{"id":2977,"date":"2026-02-16T22:09:35","date_gmt":"2026-02-16T13:09:35","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/"},"modified":"2026-02-16T22:13:38","modified_gmt":"2026-02-16T13:13:38","slug":"post-20260216-130935-3353","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/","title":{"rendered":"&#8216;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548&#8217; \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c &#8220;\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838&#8221; (2024.04.24)"},"content":{"rendered":"<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc2dc\ubbfc \ub300\ud45c\ub4e4\uc774 \u2018\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294\u2019 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc744 \uc120\ud0dd\ud55c \uac83\uacfc \uad00\ub828\ud574 \uc77c\ubd80 \uc804\ubb38\uac00\ub4e4\uc774 \uacf5\ub860\ud654\uc704\uc6d0\ud68c \ud65c\ub3d9 \uc804\ubc18\uc758 \uacf5\uc815\uc131\uacfc \ud0c0\ub2f9\uc131\uc744 \uc9c0\uc801\ud558\uace0 \ub098\uc130\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px;color: #800080\"><strong>\ub300\ud45c\ub2e8 \ud559\uc2b5 \ub0b4\uc6a9\uc5d0 \uc801\uc790 \uaddc\ubaa8 \ub4f1 \ud575\uc2ec \ub0b4\uc6a9\uc774 \ube60\uc84c\ub2e4\uba70 \uc774\ub97c \uc54c\ub824\uc900 \ub4a4 \uc7ac\ud22c\ud45c\ud574\uc57c \ud55c\ub2e4\uace0\ub3c4 \uc8fc\uc7a5\ud588\ub2e4.<\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ub4f1\uc774 \ucc38\uc5ec\ud558\ub294 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294\u00a024\uc77c \uc774 \uac19\uc740 \ub0b4\uc6a9\uc758 \uc785\uc7a5\ubb38\uc744 \ubc1c\ud45c\ud588\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px\"><strong>\ub610 <span class=\"article_p\">\u201c\uc2dc\ubbfc\ub300\ud45c\ub2e8\uc758 \uacb0\uc815\uc744 \uc874\uc911\ud55c\ub2e4\u201d\ub77c\uba74\uc11c\ub3c4 \uacf5\ub860\ud654\uc704 \ud65c\ub3d9\uc5d0 \ub300\ud574 \uacf5\uc815\uc131\uacfc \ud0c0\ub2f9\uc131\uc5d0 \uc758\ubb38\uc774 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud588\ub2e4.<br \/>\n<span style=\"color: #ff0000\">\uc77c\ub2e8 1\uc548 \uc124\ubb38 \ubb38\uad6c\uc5d0 \uc0ac\uc2e4\uc744 \uc65c\uace1\ud558\ub294 \ud45c\ud604\uc774 \uc788\ub2e4\uace0 \ud588\ub2e4.<\/span><\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\">\uc5f0\uad6c\ud68c\ub294 \u201c\uc18c\ub4dd\ub300\uccb4\uc728\uc744\u00a010% \ud3ec\uc778\ud2b8 \ub354 \uc62c\ub9ac\uba74\uc11c\ub3c4 \ubcf4\ud5d8\ub8cc\ub294 \ub2e8 4% \ud3ec\uc778\ud2b8\ub9cc \uc62c\ub9ac\ub294 \uc548\uc744 \u2018\uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \uc704\ud574\uc11c\u2019\ub77c\uace0 \ud45c\ud604\ud558\uace0 \uc788\ub2e4\u201d\ub77c\uba70 <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px;color: #800080\"><strong><span class=\"article_p\">\u201c\uc18c\ub4dd\ub300\uccb4\uc728\uc744\u00a040%\ub85c \uc720\uc9c0\ud558\uba74\uc11c \ubcf4\ud5d8\ub8cc\uc728\uc744 6% \ud3ec\uc778\ud2b8 \uc778\uc0c1\ud558\ub354\ub77c\ub3c4 \uc7ac\uc815 \uc548\uc815 \ub2ec\uc131\uc774 \ubd88\uac00\ub2a5\ud558\ub2e8 \uac83\uc774\u00a02023\ub144 5\ucc28 \uad6d\ubbfc\uc5f0\uae08\uc7ac\uc815\ucd94\uacc4\uc758 \ud575\uc2ec \ub0b4\uc6a9\u201d\uc774\ub77c\uace0 \ube44\ud310\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">(\uc911\ub7b5)<\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\"><span style=\"font-size: 24px\"><strong>\ud559\uc2b5 \ub0b4\uc6a9\ub3c4 \ud3b8\ud30c\uc801\uc774\ub77c\uace0 \uc8fc\uc7a5\ud588\ub2e4.