{"id":2682,"date":"2026-02-07T21:41:17","date_gmt":"2026-02-07T12:41:17","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/07\/post-20260207-124117-7040\/"},"modified":"2026-02-07T21:44:18","modified_gmt":"2026-02-07T12:44:18","slug":"post-20260207-124117-7040","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/07\/post-20260207-124117-7040\/","title":{"rendered":"&#8220;\uc18c\ub4dd\ub300\uccb4\uc728 50%\ub85c \ub192\uc774\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc7a0\uc7ac\ubd80\ucc44 1\uc778\ub2f9 1.2\uc5b5&#8221; \uc5f0\uae08\uc5f0\uad6c\ud68c \ubd84\uc11d \uacb0\uacfc (2023-11-07)"},"content":{"rendered":"<p style=\"text-align: justify\"><span style=\"color: #ff0000;font-size: 24px\"><strong><span style=\"color: #0000ff\">(\ucd5c\uadfc\uc5d0 \uac1c\ucd5c\ub41c 22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704\uc5d0\uc11c\uc758 \uc5ec\ub2f9\uc778 \ubbfc\uc8fc\ub2f9 \uad6d\ud68c\uc758\uc6d0 \ubc1c\uc5b8\uc740<\/span> 21\ub300 \uad6d\ud68c \uc5f0\uae08 \ub17c\uc758\ub97c \uc65c\uace1\uc2dc\ud0a4\ub294 \ub370 \uacb0\uc815\uc801\uc778 \uc5ed\ud560\uc744 \ud588\uc5c8\ub358 \uacf5\ub860\ud654\uc704\uc6d0\ud68c \uce74\ub4dc\ub97c \ub9cc\uc9c0\uc791\uac70\ub9ac\uace0 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4.<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">22\ub300 \uad6d\ud68c\uc5d0\uc11c \uc5f0\uae08\ud2b9\uc704\uac00 \ub9cc\ub4e4\uc5b4\uc9c4 \uc774\uc720\uc640 \ubc30\uacbd\uc744 \uadf8 \ub204\uad6c\ubcf4\ub2e4\ub3c4 \uc798 \uc774\ud574\ud558\uace0 \uc788\uc5b4\uc57c \ud560 \ud2b9\uc704 \uc18c\uc18d \uad6d\ud68c\uc758\uc6d0\uc758 \uc774\ub7ec\ud55c \ubc1c\uc5b8\uc744 \uc5f0\uae08\uc5f0\uad6c\ud68c\uac00 \uc8fc\ubaa9\ud558\uace0 \uc788\uc74c\uc744 \ubc1d\ud78c\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">21\ub300 \uad6d\ud68c\uc758 \uacf5\ub860\ud654\uc704\uc6d0\ud68c\uac00 \uc5b4\ub5a4 \ucc38\ub2f4\ud55c \uacb0\uc815\uc744 \ud588\uc5c8\ub294 \uc9c0, \uc774 \uc2dc\uc810\uc5d0\uc11c \ub2e4\uc2dc \uac15\uc870\uac00 \ub418\uc5b4\uc57c \ud558\ub294 \uc774\uc720\uc774\uae30\ub3c4 \ud558\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">\uacf5\ub860\ud654\uc704\uc6d0\ud68c \uacb0\uc815\uc758 \ubb38\uc81c\uc810\uc744 \ubd84\uc11d\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \uc138\ubbf8\ub098 \ub0b4\uc6a9\uc744 \uc0c1\uc138\ud558\uac8c \ubcf4\ub3c4\ud55c \uc11c\uc6b8\uacbd\uc81c\uc2e0\ubb38 \uae30\uc0ac\ub97c \uc5f0\uae08\uc5f0\uad6c\ud68c \ud648\ud53c \uc790\ub8cc\uc2e4\uc5d0 \uc62c\ub9ac\ub294 \ubc30\uacbd\uc774\ub2e4.)