{"id":2531,"date":"2026-01-31T17:40:40","date_gmt":"2026-01-31T08:40:40","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/31\/post-20260131-084040-7558\/"},"modified":"2026-01-31T18:00:39","modified_gmt":"2026-01-31T09:00:39","slug":"post-20260131-084040-7558","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/31\/post-20260131-084040-7558\/","title":{"rendered":"\uc8fc\uc2dd\uc2dc\uc7a5\uacfc \uc5ed\uc678 \uc6d0\ub2ec\ub7ec \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc6b0\ub824\uc2a4\ub7f0 \uc2dc\uc120\ub4e4!!"},"content":{"rendered":"

\uc9c0\ub09c 1\uc6d4 26\uc77c \uac11\uc790\uae30 \uac1c\ucd5c\ub41c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \ud68c\uc758\uacb0\uacfc\ub97c \ub274\uc2dc\uc2a4\ub294 1\uc6d4 28\uc77c \ub2e4\uc74c\uacfc \uac19\uc774 \ubcf4\ub3c4\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n

“\uad6d\ubbfc\uc5f0\uae08\uc774 \ud574\uc678 \uc99d\uc2dc\uc5d0\uc11c 25\uc870\uc6d0\uc5d0 \uc774\ub974\ub294 \uc790\uae08\uc744 \ud68c\uc218\ud558\uace0, \uad6d\ub0b4\uc8fc\uc2dd \ub9e4\uc218 \uc5ec\ub825\uc744 7\uc870\uc6d0 \uc774\uc0c1 \ud655\ubcf4\ud55c\ub2e4. \uad6d\ub0b4 \ucc44\uad8c \ud22c\uc790 \uaddc\ubaa8\ub3c4 17\uc870\uc6d0 \uc774\uc0c1 \ub298\ub9b0\ub2e4.” (\uad00\ub828 \uae30\uc0ac \ub9c1\ud06c\ub97c \ucca8\ubd80\ud569\ub2c8\ub2e4.)<\/span><\/strong><\/span><\/p>\n

\uc5b4\ub5a4 \uacfc\uc815\uc744 \uac70\uccd0\uc11c \uc774\ub807\uac8c \uacb0\uc815\ub418\uc5c8\ub294 \uc9c0 \uc54c \uc218 \uc788\uc744 \ud68c\uc758\ub85d\uc740 2030\ub144\uae4c\uc9c0 \ubd09\uc778\ud588\uc2b5\ub2c8\ub2e4.<\/strong><\/span><\/p>\n

\uadf8 \ub54c\uae4c\uc9c0\ub294 \uc790\uc138\ud55c \ub0b4\ub9c9\uc744 \uc54c \uc218 \uc5c6\uac8c\ub418\uc5c8\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/span><\/p>\n

\uc9c0\ub09c 1\uc6d4 29\uc77c\uc5d0\ub294 \uc2e0\uc124\ub41c \uc815\ubd80 \ubd80\ucc98\uc778 \uae30\ud68d\uc608\uc0b0\ucc98\uac00 \uc7a5\uad00\uc774 \ubd80\uc7ac\uc778 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc5f0\uae30\uae08\uc758 \ud574\uc678\ud22c\uc790\ub97c \uc81c\ud55c\ud558\uace0, \ud658\ud5e4\uc9c0\ub97c \ud1b5\uc81c\ud558\uba74\uc11c, \ubcc0\ub3d9\uc131\uc774 \ud070 \ucf54\uc2a4\ub2e5\uc5d0 \uc0ac\uc2e4\uc0c1 \uc5f0\uae30\uae08 \ud22c\uc790\ub97c \uac15\uc694\ud558\ub294 \ub4ef\ud55c \uc5f0\uae30\uae08 \uc6b4\uc601 \uaddc\uc815\uc744 \ud1b5\uacfc\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<\/strong><\/span><\/span><\/p>\n

