{"id":2687,"date":"2026-02-07T21:51:54","date_gmt":"2026-02-07T12:51:54","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/07\/post-20260207-125154-4678\/"},"modified":"2026-02-07T21:56:23","modified_gmt":"2026-02-07T12:56:23","slug":"post-20260207-125154-4678","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/07\/post-20260207-125154-4678\/","title":{"rendered":"\uad6d\ubbfc\uc5f0\uae08 \uace0\uac08 \uc774\ud6c4 \ub204\uc801\uc801\uc790\ubd80\ud130 \uacf5\uac1c\ud558\ub77c (2024-03-13)"},"content":{"rendered":"

(\uad6d\ud68c<\/span> \uacf5\ub860\ud654\uc704 \uc5f0\uae08 \uac1c\ud601\uc548\uc740 \u2018\uac1c\uc545\u2019<\/span><\/span><\/strong><\/p>\n

\uc790\ubb38\ub2e8\uc5d0 \ubcf4\uc7a5\uc131 \uac15\ud654\ub860\uc790 \ud3b8\ud30c \ubc30\uce58<\/span><\/span><\/strong><\/p>\n

\uc5f0\uae08\uc758 \u2018\ud68c\uc0c9\ucf54\ubfd4\uc18c\u2019 \uc704\uae30 \ubc1c\uc0dd \uc6b0\ub824<\/span><\/strong><\/span><\/p>\n

\ubbf8\uc801\ub9bd\ubd80\ucc44\uc640 \ub204\uc801\uc801\uc790 \uacf5\uac1c\ub294 \uc0c1\uc2dd)<\/span><\/strong><\/span><\/p>\n

\uad6d\ud68c \uc5f0\uae08\uac1c\ud601\ud2b9\ubcc4\uc704\uc6d0\ud68c \uacf5\ub860\ud654\uc704\uc6d0\ud68c\uac00 \uc758\uc81c \uc219\uc758\ub2e8 \uc6cc\ud06c\uc20d\uc744 \ud1b5\ud574 \ub0b4\ub193\uc740 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc774 \u2018\uac1c\ud601\u2019\uc774 \uc544\ub2cc \u2018\uac1c\uc545\u2019\uc774\ub77c\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uacf5\ub860\ud654\uc704\uc758 \uac1c\ud601\uc548\uc740 \ubcf4\ud5d8\ub8cc\uc728\uc744 \ud604\ud589 9%\uc5d0\uc11c 13%\ub85c \uc62c\ub9ac\ub418 \uc18c\ub4dd\ub300\uccb4\uc728\ub3c4 40%\uc5d0\uc11c 50%\ub85c \uc62c\ub9ac\ub294 1\uc548\uacfc \ubcf4\ud5d8\ub8cc\uc728\ub9cc 12%\ub85c \uc62c\ub9ac\uace0 \uc18c\ub4dd\ub300\uccb4\uc728\uc740 \uadf8\ub300\ub85c \uc720\uc9c0\ud558\ub294 2\uc548\uc774\ub2e4. \ub450 \uac00\uc9c0 \uc548\ub300\ub85c \ud574\ub3c4 \uc5f0\uae08 \uae30\uae08 \uace0\uac08 \uc2dc\uc810\uc740 \ub2f9\ucd08 2055\ub144\uc5d0\uc11c \uace0\uc791 \uac01\uac01 7\ub144, 8\ub144 \ub2a6\ucdb0\uc9c8 \ubfd0\uc774\ub2e4. \uc9c0\ub09c\ud574 11\uc6d4 \uc5f0\uae08\ud2b9\uc704 \ubbfc\uac04\uc790\ubb38\uc704\uc6d0\ud68c\uac00 \uc720\ub825\ud558\uac8c \uac70\ub860\ud588\ub358 \u2018\ubcf4\ud5d8\ub8cc\uc728 15% \uc778\uc0c1+\uc18c\ub4dd\ub300\uccb4\uc728 \uc720\uc9c0\u2019 \uc548\uc774 \uace0\uac08 \uc2dc\uc810\uc744 16\ub144 \ub2a6\ucd9c \uc218 \uc788\uc5c8\ub358 \uac83\uc5d0 \ube44\ud574 \ub354 \ud6c4\ud1f4\ud55c \uc148\uc774\ub2e4.<\/span><\/p>\n

