{"id":2501,"date":"2026-01-29T18:47:04","date_gmt":"2026-01-29T09:47:04","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/29\/post-20260129-094704-5905\/"},"modified":"2026-01-29T18:48:05","modified_gmt":"2026-01-29T09:48:05","slug":"post-20260129-094704-5905","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/29\/post-20260129-094704-5905\/","title":{"rendered":"1400\uc870 \uc5f0\uae30\uae08\uc73c\ub85c \ucf54\uc2a4\ub2e5 \ubd80\uc591? \ucf54\uc2a4\ub2e5 \uc9c0\uc218 \ubc18\uc601\ud558\uace0, \ud658\uc728 \uad00\ub9ac \ud558\uba74 \uac00\uc810\ub3c4 \uc2e0\uc124 (2026.01.29.)"},"content":{"rendered":"<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px\"><span style=\"color: #0000ff\">\uc815\ubd80\uac00 1400\uc870\uc6d0\uc5d0 \ub2ec\ud558\ub294 \uc5f0\uae30\uae08\uc5d0 \ucf54\uc2a4\ub2e5 \ud22c\uc790\ub97c \ub298\ub9ac\ub77c\ub294 \uc9c0\uce68\uc744 \uc81c\uc2dc\ud588\ub2e4. \u2018\ucf54\uc2a4\ud53c 5000\u2019\uc744 \ub2ec\uc131\ud55c \uc815\ubd80\u318d\uc5ec\ub2f9\uc740 \u2018\ucf54\uc2a4\ub2e5 3000\u2019\uc744 \ub2e4\uc74c \ubaa9\ud45c\ub85c \ub0b4\uac78\uace0 \uc788\ub294\ub370, \uc5f0\uae30\uae08\uc744 \ud1b5\ud574 \uc774\ub97c \ub4b7\ubc1b\uce68\ud558\uaca0\ub2e4\ub294 \uac83\uc774\ub2e4.<\/span> \uc5f0\uae30\uae08\uc758 \uc131\uacfc\ub97c \ud3c9\uac00\ud560 \ub54c\ub3c4 \uc815\ubd80 \uc815\ucc45\uc744 \uc5bc\ub9c8\ub098 \uc798 \ub530\ub790\ub294\uc9c0\ub3c4 \ubcf4\uae30\ub85c \ud588\ub2e4.<\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uae30\ud68d\uc608\uc0b0\ucc98\ub294 29\uc77c \uae30\uae08\uc790\uc0b0\uc6b4\uc6a9\uc815\ucc45\uc704\uc6d0\ud68c\ub97c \uc5f4\uace0 <span style=\"color: #ff0000\"><strong>\uc774\ub7f0 \ub0b4\uc6a9\uc744 \ub2f4\uc740 \u20182026\ub144 \uae30\uae08 \uc790\uc0b0\uc6b4\uc6a9 \uae30\ubcf8\ubc29\ud5a5\u2019\uacfc \u20182026 \ud68c\uacc4\uc5f0\ub3c4 \uae30\uae08\uc6b4\uc6a9\ud3c9\uac00\uc9c0\uce68 \uac1c\uc815\uc548\u2019\uc744 \uc758\uacb0\ud588\ub2e4.<\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uae30\ubcf8\ubc29\ud5a5\uc5d0 \ub530\ub974\uba74 <span style=\"color: #0000ff\"><strong>\uc5f0\uae30\uae08\uc740 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \ub54c 29\uc77c \uc815\ubd80 \uc815\ucc45\uc744 \uace0\ub824\ud574\uc57c \ud55c\ub2e4. \uad6d\ub0b4 \ubca4\ucc98\ud22c\uc790 \ud65c\uc131\ud654, \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc, \ucf54\uc2a4\ub2e5 \uc2dc\uc7a5 \uc2e0\ub8b0 \uc81c\uace0 \ubc29\uc548 \ub4f1\uc774 \uaf3d\ud78c\ub2e4. \ud2b9\ud788 \uc815\ubd80\ub294 \uc5f0\uae30\uae08\uc758 \ucf54\uc2a4\ub2e5 \ud22c\uc790\ub97c \uc720\ub3c4\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucdc4\ub2e4.