\uadf8\ub7f0 29\uc77c\uacfc 30\uc77c\uc758 \uad6d\ub0b4 \uc8fc\uc2dd\uacfc \uad6d\ucc44\uc2dc\uc7a5, \uc678\ud658\uc2dc\uc7a5 \uc6c0\uc9c1\uc784\uc740 \ud06c\uac8c \uc6b0\ub824\ud560 \uc218\ub3c4 \uc788\ub294 \uc0c1\ud669\uc778 \uac70 \uac19\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n

\uc678\uad6d\uc778\uc774 \uc9c0\ub09c 2\uc77c(29\uc77c\uacfc 30\uc77c) \ub3d9\uc548 \uad6d\ub0b4 \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0\uc11c 3\uc870 6\ucc9c\uc5b5 \uc774\uc0c1\uc744 \ub9e4\ub3c4\ud588\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc9c0\ub09c 1\uc6d4 26\uc77c \uae34\uae09 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \uac1c\ucd5c\ub97c \ud1b5\ud574\uc11c \uad6d\ub0b4 \uc8fc\uc2dd \ud22c\uc790 \uc5ec\ub825 7\uc870\uc6d0 \ub298\ub9b0 \uac83\uc758 \uc808\ubc18 \uaddc\ubaa8\ub97c \uc678\uad6d\uc778\ub4e4\uc774,\u00a0 \ub2e8 2\uc77c\ub9cc\uc5d0 \ub9e4\ub3c4\ud574\uc11c\uc785\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ud2b9\ud788 \ud55c\uad6d\uacbd\uc81c\uc758 \uc911\uc7a5\uae30 \uc804\ub9dd\uc744 \ubcf4\uc5ec\uc900\ub2e4\ub294 \uad6d\ucc44 10\ub144\ubb3c \uae08\ub9ac\uac00 \ud55c \ub54c 3.612\uc218\uc900\uae4c\uc9c0 \uce58\uc19f\uc558\uc5c8\uc73c\ub098,\u00a0 \uc7a5\ub9c8\uac10 \ubb34\ub835\uc5d0 3.577 \uc218\uc900\uc73c\ub85c \uae09\ub77d\uc744 \ud588\uc2b5\ub2c8\ub2e4.<\/strong><\/span><\/span><\/p>\n

1\uc6d4 26\uc77c \uae34\uae09 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \uac1c\ucd5c\ub97c \ud1b5\ud574\uc11c \ud655\ubcf4\ud55c 17\uc870\uc6d0 \uc774\uc0c1\uc758 \uad6d\ub0b4 \ucc44\uad8c \ud22c\uc790 \uc5ec\ub825\uc5d0\uc11c <\/span>\uc628 \uacb0\uacfc\uac00 \uc544\ub2cc \uac00 \ud558\uace0 \ucd94\uc815(?)\ud574 \ubd05\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\ucd08\ub2e8\uc2dc\uac04 \ub0b4\uc5d0 \uad6d\ucc44 \uae08\ub9ac\uac00 \uc774\ub807\uac8c \uae09\ub77d\ud560 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ud2b9\ubcc4\ud55c \uc774\uc720\uac00 \uc5c6\uc5b4 \ubcf4\uc5ec\uc11c \uc785\ub2c8\ub2e4!!<\/span><\/p>\n

\ubc18\uba74\uc5d0 \uc6d0\ub2ec\ub7ec \ud658\uc728\uc740 \uc5ed\uc678\uc2dc\uc7a5\uc5d0\uc11c 1,450\uc120\uae4c\uc9c0 18.63\uc6d0(1.3%)\uc774\ub098 \uae09\ub4f1\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc774 \ubaa8\ub450\uac00 \ub108\ubb34\ub3c4 \ube44\uc815\uc0c1\uc801\uc778 \ud750\ub984\uc73c\ub85c \ubcf4\uc5ec\uc9d1\ub2c8\ub2e4.<\/span><\/p>\n

