{"id":2611,"date":"2026-02-05T08:25:26","date_gmt":"2026-02-04T23:25:26","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/05\/post-20260204-232526-6205\/"},"modified":"2026-02-05T09:59:07","modified_gmt":"2026-02-05T00:59:07","slug":"post-20260204-232526-6205","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/05\/post-20260204-232526-6205\/","title":{"rendered":"\ucd5c\uadfc \uc8fc\uc2dd, \ucc44\uad8c, \uc678\ud658 \uc2dc\uc7a5 \ub3d9\ud5a5\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc785\uc7a5"},"content":{"rendered":"
\n

2021\ub144 \uc774\ud6c4 \uc678\ud658\ubcf4\uc720\uc561\uc774 \uc57d 400\uc5b5 \ub2ec\ub7ec\ub098 \uac10\uc18c\ud588\ub2e4.<\/span><\/strong><\/p>\n

\uc2dc\uc7a5\uc5d0\uc11c \ud2b9\ud788 \uc8fc\ubaa9\ud558\ub294 \ub300\ubaa9\uc740 2025\ub144 12\uc6d4 25\uc5b5 \ub2ec\ub7ec \uac10\uc18c\uc5d0 \uc774\uc5b4, 2026\ub144 1\uc6d4\uc5d0\ub3c4 21.5\uc5b5 \ub2ec\ub7ec\uac00 \uac10\uc18c\ud558\uc5ec 2\uac1c\uc6d4 \uc5f0\uc18d \uac10\uc18c \ucd94\uc138\uc5d0 \uc788\ub2e4\ub294 \uc810\uc774\ub2e4. \ud658\uc728 \ud558\ub77d\uc744 \ubc29\uc5b4\ud558\uae30 \uc704\ud55c \ud55c\uad6d\uc740\ud589\uacfc \uad6d\ubbfc\uc5f0\uae08\uc758 \uc2a4\uc651\uccb4\uacb0\uc758 \ud6c4\uacfc\ub77c\uc11c \ub354\uc6b1 \uadf8\ub7ec\ud558\ub2e4.<\/strong><\/span><\/p>\n

\uc77c\ubd80 \uc5b8\ub860\uc5d0\uc11c\ub294 \uc791\ub144 12\uc6d4\uc5d0 \ube44\ud574 1\uc6d4\uc758 \uc678\ud658\ubcf4\uc720\uc561 \uac10\uc18c \uaddc\ubaa8\uac00 \uc904\uc5b4\ub4e4\uc5c8\uc74c\uc744 \ub4e4\uc5b4, \uc0ac\uc815\uc774 \ud638\uc804\ub41c \uac83\ucc98\ub7fc \ubcf4\ub3c4\ud558\uace0 \uc788\ub2e4. <\/span><\/p>\n

\uc774\ub294 \uc804\ud615\uc801\uc778 \uc544\uc804\uc778\uc218\uaca9 \ud574\uc11d\uc73c\ub85c \ubcf4\uc5ec\uc9c4\ub2e4.<\/strong><\/span> 1\uc6d4\uc5d0\ub3c4 \ub2e4\uc218 \uad00\ucc30\ub418\uc5c8\ub358 \uc5ed\uc678\uc2dc\uc7a5\uc5d0\uc11c\uc758 \uce58\uc5f4\ud55c \ub2ec\ub7ec \ub9e4\ub9e4 \uacf5\ubc29\uc740, \ud658\uc728 \ubc29\uc5b4 \ubc0f \uad6d\ub0b4\uc2dc\uc7a5 \ud22c\uc790\ub97c \ub298\ub9ac\uae30 \uc704\ud55c \ud574\uc678 \ub2ec\ub7ec \ud45c\uc2dc \uc790\uc0b0 \ub9e4\uac01 \uac00\ub2a5\uc131\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc5b4\uc11c\ub2e4.<\/span><\/p>\n

