{"id":2646,"date":"2026-02-05T19:36:05","date_gmt":"2026-02-05T10:36:05","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/05\/post-20260205-103605-2016\/"},"modified":"2026-02-05T19:36:05","modified_gmt":"2026-02-05T10:36:05","slug":"post-20260205-103605-2016","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/05\/post-20260205-103605-2016\/","title":{"rendered":"\u2018\uc218\uc775\ub960 \ub300\ubc15\u2019\uc774\uba74 \ub41c\uac70 \uc544\ub2c8\ub0d0\uace0?\u2026\ub3c5\ub9bd\uc131\u00b7\uc804\ubb38\uc131\uc740 \uac08 \uae38 \uba3c \uad6d\ubbfc\uc5f0\uae08 [\uc774\uc740\uc544\uce7c\ub7fc] (2026.02.05)"},"content":{"rendered":"

2014\ub144 \uc5f0\uae30\uae08 \uc6b4\uc6a9\uc758 \ubaa8\ubc94 \uc0ac\ub840\ub97c \ucde8\uc7ac\ud558\uae30 \uc704\ud574 \ub124\ub35c\ub780\ub4dc \uacf5\ubb34\uc6d0 \uc5f0\uae08(ABP)\ub97c \ubc29\ubb38\ud588\ub2e4.\u00a0<\/strong><\/span>ABP\ub294 \ub3c5\ub9bd\uc801\uc774\uace0 \uc804\ubb38\uc801\uc778 \uae30\uae08\uc6b4\uc6a9\uc744 \uc704\ud574 \uc790\ud68c\uc0ac\u00a0APG(All\u00a0Pension\u00a0Group)\ub97c \uc124\ub9bd\ud558\uace0, \uae30\uae08\uc6b4\uc6a9\uc5c5\ubb34\ub97c\u00a0APG\ub85c \uc774\uc804\ud55c \uc0c1\ud0dc\uc600\ub2e4.\u00a0<\/span><\/p>\n

ABP\ub294 \uc544\uc6c3\uc18c\uc2f1 \uacc4\uc57d\uc744 \ub9fa\ub294 \ubc29\uc2dd\uc73c\ub85c\u00a0APG\uc5d0 \uae30\uae08\uc6b4\uc6a9\uc744 \uc704\ud0c1\ud558\uace0 \uc788\uc5c8\ub294\ub370,\u00a0ABP\uc758 \uac10\ub3c5\uacfc \ud589\uc815\uc73c\ub85c\ubd80\ud130 \uc644\uc804\ud788 \ub3c5\ub9bd\ub3fc \uc790\uc0b0\uc6b4\uc6a9\uc5d0\ub9cc \uc804\ub150\ud558\ub294\u00a0APG\ub97c \uad6d\ubbfc\uc5f0\uae08\uc774 \ucc38\uace0\ud560 \uac83\uc744 \uc81c<\/span><\/strong><\/span>\uc548\ud558\ub294<\/span> \uae30\uc0ac\ub97c \uc37c\ub358 \uae30\uc5b5\uc774 \uc788\ub2e4.<\/strong><\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\ub2f9\uc2dc \uad6d\ubbfc\uc5f0\uae08\uc740 \uad6d\ub0b4 \ucc44\uad8c \ube44\uc911\uc774\u00a050%\ub97c \ub118\uc744 \uc815\ub3c4\ub85c \uc548\uc804\uc790\uc0b0\uc5d0 \uc8fc\ub85c \ud22c\uc790\ud558\uace0 \uc788\uc5c8\ub2e4. \uc8fc\uc2dd\ud22c\uc790\u00b7\ub300\uccb4\ud22c\uc790\u00b7\ud574\uc678\ud22c\uc790, \uc989 \uc704\ud5d8\uc790\uc0b0 \ud22c\uc790\ub97c \ub298\ub824 \uc218\uc775\ub960\uc744 \ub192\uc5ec\uc57c \ud55c\ub2e4\ub294 \ubaa9\uc18c\ub9ac\ub294 \ub2f9\uc5f0\ud574 \ubcf4\uc600\ub2e4. <\/span><\/p>\n

