{"id":2598,"date":"2026-02-03T08:26:51","date_gmt":"2026-02-02T23:26:51","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/"},"modified":"2026-02-03T08:27:50","modified_gmt":"2026-02-02T23:27:50","slug":"post-20260202-232651-1579","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/","title":{"rendered":"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03)"},"content":{"rendered":"<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">(\ucd5c\uadfc \ub4e4\uc5b4 \uac00\uc7a5 \ud070 \ud604\uc548\uc778 \ud658\uc728 \ubb38\uc81c \ub4f1\uacfc \uad00\ub828\ud558\uc5ec\u00a0\ub9ce\uc740 \uc815\ubcf4\ub97c \uc54c\ub824 \uc8fc\ub294 \uce7c\ub7fc\uc73c\ub85c \ud310\ub2e8\uc774 \ub418\uc5b4 \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc131\uba85\uc11c \uce74\ud14c\uace0\ub9ac\uc5d0 \uc62c\ub9bd\ub2c8\ub2e4.)<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px\"><strong>2026\ub144 1\uc6d4 30\uc77c, \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ubbf8\uad6d \ub300\ud1b5\ub839\uc740 \ucf00\ube48 \uc6cc\uc2dc\ub97c \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4 \uc758\uc7a5\uc73c\ub85c \uc9c0\uba85\ud588\ub2e4. \uc2dc\uc7a5\uc740 \uc989\uac01 \ubc18\uc751\ud588\ub2e4. <\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #800080\"><strong><span style=\"font-size: 20px\">\uc6d0\ub2ec\ub7ec \ud658\uc728\uc740 1,439\uc6d0\uc5d0\uc11c 1,462\uc6d0\ub300\ub85c \uce58\uc19f\uc558\uace0, \ucf54\uc2a4\ud53c\ub294 \uc57d 5% \uae09\ub77d\ud574 4,930\ub300\ub85c \ucd94\ub77d\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc815\ubd80\ub294 \uc774\ub97c &#8220;\uc678\uad50\uc801 \uc131\uacf5&#8221;\uc774\ub77c\uace0 \ud3ec\uc7a5\ud588\ub2e4. \uadf8\ub7ec\ub098 \uc138\ubd80 \uc774\ud589 \ubc29\uc548\uc740 \uc804\ud600 \ub9c8\ub828\ub418\uc9c0 \uc54a\uc558\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong>\uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \ub300\ubbf8\ud22c\uc790\ud2b9\ubcc4\ubc95\uc774\ub2e4.<\/strong> \uc774 \ubc95\uc774 \uc5c6\uc73c\uba74 \uc815\ubd80\ub294 3,500\uc5b5 \ub2ec\ub7ec\ub97c \uc9d1\ud589\ud560 \ubc95\uc801 \uadfc\uac70\uac00 \uc5c6\ub2e4. 2025\ub144 11\uc6d4 27\uc77c, \uae40\ubcd1\uae30 \ub2f9\uc2dc \ubbfc\uc8fc\ub2f9 \uc6d0\ub0b4\ub300\ud45c\uac00 \ub300\ubbf8\ud22c\uc790\ud2b9\ubcc4\ubc95\uc744 \ubc1c\uc758\ud588\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #ff0000\"><strong><span style=\"font-size: 20px\">\uadf8\ub7f0\ub370 \ub180\ub78d\uac8c\ub3c4, \uc774 \ubc95\uc740 \ubc1c\uc758 \ud6c4 \ub2e8 \ud55c \ubc88\ub3c4 \uad6d\ud68c \uc0c1\uc784\uc704\uc6d0\ud68c\uc5d0\uc11c \ub17c\uc758\ub418\uc9c0 \uc54a\uc558\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">\uc65c 7\uac1c\uc6d4\uc774\ub098 \ubc29\uce58\ud588\uc744\uae4c. \ubbfc\uc8fc\ub2f9\uc758 \ud575\uc2ec \uc9c0\uc9c0\uc138\ub825\uc778 \ubbfc\uc8fc\ub178\ucd1d\uacfc \ub18d\ubbfc\ub2e8\uccb4\uac00 \uaca9\ub82c\ud788 \ubc18\ub300\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. <\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ubbfc\uc8fc\ub178\ucd1d\uc740 2025\ub144 10\uc6d4 &#8220;\ub300\ubbf8 \ud22c\uc790\ub294 \uacbd\uc81c \uc218\ud0c8\uc774\uc790 \uc77c\uc790\ub9ac \ud30c\uad34&#8221;\ub77c\uba70 \ubc18\ub300 \uc131\uba85\uc744 \ub0c8\ub2e4. \ubbf8\uad6d \uacf5\uc7a5 \uc774\uc804\uc740 \ub178\ub3d9\uc790 \uc0dd\uc874\uc744 \uc704\ud611\ud55c\ub2e4\ub294 \uc8fc\uc7a5\uc774\uc5c8\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ub18d\ubbfc\ub2e8\uccb4\ub3c4 \ub18d\ucd95\uc0b0\ubb3c \ucd94\uac00 \uac1c\ubc29 \uc6b0\ub824\ub85c &#8220;\uae5c\uae5c\uc774 \ud611\uc0c1 \ubc18\ub300&#8221;\ub97c \uc678\ucce4\ub2e4. \ubbfc\uc8fc\ub2f9\uc740 \ubc1c\uc758 \uc9c1\ud6c4 &#8220;\uc2e0\uc911 \uac80\ud1a0&#8221;\ub97c \ub0b4\uc138\uc6b0\uba70 \ubc95\uc548 \uc9c4\ud589\uc744 \ubbf8\ub918\ub2e4. \uc9c0\uc9c0\uc138\ub825\uc758 \ub208\uce58\ub97c \ubcf8 \uac83\uc774\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">\uad6d\ud68c \uc7ac\uc815\uacbd\uc81c\uae30\ud68d\uc704\uc6d0\ud68c \ud68c\uc758\ub85d\uc744 \ud655\uc778\ud558\uba74, \ub300\ubbf8\ud22c\uc790\ud2b9\ubcc4\ubc95\uc740 \uc804\uccb4\ud68c\uc758\ub294 \ubb3c\ub860 \uc18c\uc704\uc6d0\ud68c\uc5d0\uc11c\ub3c4 \uc758\uc81c\ub85c \uc624\ub974\uc9c0 \uc54a\uc558\ub2e4. <\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc7ac\uacbd\uc704\ub294 \ucd1d 26\uba85 \uc911 15\uba85\uc774 \ubbfc\uc8fc\ub2f9 \uc18c\uc18d\uc774\ub2e4. \uc555\ub3c4\uc801 \uc758\uc11d\uc73c\ub85c \uc5b8\uc81c\ub4e0 \ubc95\uc548\uc744 \uc9c4\ud589\uc2dc\ud0ac \uc218 \uc788\uc5c8\ub2e4. \uadf8\ub7ec\ub098 \ubbfc\uc8fc\ub2f9\uc740 \uc190\uc744 \ub193\uc558\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">\uad6d\ubbfc\uc758\ud798 \uc7a5\ub3d9\ud601 \uc758\uc6d0\uc740 &#8220;\ubbfc\uc8fc\ub2f9\uc774 \ubbfc\ub178\ucd1d \uc555\ubc15\uc5d0 \ubc95\uc548\uc744 \ubbf8\ub8e8\uace0 \uc788\ub2e4&#8221;\ub77c\uace0 \uc9c1\uaca9 \ud588\ub2e4. \uc0ac\uc2e4\uc774\uc5c8\ub2e4.<\/span><\/strong><\/span><\/p>\n<p><a href=\"https:\/\/www.fntoday.co.kr\/news\/articleView.html?idxno=376429\">https:\/\/www.fntoday.co.kr\/news\/articleView.html?idxno=376429<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(\ucd5c\uadfc \ub4e4\uc5b4 \uac00\uc7a5 \ud070 \ud604\uc548\uc778 \ud658\uc728 \ubb38\uc81c \ub4f1\uacfc \uad00\ub828\ud558\uc5ec\u00a0\ub9ce\uc740 \uc815\ubcf4\ub97c \uc54c\ub824 \uc8fc\ub294 \uce7c\ub7fc\uc73c\ub85c \ud310\ub2e8\uc774 \ub418\uc5b4 \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc131\uba85\uc11c \uce74\ud14c\uace0\ub9ac\uc5d0 \uc62c\ub9bd\ub2c8\ub2e4.) 2026\ub144 1\uc6d4 30\uc77c, \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ubbf8\uad6d \ub300\ud1b5\ub839\uc740 \ucf00\ube48 \uc6cc\uc2dc\ub97c \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4 \uc758\uc7a5\uc73c\ub85c \uc9c0\uba85\ud588\ub2e4. \uc2dc\uc7a5\uc740 \uc989\uac01 \ubc18\uc751\ud588\ub2e4. \uc6d0\ub2ec\ub7ec \ud658\uc728\uc740 1,439\uc6d0\uc5d0\uc11c 1,462\uc6d0\ub300\ub85c \uce58\uc19f\uc558\uace0, \ucf54\uc2a4\ud53c\ub294 \uc57d 5% \uae09\ub77d\ud574 4,930\ub300\ub85c \ucd94\ub77d\ud588\ub2e4. (\uc911\ub7b5) \uc815\ubd80\ub294 \uc774\ub97c &#8220;\uc678\uad50\uc801 \uc131\uacf5&#8221;\uc774\ub77c\uace0 \ud3ec\uc7a5\ud588\ub2e4. \uadf8\ub7ec\ub098 \uc138\ubd80 \uc774\ud589 \ubc29\uc548\uc740 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2597,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[13],"tags":[],"class_list":["post-2598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statement"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(\ucd5c\uadfc \ub4e4\uc5b4 \uac00\uc7a5 \ud070 \ud604\uc548\uc778 \ud658\uc728 \ubb38\uc81c \ub4f1\uacfc \uad00\ub828\ud558\uc5ec\u00a0\ub9ce\uc740 \uc815\ubcf4\ub97c \uc54c\ub824 \uc8fc\ub294 \uce7c\ub7fc\uc73c\ub85c \ud310\ub2e8\uc774 \ub418\uc5b4 \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc131\uba85\uc11c \uce74\ud14c\uace0\ub9ac\uc5d0 \uc62c\ub9bd\ub2c8\ub2e4.) 