{"id":2562,"date":"2026-02-01T21:22:56","date_gmt":"2026-02-01T12:22:56","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/"},"modified":"2026-02-01T21:22:56","modified_gmt":"2026-02-01T12:22:56","slug":"post-20260201-122256-2963","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/","title":{"rendered":"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026&#8221;\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c&#8221; (2026.01.31.)"},"content":{"rendered":"<p style=\"text-align: justify\"><span style=\"color: #800080\"><strong><span style=\"font-size: 20px\">(\uad6d\ud68c\uc5d0 \uc124\uce58\ub41c \uc5f0\uae08\ud2b9\uc704\ub294 \uc0ac\uc2e4\uc0c1 \uac1c\uc810 \ud734\uc5c5 \uc0c1\ud0dc\uc778\ub370\ub3c4, \uad6d\ud68c \ub2e4\uc218\ub2f9\uc778 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9\uc758 \uc5f0\uae08\ud2b9\uc704\uac00 \uc791\ub144\ubd80\ud130 \uacc4\uc18d\ud574\uc11c \ub2e8\ub3c5\uc73c\ub85c \uc5f0\uae08 \uad00\ub828 \ud1a0\ub860\ud68c\ub97c \uac1c\ucd5c\ud558\ub294 \ubaa8\uc2b5\ub4e4\uc774 \uc660\uc9c0 \uc774\uc0c1\ud558\uac8c \ubcf4\uc785\ub2c8\ub2e4!!)<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><strong><span class=\"article_p\" style=\"font-size: 24px\">\uad6d\ub0b4 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4\uac00\u00a02005\ub144\u00a012\uc6d4 \uc2dc\ud589\ub41c \uc774\ud6c4\u00a020\ub144\uc744 \ub9de\uc558\uc9c0\ub9cc, \ub178\ud6c4 \uc18c\ub4dd \ubcf4\uc7a5\uc774\ub77c\ub294 \ubcf8\uc5f0\uc758 \uae30\ub2a5\uc744 \uc0c1\uc2e4\ud55c \ucc44 \uc0ac\uc2e4\uc0c1 \ubc29\uce58\ub418\uace0 \uc788\ub2e4\ub294 \ube44\ud310\uc774 \uc81c\uae30\ub410\ub2e4.<\/span><\/strong><\/p>\n<p><span class=\"article_p\" style=\"font-size: 20px\">\ubb3c\uac00\uc0c1\uc2b9\ub960\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \ucc38\ub2f4\ud55c \uc218\uc775\ub960\uacfc \ub192\uc740 \uc218\uc218\ub8cc \uad6c\uc870\ub97c \ud0c0\ud30c\ud558\uae30 \uc704\ud574 \ud604\uc7ac\uc758 \uacc4\uc57d\ud615 \uccb4\uacc4\ub97c \uae30\uae08\ud615\uc73c\ub85c \uc804\ud658\ud558\uace0 \uad6d\uac00\uc801 \ucc28\uc6d0\uc758 \uacf5\uc801 \uc5ed\ud560\uc744 \ub300\ud3ed \uac15\ud654\ud574\uc57c \ud55c\ub2e4\ub294 \uc9c0\uc801\uc774\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">\ubc1c\uc81c\ub97c \ub9e1\uc740 \uc815\ucc3d\ub960 \ub2e8\uad6d\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \uad50\uc218\ub294 \uc9c0\ub09c\u00a020\ub144\uac04 \ud1f4\uc9c1\uc5f0\uae08\uc758 \ub204\uc801 \uc218\uc775\ub960\uc774\u00a02.07%\uc5d0 \ubd88\uacfc\ud574 \uac19\uc740 \uae30\uac04 \ud3c9\uade0 \ubb3c\uac00\uc0c1\uc2b9\ub960(2.3%)\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \ubabb\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p style=\"text-align: justify\"><strong><span class=\"article_p\" style=\"font-size: 20px\">\ud574\uacb0\ucc45\uc73c\ub85c\ub294 \uae30\uae08\ud615 \ud1f4\uc9c1\uc5f0\uae08 \ub3c4\uc785\uc774 \uc81c\uc2dc\ub410\ub2e4. \uae30\uae08\ud615\uc740 \uac1c\ubcc4 \uae30\uc5c5\uc774\ub098 \uadfc\ub85c\uc790\uac00 \uae08\uc735\uc0ac\uc640 \uacc4\uc57d\ud558\ub294 \ub300\uc2e0 \ub178\uc0ac\uc640 \uc804\ubb38\uac00\uac00 \ucc38\uc5ec\ud558\ub294 \uc218\ud0c1\ubc95\uc778 \uc774\uc0ac\ud68c\uac00 \uc8fc\ub3c4\uad8c\uc744 \uac16\uace0 \uc804\ubb38\uac00\uc5d0\uac8c \uc9d1\ud569\uc801\uc778 \ud22c\uc790\ub97c \ub9e1\uae30\ub294 \ubc29\uc2dd\uc774\ub2e4.