\ubd80\uc5f0\ud558\uc790\uba74 \uad6d\ub0b4 \uc678\ud658\ubcf4\uc720\uc561 \ub300\uc2e0\uc5d0 \ud574\uc678 \uc790\uc0b0 \ub9e4\uac01\uc744 \ud1b5\ud55c \ud658\uc728 \ubc29\uc5b4 \uc870\uce58\uac00 \ub354 \ud070 \uc5ed\ud560\uc744 \ud588\ub2e4\uba74, <\/strong><\/span><\/p>\n

\ub2e8\uc9c0 \uc804\uc6d4 \ub300\ube44 \uc678\ud658\ubcf4\uc720\uc561 \uac10\uc18c \uaddc\ubaa8\uac00 \uc904\uc5c8\ub2e4\uace0 \ud574\uc11c \uc6b0\ub9ac \uc0c1\ud669\uc774 \ub098\uc544\uc9c4 \uac83\ucc98\ub7fc \ud574\uc11d\ud558\ub294 \uac83\uc740 \uc0c1\ud669 \uc804\uac1c \uc790\uccb4\ub97c \uaf64\ub098 \uc65c\uace1\ud574\uc11c \ubcf4\ub3c4\ud558\uace0 \uc788\ub2e4\uace0 \ud3c9\uac00\ud560 \uc218\uac00 \uc788\uc5b4\uc11c\ub2e4.<\/strong><\/span><\/span><\/p>\n

\ucf54\uc2a4\ud53c 5\ucc9c\ud53c \ubd95\uad34\uc774\ud6c4 \uc5f0 \uc774\ud2c0 \uae30\uad00\uc758 \ub300\uaddc\ubaa8 \ub9e4\uc218\ub85c \uc778\ud574 \ucf54\uc2a4\ud53c\ub294 \uc774\ud2c0 \uc5f0\uc18d\uc73c\ub85c \uc62c\ub790\ub2e4. <\/span><\/p>\n

\uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uc774\uc0ac\uc7a5\uc740 \ub9ac\ubca8\ub7f0\uc2f1, \uc989 \uad6d\ubbfc\uc5f0\uae08\uc758 \ub2f9\ucd08 \ubaa9\ud45c\ud22c\uc790 \ube44\uc911\uc774 \ucd08\uacfc\ud558\uba74 \uc790\ub3d9\uc73c\ub85c \ub9e4\ub3c4\ud558\uc5ec \ub2f9\ucd08 \ubaa9\ud45c\ube44\uc911\uc744 \uc720\uc9c0\ud558\ub294 \uc870\uce58\ub97c, \uae08\ub144\ub3c4 \uc0c1\ubc18\uae30\uae4c\uc9c0 \uc720\uc608\ud560 \uac83\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ucf54\uc2a4\ud53c\uac00 \uacc4\uc18d \uc0c1\uc2b9\ud558\uace0 \uc788\ub294 \ub370\ub3c4, \ud2b9\ud788 \uac1c\uc778\ub4e4\uc774 \ub300\uaddc\ubaa8 \ube5a\uc744 \ub0b4\uc11c \ud22c\uc790\ud558\uace0 \uc788\ub294 \ub370\ub3c4, \uad6d\ubbfc\uc5f0\uae08\uc758 \ubaa9\ud45c\ud22c\uc790 \ube44\uc911 \ucd08\uacfc\ub97c \uadf8\ub300\ub85c \uc720\uc9c0\ud558\ub824\ub294 \uc774\uc720\uac00 \ubb34\uc5c7\uc778\uc9c0 \uad81\uae08\ud558\ub2e4. <\/span><\/strong><\/p>\n