\ub610 \ud55c \uac00\uc9c0 \uc804\ubb38\uac00\ub4e4\uc774 \uc785\uc744 \ubaa8\uc740 \uac83\uc740 \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc758 \uc9c0\ubc30\uad6c\uc870\ub97c \uac1c\uc120\ud574 \ub3c5\ub9bd\uc131\u00b7\uc804\ubb38\uc131\uc744 \ub192\uc774\uc790\ub294 \uac83\uc774\uc5c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uc5ec\uae30\uc5d0 \uc0ac\uc6a9\uc790 \ub300\ud45c 3\uba85, \uadfc\ub85c\uc790 \ub300\ud45c 3\uba85, \uc9c0\uc5ed \uac00\uc785\uc790 \ub300\ud45c 6\uba85, \uad00\uacc4 \uc804\ubb38\uac00 2\uba85 \ub4f1 \ubd84\uc57c\ubcc4\ub85c \uace8\uace0\ub8e8 \uc790\ub9ac\ub97c \ub098\ub220\uc8fc\ub2e4 \ubcf4\ub2c8, \ucd1d\u00a021\uba85\uc758 \uc704\uc6d0 \uac00\uc6b4\ub370 \uc790\uc0b0\uc6b4\uc6a9 \uc804\ubb38\uac00\ub77c\uace0 \ud560 \ub9cc\ud55c \uc0ac\ub78c\uc740 \ucc3e\uae30 \uc5b4\ub835\ub2e4. <\/strong><\/span><\/span><\/p>\n

\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\uac00 \ud22c\uc790\uc815\ucc45 \ubc29\ud5a5, \uc804\ub7b5\uc801 \uc790\uc0b0\ubc30\ubd84, \uc704\ud0c1\uc6b4\uc6a9 \ube44\uc911 \ub4f1\uc744 \uacb0\uc815\ud558\ub294 \uae30\uad6c\uc778\ub370\ub3c4 \ub9d0\uc774\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uae30\uae08\uc774 \ubcf4\uc720\ud55c \uc8fc\uc2dd\uc758 \uc8fc\uc8fc\uad8c\ud589\uc0ac, \ucc45\uc784\ud22c\uc790 \uad00\ub828 \uc0ac\ud56d\uc744 \uac80\ud1a0\u00b7\uacb0\uc815\ud558\uae30 \uc704\ud574 \uae30\uae08\uc704 \uc0b0\ud558\uc5d0 \uc124\uce58\ub41c \uc218\ud0c1\uc790\ucc45\uc784\uc804\ubb38\uc704\uc6d0\ud68c \uc5ed\uc2dc \uae30\uc5c5 \uc9c0\ubc30\uad6c\uc870\ub098 \ud22c\uc790 \uc804\ubb38\uac00 \ube44\uc911\uc774 \uc791\uace0, \uc758\uc0ac\uacb0\uc815 \uacfc\uc815\uc774 \ud22c\uba85\ud558\uac8c \uacf5\uac1c\ub418\uc9c0 \uc54a\ub294\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc218\uc775\ub960\uc774 \ub192\uc544\uc84c\uc73c\ub2c8 \uc9c0\ubc30\uad6c\uc870\ub3c4 \ubb38\uc81c\uc5c6\ub294 \uac83 \uc544\ub2c8\ub0d0\uace0 \uc8fc\uc7a5\ud560 \uc218\ub3c4 \uc788\uc9c0\ub9cc, \ub2e8\uae30\uac04\uc758 \uc218\uc775\ub960\uc774 \ubaa8\ub4e0 \ub2e8\uc810\uc744 \uac00\ub9b4 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. <\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc740 \ucd08\uc7a5\uae30\uc801\uc73c\ub85c \uc6b4\uc6a9\ub418\uc5b4\uc57c \ud558\ub294 \ub9cc\ud07c \uc815\uce58\uc801 \uc678\ud48d\uc744 \ub9c9\uace0 \uc804\ubb38\uc131\uc744 \uac15\ud654\ud574\uc57c \uc9c0\uc18d\uac00\ub2a5\uc131\uacfc \uad6d\ubbfc \uc2e0\ub8b0\ub97c \uc5bb\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc9c0\ub09c\ub2ec \ub9d0 \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\ub294 \uc62c\ud574 \uccab \ud68c\uc758\ub97c \uac16\uace0 \uc62c\ud574 \ud574\uc678\uc8fc\uc2dd \ubaa9\ud45c \ube44\uc911\uc744 \uae30\uc874\u00a038.9%\uc5d0\uc11c\u00a037.2%\ub85c \uc904\uc774\uace0, \uad6d\ub0b4\uc8fc\uc2dd \ubaa9\ud45c \ube44\uc911\uc744 \uae30\uc874\u00a014.4%\uc5d0\uc11c\u00a014.9%\ub85c \ub298\ub9ac\uae30\ub85c \uacb0\uc815\ud588\ub2e4. \uad6d\ub0b4\ucc44\uad8c \ube44\uc911\uc744 \ub192\uc774\uace0, \uc678\ud654\ucc44\uad8c\ub3c4 \ubc1c\ud589\ud558\uae30\ub85c \ud588\ub2e4. \uae30\ud68d\uc608\uc0b0\ucc98\ub3c4\u00a01400\uc870\uc6d0\uc5d0 \ub2ec\ud558\ub294 \uc5f0\uae30\uae08\uc758 \ubca4\ucc98\u00b7\ucf54\uc2a4\ub2e5 \ud22c\uc790\ub97c \uc720\ub3c4\ud558\uae30 \uc704\ud574 \uae30\uae08\uc6b4\uc6a9\ud3c9\uac00 \uc9c0\uce68\uc744 \ubcc0\uacbd\ud588\ub2e4.<\/strong><\/span><\/p>\n