<\/span><\/strong><\/p>\n<p><span class=\"article_p\" style=\"font-size: 20px\"><span style=\"color: #0000ff\"><strong>\uc720\ud638\uc120 \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0 \uc5f0\uad6c\uc704\uc6d0\uc740 \ud574\uc678 \uc0ac\ub840\ub97c \ud1b5\ud574 \ub300\uc548\uc744 \uc81c\uc2dc\ud588\ub2e4<\/strong><\/span>. \ub374\ub9c8\ud06c\uc758 \uacbd\uc6b0 \uc804\uccb4 \uad6d\ubbfc\uc744 \ub300\uc0c1\uc73c\ub85c \ube44\uc601\ub9ac \uc870\uc9c1\uc774 \uc6b4\uc601\ud558\ub294 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4\ub97c \ud1b5\ud574 \uc5f0\uac04 \uc6b4\uc601 \ube44\uc6a9\uc744\u00a00.32% \uc218\uc900\uc73c\ub85c \ub0ae\ucd94\uba74\uc11c\ub3c4 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ub0b4\uace0 \uc788\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\"><span style=\"color: #0000ff\"><strong>\ub0a8\ucc2c\uc12d \ub3d9\uc544\ub300 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uacfc \uad50\uc218\ub294 \ub178\uc0ac\uac00 \uc6b4\uc601\uc744 \ub2f4\ub2f9\ud558\ub418 \uc2e4\uc81c \uc790\uc0b0 \uc6b4\uc6a9\uc740 \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\ubcf8\ubd80\uc5d0 \uc704\ud0c1\ud558\ub294 <span style=\"color: #0000ff\">\ubc29\uc548\uc744 \uc81c\uc548\ud588\ub2e4<\/span><\/strong>.<\/span> \uc774\ub807\uac8c \ud558\uba74 \ub0ae\uc740 \uc218\uc218\ub8cc\ub85c \uad6d\ubbfc\uc5f0\uae08\uc758 \ub3c5\ubcf4\uc801\uc778 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ud65c\uc6a9\ud574 \uc218\uc775\ub960\uc744 \ud68d\uae30\uc801\uc73c\ub85c \ub192\uc77c \uc218 \uc788\ub2e4\ub294 \ub17c\ub9ac\ub2e4.<\/span><\/p>\n<p><span class=\"article_p\" style=\"font-size: 20px\">\uc2e4\uc81c\ub85c\u00a0<strong>30\uc778 \ubbf8\ub9cc \uc911\uc18c\uae30\uc5c5 \uadfc\ub85c\uc790\ub97c \uc704\ud574 \ub3c4\uc785\ub41c \ud478\ub978\uc528\uc557(\uc911\uc18c\uae30\uc5c5\ud1f4\uc9c1\uc5f0\uae08\uae30\uae08)\uc740 \uacf5\uc801 \uae30\uae08 \ubc29\uc2dd\uc758 \ud1b5\ud569 \uc6b4\uc6a9\uc744 \ud1b5\ud574 4\ub144 \ub9cc\uc5d0 \ub204\uc801 \uc218\uc775\ub960\u00a026%\ub97c \ub3cc\ud30c\ud558\uba70 \uadf8 \ud6a8\uc6a9\uc131\uc744 \uc99d\uba85<\/strong>\ud55c \ubc14 \uc788\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong><span style=\"color: #0000ff\">\ub958\uc81c\uac15 \ud55c\uad6d\ub178\ucd1d \uc815\ucc45\ubcf8\ubd80\uc7a5\uc740<\/span> 1\ub144 \ubbf8\ub9cc \ub2e8\uae30 \uadfc\ub85c\uc790\uc640 \ud50c\ub7ab\ud3fc \ub178\ub3d9\uc790, \ud2b9\uc218\uace0\uc6a9\uc9c1 \ub178\ub3d9\uc790\ub4e4\uc744 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4 \uc548\uc73c\ub85c \ud3ec\uad04\ud574\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud588\ub2e4. \uc774\ub97c \uc704\ud574 <span style=\"color: #ff0000\">\ud1f4\uc9c1\uc5f0\uae08\uad00\ub9ac\uacf5\ub2e8\uc744 \uc2e0\uc124\ud574 \uc911\uc18c\uae30\uc5c5\uacfc \ucde8\uc57d \uacc4\uce35 \uadfc\ub85c\uc790\ub4e4\uc758 \ub178\ud6c4 \uc18c\ub4dd\uc744 \uccb4\uacc4\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0 \uc9c0\uc6d0\ud574\uc57c \ud55c\ub2e4\ub294 \uad6c\uccb4\uc801\uc778 \uccad\uc0ac\uc9c4\uc774 \uc81c\uc2dc<\/span>\ub410<\/strong>\ub2e4.<\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/001\/0015877197?sid=102\">https:\/\/n.news.naver.com\/article\/001\/0015877197?sid=102<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(\uad6d\ud68c\uc5d0 \uc124\uce58\ub41c \uc5f0\uae08\ud2b9\uc704\ub294 \uc0ac\uc2e4\uc0c1 \uac1c\uc810 \ud734\uc5c5 \uc0c1\ud0dc\uc778\ub370\ub3c4, \uad6d\ud68c \ub2e4\uc218\ub2f9\uc778 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9\uc758 \uc5f0\uae08\ud2b9\uc704\uac00 \uc791\ub144\ubd80\ud130 \uacc4\uc18d\ud574\uc11c \ub2e8\ub3c5\uc73c\ub85c \uc5f0\uae08 \uad00\ub828 \ud1a0\ub860\ud68c\ub97c \uac1c\ucd5c\ud558\ub294 \ubaa8\uc2b5\ub4e4\uc774 \uc660\uc9c0 \uc774\uc0c1\ud558\uac8c \ubcf4\uc785\ub2c8\ub2e4!!) \uad6d\ub0b4 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4\uac00\u00a02005\ub144\u00a012\uc6d4 \uc2dc\ud589\ub41c \uc774\ud6c4\u00a020\ub144\uc744 \ub9de\uc558\uc9c0\ub9cc, \ub178\ud6c4 \uc18c\ub4dd \ubcf4\uc7a5\uc774\ub77c\ub294 \ubcf8\uc5f0\uc758 \uae30\ub2a5\uc744 \uc0c1\uc2e4\ud55c \ucc44 \uc0ac\uc2e4\uc0c1 \ubc29\uce58\ub418\uace0 \uc788\ub2e4\ub294 \ube44\ud310\uc774 \uc81c\uae30\ub410\ub2e4. \ubb3c\uac00\uc0c1\uc2b9\ub960\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \ucc38\ub2f4\ud55c \uc218\uc775\ub960\uacfc \ub192\uc740 \uc218\uc218\ub8cc \uad6c\uc870\ub97c \ud0c0\ud30c\ud558\uae30 \uc704\ud574 \ud604\uc7ac\uc758 \uacc4\uc57d\ud615 \uccb4\uacc4\ub97c \uae30\uae08\ud615\uc73c\ub85c \uc804\ud658\ud558\uace0 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2561,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-2562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026&quot;\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c&quot; (2026.01.31.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026&quot;\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c&quot; (2026.01.31.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(\uad6d\ud68c\uc5d0 \uc124\uce58\ub41c \uc5f0\uae08\ud2b9\uc704\ub294 \uc0ac\uc2e4\uc0c1 \uac1c\uc810 \ud734\uc5c5 \uc0c1\ud0dc\uc778\ub370\ub3c4, \uad6d\ud68c \ub2e4\uc218\ub2f9\uc778 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9\uc758 \uc5f0\uae08\ud2b9\uc704\uac00 \uc791\ub144\ubd80\ud130 \uacc4\uc18d\ud574\uc11c \ub2e8\ub3c5\uc73c\ub85c \uc5f0\uae08 \uad00\ub828 \ud1a0\ub860\ud68c\ub97c \uac1c\ucd5c\ud558\ub294 \ubaa8\uc2b5\ub4e4\uc774 \uc660\uc9c0 \uc774\uc0c1\ud558\uac8c \ubcf4\uc785\ub2c8\ub2e4!!) \uad6d\ub0b4 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4\uac00\u00a02005\ub144\u00a012\uc6d4 \uc2dc\ud589\ub41c \uc774\ud6c4\u00a020\ub144\uc744 \ub9de\uc558\uc9c0\ub9cc, \ub178\ud6c4 \uc18c\ub4dd \ubcf4\uc7a5\uc774\ub77c\ub294 \ubcf8\uc5f0\uc758 \uae30\ub2a5\uc744 \uc0c1\uc2e4\ud55c \ucc44 \uc0ac\uc2e4\uc0c1 \ubc29\uce58\ub418\uace0 \uc788\ub2e4\ub294 \ube44\ud310\uc774 \uc81c\uae30\ub410\ub2e4. \ubb3c\uac00\uc0c1\uc2b9\ub960\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \ucc38\ub2f4\ud55c \uc218\uc775\ub960\uacfc \ub192\uc740 \uc218\uc218\ub8cc \uad6c\uc870\ub97c \ud0c0\ud30c\ud558\uae30 \uc704\ud574 \ud604\uc7ac\uc758 \uacc4\uc57d\ud615 \uccb4\uacc4\ub97c \uae30\uae08\ud615\uc73c\ub85c \uc804\ud658\ud558\uace0 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-01T12:22:56+00:00\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026&#8221;\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c&#8221; (2026.01.31.)\",\"datePublished\":\"2026-02-01T12:22:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/\"},\"wordCount\":7,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PCM20250811000017990_P4_20260131060113311.jpg\",\"articleSection\":[\"\uc790\ub8cc\uc2e4\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/\",\"name\":\"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026\\\"\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c\\\" (2026.01.31.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PCM20250811000017990_P4_20260131060113311.jpg\",\"datePublished\":\"2026-02-01T12:22:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PCM20250811000017990_P4_20260131060113311.