2dc\uc7a5\uc5f0\uad6c\uc6d0 \uc120\uc784\uc5f0\uad6c\uc704\uc6d0\uc740 26\uc77c \uad6d\ud68c\uc758\uc6d0\ud68c\uad00\uc5d0\uc11c \uc5f4\ub9b0 &#8216;\uc5f0\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790\ub97c \uc704\ud55c \uc678\ud654 \uc870\ub2ec \ub2e4\ubcc0\ud654&#8217; \ud1a0\ub860\ud68c\uc5d0\uc11c &#8220;\ud604\uc7ac \uad6d\ubbfc\uc5f0\uae08\ubc95\uc5d0\uc11c\ub294 \ucc44\uad8c\ubc1c\ud589\uc744 \ud1b5\ud55c \uae30\uae08\uc758 \uc7ac\uc6d0 \uc870\ub2ec\uc744 \ud5c8\uc6a9\ud558\uace0 \uc788\uc9c0 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-26T05:38:13+00:00\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"(\ubbfc\uc8fc\ub2f9 \uc548\ub3c4\uac78 \uc758\uc6d0 \ucd94\ucd5c \uc138\ubbf8\ub098) \uc790\ubcf8\u784f \uc774\uc2b9\ud638 &#8220;\uad6d\ubbfc\uc5f0\uae08 \uc678\ud654\ucc44 \ubc1c\ud589 \ud5c8\uc6a9 \ud544\uc694\u2026\uc815\ubd80\ubcf4\uc99d\uc740 \ubd88\ud544\uc694&#8221;\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5\ubb38\",\"datePublished\":\"2026-01-26T05:38:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/\"},\"wordCount\":9,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769405363847.jpg\",\"articleSection\":[\"\uc778\uc0ac\uc774\ud2b8\",\"\ud574\uc678\uc0ac\ub840 \uc18c\uac1c\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-053813-4236\/\",\"name\":\"(\ubbfc\uc8fc\ub2f9 \uc548\ub3c4\uac78 \uc758\uc6d0 \ucd94\ucd5c \uc138\ubbf8\ub098) \uc790\ubcf8\u784f \uc774\uc2b9\ud638 \\\"\uad6d\ubbfc\uc5f0\uae08 \uc678\ud654\ucc44 \ubc1c\ud589 \ud5c8\uc6a9 \ud544\uc694\u2026\uc815\ubd80\ubcf4\uc99d\uc740 \ubd88\ud544\uc694\\\"\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5\ubb38 - 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