<\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><span style=\"color: #ff0000\"><strong>\uc5f0\uae30\uae08 \ud3c9\uac00\uc9c0\uce68\ub3c4 \ubc14\uafb8\uae30\ub85c \ud588\ub2e4. \ub300\ud615\u318d\uc911\uc18c\ud615 \uae30\uae08\uc758 \uad6d\ub0b4\uc8fc\uc2dd\ud615 \ud3c9\uac00 \uae30\uc900\uc218\uc775\ub960(\ubca4\uce58\ub9c8\ud06c)\uc5d4 \ucf54\uc2a4\ub2e5 \uc9c0\uc218 5%\ub97c \ud3ec\ud568\ud558\uae30\ub85c \ud588\ub2e4. \ud604\uc7ac \ubca4\uce58\ub9c8\ud06c\uc5d0 \ucf54\uc2a4\ud53c\ub9cc \ubc18\uc601 \uc911\uc774\ub2e4.<\/strong><\/span> 100\uc810 \ub9cc\uc810\uc778 \uae30\uae08\ud3c9\uac00\uc5d0\uc11c \ubca4\ucc98\ud22c\uc790 \ub4f1 \ud601\uc2e0\uc131\uc7a5 \ud22c\uc790\uac00 \ud3ec\ud568\ub41c \uac00\uc810 \ud56d\ubaa9 \ubc30\uc810\uc744 \uae30\uc874 1\uc810\uc5d0\uc11c 2\uc810\uc73c\ub85c \uc0c1\ud5a5 \uc870\uc815\ud588\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong><span style=\"color: #0000ff\">\uc815\ubd80\ub294 \uc5f0\uae30\uae08\uc744 \ud1b5\ud55c \ud658\uc728 \uad00\ub9ac\ub3c4 \uac15\ud654\ud55c\ub2e4. \uc6b0\uc120 \ud658 \ud5e4\uc9c0(\ud658\uc728 \uc601\ud5a5 \ucc28\ub2e8) \ub4f1 \ud658\uc728 \ubcc0\ud654\uc5d0 \ub530\ub978 \uc790\uc0b0\uac00\uce58 \ubcc0\ub3d9 \uc704\ud5d8\uc5d0 \ub300\ud55c \ud3c9\uac00\ud56d\ubaa9\uc744 \uc2e0\uc124\ud588\ub2e4.<\/span><\/strong> \uc815\ubd80\ub294 \uc9c0\ub09c\ud574 \ub9d0 \uc6d0\u318d\ub2ec\ub7ec \ud658\uc728\uc774 \uae09\ub4f1(\uc6d0\ud654\uac00\uce58 \uae09\ub77d)\ud560 \ub54c \uad6d\ubbfc\uc5f0\uae08\uc758 \ud658 \ud5e4\uc9c0\ub97c \ud658\uc728 \ubc29\uc5b4 \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud588\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><span style=\"color: #0000ff\"><strong>\uae30\uae08\uc758 \ud22c\uc790 \ub2e4\ubcc0\ud654\ub97c \ud3c9\uac00\ud558\ub294 \uc870\ud56d\uc5d0\uc11c \u2018\ud574\uc678\ud22c\uc790\u2019\ub3c4 \uc0ad\uc81c\ud55c\ub2e4. \ud574\uc678\ud22c\uc790\ub97c \ube80 \uac74 2009\ub144 \uc774\ud6c4 \ucc98\uc74c\uc774\ub2e4.<\/strong><\/span> \uc5f0\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790 \ube44\uc911\uc774 2009\ub144 7.7%\uc5d0\uc11c 2024\ub144 43.6%\ub85c \uc624\ub974\ub294 \ub4f1 \uc774\ubbf8 \ud574\uc678\ud22c\uc790\uac00 \uc131\uc219\ud588\ub2e4\ub294 \uc774\uc720\ub2e4. \ub2ec\ub7ec \uc218\uc694\ub97c \ub298\ub824 \ud658\uc728 \uc0c1\uc2b9\uc758 \uc6d0\uc778\uc774 \ub420 \uc218 \uc788\ub294 \uc5f0\uae30\uae08\uc758 \ub300\uaddc\ubaa8 \ud574\uc678\ud22c\uc790\uc5d0 \uc81c\ub3d9\uc744 \uac70\ub294 \uc870\uce58\ub85c \ud480\uc774\ub41c\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ucf54\uc2a4\ub2e5\uc744 \ub744\uc6b0\uae30 \uc704\ud55c \uc815\ubd80\uc758 \uc774 \uac19\uc740 \u2018\uc5f0\uae30\uae08 \ub3d9\uc6d0\ub839\u2019\uc5d0 \ub300\ud55c \uc6b0\ub824\uc758 \uc2dc\uac01\ub3c4 \uc788\ub2e4. \ubcc0\ub3d9\uc131\uc774 \ud070 \ucf54\uc2a4\ub2e5\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \ub298\ub9b4 \uacbd\uc6b0 \uc5f0\uae30\uae08\uc758 \uc548\uc815\uc131\uc774 \uc804\ud574\ub420 \uc218 \uc788\uc5b4\uc11c\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong><span style=\"color: #0000ff\">\uc724\uc11d\uba85 \ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0\uc740 \u201c\ucf54\uc2a4\ub2e5\uc740 \ud380\ub354\uba58\ud138(\uae30\ucd08\uccb4\ub825)\uc774 \ub5a8\uc5b4\uc9c0\uace0 \ubcc0\ub3d9\uc131\ub3c4 \ub192\uc740\ub370 \uc5f0\uae30\uae08\ub4e4\uc744 \uc9c0\uae08 \uc2dc\uc810\uc5d0\uc11c \ud22c\uc790\ud558\uac8c \uc81c\ub3c4\ub97c \ubc14\uafb8\ub294 \uac74 \uc778\uc704\uc801 \ubd80\uc591\ucc45\uc774 \ub420 \uc218 \uc788\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4.<\/span> <\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong><span style=\"color: #800080\">\uae40\uc131\uc8fc \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uc774\uc0ac\uc7a5\ub3c4 \uc774\ub0a0 \uae30\uc790\uac04\ub2f4\ud68c\uc5d0\uc11c \ucf54\uc2a4\ub2e5 \ud22c\uc790 \ud655\ub300 \uac00\ub2a5\uc131\uc5d0 \ub300\ud574 \u201c\ub192\uc740 \ubcc0\ub3d9\uc131\uc5d0 \ub300\ud55c \uc704\uae30 \uad00\ub9ac \uce21\uba74\uc5d0\uc11c \uadf8\ub807\uc9c0\ub9cc(\ucf54\uc2a4\ub2e5\uc5d0 \uc801\uac8c \ud22c\uc790\ud558\uace0 \uc788\uc9c0\ub9cc) \uc0c1\ub300\uc801\uc73c\ub85c \uc218\uc775\ub960\uc774 \ub192\uc740 \uacbd\uc6b0\ub3c4 \uc788\uc5b4 \ub51c\ub808\ub9c8\u201d\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #ff0000\"><strong><span style=\"font-size: 20px\">\ud658\uc728\uacfc \uad00\ub828\ud55c \ud3c9\uac00\ud56d\ubaa9 \uc2e0\uc124\uacfc \uad00\ub828\ud574\uc11c\ub3c4 \uc790\uc0b0\uc6b4\uc6a9\uc5c5\uacc4 \uad00\uacc4\uc790\ub294 \u201c\ubbf8\uad6d \ub4f1 \uc120\uc9c4\uad6d \uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud560 \ub54c\ub294 \ud658 \uc624\ud508(\ud658\uc728 \ubcc0\ub3d9\uc5d0 \ub178\ucd9c)\uc744 \ud558\ub294 \uac8c \uae30\ubcf8\uc801\uc778 \uad6c\uc870\u201d\ub77c\uba70 \u201c\ud658 \ud5e4\uc9c0 \uc5ec\ubd80\uc5d0 \ub530\ub77c \uac00\uc810\uc744 \uc900\ub2e4\ub294 \uac83\uc740 \uc815\ubd80\uc758 (\uc678\ud658 \uad00\ub9ac) \uc815\ucc45 \ud544\uc694\uc131\uc73c\ub85c \uc778\ud55c \uc81c\ub3c4\ubc16\uc5d0 \ub418\uc9c0 \uc54a\ub294\ub2e4\u201d\uace0 \uc9c0\uc801\ud588\ub2e4<\/span>.<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/025\/0003499992?sid=101\">https:\/\/n.news.naver.com\/article\/025\/0003499992?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc815\ubd80\uac00 1400\uc870\uc6d0\uc5d0 \ub2ec\ud558\ub294 \uc5f0\uae30\uae08\uc5d0 \ucf54\uc2a4\ub2e5 \ud22c\uc790\ub97c \ub298\ub9ac\ub77c\ub294 \uc9c0\uce68\uc744 \uc81c\uc2dc\ud588\ub2e4. \u2018\ucf54\uc2a4\ud53c 5000\u2019\uc744 \ub2ec\uc131\ud55c \uc815\ubd80\u318d\uc5ec\ub2f9\uc740 \u2018\ucf54\uc2a4\ub2e5 3000\u2019\uc744 \ub2e4\uc74c \ubaa9\ud45c\ub85c \ub0b4\uac78\uace0 \uc788\ub294\ub370, \uc5f0\uae30\uae08\uc744 \ud1b5\ud574 \uc774\ub97c \ub4b7\ubc1b\uce68\ud558\uaca0\ub2e4\ub294 \uac83\uc774\ub2e4. \uc5f0\uae30\uae08\uc758 \uc131\uacfc\ub97c \ud3c9\uac00\ud560 \ub54c\ub3c4 \uc815\ubd80 \uc815\ucc45\uc744 \uc5bc\ub9c8\ub098 \uc798 \ub530\ub790\ub294\uc9c0\ub3c4 \ubcf4\uae30\ub85c \ud588\ub2e4. \uae30\ud68d\uc608\uc0b0\ucc98\ub294 29\uc77c \uae30\uae08\uc790\uc0b0\uc6b4\uc6a9\uc815\ucc45\uc704\uc6d0\ud68c\ub97c \uc5f4\uace0 \uc774\ub7f0 \ub0b4\uc6a9\uc744 \ub2f4\uc740 \u20182026\ub144 \uae30\uae08 \uc790\uc0b0\uc6b4\uc6a9 \uae30\ubcf8\ubc29\ud5a5\u2019\uacfc \u20182026 \ud68c\uacc4\uc5f0\ub3c4 \uae30\uae08\uc6b4\uc6a9\ud3c9\uac00\uc9c0\uce68 \uac1c\uc815\uc548\u2019\uc744 \uc758\uacb0\ud588\ub2e4. (\uc911\ub7b5) \uae30\ubcf8\ubc29\ud5a5\uc5d0 \ub530\ub974\uba74 \uc5f0\uae30\uae08\uc740 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2500,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[13,16],"tags":[],"class_list":["post-2501","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statement","category-data-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1400\uc870 \uc5f0\uae30\uae08\uc73c\ub85c \ucf54\uc2a4\ub2e5 \ubd80\uc591? \ucf54\uc2a4\ub2e5 \uc9c0\uc218 \ubc18\uc601\ud558\uace0, \ud658\uc728 \uad00\ub9ac \ud558\uba74 \uac00\uc810\ub3c4 \uc2e0\uc124 (2026.01.29.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/29\/post-20260129-094704-5905\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"1400\uc870 \uc5f0\uae30\uae08\uc73c\ub85c \ucf54\uc2a4\ub2e5 \ubd80\uc591? \ucf54\uc2a4\ub2e5 \uc9c0\uc218 \ubc18\uc601\ud558\uace0, \ud658\uc728 \uad00\ub9ac \ud558\uba74 \uac00\uc810\ub3c4 \uc2e0\uc124 (2026.01.29.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc815\ubd80\uac00 1400\uc870\uc6d0\uc5d0 \ub2ec\ud558\ub294 \uc5f0\uae30\uae08\uc5d0 \ucf54\uc2a4\ub2e5 \ud22c\uc790\ub97c \ub298\ub9ac\ub77c\ub294 \uc9c0\uce68\uc744 \uc81c\uc2dc\ud588\ub2e4. \u2018\ucf54\uc2a4\ud53c 5000\u2019\uc744 \ub2ec\uc131\ud55c \uc815\ubd80\u318d\uc5ec\ub2f9\uc740 \u2018\ucf54\uc2a4\ub2e5 3000\u2019\uc744 \ub2e4\uc74c \ubaa9\ud45c\ub85c \ub0b4\uac78\uace0 \uc788\ub294\ub370, \uc5f0\uae30\uae08\uc744 \ud1b5\ud574 \uc774\ub97c \ub4b7\ubc1b\uce68\ud558\uaca0\ub2e4\ub294 \uac83\uc774\ub2e4. \uc5f0\uae30\uae08\uc758 \uc131\uacfc\ub97c \ud3c9\uac00\ud560 \ub54c\ub3c4 \uc815\ubd80 \uc815\ucc45\uc744 \uc5bc\ub9c8\ub098 \uc798 \ub530\ub790\ub294\uc9c0\ub3c4 \ubcf4\uae30\ub85c \ud588\ub2e4. \uae30\ud68d\uc608\uc0b0\ucc98\ub294 29\uc77c \uae30\uae08\uc790\uc0b0\uc6b4\uc6a9\uc815\ucc45\uc704\uc6d0\ud68c\ub97c \uc5f4\uace0 \uc774\ub7f0 \ub0b4\uc6a9\uc744 \ub2f4\uc740 \u20182026\ub144 \uae30\uae08 \uc790\uc0b0\uc6b4\uc6a9 \uae30\ubcf8\ubc29\ud5a5\u2019\uacfc \u20182026 \ud68c\uacc4\uc5f0\ub3c4 \uae30\uae08\uc6b4\uc6a9\ud3c9\uac00\uc9c0\uce68 \uac1c\uc815\uc548\u2019\uc744 \uc758\uacb0\ud588\ub2e4. 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