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PCM20250811000017990_P4_20260131060113311.jpg\",\"width\":860,\"height\":484},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026&#8221;\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c&#8221; (2026.01.31.)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026\"\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c\" (2026.01.31.) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/","og_locale":"ko_KR","og_type":"article","og_title":"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026\"\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c\" (2026.01.31.) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"(\uad6d\ud68c\uc5d0 \uc124\uce58\ub41c \uc5f0\uae08\ud2b9\uc704\ub294 \uc0ac\uc2e4\uc0c1 \uac1c\uc810 \ud734\uc5c5 \uc0c1\ud0dc\uc778\ub370\ub3c4, \uad6d\ud68c \ub2e4\uc218\ub2f9\uc778 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9\uc758 \uc5f0\uae08\ud2b9\uc704\uac00 \uc791\ub144\ubd80\ud130 \uacc4\uc18d\ud574\uc11c \ub2e8\ub3c5\uc73c\ub85c \uc5f0\uae08 \uad00\ub828 \ud1a0\ub860\ud68c\ub97c \uac1c\ucd5c\ud558\ub294 \ubaa8\uc2b5\ub4e4\uc774 \uc660\uc9c0 \uc774\uc0c1\ud558\uac8c \ubcf4\uc785\ub2c8\ub2e4!!) \uad6d\ub0b4 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4\uac00\u00a02005\ub144\u00a012\uc6d4 \uc2dc\ud589\ub41c \uc774\ud6c4\u00a020\ub144\uc744 \ub9de\uc558\uc9c0\ub9cc, \ub178\ud6c4 \uc18c\ub4dd \ubcf4\uc7a5\uc774\ub77c\ub294 \ubcf8\uc5f0\uc758 \uae30\ub2a5\uc744 \uc0c1\uc2e4\ud55c \ucc44 \uc0ac\uc2e4\uc0c1 \ubc29\uce58\ub418\uace0 \uc788\ub2e4\ub294 \ube44\ud310\uc774 \uc81c\uae30\ub410\ub2e4. \ubb3c\uac00\uc0c1\uc2b9\ub960\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \ucc38\ub2f4\ud55c \uc218\uc775\ub960\uacfc \ub192\uc740 \uc218\uc218\ub8cc \uad6c\uc870\ub97c \ud0c0\ud30c\ud558\uae30 \uc704\ud574 \ud604\uc7ac\uc758 \uacc4\uc57d\ud615 \uccb4\uacc4\ub97c \uae30\uae08\ud615\uc73c\ub85c \uc804\ud658\ud558\uace0 [&hellip;]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-02-01T12:22:56+00:00","author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026&#8221;\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c&#8221; (2026.01.31.)","datePublished":"2026-02-01T12:22:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/"},"wordCount":7,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PCM20250811000017990_P4_20260131060113311.jpg","articleSection":["\uc790\ub8cc\uc2e4"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/","name":"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026\"\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c\" (2026.01.31.) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PCM20250811000017990_P4_20260131060113311.jpg","datePublished":"2026-02-01T12:22:56+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PCM20250811000017990_P4_20260131060113311.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PCM20250811000017990_P4_20260131060113311.jpg","width":860,"height":484},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-122256-2963\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"\ud1f4\uc9c1\uc5f0\uae08 20\ub144\uc758 \uc2e4\ud328\u2026&#8221;\uae30\uae08\ud654\ub85c \ub178\ud6c4 \uae30\ub465 \ub2e4\uc2dc \uc138\uc6cc\uc57c&#8221; (2026.01.31.)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2562"}],"version-history":[{"count":0,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2562\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2561"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}