<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc18c\ub4dd\ub300\uccb4\uc728\uc744 \ud604\ud589 40%\uc5d0\uc11c 50%\ub85c \ub192\uc774\uba74 \uc62c\ud574 \uad6d\ubbfc\uc5f0\uae08\uc758 \uc7a0\uc7ac\ubd80\ucc44\uac00 2641\uc870 \uc6d0\uc73c\ub85c, 1\uc778\ub2f9 1\uc5b5 2000\ub9cc \uc6d0\uc5d0 \uc721\ubc15\ud560 \uac83\uc774\ub77c\ub294 \uc5f0\uad6c \uacb0\uacfc\uac00 \ub098\uc654\ub2e4. \uc774\ub294 \ud604\ud589 \uc81c\ub3c4\ub97c \uc720\uc9c0\ud588\uc744 \ub54c\uc758 1\uc778\ub2f9 \ubd80\ucc44 8200\ub9cc \uc6d0\uac00\ub7c9 \ub300\ube44 \uc57d 45% \ub298\uc5b4\ub09c \uaddc\ubaa8\ub2e4. \uc55e\uc73c\ub85c \uad6d\ud68c\ub97c \uc911\uc2ec\uc73c\ub85c \uc5f0\uae08 \uac1c\ud601\uc774 \ubcf8\uaca9 \ub17c\uc758\ub420 \uc608\uc815\uc778 \uac00\uc6b4\ub370 \ubbf8\ub798 \uc138\ub300\uc758 \ubd80\ub2f4\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc2ec\ub3c4 \uc788\ub294 \uace0\ubbfc\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc18c\ub4dd\ub300\uccb4\uc728\uc744 \ud604\ud589 40%\uc5d0\uc11c 50%\ub85c \ub192\uc774\uba74 \uc62c\ud574 \uad6d\ubbfc\uc5f0\uae08\uc758 \uc7a0\uc7ac\ubd80\ucc44\uac00 2641\uc870 \uc6d0\uc73c\ub85c, 1\uc778\ub2f9 1\uc5b5 2000\ub9cc \uc6d0\uc5d0 \uc721\ubc15\ud560 \uac83\uc774\ub77c\ub294 \uc5f0\uad6c \uacb0\uacfc\uac00 \ub098\uc654\ub2e4. \uc774\ub294 \ud604\ud589 \uc81c\ub3c4\ub97c \uc720\uc9c0\ud588\uc744 \ub54c\uc758 1\uc778\ub2f9 \ubd80\ucc44 8200\ub9cc \uc6d0\uac00\ub7c9 \ub300\ube44 \uc57d 45% \ub298\uc5b4\ub09c \uaddc\ubaa8\ub2e4. \uc55e\uc73c\ub85c \uad6d\ud68c\ub97c \uc911\uc2ec\uc73c\ub85c \uc5f0\uae08 \uac1c\ud601\uc774 \ubcf8\uaca9 \ub17c\uc758\ub420 \uc608\uc815\uc778 \uac00\uc6b4\ub370 \ubbf8\ub798 \uc138\ub300\uc758 \ubd80\ub2f4\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc2ec\ub3c4 \uc788\ub294 \uace0\ubbfc\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc804\uc601\uc900 \ud55c\uc591\ub300 \uacbd\uc81c\uae08\uc735\ud559\ubd80 \uad50\uc218\ub294 7\uc77c \uc11c\uc6b8 \uc815\ub3d9 \ud504\ub780\uce58\uc2a4\ucf54\ud68c\uad00\uc5d0\uc11c \uc5f4\ub9b0 \u2018\uc5f0\uae08\uc5f0\uad6c\ud68c 2\ucc28 \uc138\ubbf8\ub098\u2019\uc5d0\uc11c \uc774 \uac19\uc740 \ub0b4\uc6a9\uc744 \ub2f4\uc740 \ubd84\uc11d \uacb0\uacfc\ub97c \ubc1c\ud45c\ud588\ub2e4. \uc804 \uad50\uc218\ub294 \u25b3\ud604\ud589 \uc81c\ub3c4(\ubcf4\ud5d8\ub8cc\uc728 9%, \uc18c\ub4dd\ub300\uccb4\uc728 40%) \u25b3\ud5a5\ud6c4 15\ub144\uac04 \ubcf4\ud5d8\ub8cc\uc728\uc744 \ub2e8\uacc4\uc801\uc73c\ub85c 15% \uc0c1\ud5a5 \u25b3\uc18c\ub4dd\ub300\uccb4\uc728 45% \uc778\uc0c1 \u25b3\uc18c\ub4dd\ub300\uccb4\uc728 50% \uc0c1\ud5a5 \ub4f1 \uc2dc\ub098\ub9ac\uc624\ubcc4\ub85c \ubbf8\uc801\ub9bd\ubd80\ucc44(\uc554\ubb35\uc801 \ubd80\ucc44)\uac00 \uc5bc\ub9c8\ub098 \uc99d\uac00\ud558\ub294\uc9c0 \ucd94\uc0b0\ud588\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ubbf8\uc801\ub9bd\ubd80\ucc44\ub294 \uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uc790\ub4e4\uc774 \uc0ac\ub9dd \uc2dc\uae4c\uc9c0 \ubc1b\uc744 \uc5f0\uae08\uae09\uc5ec\uc758 \ud604\uc7ac \uac00\uce58\uc5d0\uc11c \ub0a9\ubd80 \ubcf4\ud5d8\ub8cc\uc758 \ud604\uc7ac \uac00\uce58\uc640 \uac01 \uc2dc\uc810\ubcc4 \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc561\uc744 \ube80 \uac12\uc744 \ub73b\ud55c\ub2e4. \ubbf8\uc801\ub9bd\ubd80\ucc44\uac00 \ud074\uc218\ub85d \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc774 \uace0\uac08\ub410\uc744 \ub54c \ubbf8\ub798 \uc138\ub300\uac00 \uc138\uae08\uc774\ub098 \ubcf4\ud5d8\ub8cc\ub85c \uba54\uafd4\uc57c \ud560 \uae08\uc561\uc774 \ud06c\ub2e4\ub294 \ub73b\uc774\ub2e4. \ub178\ubb34\ud604 \uc815\ubd80\ub294 2006\ub144 \u2018\ubbf8\uc801\ub9bd\ubd80\ucc44\uac00 210\uc870 \uc6d0\uc774\uba70 \ud5a5\ud6c4 30\ub144\uac04 30\uc870 \uc6d0\uc529 \ub298\uc5b4\ub09c\ub2e4\u2019\ub294 \ucd94\uc815 \uacb0\uacfc\ub97c \ubc1c\ud45c\ud558\uba70 2007\ub144 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 60%\uc5d0\uc11c 40%\ub85c \ub0b4\ub9ac\ub294 \uc5f0\uae08 \uac1c\ud601\uc744 \ub2e8\ud589\ud588\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc804 \uad50\uc218\ub294 \u201c\uc18c\ub4dd\ub300\uccb4\uc728 \uc0c1\ud5a5 \uc870\uc815 \uc2dc \ud604\uc7ac \uc138\ub300\uc758 \uc21c\uc870\uc138\ubd80\ub2f4\uc740 \uc77c\ubd80 \uc904\uc5b4\ub4dc\ub098 \ubbf8\ub798 \uc138\ub300\uc758 \uc21c\uc870\uc138\ubd80\ub2f4\uc740 \ub298\uc5b4\ub09c\ub2e4\u201d\uace0 \uc9c0\uc801\ud588\ub2e4. \ud604 \uc81c\ub3c4\ub97c \uc720\uc9c0\ud574\ub3c4 \ubbf8\uc801\ub9bd\ubd80\ucc44\ub294 1825\uc870 \uc6d0(2023\ub144 \uae30\uc900)\uc5d0 \ub2ec\ud574 GDP\uc758 80.1%\uc5d0 \uc721\ubc15\ud560 \uac83\uc774\ub77c\ub294 \uac8c \uc804 \uad50\uc218\uc758 \uc8fc\uc7a5\uc774\ub2e4. \uc774\ub294 \uc815\ubd80 \uae30\uad00\uc778 \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0\uc774 2021\ub144 \ub9d0 \uae30\uc900\uc73c\ub85c \ubbf8\uc801\ub9bd\ubd80\ucc44\ub97c 1735\uc870 \uc6d0\uc73c\ub85c \ucd94\uc0b0\ud55c \uac83\uacfc \ube44\uc2b7\ud55c \uc218\uc900\uc774\ub2e4. \ub2e4\ub9cc \uc18c\ub4dd\ub300\uccb4\uc728\uc744 \uadf8\ub300\ub85c \uc720\uc9c0\ud55c \ucc44 \ubcf4\ud5d8\ub8cc\uc728\uc744 15%\ub85c \uc62c\ub9b4 \uacbd\uc6b0 \ubbf8\uc801\ub9bd\ubd80\ucc44\uac00 1381\uc870 \uc6d0\uc73c\ub85c 24.3% \uc904\uac8c \ub41c\ub2e4\uace0 \uc804 \uad50\uc218\ub294 \ub367\ubd99\uc600\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ubaa8\uc218 \uac1c\ud601\uc758 \ud5a5\ubc29\uc5d0 \ub530\ub77c \ubbf8\ub798 \uc138\ub300\uac00 \uc9c0\ub294 \ubd80\ub2f4\uc774 \ub2ec\ub77c\uc9c4\ub2e4\ub294 \uac8c \uc774\ubc88 \uc5f0\uad6c\uc758 \uc2dc\uc0ac\uc810\uc774\ub77c\ub294 \uc124\uba85\uc774\ub2e4. \uad00\uac00\uc758 \ud55c \uc778\uc0ac\ub294 \u201c\uc55e\uc73c\ub85c \uad6d\ud68c\uc5d0\uc11c \uc5f0\uae08 \uac1c\ud601 \ub17c\uc758\uac00 \ubcf8\uaca9\ud654\ud560 \ud150\ub370, \uc774 \uacfc\uc815\uc5d0\uc11c \ubbf8\uc801\ub9bd\ubd80\ucc44 \ub4f1 \uc7ac\uc815 \uac74\uc804\uc131\uc5d0 \ub300\ud55c \ub17c\uc758\uac00 \ubd84\uba85\ud788 \uc774\ub904\uc838\uc57c \ud55c\ub2e4\u201d\uace0 \uac15\uc870\ud588\ub2e4. \uc815\ubd80\ub294 \uc9c0\ub09c\ub2ec 27\uc77c \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc744 \ubc1c\ud45c\ud588\uc9c0\ub9cc \uad6c\uccb4\uc801\uc778 \ubcf4\ud5d8\ub8cc\uc728\u00b7\uc18c\ub4dd\ub300\uccb4\uc728 \uc870\uc815\uc548\uc740 \ud3ec\ud568\ud558\uc9c0 \uc54a\uc558\ub2e4.<\/span><\/p>\n<p><a href=\"https:\/\/m.sedaily.com\/article\/13788036\">https:\/\/m.sedaily.com\/article\/13788036<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(\ucd5c\uadfc\uc5d0 \uac1c\ucd5c\ub41c 22\ub300 \uad6d\ud68c \uc5f0\uae08\ud2b9\uc704\uc5d0\uc11c\uc758 \uc5ec\ub2f9\uc778 \ubbfc\uc8fc\ub2f9 \uad6d\ud68c\uc758\uc6d0 \ubc1c\uc5b8\uc740 21\ub300 \uad6d\ud68c \uc5f0\uae08 \ub17c\uc758\ub97c \uc65c\uace1\uc2dc\ud0a4\ub294 \ub370 \uacb0\uc815\uc801\uc778 \uc5ed\ud560\uc744 \ud588\uc5c8\ub358 \uacf5\ub860\ud654\uc704\uc6d0\ud68c \uce74\ub4dc\ub97c \ub9cc\uc9c0\uc791\uac70\ub9ac\uace0 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4. 22\ub300 \uad6d\ud68c\uc5d0\uc11c \uc5f0\uae08\ud2b9\uc704\uac00 \ub9cc\ub4e4\uc5b4\uc9c4 \uc774\uc720\uc640 \ubc30\uacbd\uc744 \uadf8 \ub204\uad6c\ubcf4\ub2e4\ub3c4 \uc798 \uc774\ud574\ud558\uace0 \uc788\uc5b4\uc57c \ud560 \ud2b9\uc704 \uc18c\uc18d \uad6d\ud68c\uc758\uc6d0\uc758 \uc774\ub7ec\ud55c \ubc1c\uc5b8\uc744 \uc5f0\uae08\uc5f0\uad6c\ud68c\uac00 \uc8fc\ubaa9\ud558\uace0 \uc788\uc74c\uc744 \ubc1d\ud78c\ub2e4. 21\ub300 \uad6d\ud68c\uc758 \uacf5\ub860\ud654\uc704\uc6d0\ud68c\uac00 \uc5b4\ub5a4 \ucc38\ub2f4\ud55c \uacb0\uc815\uc744 \ud588\uc5c8\ub294 \uc9c0, \uc774 \uc2dc\uc810\uc5d0\uc11c \ub2e4\uc2dc [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2681,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-2682","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>&quot;\uc18c\ub4dd\ub300\uccb4\uc728 50%\ub85c \ub192\uc774\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc7a0\uc7ac\ubd80\ucc44 1\uc778\ub2f9 1.2\uc5b5&quot; \uc5f0\uae08\uc5f0\uad6c\ud68c \ubd84\uc11d \uacb0\uacfc (2023-11-07) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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