\uadf8\ub7f0\ub370\ub3c4 \ud55c\uc740 \ucd1d\uc7ac\ub294 \ucd5c\uadfc \ud658\uc728 \uae09\ub4f1\uc744 \uc774\ud574\ud558\uc9c0 \ubabb\ud558\uaca0\ub2e4\uba70 \uc678\ubd80\uc758 \ud798\uc73c\ub85c \ud658\uc728\uc774 1430\uc120\uc5d0 \uba38\ubb34\ub294 \uac83\uc744 \ub2e4\ud589\uc774\ub77c\uace0 \ud588\uc2b5\ub2c8\ub2e4. (\uc5f0\uae08\uc5f0\uad6c\ud68c \ud648\ud53c \uc790\ub8cc\uc2e4\uc5d0 \uad00\ub828 \ub0b4\uc6a9\uc744 \ud3ec\uc2a4\ud305\ud588\uc2b5\ub2c8\ub2e4.)<\/strong><\/span><\/p>\n

\ub610\ud55c \ub2e8\uc9c0 \uc815\ucc45\uc9d1\ud589\uae30\uad00\uc77c \ubfd0\uc778 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc758 \uc774\uc0ac\uc7a5\uc740, <\/strong><\/span><\/p>\n

\ucd08\ub300\ud615 \uaddc\ubaa8\uc758 \uc2e0\ub144 \uae30\uc790 \uac04\ub2f4\ud68c\ub97c \uac1c\ucd5c\ud558\uba74\uc11c <\/span>\uad6d\ubbfc\uc5f0\uae08 \uad6c\uc870\uac1c\ud601\uc758 \ubcf8\uc9c8\uc778 “\uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uc740 \uc2dc\uae30\uc0c1\uc870”\ub77c\uace0 \ud558\uba74\uc11c\ub3c4, \uc9c0\uc18d \uac00\ub2a5\ud55c \uad6d\ubbfc\uc5f0\uae08\uc81c\ub3c4\ub97c \ub9cc\ub4e4 \uc218 \uc788\ub2e4\uace0 \ud588\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/strong><\/p>\n

\uc774 \ubaa8\ub4e0 \ubaa8\uc2b5\uacfc \ud604\uc0c1\ub4e4\uc774 \uc5f0\uae08\uc5f0\uad6c\ud68c\uc5d0\uc11c \ubcfc \ub54c\ub294 \uc815\uc0c1\uc801\uc778 \uc0c1\ud669\uc5d0\uc11c \uc77c\uc5b4\ub098\ub294 \uc77c\ub4e4\uc774 \uc544\ub2cc \uac83 \uac19\uc544\uc11c \ubab9\uc2dc\ub3c4 \ub9ce\uc774 \uc6b0\ub824\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4!!!!<\/span><\/strong><\/p>\n