\ub4b7\uac78\uc74c\uc9c8 \uac1c\ud601\uc548\uc5d0 \ub300\ud574 \ub4b7\ub9d0\uc774 \ubb34\uc131\ud558\ub2e4. \uacf5\ub860\ud654\uc704\uc758 \uc804\ubb38\uac00 \uc790\ubb38\ub2e8(11\uba85)\uc5d0 \u2018\ubcf4\uc7a5\uc131 \uac15\ud654\u2019\ub97c \uc8fc\uc7a5\ud558\ub294 \uc0ac\ud68c\ubcf5\uc9c0\ud559\uc790\ub4e4\uc774 \ud3b8\ud30c\uc801\uc73c\ub85c \ub9ce\uc774 \ubc30\uce58\ub410\ub2e4\ub294 \uc598\uae30\uac00 \ub098\uc628\ub2e4. \ubc18\uba74 \u2018\uc7ac\uc815 \uc548\uc815\u2019\uc744 \uc911\uc2dc\ud558\ub294 \uc7ac\uc815\ud559\uc790\ub4e4\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uac8c \ubc30\uce58\ub410\ub2e4. \uc758\uc81c \uc219\uc758\ub2e8\uc5d0\ub3c4 \uc18c\ub4dd\ub300\uccb4\uc728 \uc0c1\uc2b9\uc744 \uc120\ud638\ud558\ub294 \ub178\ub3d9\u00b7\uc2dc\ubbfc\ub2e8\uccb4 \ucd9c\uc2e0 \ub4f1\uc774 \ub9ce\uc558\ub2e4\ub294 \uc9c0\uc801\ub3c4 \ub098\uc628\ub2e4. \uc55e\uc73c\ub85c 500\uba85\uc758 \uc2dc\ubbfc \ub300\ud45c\ub2e8\uc758 4\ucc28\ub840 \uacf5\uac1c\ud1a0\ub860\ud68c\ub97c \uac70\uccd0 21\ub300 \uad6d\ud68c \uc784\uae30\uac00 \uc885\ub8cc\ub418\ub294 5\uc6d4 29\uc77c \uc774\uc804\uc5d0 \uc785\ubc95\ud654\ub97c \ucd94\uc9c4\ud560 \uc608\uc815\uc774\uc9c0\ub9cc \u2018\uae30\uc6b8\uc5b4\uc9c4 \uacf5\ub860\uc758 \uc7a5\u2019\uc774 \uc81c \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\uc744\uc9c0 \uc758\ubb38\uc774\ub2e4.<\/span><\/p>\n