\uc815\uc0c1\uc801\uc778 \uae30\uad00 \ud22c\uc790, \ud2b9\ud788 \uacf5\uacf5\uc131\uc744 \uac15\uc870\ud574 \uc628 \uae30\uad00\ud22c\uc790\uc790\ub77c\uba74 \uacfc\uc5f4 \uad6d\uba74\uc5d0\uc11c\ub294 \uc2dc\uc7a5\uc744 \uc9c4\uc815\uc2dc\ud0a4\ub294 \uc5ed\ud560\uc744 \ud574\uc57c\ud574\uc11c\ub2e4. \uc774\ub7ec\ud55c \uace0\uc720\uc758 \uc5ed\ud560 \ub300\uc2e0\uc5d0 \uad6d\ubbfc\uc5f0\uae08\uc774 \uc8fc\uc2dd\uc2dc\uc7a5 \uacfc\uc5f4\uc744 \uc720\ub3c4\ud558\ub294 \ub4ef\ud55c \ud589\ub3d9\ub4e4\uc744 \ucde8\ud558\uace0 \uc788\ub2e4\ubcf4\ub2c8 \uc758\ubb38\uc774 \ub4dc\ub294 \uac83\uc774\ub2e4.<\/strong><\/span><\/p>\n

\uc7a5\ubbf8\ube5b \uc8fc\uc2dd\uc2dc\uc7a5\uacfc\ub294 \ub2ec\ub9ac \uad6d\ucc44\uc2dc\uc7a5 \uc0c1\ud669\uc740 \uc88b\uc544\ubcf4\uc774\uc9c0 \uc54a\ub294\ub2e4.<\/strong><\/span> \uae30\uc900\uae08\ub9ac\uac00 2.5\uc778 \uc0c1\ud669\uc5d0\uc11c \uc5b4\uc81c(2\uc6d4 4\uc77c) \uad6d\ucc44 10\ub144\ubb3c \uae08\ub9ac\ub294 52\uc8fc \ucd5c\uace0\uc778 3.71\uc744 \uae30\ub85d\ud55c \ub4a4, 3.7\ub85c \ub9c8\uac10\ud588\ub2e4. <\/span><\/p>\n

\uae30\uc900\uae08\ub9ac\uc640\uc758 \uad34\ub9ac\uac00 \ucee4\uc9c0\uace0 \uc788\ub2e4\ub294 \uac83\uc740 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uad6d\ucc44 \uc218\uc694\uae30\ubc18\uc774 \uc81c\ud55c\uc801\uc784\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc5ec\uae30\uc11c \uad6d\ucc44 \uae08\ub9ac\uac00 \ub354 \uc624\ub97c \uacbd\uc6b0 \ud22c\uc790 \uc190\uc2e4\uc744 \uc6b0\ub824\ud55c \uc678\uad6d\uc778 \ud22c\uc790\uc790\ub4e4\uc758 \ub9e4\ub3c4 \uac00\ub2a5\uc131\uc774 \ucee4\uc838 \uadf8\ub9cc\ud07c \uad6d\ucc44 \uc18c\ud654\uac00 \uc5b4\ub824\uc6cc\uc9c8 \uc218 \uc788\ub2e4. <\/span><\/p>\n

\uc9c0\ubc29\uc120\uac70\ub97c \uc55e\ub450\uace0 \ucd94\uacbd\uc774\ub77c\ub3c4 \ud3b8\uc131\ud55c\ub2e4\uba74 \uad6d\ucc44 \uc2dc\uc7a5 \uc0c1\ud669\uc774 \ub354 \uc545\ud654\ub420 \uc218\ub3c4 \uc788\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc624\ub298 \uc0c8\ubcbd(2\uc6d4 5\uc77c) \uc5ed\uc678\uc2dc\uc7a5\uc5d0\uc11c \uc6d0\ub2ec\ub7ec\ud658\uc728\uc740 1460\uc6d0\uc744 \ub118\uc5b4\uac14\ub2e4.<\/strong><\/span> \uc624\ub298 \uad6d\ub0b4 \uc2dc\uc7a5\uc5d0\uc11c \uc6d0\ub2ec\ub7ec\ud658\uc728\uc774 \ud06c\uac8c \ud558\ub77d\ud560 \uc218\ub3c4 \uc788\uc744 \uac83\uc774\ub098, \uc9c0\ub09c \ub450\ub2ec \ub3d9\uc548\uc758 \ud658\uc728\ubc29\uc5b4 \ub178\ub825\uc774 \ubb34\uc0c9\ud558\uac8c \uc6d0\ud654 \uc57d\uc138 \uae30\uc870\uac00 \uc720\uc9c0\ub418\uace0 \uc788\uc74c\uc744 \ubcf4\uc774\ub294 \uc9d5\ud45c\ub2e4.<\/strong><\/span><\/p>\n