2026\ub144 1\uc6d4 30\uc77c, \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ubbf8\uad6d \ub300\ud1b5\ub839\uc740 \ucf00\ube48 \uc6cc\uc2dc\ub97c \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4 \uc758\uc7a5\uc73c\ub85c \uc9c0\uba85\ud588\ub2e4. \uc2dc\uc7a5\uc740 \uc989\uac01 \ubc18\uc751\ud588\ub2e4. \uc6d0\ub2ec\ub7ec \ud658\uc728\uc740 1,439\uc6d0\uc5d0\uc11c 1,462\uc6d0\ub300\ub85c \uce58\uc19f\uc558\uace0, \ucf54\uc2a4\ud53c\ub294 \uc57d 5% \uae09\ub77d\ud574 4,930\ub300\ub85c \ucd94\ub77d\ud588\ub2e4. (\uc911\ub7b5) \uc815\ubd80\ub294 \uc774\ub97c &#8220;\uc678\uad50\uc801 \uc131\uacf5&#8221;\uc774\ub77c\uace0 \ud3ec\uc7a5\ud588\ub2e4. \uadf8\ub7ec\ub098 \uc138\ubd80 \uc774\ud589 \ubc29\uc548\uc740 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-02T23:26:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-02T23:27:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"502\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03)\",\"datePublished\":\"2026-02-02T23:26:51+00:00\",\"dateModified\":\"2026-02-02T23:27:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/\"},\"wordCount\":9,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png\",\"articleSection\":[\"\uc131\uba85\uc11c\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/\",\"name\":\"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png\",\"datePublished\":\"2026-02-02T23:26:51+00:00\",\"dateModified\":\"2026-02-02T23:27:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png\",\"width\":960,\"height\":502},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/","og_locale":"ko_KR","og_type":"article","og_title":"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"(\ucd5c\uadfc \ub4e4\uc5b4 \uac00\uc7a5 \ud070 \ud604\uc548\uc778 \ud658\uc728 \ubb38\uc81c \ub4f1\uacfc \uad00\ub828\ud558\uc5ec\u00a0\ub9ce\uc740 \uc815\ubcf4\ub97c \uc54c\ub824 \uc8fc\ub294 \uce7c\ub7fc\uc73c\ub85c \ud310\ub2e8\uc774 \ub418\uc5b4 \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc131\uba85\uc11c \uce74\ud14c\uace0\ub9ac\uc5d0 \uc62c\ub9bd\ub2c8\ub2e4.) 2026\ub144 1\uc6d4 30\uc77c, \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ubbf8\uad6d \ub300\ud1b5\ub839\uc740 \ucf00\ube48 \uc6cc\uc2dc\ub97c \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4 \uc758\uc7a5\uc73c\ub85c \uc9c0\uba85\ud588\ub2e4. \uc2dc\uc7a5\uc740 \uc989\uac01 \ubc18\uc751\ud588\ub2e4. \uc6d0\ub2ec\ub7ec \ud658\uc728\uc740 1,439\uc6d0\uc5d0\uc11c 1,462\uc6d0\ub300\ub85c \uce58\uc19f\uc558\uace0, \ucf54\uc2a4\ud53c\ub294 \uc57d 5% \uae09\ub77d\ud574 4,930\ub300\ub85c \ucd94\ub77d\ud588\ub2e4. (\uc911\ub7b5) \uc815\ubd80\ub294 \uc774\ub97c &#8220;\uc678\uad50\uc801 \uc131\uacf5&#8221;\uc774\ub77c\uace0 \ud3ec\uc7a5\ud588\ub2e4. \uadf8\ub7ec\ub098 \uc138\ubd80 \uc774\ud589 \ubc29\uc548\uc740 [&hellip;]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-02-02T23:26:51+00:00","article_modified_time":"2026-02-02T23:27:50+00:00","og_image":[{"width":960,"height":502,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png","type":"image\/png"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03)","datePublished":"2026-02-02T23:26:51+00:00","dateModified":"2026-02-02T23:27:50+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/"},"wordCount":9,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png","articleSection":["\uc131\uba85\uc11c"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/","name":"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png","datePublished":"2026-02-02T23:26:51+00:00","dateModified":"2026-02-02T23:27:50+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png","width":960,"height":502},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2598","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2598"}],"version-history":[{"count":1,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2598\/revisions"}],"predecessor-version":[{"id":2599,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2598\/revisions\/2599"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2597"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2598"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2598"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2598"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}