{"id":2838,"date":"2026-02-08T09:02:11","date_gmt":"2026-02-08T00:02:11","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/08\/post-20260208-000211-4280\/"},"modified":"2026-02-08T09:51:13","modified_gmt":"2026-02-08T00:51:13","slug":"post-20260208-000211-4280","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/08\/post-20260208-000211-4280\/","title":{"rendered":"\uc678\ud658 \ubcf4\uc720\uace0 \uc801\uc815\uc131\uc5d0 \ub300\ud55c \ud3c9\uac00(2026\ub144 2\uc6d4 8\uc77c)"},"content":{"rendered":"<p style=\"text-align: justify\"><span style=\"font-size: 24px\"><strong>\uc815\ucc45\ub2f9\uad6d\uc5d0\uc11c\ub294 \ud55c\uad6d\uc758 \uc678\ud658\ubcf4\uc720\uace0\uac00 \uc801\uc815\ud55c \uc218\uc900\uc774\uba70, \ub300\uc678 \uc21c\ucc44\uad8c\uad6d\uc774\ub77c\uc11c \ud658\uc728 \ubb38\uc81c\uac00 \ud06c\uac8c \uc6b0\ub824\ud560 \uc0c1\ud669\uc774 \uc544\ub2c8\ub77c\uace0 \uac15\uc870\ud574 \uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #800080\"><strong><span style=\"font-size: 20px\">\uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uc774\ub7ec\ud55c \uc815\ucc45 \ub2f9\uad6d\uc758 \ud604\uc2e4 \uc778\uc2dd\uc774 \ub9e4\uc6b0 \uc548\uc77c\ud55c \ud310\ub2e8\uc774\ub77c\uace0 \ud3c9\uac00\ud569\ub2c8\ub2e4. \uacbd\uc0c1\uc218\uc9c0 \ud751\uc790 \uaddc\ubaa8\uac00 \ub9ce\ub2e4\ub294 \uc810\uc744 \ub4e4\uc5b4 \ud06c\uac8c \uac71\uc815\ud560 \ud544\uc694\uac00 \uc5c6\ub2e4\ub294 \ud55c\uad6d\uc740\ud589 \uc785\uc7a5\uc774 \ub2f5\ub2f5\ud558\uac8c \ub290\uaef4\uc9c0\ub294 \ubc30\uacbd\uc785\ub2c8\ub2e4!!<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uadf8\ub3d9\uc548 \uc678\ud658\uc804\ubb38\uac00\uac00 \uc5c6\ub2e4\ub294 \ube44\ud310\uc744 \ubc1b\uc544\uc624\ub358 \uc815\ubd80\ub294 \ucd5c\uadfc \uc678\ud658\uc815\ucc45\uc744 \ub2f4\ub2f9\ud558\ub294 \uc7ac\uc815\uacbd\uc81c\ubd80 2\ucc28\uad00\uc744 \uc784\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong>\uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ub17c\uc810\uc744 \uc81c\uae30\ud558\uace0\uc790 \ud569\ub2c8\ub2e4. \uc678\ud658 \ubb38\uc81c\uc5d0 \ub300\ud574\uc11c\ub294 \uc5ec\ub7ec \ub2e4\uc591\ud55c \uc2dc\uac01\uc774 \uc788\uc744 \uc218 \uc788\uaca0\uc73c\ub098, <span style=\"color: #ff0000\">\uadf8\ub3d9\uc548 \uad00\ucc30\ud574 \uc628 \ubc14\uc5d0 \uc758\ud558\uba74 \ub9e4\uc77c \uc544\uce68 SBS Biz\uc5d0 \uace0\uc815 \ucd9c\uc5f0\ud558\uace0 \uc788\ub294 \uae40\ub300\ud638 \ubc15\uc0ac\uc758 \uc8fc\uc7a5\uc774 \uc124\ub4dd\ub825<\/span><\/strong>\uc788\uc5b4 \ubcf4\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px\"><strong>\uae40\ub300\ud638 \ubc15\uc0ac\uc758 \uc8fc\uc7a5\uc744 \uc815\ub9ac\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">1. \uc678\uad6d\uc778\uc758 \uad6d\ub0b4 \uc8fc\uc2dd\uacfc \ucc44\uad8c \ud22c\uc790 \ube44\uc911\uc774 \ub192\ub2e4. \uc678\uad6d\uc5d0\uc11c \ud55c\uad6d\uc5d0 \ud22c\uc790\ub97c \ub9ce\uc774 \ud558\ub294 \uac83\uc740 \ubc18\uae38\ub9cc\ud55c \uc77c\uc774\ub098, <strong>\ud55c\uad6d\uc5d0 \ub300\ud55c \uc804\ub9dd\uc774 \ubd80\uc815\uc801\uc73c\ub85c \ubc14\ub00c\uba74 \uc370\ubb3c\ucc98\ub7fc \ube60\uc838 \ub098\uac08 \uc218 \uc788\ub2e4.