\uacf5\ub860\ud654\uc704\ub294 \ub450 \uc548 \uc911 \uc5b4\ub5a4 \uc548\uc774 \ucc44\ud0dd\ub418\ub354\ub77c\ub3c4 1998\ub144 \uc774\ud6c4 27\ub144 \ub9cc(\ub0b4\ub144\ubd80\ud130 \uc801\uc6a9 \uae30\uc900)\uc5d0 \ubcf4\ud5d8\ub8cc\uc728\uc744 \uc62c\ub9ac\uace0 \uae30\uae08 \uace0\uac08 \uc2dc\uc810\ub3c4 \uba87 \ub144 \ub2a6\ucd94\ub294 \uac83\uc744 \ub300\ub2e8\ud55c \uac1c\ud601\uc73c\ub85c \ub0b4\uc138\uc6b0\ub294 \ub4ef\ud558\ub2e4. \uadf8\ub7ec\ub098 \uae30\uae08 \uace0\uac08 \uc774\ud6c4\uc5d0\ub3c4 \ub208\ub369\uc774\ucc98\ub7fc \ubd88\uc5b4\ub0a0 \ub204\uc801 \uc801\uc790\ub294 \uc5b4\ub5bb\uac8c \uac10\ub2f9\ud558\uaca0\ub2e4\ub294 \uac83\uc778\uac00.\u00a0<\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\n
\ud574\uc678 \uc120\uc9c4\uad6d\ub4e4\uc740 \uc218\ucc28\ub840\uc758 \uc5f0\uae08 \uac1c\ud601\uc744 \ud1b5\ud574 \ubcf4\ud5d8\ub8cc\ub97c \ud604\uc2e4\ud654\ud558\uace0 \uacf5\uc801\uc5f0\uae08\uc744 \ud1b5\ud569\ud558\uace0 \uc218\ub839 \uc2dc\uae30\ub3c4 \ub2a6\ucdc4\ub2e4.<\/span><\/strong><\/span><\/div>\n
<\/div>\n
\uacbd\uc81c\ud611\ub825\uac1c\ubc1c\uae30\uad6c(OECD) \ud68c\uc6d0\uad6d 3\ubd84\uc758 2\ub294 \uacbd\uc81c \uc0ac\uc815\uc5d0 \ub530\ub77c \uc5f0\uae08 \uc218\ub839\uc561\uc744 \uc790\ub3d9 \uc870\uc815\ud558\ub294 \uc790\ub3d9 \uc548\uc815\ud654 \uc7a5\uce58\uae4c\uc9c0 \uac16\ucdc4\ub2e4.<\/span><\/strong><\/span><\/div>\n
<\/div>\n
\uc6b0\ub9ac\ub294 \uc5b8\uc81c \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uc744 \uc548\uc815\uc2dc\ud0a4\uace0 \uacf5\ubb34\uc6d0\u00b7\uad70\uc778\u00b7\uc0ac\ud559\uc5f0\uae08\uc744 \uac1c\ud601\ud558\uace0 \uacf5\uc801\uc5f0\uae08\uc744 \ud1b5\ud569\uc2dc\ucf1c\ub098\uac08 \uac83\uc778\uac00. \uac00\uc57c \ud560 \uae38\uc740 \uba3c\ub370 \ud574\ub294 \uc800\ubb3c\uace0 \uc788\ub2e4.<\/strong><\/span><\/div>\n<\/div>\n
<\/div>\n
https:\/\/m.sedaily.com\/article\/13857164<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

(\uad6d\ud68c \uacf5\ub860\ud654\uc704 \uc5f0\uae08 \uac1c\ud601\uc548\uc740 \u2018\uac1c\uc545\u2019 \uc790\ubb38\ub2e8\uc5d0 \ubcf4\uc7a5\uc131 \uac15\ud654\ub860\uc790 \ud3b8\ud30c \ubc30\uce58 \uc5f0\uae08\uc758 \u2018\ud68c\uc0c9\ucf54\ubfd4\uc18c\u2019 \uc704\uae30 \ubc1c\uc0dd \uc6b0\ub824 \ubbf8\uc801\ub9bd\ubd80\ucc44\uc640 \ub204\uc801\uc801\uc790 \uacf5\uac1c\ub294 \uc0c1\uc2dd) \uad6d\ud68c \uc5f0\uae08\uac1c\ud601\ud2b9\ubcc4\uc704\uc6d0\ud68c \uacf5\ub860\ud654\uc704\uc6d0\ud68c\uac00 \uc758\uc81c \uc219\uc758\ub2e8 \uc6cc\ud06c\uc20d\uc744 \ud1b5\ud574 \ub0b4\ub193\uc740 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc774 \u2018\uac1c\ud601\u2019\uc774 \uc544\ub2cc \u2018\uac1c\uc545\u2019\uc774\ub77c\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4. \uacf5\ub860\ud654\uc704\uc758 \uac1c\ud601\uc548\uc740 \ubcf4\ud5d8\ub8cc\uc728\uc744 \ud604\ud589 9%\uc5d0\uc11c 13%\ub85c \uc62c\ub9ac\ub418 \uc18c\ub4dd\ub300\uccb4\uc728\ub3c4 40%\uc5d0\uc11c 50%\ub85c \uc62c\ub9ac\ub294 1\uc548\uacfc \ubcf4\ud5d8\ub8cc\uc728\ub9cc 12%\ub85c \uc62c\ub9ac\uace0 \uc18c\ub4dd\ub300\uccb4\uc728\uc740 \uadf8\ub300\ub85c \uc720\uc9c0\ud558\ub294 2\uc548\uc774\ub2e4. \ub450 \uac00\uc9c0 […]<\/p>\n","protected":false},"author":11,"featured_media":2686,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-2687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"\n\uad6d\ubbfc\uc5f0\uae08 \uace0\uac08 \uc774\ud6c4 \ub204\uc801\uc801\uc790\ubd80\ud130 \uacf5\uac1c\ud558\ub77c (2024-03-13) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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