\uc65c? \uc774\ub7f0 \uc77c\ub4e4\uc774 \ubc18\ubcf5\ub418\uace0 \uc788\uc744\uae4c?<\/strong> <\/span><\/span><\/p>\n

\ube60\ub974\uac8c \ud558\ub77d\ud558\ub294 \uc7a0\uc7ac\uc131\uc7a5\ub960\uc744 \ub192\uc77c \uc218 \uc788\ub294 \uc815\ucc45 \ub2f9\uad6d\uc758 \ube44\uc804 \ubd80\uc7ac\uc640 \uc9c0\uc18d \ubd88\uac00\ub2a5\ud55c \uacf5\uc801\uc5f0\uae08\uc758 \uad6c\uc870\uac1c\ud601\uc5d0 \ub300\ud55c \uccad\uc0ac\uc9c4\uc774 \uc5c6\uae30 \ub54c\ubb38\uc73c\ub85c \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ud310\ub2e8\ud558\uace0 \uc788\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc904\uc5b4 \ub4e4\uae30\ub294 \ucee4\ub155 \uad6d\uac00\ubd80\ucc44\ub294 \ube60\ub974\uac8c \ub298\uc5b4\ub098\uace0 \uc788\ub2e4. \uc815\ucc45 \ub2f9\uad6d\uc758 \uadf8 \ub204\uad6c\ub3c4 \uac1c\ud601\uc758 \ud544\uc694\uc131\uc744 \uc5b8\uae09\ud558\uc9c0 \uc54a\uace0 \uc788\ub294 \uacf5\ubb34\uc6d0\uc5f0\uae08\uacfc \uad70\uc778\uc5f0\uae08\uc758 \ucda9\ub2f9\ubd80\ucc44\ub294 1300\uc870\uc6d0\uc744 \ub118\uc5b4\uc130\ub2e4. <\/span><\/p>\n

\uc791\ub144 \ud55c \ud574\uc5d0\ub9cc \uacf5\ubb34\uc6d0\uc5f0\uae08\uc744 \uc9c0\uae09\ud558\uae30 \uc704\ud574 \uad6d\ubbfc \ud608\uc138\uac00 10\uc870\uc6d0 \uac00\ub7c9 \ud22c\uc785\uc774 \ub418\uc5c8\ub294\ub370\ub3c4 \ub9d0\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n

22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704 \uc790\ubb38\uc704\uc6d0\uc778 KDI \uc2e0\uc2b9\ub8e1 \ubc15\uc0ac\ub294 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ubc29\ud615 \ubbf8\uc801\ub9bd\ubd80\ucc44\ub97c \uc57d 3000\uc870\uc6d0\uc73c\ub85c \ucd94\uc815\ud588\ub2e4.<\/strong><\/span> \ud5a5\ud6c4 70\ub144 \ub3d9\uc548 \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08 \ud22c\uc790\uc218\uc775\ub960\uc744 1% \ud3ec\uc778\ud2b8 \ub354 \uc62c\ub9b4\uc9c0\ub77c\ub3c4 \ubbf8\uc801\ub9bd\ubd80\ucc44\ub294 \uc5ec\uc804\ud788 1200\uc870\uc6d0\uc774 \ub118\ub294\ub2e4. \uc791\ub144 3\uc6d4 \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud604\uc7ac\uc758 \uad6d\ubbfc\uc5f0\uae08\uc740 \uc9c0\uc18d\uc774 \ubd88\uac00\ub2a5\ud568\uc744 \uc2dc\uc0ac\ud558\uace0 \uc788\ub2e4.<\/strong><\/span><\/span><\/p>\n

