{"id":2469,"date":"2026-01-28T16:04:01","date_gmt":"2026-01-28T07:04:01","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/28\/post-20260128-070401-1679\/"},"modified":"2026-01-28T16:12:33","modified_gmt":"2026-01-28T07:12:33","slug":"post-20260128-070401-1679","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/28\/post-20260128-070401-1679\/","title":{"rendered":"(1\uc6d4 26\uc77c \uac1c\ucd5c\ub41c) \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \ud68c\uc758\ub85d \ubd09\uc778\uc870\uce58\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5"},"content":{"rendered":"<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px;color: #ff0000\">\uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \uad00\ub828\ud558\uc5ec \uc694\uc988\uc74c \uc815\ubd80\uc640 \uc5ec\ub2f9\uc774 \ubcf4\uc774\ub294 \ubaa8\uc2b5\uc740 \uc55e\ub4a4\uac00 \ub9de\uc9c0\uac00 \uc54a\uc2b5\ub2c8\ub2e4!!!!<\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc9c0\uae08\uae4c\uc9c0\ub294 \uadf8\ub098\ub9c8 \uc804\ubb38\uac00\ub4e4\uc758 \ubaa9\uc18c\ub9ac\uac00 \ubc18\uc601\ub418\uc5b4 \uc124\uc815\ub418\uc5b4\uc654\uc5c8\ub358 \uad6d\ubbfc\uc5f0\uae08 \uc790\uc0b0\ubc30\ubd84\uc774 \uc815\uce58\uad8c \uac1c\uc785\uc73c\ub85c \uc778\ud574 \uc77c\uc815\ubd80\ubd84 \ub418\ub3cc\ub824\uc84c\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px;color: #0000ff\">\uc791\uc740 \uc218\uce58\uc778 \uac83 \uac19\uc73c\ub098 \uc9c0\ub09c 26\uc77c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc758 \ud574\uc678\uc790\uc0b0 \ud22c\uc790 \ube44\uc911 \ucd95\uc18c \uaddc\ubaa8\ub294 \uad00\uc138\ud611\uc0c1\uc5d0 \ub530\ub978 \uc5f0\uac04 \ubbf8\uad6d \ud22c\uc790\uc561\uc778 200\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \ucd94\uc815\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc5b8\ub860 \ub4f1\uc5d0\uc11c\ub294 \ub2f9\uc7a5 \uc8fc\uc2dd\uc5d0\ub9cc \uad00\uc2ec\uc774 \uc788\uc73c\ub098, <strong><span style=\"color: #ff0000\">\uad6d\ub0b4 \ucc44\uad8c \ube44\uc911\uc744 \ub192\uc778 \uac83\ub3c4 \ub9e4\uc6b0 \ud070 \uc758\ubbf8\ub97c \ub0b4\ud3ec\ud558\uace0 \uc788\ub294 \uac70 \uac19\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ucd5c\uadfc\ub4e4\uc5b4 \ud55c\uad6d\uacbd\uc81c\uc758 \uc911\uc7a5\uae30 \uc804\ub9dd\uc744 \ubc18\uc601\ud558\ub294 \uad6d\ucc44 10\ub144\ubb3c \uae08\ub9ac\uac00 3.65% \uc218\uc900, \uadf8\ub7ec\ub2c8\uae4c <span style=\"color: #0000ff\"><strong>\ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac\ubcf4\ub2e4\ub3c4 1.1% \ud3ec\uc778\ud2b8 \uc774\uc0c1 \ub192\uc544\uc9c0\ub294 <\/strong><\/span><\/span><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">\uae08\ub9ac\ubc1c\uc791 \ud604\uc0c1\uae4c\uc9c0 \uc77c\uc73c\ucf30\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc774\ub294 \ud55c\uad6d\uc815\ubd80\uac00 \uc774\uc790\ub97c \ub354 \uc9c0\ubd88\ud574\uc57c \ub204\uad70\uac00\uac00 \ud55c\uad6d \uad6d\ucc44\ub97c \ub9e4\uc785\ud558\uaca0\ub2e4\ub294 \uc758\uc0ac \ud45c\uc2dc\uac00 \uc2dc\uc7a5\uc5d0 \ubc18\uc601\ub41c \uacb0\uacfc\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uadf8\ub7f0\ub370 \uad6d\ub0b4 \ucc44\uad8c\uc2dc\uc7a5 \ud22c\uc790 \ube44\uc911 \ud655\ub300\ub85c \ub2f9\ubd84\uac04 \uc774 \ubb38\uc81c\uac00 \ud574\uc18c\ub420 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc57d 5\uac1c\uc6d4 \ud6c4\ub85c \ub2e4\uac00\uc628 <strong><span style=\"color: #0000ff\">\uc9c0\ubc29\uc120\uac70 \uc774\uc804\uc5d0 \uc774\ub7f0\uc800\ub7f0 \uc774\uc720\ub85c \ucd94\uacbd\uc744 \ud3b8\uc131\ud560 \uacbd\uc6b0 \uc2dc\uc7a5\uc5d0\uc11c \uad6d\ucc44\ub97c \uc18c\ud654\ud560 \uc5ec\ub825\uc774 \uc0dd\uaca8\ub0ac\ub2e4\ub294 \ub73b\uc774 \ub429\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc774\ub97c \ubc18\uc601\ud558\uc5ec \uc5b4\uc81c\ubd80\ud130 \uad6d\ucc44 10\ub144\ubb3c \uae08\ub9ac\uac00 \ud558\ud5a5 \uc548\uc815\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub294 \uac70 \uac19\uc2b5\ub2c8\ub2e4!!!<\/span><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px;color: #0000ff\">\uc774\ub7ec\ud55c \ud604\uc0c1\ub4e4\uc774 \uc2dc\uc7a5\uae30\ub2a5 \uc791\ub3d9\uc774 \uc544\ub2cc, \uc815\uce58\uc138\ub825\ub4e4\uc774 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \uc6b4\uc601\uc5d0 \uac04\uc5ec\ud574\uc11c \uc0dd\uaca8\ub09c \uacb0\uacfc\ub77c\ub294 \uc810\uc5d0\uc11c, \ubb38\uc81c\uc758 \uc2ec\uac01\ud568\uc774 \uc788\ub2e4\uace0 \ud560 \uc218 \uc788\uc744 \uac70 \uac19\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #ff0000\"><strong><span style=\"font-size: 20px\">\ub354\uc6b1 \uc2ec\uac01\ud55c \ub300\ubaa9\uc740 \ube44\uc815\uc0c1\uc801\uc778 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \uac1c\ucd5c \ubc0f \ub17c\uc758 \ub0b4\uc6a9\uc774 2030\ub144\uae4c\uc9c0 \ubd09\uc778\ub418\uc5b4, <\/span><span style=\"font-size: 20px\">\ud604 \uc815\ubd80 \uc784\uae30 \uc885\ub8cc \ubb34\ub835\uc5d0 \uac00\uc11c\ub098 \uadf8 \ub0b4\uc6a9\uc744 \ubcfc \uc218\uac00 \uc788\uac8c \ub418\uc5c8\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uacfc\uac70\uc5d0 \ube44\ud574 \ub354\uc6b1 \ubd88\ud22c\uba85\ud558\uac8c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc744 \uc6b4\uc601\ud558\uace0 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4!!!<\/span><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"color: #0000ff\"><span style=\"font-size: 20px\">\uc774\uc640\ub2ec\ub9ac \uae30\uc5c5 \uc6b4\uc601\uc5d0 \ub300\ud574\uc11c\ub294 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc744 \ud65c\uc6a9\ud558\uc5ec \ub354\uc6b1 \uc801\uadf9\uc801\uc73c\ub85c \uac04\uc5ec\ud558\uaca0\ub2e4\ub294 <\/span><span style=\"font-size: 20px\">\uc758\ub3c4\ub97c \uba85\ud655\ud558\uac8c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4!