{"id":2440,"date":"2026-01-26T19:58:25","date_gmt":"2026-01-26T10:58:25","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-105825-3917\/"},"modified":"2026-01-26T20:00:10","modified_gmt":"2026-01-26T11:00:10","slug":"post-20260126-105825-3917","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-105825-3917\/","title":{"rendered":"&#8216;\ud070\uc190&#8217; \uad6d\ubbfc\uc5f0\uae08, \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 0.5%p \ub298\ub9ac\uace0 \ud574\uc678 \uc8fc\uc2dd \uc904\uc778\ub2e4  (2026.01.26.)"},"content":{"rendered":"<p style=\"text-align: justify\"><span class=\"article_p\"><span style=\"background-color: #ccffff\"><strong><span style=\"font-size: 20px;background-color: #ccffff\">&#8216;\ud070\uc190&#8217; \uad6d\ubbfc\uc5f0\uae08\uc774 \uc62c\ud574 \uad6d\ub0b4 \uc8fc\uc2dd\u00b7\ucc44\uad8c \ud22c\uc790\ub97c \ud655\ub300\ud558\ub294 \ub300\uc2e0, \ud574\uc678 \uc8fc\uc2dd \ud22c\uc790\ub97c \uc904\uc774\ub294 \ucabd\uc73c\ub85c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc870\uc815\ud55c\ub2e4. <\/span><\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\"><span style=\"background-color: #ccffff\"><strong><span style=\"font-size: 20px;background-color: #ccffff\">\uc6d0\ud654 \uc57d\uc138\uac00 \uc774\uc5b4\uc9c0\ub294 \uc678\ud658\uc2dc\uc7a5\uc758 \ubd80\ub2f4\uc744 \ub0ae\ucd94\ub294 \ub3d9\uc2dc\uc5d0, \uad6d\ub0b4 \uc99d\uc2dc \uae09\ub4f1\uc5d0 \ub530\ub978 \uae30\uacc4\uc801 \ub9e4\ub3c4(\uac15\uc81c \ub9e4\ub3c4) \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud55c \uc870\uce58\ub85c \ud480\uc774\ub41c\ub2e4.<\/span><\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #ccffff\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ccffff\">\ubcf4\uac74\ubcf5\uc9c0\ubd80\ub294\u00a026\uc77c \uc815\ubd80\uc11c\uc6b8\uccad\uc0ac\uc5d0\uc11c \uc62c\ud574 \uccab \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\ub97c \uc5f4\uc5b4 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uac1c\uc120\uc548\uc744 \uc2ec\uc758\u00b7\uc758\uacb0\ud588\ub2e4. \uae30\uae08\uc704 \ud68c\uc758\uac00 1\uc6d4\uc5d0 \uac1c\ucd5c\ub41c \uac74\u00a02021\ub144 \uc774\ud6c4 5\ub144 \ub9cc\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #ccffff\"><strong><span style=\"font-size: 20px;background-color: #ccffff\">(\uc911\ub7b5)<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #ccffff\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ccffff\">\uc6d0\ub798\ub77c\uba74 \uc790\uc0b0\uad70\ubcc4 \ud22c\uc790\ud5c8\uc6a9 \ubc94\uc704\uc778 \u00b15%\ud3ec\uc778\ud2b8(\uc804\ub7b5\uc801 \uc790\uc0b0\ubc30\ubd84 \u00b13%p, \uc804\uc220\uc801 \uc790\uc0b0\ubc30\ubd84 \u00b12%p)\uae4c\uc9c0 \uace0\ub824\ud574 \ucd5c\ub300\u00a019.4%\uae4c\uc9c0 \uad6d\ub0b4 \uc8fc\uc2dd\uc744 \uac00\uc838\uac08 \uc218 \uc788\uc5c8\ub2e4. \ud558\uc9c0\ub9cc \uc9c0\ub09c\ud574\u00a010\uc6d4 \ub9d0 \uae30\uc900 \uad6d\ub0b4 \uc8fc\uc2dd \ube44\uc728\uc774 \uc774\ubbf8\u00a017.9%\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #ccffff\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ccffff\"> \ucd5c\uadfc \ucf54\uc2a4\ud53c\uac00\u00a05000\uc120\uae4c\uc9c0 \ucc0d\uc740 \uac78 \uace0\ub824\ud558\uba74, \ud5c8\uc6a9 \uc0c1\ud55c\uc120\uc744 \ub9de\ucd94\uae30 \uc704\ud55c \uac15\uc81c \ub9e4\ub3c4 \uc555\ub825\uc774 \ud604\uc2e4\ud654\ud55c \uc148\uc774\ub2e4. <\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #ccffff\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ccffff\">\uc774\ub7f0 \uc0c1\ud669\uc5d0\uc11c\u00a00.5%p\uac00 \uc0c1\ud5a5\ub418\uba74\uc11c \uad6d\ub0b4 \uc8fc\uc2dd\uc5d0\uc11c \uc57d 7\uc870\uc6d0\uc758 \ucd94\uac00 \ud22c\uc790 &#8216;\uc228\ud1b5&#8217;\uc774 \ud2b8\uc774\uac8c \ub410\ub2e4(\uc9c0\ub09c\ud574 \ub9d0 \uae30\uae08 \uaddc\ubaa8 \ucd94\uc815\uce58\u00a01454\uc870\uc6d0 \uae30\uc900).<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #ccffff\"><strong><span class=\"article_p\" style=\"font-size: 20px;background-color: #ccffff\">\uad6d\ub0b4 \ucc44\uad8c \ube44\uc911\ub3c4\u00a024.9%\ub85c \uae30\uc874\ubcf4\ub2e4\u00a01.2%p \uc0c1\ud5a5\ud588\ub2e4. \ubc18\uba74 \ud574\uc678 \uc8fc\uc2dd\uc740 \ub2f9\ucd08 \ubaa9\ud45c\uc778\u00a038.9%\uc5d0\uc11c\u00a01.7%p \ub0ae\ucd98\u00a037.2%\ub85c \uc870\uc815\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #ccffff\"><strong><span style=\"font-size: 20px;background-color: #ccffff\">(\uc911\ub7b5)<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #ff99cc\"><strong><span style=\"font-size: 20px;background-color: #ff99cc\">\uc218\uc775\ub960\uacfc \uc548\uc815\uc131\uc774\ub780 \ub450 \ub9c8\ub9ac \ud1a0\ub07c\ub97c \uc7a1\uc544\uc57c \ud558\ub294 \uad6d\ubbfc \ub178\ud6c4\uc790\uae08\uc744 \uc815\ucc45\uc6a9 \uc2e4\ud0c4\uc73c\ub85c \ub04c\uc5b4 \uc4f4\ub2e4\ub294 \uc9c0\uc801\ub3c4 \ub098\uc628\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #00ffff\"><strong><span style=\"font-size: 20px;background-color: #00ffff\"> \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0\uc740 &#8220;\uc774\ubc88 \uc870\uc815\uc740 \uad6d\ubbfc \uc7ac\uc0b0\uc5d0 \uc815\ubd80\uac00 \uacfc\ub3c4\ud558\uac8c \uac1c\uc785\ud558\ub824\ub294 \uc2e0\ud638&#8221;\ub77c\uba70 &#8220;\uad6d\ub0b4 \uc8fc\uc2dd \ube44\uc911\uc744 \ud655\ub300\ud558\ub294 \ubc29\ud5a5\uc740 \uad6d\ubbfc\uc5f0\uae08\uc758 \uac00\uce58\ub97c \ud6fc\uc190\ud560 \uc6b0\ub824\uac00 \ub9e4\uc6b0 \ud06c\ub2e4&#8221;\uace0 \ub9d0\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/025\/0003499132?sid=103\">https:\/\/n.news.naver.com\/article\/025\/0003499132?sid=103<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8216;\ud070\uc190&#8217; \uad6d\ubbfc\uc5f0\uae08\uc774 \uc62c\ud574 \uad6d\ub0b4 \uc8fc\uc2dd\u00b7\ucc44\uad8c \ud22c\uc790\ub97c \ud655\ub300\ud558\ub294 \ub300\uc2e0, \ud574\uc678 \uc8fc\uc2dd \ud22c\uc790\ub97c \uc904\uc774\ub294 \ucabd\uc73c\ub85c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc870\uc815\ud55c\ub2e4. \uc6d0\ud654 \uc57d\uc138\uac00 \uc774\uc5b4\uc9c0\ub294 \uc678\ud658\uc2dc\uc7a5\uc758 \ubd80\ub2f4\uc744 \ub0ae\ucd94\ub294 \ub3d9\uc2dc\uc5d0, \uad6d\ub0b4 \uc99d\uc2dc \uae09\ub4f1\uc5d0 \ub530\ub978 \uae30\uacc4\uc801 \ub9e4\ub3c4(\uac15\uc81c \ub9e4\ub3c4) \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud55c \uc870\uce58\ub85c \ud480\uc774\ub41c\ub2e4. \ubcf4\uac74\ubcf5\uc9c0\ubd80\ub294\u00a026\uc77c \uc815\ubd80\uc11c\uc6b8\uccad\uc0ac\uc5d0\uc11c \uc62c\ud574 \uccab \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\ub97c \uc5f4\uc5b4 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uac1c\uc120\uc548\uc744 \uc2ec\uc758\u00b7\uc758\uacb0\ud588\ub2e4. \uae30\uae08\uc704 \ud68c\uc758\uac00 1\uc6d4\uc5d0 \uac1c\ucd5c\ub41c \uac74\u00a02021\ub144 \uc774\ud6c4 5\ub144 \ub9cc\uc774\ub2e4. (\uc911\ub7b5) [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2439,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-2440","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>&#039;\ud070\uc190&#039; \uad6d\ubbfc\uc5f0\uae08, \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 0.5%p \ub298\ub9ac\uace0 \ud574\uc678 \uc8fc\uc2dd \uc904\uc778\ub2e4 (2026.01.26.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/26\/post-20260126-105825-3917\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"&#039;\ud070\uc190&#039; \uad6d\ubbfc\uc5f0\uae08, \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 0.5%p \ub298\ub9ac\uace0 \ud574\uc678 \uc8fc\uc2dd \uc904\uc778\ub2e4 (2026.01.26.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"&#8216;\ud070\uc190&#8217; \uad6d\ubbfc\uc5f0\uae08\uc774 \uc62c\ud574 \uad6d\ub0b4 \uc8fc\uc2dd\u00b7\ucc44\uad8c \ud22c\uc790\ub97c \ud655\ub300\ud558\ub294 \ub300\uc2e0, \ud574\uc678 \uc8fc\uc2dd \ud22c\uc790\ub97c \uc904\uc774\ub294 \ucabd\uc73c\ub85c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc870\uc815\ud55c\ub2e4. \uc6d0\ud654 \uc57d\uc138\uac00 \uc774\uc5b4\uc9c0\ub294 \uc678\ud658\uc2dc\uc7a5\uc758 \ubd80\ub2f4\uc744 \ub0ae\ucd94\ub294 \ub3d9\uc2dc\uc5d0, \uad6d\ub0b4 \uc99d\uc2dc \uae09\ub4f1\uc5d0 \ub530\ub978 \uae30\uacc4\uc801 \ub9e4\ub3c4(\uac15\uc81c \ub9e4\ub3c4) \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud55c \uc870\uce58\ub85c \ud480\uc774\ub41c\ub2e4. \ubcf4\uac74\ubcf5\uc9c0\ubd80\ub294\u00a026\uc77c \uc815\ubd80\uc11c\uc6b8\uccad\uc0ac\uc5d0\uc11c \uc62c\ud574 \uccab \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\ub97c \uc5f4\uc5b4 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uac1c\uc120\uc548\uc744 \uc2ec\uc758\u00b7\uc758\uacb0\ud588\ub2e4. \uae30\uae08\uc704 \ud68c\uc758\uac00 1\uc6d4\uc5d0 \uac1c\ucd5c\ub41c \uac74\u00a02021\ub144 \uc774\ud6c4 5\ub144 \ub9cc\uc774\ub2e4. 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