\uc6d0\ud654 \uac00\uce58 \ud558\ub77d \ubc29\uc5b4\uc640 \uad6d\ub0b4 \uc99d\uc2dc \ub744\uc6b0\uae30\uc5d0 \uad6d\ubbfc\uc5f0\uae08\uc774 \ub3d9\uc6d0\ub418\ub294 \uac83 \uc544\ub2c8\ub0d0\ub294 \uc5fc\ub824\uc758 \ubaa9\uc18c\ub9ac\uac00 \ucee4\uc9c0\ub294 \uc2dc\uc810\uc5d0 \ub098\uc628 \uacb0\uc815\uc774\ub77c \uc608\uc0ac\ub86d\uac8c \ubcf4\uc774\uc9c0\ub9cc\uc740 \uc54a\ub294\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\uc758 \uc138\ubd80\uc801\uc778 \ub17c\uc758 \uacfc\uc815\uc744 4\ub144\uac04 \ube44\uacf5\uac1c\ud55c\ub2e4\ub294 \uacb0\uc815\uc774 \ud568\uaed8 \ub0b4\ub824\uc9c4 \uac83\ub3c4 \uacf5\uad50\ub86d\ub2e4.<\/span><\/strong><\/span><\/p>\n

https:\/\/n.news.naver.com\/article\/009\/0005632618?sid=110&type=journalists&cds=news_edit<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

2014\ub144 \uc5f0\uae30\uae08 \uc6b4\uc6a9\uc758 \ubaa8\ubc94 \uc0ac\ub840\ub97c \ucde8\uc7ac\ud558\uae30 \uc704\ud574 \ub124\ub35c\ub780\ub4dc \uacf5\ubb34\uc6d0 \uc5f0\uae08(ABP)\ub97c \ubc29\ubb38\ud588\ub2e4.\u00a0ABP\ub294 \ub3c5\ub9bd\uc801\uc774\uace0 \uc804\ubb38\uc801\uc778 \uae30\uae08\uc6b4\uc6a9\uc744 \uc704\ud574 \uc790\ud68c\uc0ac\u00a0APG(All\u00a0Pension\u00a0Group)\ub97c \uc124\ub9bd\ud558\uace0, \uae30\uae08\uc6b4\uc6a9\uc5c5\ubb34\ub97c\u00a0APG\ub85c \uc774\uc804\ud55c \uc0c1\ud0dc\uc600\ub2e4.\u00a0 ABP\ub294 \uc544\uc6c3\uc18c\uc2f1 \uacc4\uc57d\uc744 \ub9fa\ub294 \ubc29\uc2dd\uc73c\ub85c\u00a0APG\uc5d0 \uae30\uae08\uc6b4\uc6a9\uc744 \uc704\ud0c1\ud558\uace0 \uc788\uc5c8\ub294\ub370,\u00a0ABP\uc758 \uac10\ub3c5\uacfc \ud589\uc815\uc73c\ub85c\ubd80\ud130 \uc644\uc804\ud788 \ub3c5\ub9bd\ub3fc \uc790\uc0b0\uc6b4\uc6a9\uc5d0\ub9cc \uc804\ub150\ud558\ub294\u00a0APG\ub97c \uad6d\ubbfc\uc5f0\uae08\uc774 \ucc38\uace0\ud560 \uac83\uc744 \uc81c\uc548\ud558\ub294 \uae30\uc0ac\ub97c \uc37c\ub358 \uae30\uc5b5\uc774 \uc788\ub2e4. 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