<\/strong><\/span> <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #800080\"><strong><span class=\"article_p\" style=\"font-size: 20px\">\ucd5c\uc885 \uc120\ud0dd\ub41c \uc18c\ub4dd\ubcf4\uc7a5\uc548\uc740 \uc7ac\uc815\uc548\uc815\uc548\uc5d0 \ube44\ud574 \ub204\uc801 \uc801\uc790\ub97c\u00a02700\uc870\uc6d0\uac00\ub7c9 \uc99d\uac00\uc2dc\ud0a4\ub294\ub370 \uc774\ub7f0 \uc815\ubcf4\uac00 \uc81c\uacf5\ub418\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\">\uc5f0\uad6c\ud68c\ub294 \u201c\uad6d\uac00\uac00 \ubd80\ub2f4\ud560 \uc218 \uc788\ub294 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815 \uc801\uc790\uc5d0 \uad00\ud55c \ub0b4\uc6a9\ub3c4 \ube60\uc838, \uae30\uae08 \uace0\uac08 \uc774\ud6c4 \uad6d\uac00\ucc44\ubb34 \ube44\uc728\uc774\u00a02070\ub144 \uae30\uc900\uc73c\ub85c\u00a0GDP(\uad6d\ub0b4\ucd1d\uc0dd\uc0b0)\uc758\u00a0192.6%\uc5d0 \ub2ec\ud560 \uac83\uc774\ub77c\ub294 \uad6d\ud68c\uc608\uc0b0\uc815\ucc45\ucc98\uc758 \ubc1c\ud45c \ub0b4\uc6a9\ub3c4 \uc2dc\ubbfc\ub300\ud45c\ub2e8\uc5d0 \uc81c\uacf5\ub418\uc9c0 \uc54a\uc558\ub2e4\u201d\uba70 <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px\"><strong><span class=\"article_p\">\u201c\uc138\ub300\ubcc4 \uc0dd\uc560\ubd80\ub2f4 \ubcf4\ud5d8\ub8cc\uc728 \uad00\ub828 \ub0b4\uc6a9\ub3c4 \ube60\uc84c\ub2e4\u201d\uace0 \ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ub610 <span class=\"article_p\">\uc2dc\ubbfc\ub300\ud45c\ub2e8\uc774 \ud559\uc2b5\ud55c \ub0b4\uc6a9\uc744 \ubaa8\ub450 \uacf5\uac1c\ud558\uace0 \uc81c\uacf5\ub41c \uc790\ub8cc\uc758 \ud615\ud3c9\uc131, \uacf5\uc815\uc131, \uc624\ub958 \uc5ec\ubd80\ub97c \uac80\uc99d\ud558\uc790\uace0 \uc8fc\uc7a5\ud588\ub2e4. <\/span><\/span><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 20px\"><span class=\"article_p\">\uc5f0\uad6c\ud68c\ub294 \u201c\ud604\uc7ac \uc2dc\uc810\uc5d0\uc11c \ubbf8\ub798\uc138\ub300, \uad6c\uccb4\uc801\uc73c\ub85c\u00a020\uc138 \uc774\ud558 \uc138\ub300\uc640 \uc774\ud6c4\uc5d0 \ucd9c\uc0dd\ud55c \uc138\ub300 \uc785\uc7a5\uacfc \uc774\ud574\ub97c \ub204\uad70\uac00 \ubc18\ub4dc\uc2dc \ub300\ubcc0\ud574\uc918\uc57c \ud55c\ub2e4\u201d\ub77c\uba70 <\/span><\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"color: #800080;font-size: 24px\"><strong><span class=\"article_p\">\u201c\uc5b4\ub5a4 \uc81c\ub3c4\uc801 \uc7a5\uce58\ub97c \ub9c8\ub828\ud588\ub294\uc9c0 \ubc1d\ud600\ub2ec\ub77c\u201d\uace0\ub3c4 \ud588\ub2e4. <\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\"><span class=\"article_p\">\u201c\uacf5\ub860\ud654\uc704 \ud65c\ub3d9 \uacfc\uc815\uc5d0 \ub300\ud55c \uba74\ubc00\ud55c \uac80\ud1a0 \ud6c4\uc5d0 \ubcf4\ub2e4 \uad11\ubc94\uc704\ud558\uace0 \uce58\uc6b0\uce58\uc9c0 \uc54a\uc740 \uc0c8\ub85c\uc6b4 \ub17c\uc758\uc758 \uc7a5\uc744 \ub9c8\ub828\ud574\uc57c \ud55c\ub2e4\u201d\uace0 \ud588\ub2e4.<\/span><\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/025\/0003356192?sid=102\">https:\/\/n.news.naver.com\/article\/025\/0003356192?sid=102<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc2dc\ubbfc \ub300\ud45c\ub4e4\uc774 \u2018\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294\u2019 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc744 \uc120\ud0dd\ud55c \uac83\uacfc \uad00\ub828\ud574 \uc77c\ubd80 \uc804\ubb38\uac00\ub4e4\uc774 \uacf5\ub860\ud654\uc704\uc6d0\ud68c \ud65c\ub3d9 \uc804\ubc18\uc758 \uacf5\uc815\uc131\uacfc \ud0c0\ub2f9\uc131\uc744 \uc9c0\uc801\ud558\uace0 \ub098\uc130\ub2e4. \ub300\ud45c\ub2e8 \ud559\uc2b5 \ub0b4\uc6a9\uc5d0 \uc801\uc790 \uaddc\ubaa8 \ub4f1 \ud575\uc2ec \ub0b4\uc6a9\uc774 \ube60\uc84c\ub2e4\uba70 \uc774\ub97c \uc54c\ub824\uc900 \ub4a4 \uc7ac\ud22c\ud45c\ud574\uc57c \ud55c\ub2e4\uace0\ub3c4 \uc8fc\uc7a5\ud588\ub2e4. \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ub4f1\uc774 \ucc38\uc5ec\ud558\ub294 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294\u00a024\uc77c \uc774 \uac19\uc740 \ub0b4\uc6a9\uc758 \uc785\uc7a5\ubb38\uc744 \ubc1c\ud45c\ud588\ub2e4. \ub610 \u201c\uc2dc\ubbfc\ub300\ud45c\ub2e8\uc758 \uacb0\uc815\uc744 \uc874\uc911\ud55c\ub2e4\u201d\ub77c\uba74\uc11c\ub3c4 \uacf5\ub860\ud654\uc704 \ud65c\ub3d9\uc5d0 \ub300\ud574 \uacf5\uc815\uc131\uacfc [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":2976,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-2977","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>&#039;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548&#039; \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c &quot;\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838&quot; (2024.04.24) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"&#039;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548&#039; \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c &quot;\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838&quot; (2024.04.24) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc2dc\ubbfc \ub300\ud45c\ub4e4\uc774 \u2018\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294\u2019 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc744 \uc120\ud0dd\ud55c \uac83\uacfc \uad00\ub828\ud574 \uc77c\ubd80 \uc804\ubb38\uac00\ub4e4\uc774 \uacf5\ub860\ud654\uc704\uc6d0\ud68c \ud65c\ub3d9 \uc804\ubc18\uc758 \uacf5\uc815\uc131\uacfc \ud0c0\ub2f9\uc131\uc744 \uc9c0\uc801\ud558\uace0 \ub098\uc130\ub2e4. \ub300\ud45c\ub2e8 \ud559\uc2b5 \ub0b4\uc6a9\uc5d0 \uc801\uc790 \uaddc\ubaa8 \ub4f1 \ud575\uc2ec \ub0b4\uc6a9\uc774 \ube60\uc84c\ub2e4\uba70 \uc774\ub97c \uc54c\ub824\uc900 \ub4a4 \uc7ac\ud22c\ud45c\ud574\uc57c \ud55c\ub2e4\uace0\ub3c4 \uc8fc\uc7a5\ud588\ub2e4. \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ub4f1\uc774 \ucc38\uc5ec\ud558\ub294 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294\u00a024\uc77c \uc774 \uac19\uc740 \ub0b4\uc6a9\uc758 \uc785\uc7a5\ubb38\uc744 \ubc1c\ud45c\ud588\ub2e4. \ub610 \u201c\uc2dc\ubbfc\ub300\ud45c\ub2e8\uc758 \uacb0\uc815\uc744 \uc874\uc911\ud55c\ub2e4\u201d\ub77c\uba74\uc11c\ub3c4 \uacf5\ub860\ud654\uc704 \ud65c\ub3d9\uc5d0 \ub300\ud574 \uacf5\uc815\uc131\uacfc [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-16T13:09:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-16T13:13:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"560\" \/>\n\t<meta property=\"og:image:height\" content=\"376\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"&#8216;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548&#8217; \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c &#8220;\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838&#8221; (2024.04.24)\",\"datePublished\":\"2026-02-16T13:09:35+00:00\",\"dateModified\":\"2026-02-16T13:13:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/\"},\"wordCount\":9,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg\",\"articleSection\":[\"\uc790\ub8cc\uc2e4\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/\",\"name\":\"'\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548' \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c \\\"\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838\\\" (2024.04.24) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg\",\"datePublished\":\"2026-02-16T13:09:35+00:00\",\"dateModified\":\"2026-02-16T13:13:38+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg\",\"width\":560,\"height\":376},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"&#8216;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548&#8217; \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c &#8220;\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838&#8221; (2024.04.24)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"'\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548' \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c \"\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838\" (2024.04.24) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/","og_locale":"ko_KR","og_type":"article","og_title":"'\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548' \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c \"\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838\" (2024.04.24) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"\uc2dc\ubbfc \ub300\ud45c\ub4e4\uc774 \u2018\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294\u2019 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc744 \uc120\ud0dd\ud55c \uac83\uacfc \uad00\ub828\ud574 \uc77c\ubd80 \uc804\ubb38\uac00\ub4e4\uc774 \uacf5\ub860\ud654\uc704\uc6d0\ud68c \ud65c\ub3d9 \uc804\ubc18\uc758 \uacf5\uc815\uc131\uacfc \ud0c0\ub2f9\uc131\uc744 \uc9c0\uc801\ud558\uace0 \ub098\uc130\ub2e4. \ub300\ud45c\ub2e8 \ud559\uc2b5 \ub0b4\uc6a9\uc5d0 \uc801\uc790 \uaddc\ubaa8 \ub4f1 \ud575\uc2ec \ub0b4\uc6a9\uc774 \ube60\uc84c\ub2e4\uba70 \uc774\ub97c \uc54c\ub824\uc900 \ub4a4 \uc7ac\ud22c\ud45c\ud574\uc57c \ud55c\ub2e4\uace0\ub3c4 \uc8fc\uc7a5\ud588\ub2e4. \uc724\uc11d\uba85 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uba85\uc608\uc5f0\uad6c\uc704\uc6d0(\uc804 \ud55c\uad6d\uc5f0\uae08\ud559\ud68c\uc7a5) \ub4f1\uc774 \ucc38\uc5ec\ud558\ub294 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294\u00a024\uc77c \uc774 \uac19\uc740 \ub0b4\uc6a9\uc758 \uc785\uc7a5\ubb38\uc744 \ubc1c\ud45c\ud588\ub2e4. \ub610 \u201c\uc2dc\ubbfc\ub300\ud45c\ub2e8\uc758 \uacb0\uc815\uc744 \uc874\uc911\ud55c\ub2e4\u201d\ub77c\uba74\uc11c\ub3c4 \uacf5\ub860\ud654\uc704 \ud65c\ub3d9\uc5d0 \ub300\ud574 \uacf5\uc815\uc131\uacfc [&hellip;]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-02-16T13:09:35+00:00","article_modified_time":"2026-02-16T13:13:38+00:00","og_image":[{"width":560,"height":376,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg","type":"image\/jpeg"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"&#8216;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548&#8217; \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c &#8220;\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838&#8221; (2024.04.24)","datePublished":"2026-02-16T13:09:35+00:00","dateModified":"2026-02-16T13:13:38+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/"},"wordCount":9,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg","articleSection":["\uc790\ub8cc\uc2e4"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/","name":"'\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548' \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c \"\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838\" (2024.04.24) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg","datePublished":"2026-02-16T13:09:35+00:00","dateModified":"2026-02-16T13:13:38+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003356192_001_20240424134005210.jpg","width":560,"height":376},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/16\/post-20260216-130935-3353\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"&#8216;\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294 \uc548&#8217; \uc120\ud0dd\uc5d0 \uc5f0\uae08\uc5f0\uad6c\ud68c &#8220;\uc124\ubb38 \ud45c\ud604 \uc65c\uace1, \ud575\uc2ec \ub0b4\uc6a9 \ube60\uc838&#8221; (2024.04.24)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=2977"}],"version-history":[{"count":1,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2977\/revisions"}],"predecessor-version":[{"id":2978,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/2977\/revisions\/2978"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/2976"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=2977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=2977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=2977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}