https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/28\/post-20260128-091239-3385\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc9c0\ub09c 1\uc6d4 26\uc77c \uac11\uc790\uae30 \uac1c\ucd5c\ub41c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \ud68c\uc758\uacb0\uacfc\ub97c \ub274\uc2dc\uc2a4\ub294 1\uc6d4 28\uc77c \ub2e4\uc74c\uacfc \uac19\uc774 \ubcf4\ub3c4\ud588\uc2b5\ub2c8\ub2e4. “\uad6d\ubbfc\uc5f0\uae08\uc774 \ud574\uc678 \uc99d\uc2dc\uc5d0\uc11c 25\uc870\uc6d0\uc5d0 \uc774\ub974\ub294 \uc790\uae08\uc744 \ud68c\uc218\ud558\uace0, \uad6d\ub0b4\uc8fc\uc2dd \ub9e4\uc218 \uc5ec\ub825\uc744 7\uc870\uc6d0 \uc774\uc0c1 \ud655\ubcf4\ud55c\ub2e4. \uad6d\ub0b4 \ucc44\uad8c \ud22c\uc790 \uaddc\ubaa8\ub3c4 17\uc870\uc6d0 \uc774\uc0c1 \ub298\ub9b0\ub2e4.” (\uad00\ub828 \uae30\uc0ac \ub9c1\ud06c\ub97c \ucca8\ubd80\ud569\ub2c8\ub2e4.) \uc5b4\ub5a4 \uacfc\uc815\uc744 \uac70\uccd0\uc11c \uc774\ub807\uac8c \uacb0\uc815\ub418\uc5c8\ub294 \uc9c0 \uc54c \uc218 \uc788\uc744 \ud68c\uc758\ub85d\uc740 2030\ub144\uae4c\uc9c0 \ubd09\uc778\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \ub54c\uae4c\uc9c0\ub294 \uc790\uc138\ud55c \ub0b4\ub9c9\uc744 \uc54c \uc218 […]<\/p>\n","protected":false},"author":11,"featured_media":2527,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[13,16],"tags":[],"class_list":["post-2531","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statement","category-data-archive"],"acf":[],"yoast_head":"\n\uc8fc\uc2dd\uc2dc\uc7a5\uacfc \uc5ed\uc678 \uc6d0\ub2ec\ub7ec \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc6b0\ub824\uc2a4\ub7f0 \uc2dc\uc120\ub4e4!! - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/31\/post-20260131-084040-7558\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc8fc\uc2dd\uc2dc\uc7a5\uacfc \uc5ed\uc678 \uc6d0\ub2ec\ub7ec \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc6b0\ub824\uc2a4\ub7f0 \uc2dc\uc120\ub4e4!! - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc9c0\ub09c 1\uc6d4 26\uc77c \uac11\uc790\uae30 \uac1c\ucd5c\ub41c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \ud68c\uc758\uacb0\uacfc\ub97c \ub274\uc2dc\uc2a4\ub294 1\uc6d4 28\uc77c \ub2e4\uc74c\uacfc \uac19\uc774 \ubcf4\ub3c4\ud588\uc2b5\ub2c8\ub2e4. “\uad6d\ubbfc\uc5f0\uae08\uc774 \ud574\uc678 \uc99d\uc2dc\uc5d0\uc11c 25\uc870\uc6d0\uc5d0 \uc774\ub974\ub294 \uc790\uae08\uc744 \ud68c\uc218\ud558\uace0, \uad6d\ub0b4\uc8fc\uc2dd \ub9e4\uc218 \uc5ec\ub825\uc744 7\uc870\uc6d0 \uc774\uc0c1 \ud655\ubcf4\ud55c\ub2e4. \uad6d\ub0b4 \ucc44\uad8c \ud22c\uc790 \uaddc\ubaa8\ub3c4 17\uc870\uc6d0 \uc774\uc0c1 \ub298\ub9b0\ub2e4.” (\uad00\ub828 \uae30\uc0ac \ub9c1\ud06c\ub97c \ucca8\ubd80\ud569\ub2c8\ub2e4.) \uc5b4\ub5a4 \uacfc\uc815\uc744 \uac70\uccd0\uc11c \uc774\ub807\uac8c \uacb0\uc815\ub418\uc5c8\ub294 \uc9c0 \uc54c \uc218 \uc788\uc744 \ud68c\uc758\ub85d\uc740 2030\ub144\uae4c\uc9c0 \ubd09\uc778\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \ub54c\uae4c\uc9c0\ub294 \uc790\uc138\ud55c \ub0b4\ub9c9\uc744 \uc54c \uc218 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/31\/post-20260131-084040-7558\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-31T08:40:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-31T09:00:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769848567326.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"478\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/31\/post-20260131-084040-7558\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/31\/post-20260131-084040-7558\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"\uc8fc\uc2dd\uc2dc\uc7a5\uacfc \uc5ed\uc678 \uc6d0\ub2ec\ub7ec \uc2dc\uc7a5\uc5d0 \ub300\ud55c 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