<\/span><\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"background-color: #00ff00\"><strong><span style=\"font-size: 20px;background-color: #00ff00\">\uc18c\uc704 \ub9d0\ud558\ub294 &#8220;\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uac15\ud654&#8221;\ub97c \ud1b5\ud574\uc11c\uc785\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc774\ubc88 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \uacb0\uc815\uc73c\ub85c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc740 \uad6d\ub0b4 \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \ud22c\uc790 \ube44\uc911\uc774 \ub354\uc6b1 \ub192\uc544\uc9c0\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <span style=\"color: #0000ff\"><strong>\uc8fc\uc694 \uae30\uc5c5\uc758 1\uc704 \ub610\ub294 2\uc704\uc758 \uc9c0\ubd84 <\/strong><\/span><\/span><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">\uc790\ub9ac\ub97c \uad6d\ubbfc\uc5f0\uae08\uc774 \ucc28\uc9c0\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc84c\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">&#8220;\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc\ub97c \uac15\ud654\ud558\ub294 \uba85\ubd84&#8221;\uc740 \ud22c\uba85\ud55c \uae30\uc5c5 \uc6b4\uc601\uc744 \uc720\ub3c4\ud558\uc5ec \uae30\uc5c5\uac00\uce58\ub97c \uc81c\uace0\ud558\uae30 \uc704\ud568\uc774\ub77c\uace0 \ub9d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uac00\uc7a5 \uc911\uc694\ud55c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \ud22c\uc790 \ubc29\ud5a5\uc744 \uacb0\uc815\ud558\ub294 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \ud68c\uc758\ub85d\uc740 2030\ub144\uae4c\uc9c0 \ubd09\uc778\ud574 \ub193\uace0\uc11c,<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc989 <span style=\"color: #ff0000\"><strong>\uc790\uc2e0\ub4e4\uc740 \ub354\uc6b1 \ubd88\ud22c\uba85\ud55c \ubc29\ud5a5\uc73c\ub85c \uc815\uce58\uc801\uc73c\ub85c \uac1c\uc785\ud558\uba74\uc11c,<\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px;color: #0000ff\">\uae30\uc5c5\uc5d0 \ub300\ud574\uc11c\ub294 \ud22c\uba85\ud568\uc744 \ub0b4\uc138\uc6cc \uadf8\uac83\ub3c4 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc73c\ub85c, \ub354\uc6b1 \uae30\uc5c5 \uc6b4\uc601\uc5d0 \uac04\uc5ec\ud558\uaca0\ub2e4\ub294 \uac83\uc774 \uc815\ubd80\uc640 \uc5ec\ub2f9\uc774 \uc801\uadf9\uc801\uc73c\ub85c \ub4dc\ub77c\uc774\ube0c\ub97c \uac78\uace0 \uc788\ub294 &#8220;\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uac15\ud654&#8221; \uc2dc\ub3c4\ub85c \ubcf4\uc5ec\uc9d1\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc774\ucc98\ub7fc \uc55e\ub4a4\uac00 \ub9de\uc9c0 \uc54a\ub294 \uc77c\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\ub294 \ucd5c\uadfc\uc758 \uc815\ubd80 \uc815\ucc45\ub4e4, <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ub2e8\uae30\uc801\uc73c\ub85c \uc815\uce58\uc801\uc778 \ubaa9\uc801\ub4e4\uc744 \ub2ec\uc131\ud560 \uc218 \uc788\uc744\uc9c0\ub294 \ubab0\ub77c\ub3c4<\/span><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px;color: #ff0000\">\uc911\uc7a5\uae30\uc801\uc73c\ub85c\ub294 \ubd80\uc791\uc6a9\uc774 \ub098\ud0c0\ub0a0 \uc218 \ubc16\uc5d0 \uc5c6\uc744 \uac70 \uac19\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #800080\"><strong><span style=\"font-size: 20px\">&#8220;\uc138\ub300\uac04 \ud615\ud3c9\uc131 \uc81c\uace0&#8221;\uc640 &#8220;\uc5f0\uae08\uc81c\ub3c4\uc758 \uc9c0\uc18d \uac00\ub2a5\uc131&#8221;\uc744 \ucd5c\uc6b0\uc120\uc758 \uac00\uce58\ub85c \ub0b4\uc138\uc6b0\ub294 \uc5f0\uae08\uc5f0\uad6c\ud68c\uac00 <\/span><span style=\"font-size: 20px\">2\uc6d4 9\uc77c &#8220;\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \uac15\ud654&#8221; \uc774\uc288\ub97c \uc8fc\uc81c\ub85c <\/span><span style=\"font-size: 20px\">12\ucc28 \uc138\ubbf8\ub098\ub97c \uac1c\ucd5c\ud558\ub824\ub294 \uc774\uc720\uc785\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><span style=\"background-color: #00ff00\"><strong>(\uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \ud68c\uc758\ub85d\uc744 2030\ub144\uae4c\uc9c0 \ubd09\uc778\ud55c\ub2e4\ub294 \ub9e4\uacbd\uc758 \ub2e8\ub3c5 \ubcf4\ub3c4 \uae30\uc0ac\ub97c \ucca8\ubd80\ud569\ub2c8\ub2e4. \uc774 \uae30\uc0ac\uc758 \ub313\uae00\uc744 \uc77d\uc5b4 \ubcf4\uae30 \ubc14\ub78d\ub2c8\ub2e4!)<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/009\/0005627909\">https:\/\/n.news.naver.com\/article\/009\/0005627909<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \uad00\ub828\ud558\uc5ec \uc694\uc988\uc74c \uc815\ubd80\uc640 \uc5ec\ub2f9\uc774 \ubcf4\uc774\ub294 \ubaa8\uc2b5\uc740 \uc55e\ub4a4\uac00 \ub9de\uc9c0\uac00 \uc54a\uc2b5\ub2c8\ub2e4!!!! \uc9c0\uae08\uae4c\uc9c0\ub294 \uadf8\ub098\ub9c8 \uc804\ubb38\uac00\ub4e4\uc758 \ubaa9\uc18c\ub9ac\uac00 \ubc18\uc601\ub418\uc5b4 \uc124\uc815\ub418\uc5b4\uc654\uc5c8\ub358 \uad6d\ubbfc\uc5f0\uae08 \uc790\uc0b0\ubc30\ubd84\uc774 \uc815\uce58\uad8c \uac1c\uc785\uc73c\ub85c \uc778\ud574 \uc77c\uc815\ubd80\ubd84 \ub418\ub3cc\ub824\uc84c\uc2b5\ub2c8\ub2e4. \uc791\uc740 \uc218\uce58\uc778 \uac83 \uac19\uc73c\ub098 \uc9c0\ub09c 26\uc77c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc758 \ud574\uc678\uc790\uc0b0 \ud22c\uc790 \ube44\uc911 \ucd95\uc18c \uaddc\ubaa8\ub294 \uad00\uc138\ud611\uc0c1\uc5d0 \ub530\ub978 \uc5f0\uac04 \ubbf8\uad6d \ud22c\uc790\uc561\uc778 200\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \ucd94\uc815\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5b8\ub860 \ub4f1\uc5d0\uc11c\ub294 \ub2f9\uc7a5 \uc8fc\uc2dd\uc5d0\ub9cc \uad00\uc2ec\uc774 \uc788\uc73c\ub098, \uad6d\ub0b4 \ucc44\uad8c \ube44\uc911\uc744 \ub192\uc778 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2468,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[13],"tags":[],"class_list":["post-2469","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statement"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>(1\uc6d4 26\uc77c 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