<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 20px\">(\ucd5c\uadfc 7\uac70\ub798\uc77c \ub3d9\uc548 \uc678\uad6d\uc778\uc758 \uad6d\ub0b4 \uc8fc\uc2dd\uc2dc\uc7a5 \ub9e4\ub3c4 \uaddc\ubaa8\uac00 14\uc870\uc6d0\uc774 \ub118\uace0, \ud55c\uad6d \uacbd\uc81c\uc758 \uc911\uc7a5\uae30 \uc804\ub9dd\uc744 \ub0b4\ud3ec\ud558\ub294 \uad6d\ucc44 10\ub144\ubb3c \uae08\ub9ac\uac00 \uae30\uc900\uae08\ub9ac\ubcf4\ub2e4\ub3c4 1.2% \ud3ec\uc778\ud2b8\ub098 \ub192\uc544\uc9c4 \ucd5c\uadfc\uc758 \uad6d\ucc44 \uae08\ub9ac \ubc1c\uc791 \ud604\uc0c1\uc740 \uc2ec\ud788 \uc6b0\ub824\ub418\ub294 \uc0c1\ud669\uc774\ub77c\uace0 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ud310\ub2e8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.)<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">2. \ud604\uc7ac \uc678\ud658 \ubcf4\uc720\uace0\ub294 4200\uc5b5\ubd88 \uc218\uc900\uc774\ub2e4. <strong><span style=\"color: #ff0000\">\uacf5\uad50\ub86d\uac8c\ub3c4 \uc774\ucc3d\uc6a9 \ud55c\uc740 \ucd1d\uc7ac\uac00 \ucde8\uc784\ud55c \uc774\ud6c4\ubd80\ud130 \uc57d 411\uc5b5\ubd88\uc758 \uc678\ud658\ubcf4\uc720\uc561\uc774 \uc0ac\ub77c\uc84c\ub2e4.<\/span> <\/strong>\uc774\ub294 \ubbf8\uad6d\uc774 \uae08\ub9ac\ub97c \uc62c\ub838\uc744 \ub54c, \uac19\uc774 \uc62c\ub9ac\uc9c0 \ubabb\ud574\uc11c \ub098\ud0c0\ub098\ub294 \ud658\uc728 \uc57d\uc138 \uc694\uc778\uc5d0 \ub300\uc751\ud55c \uacb0\uacfc\ub85c \ubcf4\uc5ec\uc9c4\ub2e4. \ubb38\uc81c\ub294 4200\uc5b5\ubd88\uc758 \uc678\ud658\ubcf4\uc720\uc561\uc5d0\uc11c 200\uc5b5\ubd88\uc774 \ub354 \uac10\uc18c\ud558\uac8c \ub41c\ub2e4\uba74, \uadf8 \ub54c\ubd80\ud130\ub294 \uc88b\uc9c0 \uc54a\uc740 \uc0c1\ud669\uc5d0 \uc811\uc5b4\ub4e4\uace0 \uc788\ub2e4\ub294 \uc2e0\ud638\ub85c \ud574\uc11d\ub420 \uc218 \uc788\ub2e4<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">3. <strong>\ud55c\uad6d\uc774 \uc804\uc138\uacc4\uc5d0\uc11c \uc678\ud658\ubcf4\uc720\uc561 \uc21c\uc704\uac00 9\uc704\ub77c\ub294 \uc8fc\uc7a5\uc740 \uc0ac\uc2e4\uacfc \ub2e4\ub974\ub2e4.<\/strong> \ub618\ub618\ud55c \uad6d\uac00\ub4e4 \ub2e4\uc218\uac00 \uc81c\uc678\ub41c \uc21c\uc704\ub77c\uc11c \uadf8\ub807\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654\uad6d\uc778 \ubbf8\uad6d \uc678\uc5d0\ub3c4 \uae30\ucd95 \ud1b5\ud654\uad6d\uc73c\ub85c \ud3c9\uac00\ubc1b\ub294 \uc601\uad6d\uacfc \ud504\ub791\uc2a4\uac00 \uc81c\uc678\ub41c \uc21c\uc704\ub77c\uc11c \uadf8\ub807\ub2e4. \ud2b9\ud788 \ub3c5\uc77c\uc758 \uacbd\uc6b0\uc5d0\ub294 \uae08 \ubcf4\uc720\uc561\uc774 \ub9ce\uace0 \uc720\ub85c\ub294 \uc678\ud658 \ubcf4\uc720\uc561\uc5d0 \ud3ec\ud568\uc2dc\ud0a4\uc9c0 \uc54a\uace0 \uc788\ub2e4. \ubc18\uba74\uc5d0 \ud55c\uad6d\uc740 \uc720\ub85c\uae4c\uc9c0 \ud3ec\ud568\ud558\uc5ec \uc678\ud658\ubcf4\uc720\uc561\uc744 \uc0b0\uc815\ud558\uace0 \uc788\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">4. <strong>\ud55c\uad6d\uc774 \ub300\uc678 \uc21c\ucc44\uad8c \uad6d\uac00\uc784\uc744 \ub4e4\uc5b4 \uc678\ud658\uc704\uae30\ub97c \uac71\uc815\ud560 \ud544\uc694\uac00 \uc5c6\ub2e4\ub294 \uc8fc\uc7a5\ub3c4 \uc124\ub4dd\ub825\uc774 \ub5a8\uc5b4\uc9c8 \uc218 \uc788\ub2e4.<\/strong> \ub9cc\uc57d\uc5d0 \uc678\ud658\uc2dc\uc7a5\uc5d0 \ubb38\uc81c\uac00 \uc0dd\uaca8 \uc6d0\ud654 \uc57d\uc138 \uae30\uc870\uac00 \uace0\ucc29\ud654\ub41c\ub2e4\uba74, \ud574\uc678 \ud22c\uc790\ud55c \uc790\uc0b0\ub4e4\uc744 \uc6d0\ud654\ub85c \ubc14\uafc0 \uc720\uc778\uc774 \ub354 \uc5c6\uc5b4\uc9c8 \uc218 \uc788\uc5b4\uc11c\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong>\uc774\uc0c1 4\uac00\uc9c0 \ub17c\uc810\uc740 \uc678\ud658 \ubb38\uc81c \uad00\ub828\ud558\uc5ec \uadf8\ub3d9\uc548 \uae40\ub300\ud638 \ubc15\uc0ac\uc758 \ubc1c\uc5b8\ub4e4\uc744 \uc885\ud569\ud55c \ub0b4\uc6a9\uc785\ub2c8\ub2e4.<\/strong> \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uae40\ub300\ud638 \ubc15\uc0ac\uc758 \uc774\ub7ec\ud55c \ubb38\uc81c \uc81c\uae30\uac00 \ub9e4\uc6b0 \ud0c0\ub2f9\ud558\ub2e4\uace0 \ud3c9\uac00\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px\">\uc774\ucc98\ub7fc \ud55c\uad6d \uacbd\uc81c\uac00 \ubd88\ud655\uc2e4\uc131\uc5d0 \ub178\ucd9c\ub41c \uc0c1\ud669\uc5d0\uc11c \uc774\ub97c \ud0c0\uac1c\ud574 \ub098\uac08 \ubc29\ud5a5\uc740 <span style=\"font-size: 24px;color: #800080\">\ub2e4\ub984 \uc544\ub2cc \uad6c\uc870\uac1c\ud601\uc758 \uc758\uc9c0\ub97c \ubcf4\uc5ec\uc8fc\ub294 \uac83\uc774\ub77c\uace0 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ud655\uc2e0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/span><\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px\"><span style=\"color: #0000ff\">\ucd94\ub77d\ud558\ub294 \uc7a0\uc7ac\uc131\uc7a5\ub960\uc744 \uc81c\uace0\ud560 \uc218 \uc788\ub294, \ub610 \uc9c0\uc18d\uc774 \ubd88\uac00\ub2a5\ud55c \uacf5\uc801\uc5f0\uae08\uc758 \uad6c\uc870\uac1c\ud601 \uccad\uc0ac\uc9c4\uacfc \uc774\ub97c \uc2e4\ud589\uc5d0 \uc62e\uae38 \uc218 \uc788\ub294 \ub85c\ub4dc\ub9f5\uc744 \uc81c\uc2dc\ud574\uc57c\ub9cc<\/span> \uc774 \uc704\uae30 \uc0c1\ud669\uc5d0\uc11c \ubc97\uc5b4\ub0a0 \uc218 \uc788\ub2e4\uace0 \ubcf4\ub294 \uc774\uc720\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #800080;font-size: 24px\"><strong>\ud558\ub8e8\ube68\ub9ac \uc7ac\uc815\uc900\uce59\uc744 \ub3c4\uc785\ud558\uc5ec \uad6d\uac00\ubd80\ucc44\uac00 \ub354 \uc774\uc0c1 \ub298\uc5b4\ub098\uc9c0 \uc54a\ub3c4\ub85d \uc801\uc790\uc608\uc0b0 \ud3b8\uc131\uc744 \uba48\ucd94\uc5b4\uc57c\ub9cc \ud558\ub294 \uc774\uc720\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px\">\uae40\ub300\ud638 \ubc15\uc0ac \uc8fc\uc7a5\uc758 \uadfc\uac70\uac00 \ub418\ub294 \uc790\ub8cc\ub4e4\uc744 \ucca8\ubd80\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc815\ucc45\ub2f9\uad6d\uc5d0\uc11c\ub294 \ud55c\uad6d\uc758 \uc678\ud658\ubcf4\uc720\uace0\uac00 \uc801\uc815\ud55c \uc218\uc900\uc774\uba70, \ub300\uc678 \uc21c\ucc44\uad8c\uad6d\uc774\ub77c\uc11c \ud658\uc728 \ubb38\uc81c\uac00 \ud06c\uac8c \uc6b0\ub824\ud560 \uc0c1\ud669\uc774 \uc544\ub2c8\ub77c\uace0 \uac15\uc870\ud574 \uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uc774\ub7ec\ud55c \uc815\ucc45 \ub2f9\uad6d\uc758 \ud604\uc2e4 \uc778\uc2dd\uc774 \ub9e4\uc6b0 \uc548\uc77c\ud55c \ud310\ub2e8\uc774\ub77c\uace0 \ud3c9\uac00\ud569\ub2c8\ub2e4. \uacbd\uc0c1\uc218\uc9c0 \ud751\uc790 \uaddc\ubaa8\uac00 \ub9ce\ub2e4\ub294 \uc810\uc744 \ub4e4\uc5b4 \ud06c\uac8c \uac71\uc815\ud560 \ud544\uc694\uac00 \uc5c6\ub2e4\ub294 \ud55c\uad6d\uc740\ud589 \uc785\uc7a5\uc774 \ub2f5\ub2f5\ud558\uac8c \ub290\uaef4\uc9c0\ub294 \ubc30\uacbd\uc785\ub2c8\ub2e4!! \uadf8\ub3d9\uc548 \uc678\ud658\uc804\ubb38\uac00\uac00 \uc5c6\ub2e4\ub294 \ube44\ud310\uc744 \ubc1b\uc544\uc624\ub358 \uc815\ubd80\ub294 \ucd5c\uadfc \uc678\ud658\uc815\ucc45\uc744 \ub2f4\ub2f9\ud558\ub294 \uc7ac\uc815\uacbd\uc81c\ubd80 2\ucc28\uad00\uc744 \uc784\uba85\ud588\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ub2e4\uc74c\uacfc [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2826,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[13],"tags":[],"class_list":["post-2838","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statement"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uc678\ud658 \ubcf4\uc720\uace0 \uc801\uc815\uc131\uc5d0 \ub300\ud55c \ud3c9\uac00(2026\ub144 2\uc6d4 8\uc77c) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/08\/post-20260208-000211-4280\/\" \/>\n<meta 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\ub4e4\uc5b4 \ud06c\uac8c \uac71\uc815\ud560 \ud544\uc694\uac00 \uc5c6\ub2e4\ub294 \ud55c\uad6d\uc740\ud589 \uc785\uc7a5\uc774 \ub2f5\ub2f5\ud558\uac8c \ub290\uaef4\uc9c0\ub294 \ubc30\uacbd\uc785\ub2c8\ub2e4!! \uadf8\ub3d9\uc548 \uc678\ud658\uc804\ubb38\uac00\uac00 \uc5c6\ub2e4\ub294 \ube44\ud310\uc744 \ubc1b\uc544\uc624\ub358 \uc815\ubd80\ub294 \ucd5c\uadfc \uc678\ud658\uc815\ucc45\uc744 \ub2f4\ub2f9\ud558\ub294 \uc7ac\uc815\uacbd\uc81c\ubd80 2\ucc28\uad00\uc744 \uc784\uba85\ud588\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ub2e4\uc74c\uacfc [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/08\/post-20260208-000211-4280\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-08T00:02:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-08T00:51:13+00:00\" \/>\n<meta property=\"og:image\" 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