{"id":2899,"date":"2026-02-10T11:59:19","date_gmt":"2026-02-10T02:59:19","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/10\/post-20260210-025919-8493\/"},"modified":"2026-02-15T22:33:47","modified_gmt":"2026-02-15T13:33:47","slug":"post-20260210-025919-8493","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/10\/post-20260210-025919-8493\/","title":{"rendered":"[\uc724\uc11d\uba85\uc758 \uc5f0\uae08\uac1c\ud601 \uc774\uc57c\uae30] \uad6d\uc815\uac10\uc0ac\uc7a5 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc758 \ud55c\uc2ec\ud55c \u2018\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019 \uc774\ud574\uc218\uc900 (2024\/10\/28)"},"content":{"rendered":"<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"color: #800080\"><strong><span style=\"font-size: 24px\">(\uce90\ub098\ub2e4 \uc0ac\ub840\ub97c \uc18c\uac1c\ud558\uae30\uc5d0 \uc55e\uc11c\uc11c<\/span><\/strong><\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"color: #800080\"><strong><span style=\"font-size: 24px\">\uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \ub3c4\uc785\ud558\uba74 \uccad\ub144\uce35 \uc5f0\uae08\ub9cc \uae4e\uc778\ub2e4\ub294 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uae30\ud68d\uc774\uc0ac\ub2d8 \uae00\uc744 \ubc18\ubc15\ud560 \uc218 \uc788\ub294, \ud540\ub780\ub4dc \uc900\uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uc608\ub97c \ub4e4\uc5b4 \uc124\uba85\ud558\ub294 \uce7c\ub7fc\ubd80\ud130 \ud3ec\uc2a4\ud305\ud558\uace0\uc790 \ud55c\ub2e4.)<\/span><\/strong><\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong>\uc815\ubd80 \uc5f0\uae08\uac1c\ud601\uc548\uc744 \ub450\uace0 &#8216;\uae61\ud1b5\uc5f0\uae08&#8217;\uc774\ub77c\ub294 \ud45c\ud604\uae4c\uc9c0 \ub4f1\uc7a5\ud588\ub2e4. \uc815\ubd80\uc548\uc758 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ube44\ud310\uacfc\uc815\uc5d0\uc11c\ub2e4.<\/strong> \uc8fc\ub85c \uc57c\ub2f9, \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \uad6d\ud68c \ubcf4\uac74\ubcf5\uc9c0\uc704\uc6d0\ud68c \uac04\uc0ac\uc778 \uac15\uc120\uc6b0 \uc758\uc6d0, \ubbfc\uc8fc\ub2f9 \ub0a8\uc778\uc21c \uc758\uc6d0, \uae40\ub0a8\ud76c \uc758\uc6d0\uacfc \uc804\uc9c4\uc219 \uc758\uc6d0, \uc870\uad6d\ud601\uc2e0\ub2f9 \uae40\uc120\ubbfc \uc758\uc6d0\uc774 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uac70\uc138\uac8c \uacf5\uaca9\ud558\uace0 \uc788\ub2e4.<\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"font-size: 24px;color: #800080\"><strong>2018\ub144 4\ucc28 \uad6d\ubbfc\uc5f0\uae08\uc7ac\uc815\uacc4\uc0b0\ubd80\ud130 \ud544\uc790\uac00 \uc8fc\uc7a5\ud574 \uc628 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub294 \uccab \uc5f0\uae08\uc774 \uc0ad\uac10\ub418\ub294 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub2e4. <\/strong><\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"font-size: 20px\">\uac00\uc785\uc790 \uc790\uc2e0\uacfc \uc9c1\uc811 \uc5f0\uad00\ub41c \uae30\ub300\uc5ec\uba85 \uc99d\uac00 \ucd94\uc774\uc5d0 \ub9de\ucd94\uc5b4 \uadf8\ub9cc\ud07c\ub9cc \uc5f0\uae08\uc561\uc744 \uc0ad\uac10\ud558\ub294 \ubc29\uc548\uc774\ub2e4. <\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><strong><span style=\"font-size: 20px\">\uc0dd\uc560 \ubc1b\uc744 \ucd1d\uc5f0\uae08\uc561\uc740 \ucc28\uc774\uac00 \uc5c6\uc73c\ub098, \uc624\ub798 \uc0b4\uc544 \uc5f0\uae08 \ubc1b\ub294 \uae30\uac04\uc774 \ub298\uc5b4\ub098\ub294 \ub9cc\ud07c\ub9cc \ub9e4\uc6d4 \uc5f0\uae08\uc561\uc5d0\uc11c \ucc28\uac10\ud558\ub294 \ud540\ub780\ub4dc \ubc29\uc2dd\uc774\ub2e4. <\/span><\/strong><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"color: #800080;font-size: 24px\"><strong>&#8216;\ud1f4\uc9c1 \ud6c4 \uc7ac\uace0\uc6a9&#8217; \ub4f1 \ub178\ub3d9\uc2dc\uc7a5 \uac1c\ud601\uc73c\ub85c \ud604\uc7ac 59\uc138\uc778 \uc758\ubb34\ub0a9\uc785\uc5f0\ub839\uc744 64\uc138\ub85c 5\ub144 \uc5f0\uc7a5\ud558\uba74 \uc18c\ub4dd\ub300\uccb4\uc728\uc774 10% \uc774\uc0c1 \ub354 \ub298\uc5b4\ub098\uac8c \ub418\uc5b4, \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \ub3c4\uc785\ud560\uc9c0\ub77c\ub3c4 \uc5f0\uae08\uc561\uc774 \uc904\uc5b4\ub4e4\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4.<\/strong><\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><strong><span style=\"font-size: 20px\">\uc774\ucc98\ub7fc \uc790\uc2e0\uc774 \ubc1b\uc744 \uccab \uc5f0\uae08\uc744 \uc0ad\uac10\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \ub3c4\uc785\ud574\uc57c \uc138\ub300\uac04 \uacf5\uc815\uc131\uc744 \ub2e4\uc18c\ub098\ub9c8 \uac1c\uc120\ud560 \uc218 \uc788\ub2e4. <\/span><\/strong><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"font-size: 20px\">\uadf8\ub7f0\ub370 \uc81c\uc77c \ub2a6\uc740 \ub3c4\uc785 \uc2dc\uc810\uc774 2054\ub144\uc73c\ub85c 30\ub144 \ub4a4\uc774\ub2e4 \ubcf4\ub2c8, <span style=\"color: #ff0000;font-size: 24px\"><strong>&#8216;<\/strong><strong>\ubcf4\ud5d8\ub8cc 3%\uc5d0 \uc18c\ub4dd\ub300\uccb4\uc728 70%&#8217;\ub97c \uc801\uc6a9\ubc1b\uc740 \ud544\uc790\uc640 \uac19\uc740 1\ucc28 \ubca0\uc774\ube44\ubd90 \uc138\ub300\ub294 \ub204\ub9b4 \uac83 \ub2e4 \ub204\ub9ac\uace0 \uc544\ubb34\ub7f0 \uace0\ud1b5 \ubd84\ub2f4\ub3c4 \uc5c6\uc774 \uc138\uc0c1\uc744 \ub5a0\ub0a0 \ud655\ub960\uc774 \ub192\ub2e4. <\/strong><\/span><\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"font-size: 20px\"><span style=\"color: #800080\"><strong>\uc815\ubd80\uac00 \uc81c\uc2dc\ud55c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 &#8216;\ucc45\uc784\ud68c\ud53c&#8217;\ub77c\uace0 \ube44\ud310\ubc1b\ub294 \uc774\uc720\ub2e4.<\/strong> <\/span>\ucd5c\uadfc &#8216;\uc5f0\uae08\uac1c\ud601\uccad\ub144\ud589\ub3d9&#8217;\uc758 \uc5ec\ub860\uc870\uc0ac\uc5d0\uc11c 31.3%, MZ\uc138\ub300 \uacbd\uc6b0\uc5d0\ub294 47%\uac00 \uad6d\ubbfc\uc5f0\uae08 \ud3d0\uc9c0\ub97c \uc120\ud638\ud558\ub294 \uc774\uc720\uc774\uae30\ub3c4 \ud558\ub2e4. <\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"font-size: 20px\"><strong>\uc0c1\ud669\uc774 \uc774\ub7ec\ud568\uc5d0\ub3c4 \ubb34\uc870\uac74 \ubc18\ub300\ub97c \uc704\ud55c \ubc18\ub300\ub9cc \ud558\ub294 \uad6d\ud68c\uc758\uc6d0\ub4e4\uc744 \ubcf4\ub178\ub77c\uba74, \uc81c\ub300\ub85c \uc774\ud574\ub098 \ud558\uace0 \uc800\ub7ec\ub294 \uac74\uc9c0 \uc758\ubb38\uc774 \uac00\ub4dd\ud558\ub2e4.