\uc544\uc9c1\uc740 \uc801\ub9bd\uae08\uc744 \ubcf4\uc720\ud55c \uc0ac\ud559\uc5f0\uae08\uc758 \ubbf8\uc801\ub9bd\ubd80\ucc44 \uc5ed\uc2dc 180\uc870\uc6d0 \uc774\uc0c1\uc73c\ub85c \ucd94\uc815\ub418\uace0 \uc788\ub2e4. <\/span><\/p>\n

\ucd5c\uadfc IMF\ub294 \ud55c\uad6d\uc758 \uacf5\uc801\uc5f0\uae08\uc744 \uadf8\ub300\ub85c \ubc29\uce58\ud560 \uacbd\uc6b0\uc5d0\ub294 \uad6d\uac00\ubd80\ucc44\uac00 GDP \ub300\ube44 200%\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud558\uba74\uc11c \uad6c\uc870\uac1c\ud601\uc744 \uc8fc\ubb38\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ub300\ud55c\ubbfc\uad6d\uc758 \uc9c0\uc18d \uac00\ub2a5\uc131 \ud655\ubcf4\ub97c \uc704\ud574\uc11c\ub294 \uc7ac\uc815\uc900\uce59 \ub3c4\uc785\uc744 \ud1b5\ud55c \uad6d\uac00\ubd80\ucc44 \uc99d\uac00 \uc18d\ub3c4 \uc644\ud654 \ub610\ub294 \uac10\uc18c \uc678\uc5d0\ub3c4, \uc9c0\uc18d \uac00\ub2a5\ud560 \uc218 \uc788\ub3c4\ub85d \uacf5\uc801\uc5f0\uae08\uc744 \uad6c\uc870\uac1c\ud601\ud574\uc57c\ub9cc \ud55c\ub2e4. <\/span><\/strong><\/span><\/p>\n

\ubb38\uc81c\ub294 \uc6b0\ub9ac \uc0c1\ud669\uc774 \uc774\ucc98\ub7fc \uc808\ubc15\ud568\uc5d0\ub3c4 \uad6c\uc870\uac1c\ud601\uc758 \ubaa9\uc18c\ub9ac\uac00 \uc815\ucc45 \ub2f9\uad6d\uc758 \uadf8 \uc5b4\ub514\uc5d0\uc11c\ub3c4 \ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc788\ub2e4\ub294 \uc810\uc774\ub2e4. <\/span><\/p>\n

\uac00\ud30c\ub974\uac8c \uc62c\ub77c\uac00\ub294 \ucf54\uc2a4\ud53c \uc9c0\uc218 \uc0c1\uc2b9\uc5d0 \ucde8\ud574 \uc6b0\ub9ac\uac00 \ucc98\ud55c \uad6c\uc870\uc801\uc778 \ucde8\uc57d\ud568\uc744 \ud0c0\ud30c\ud558\ub824\ub294 \ub178\ub825\uc774 \uac70\uc758 \ubcf4\uc774\uc9c0 \uc54a\ub2e4\ubcf4\ub2c8 \uc2ec\ud788 \uc6b0\ub824\ub41c\ub2e4.<\/span><\/strong><\/p>\n

\uc774\ub7ec\ud55c \uc6b0\ub9ac \ud604\uc2e4\uc744 \ubc18\uc601\ud558\uace0 \uc788\ub294 \uac83\uc774 \uc6d0\ub2ec\ub7ec \uc2dc\uc7a5\uc774\ub77c\uace0 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ud310\ub2e8\ud558\uace0 \uc788\ub2e4.<\/strong> <\/span><\/span><\/p>\n

\uc774\ub7ec\ud55c \uc6b0\ub824\uc758 \ubaa9\uc18c\ub9ac\uc5d0 \uc815\ucc45\ub2f9\uad6d\uc774 \uadc0\ub97c \uc5f4\uc5b4 \uc81c\ub300\ub85c \ub41c \ub300\ucc45 \ub9c8\ub828\uc5d0 \ucd1d\ub825\uc744 \ub2e4\ud560 \uac83\uc744 \ucd09\uad6c\ud55c\ub2e4!!!<\/span><\/strong><\/span><\/p>\n

https:\/\/n.news.naver.com\/mnews\/article\/025\/0003501041?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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