<\/strong><\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"font-size: 20px\">\ubb38\uc7ac\uc778 \uc815\ubd80\uc5d0\uc11c <span style=\"font-size: 24px\"><strong>&#8216;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud3b8\uc774 \uac00\ub2a5\ud55c \uc0ac\ub840\ub85c \uc790\uc8fc \uc5b8\uae09\ub41c \uce90\ub098\ub2e4&#8217;\ub294 <span style=\"color: #800080\">\uc9c0\ub09c 20\ub144 \ub3d9\uc548 \ubcf4\ud5d8\ub8cc\ub97c 9.9% \ub0b4\uba70 \uc18c\ub4dd\ub300\uccb4\uc728\uc740 24%\ub9cc \uc57d\uc18d<\/span>\ubc1b\uc558\ub2e4. <\/strong><\/span><\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: justify\"><span style=\"color: #800080\"><strong><span style=\"font-size: 20px\">\uadf8\ub7f0 \uce90\ub098\ub2e4\uc5d0 \uc7ac\uc815 \ubd88\uc548\uc815\uc774 \uc788\uc744 \ub9ac \uc5c6\ub2e4. \uadf8\ub7f0\ub370\ub3c4 \uce90\ub098\ub2e4\ub294 &#8220;\uc815\uce58\uad8c\uc5d0\uc11c \uc544\ubb34 \uc870\uce58\ub3c4 \ucde8\ud558\uc9c0 \uc54a\uc73c\uba74, 3\ub144 \uc548\uc5d0 \uc7ac\uc815 \ubd88\uc548\uc815 \uc694\uc778\uc758 50%\ub97c \uac15\uc81c \ud574\uacb0\ud558\ub294 \ubc95 \uc870\ud56d\uc774 \uc788\ub2e4.&#8221; 3\ub144 \ub4a4 \ucd94\uac00 \uc870\uce58\ub3c4 \uc788\ub2e4.<\/span><\/strong><\/span><\/p>\n<p dir=\"ltr\"><a href=\"https:\/\/m.asiatoday.co.kr\/kn\/view.php?key=20241028010015455\">https:\/\/m.asiatoday.co.kr\/kn\/view.php?key=20241028010015455<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(\uce90\ub098\ub2e4 \uc0ac\ub840\ub97c \uc18c\uac1c\ud558\uae30\uc5d0 \uc55e\uc11c\uc11c \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \ub3c4\uc785\ud558\uba74 \uccad\ub144\uce35 \uc5f0\uae08\ub9cc \uae4e\uc778\ub2e4\ub294 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uae30\ud68d\uc774\uc0ac\ub2d8 \uae00\uc744 \ubc18\ubc15\ud560 \uc218 \uc788\ub294, \ud540\ub780\ub4dc \uc900\uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uc608\ub97c \ub4e4\uc5b4 \uc124\uba85\ud558\ub294 \uce7c\ub7fc\ubd80\ud130 \ud3ec\uc2a4\ud305\ud558\uace0\uc790 \ud55c\ub2e4.) \uc815\ubd80 \uc5f0\uae08\uac1c\ud601\uc548\uc744 \ub450\uace0 &#8216;\uae61\ud1b5\uc5f0\uae08&#8217;\uc774\ub77c\ub294 \ud45c\ud604\uae4c\uc9c0 \ub4f1\uc7a5\ud588\ub2e4. \uc815\ubd80\uc548\uc758 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ube44\ud310\uacfc\uc815\uc5d0\uc11c\ub2e4. \uc8fc\ub85c \uc57c\ub2f9, \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \uad6d\ud68c \ubcf4\uac74\ubcf5\uc9c0\uc704\uc6d0\ud68c \uac04\uc0ac\uc778 \uac15\uc120\uc6b0 \uc758\uc6d0, \ubbfc\uc8fc\ub2f9 \ub0a8\uc778\uc21c \uc758\uc6d0, \uae40\ub0a8\ud76c \uc758\uc6d0\uacfc \uc804\uc9c4\uc219 \uc758\uc6d0, \uc870\uad6d\ud601\uc2e0\ub2f9 \uae40\uc120\ubbfc \uc758\uc6d0\uc774 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \uac70\uc138\uac8c \uacf5\uaca9\ud558\uace0 \uc788\ub2e4. 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