{"id":3028,"date":"2026-02-17T17:44:31","date_gmt":"2026-02-17T08:44:31","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/17\/post-20260217-084431-6546\/"},"modified":"2026-02-17T17:51:23","modified_gmt":"2026-02-17T08:51:23","slug":"post-20260217-084431-6546","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/17\/post-20260217-084431-6546\/","title":{"rendered":"[\uc0ac\uc124] \uc5f0\uae08\uac1c\ud601 \uc11c\ub450\ub974\ub418, \uc138\ub300\ucc28\ub4f1\u00b7\uc790\ub3d9\uc870\uc815\uc740 \uc2e0\uc911\ud574\uc57c (2024-09-04)"},"content":{"rendered":"

(\uc5f0\uae08\uc5f0\uad6c\ud68c\uac00 \ucd94\uad6c\ud558\ub294 \ud575\uc2ec\uac00\uce58\ub294 “\uc138\ub300\uac04 \ud615\ud3c9\uc131 \uc81c\uace0\uc640 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc5f0\uae08\uc81c\ub3c4 \uad6c\ucd95”\uc774\ub2e4.<\/strong><\/span><\/p>\n

2024\ub144 9\uc6d4 \ub2f9\uc2dc \uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601 \ub0b4\uc6a9\uc5d0\uc11c “\uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uacfc \uc138\ub300\uac04 \ubcf4\ud5d8\ub8cc \ucc28\ub4f1 \ubd80\ub2f4”\uc744 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ud575\uc2ec \ub0b4\uc6a9\uc73c\ub85c \ud3c9\uac00\ud574\uc624\uace0 \uc788\ub2e4.<\/strong><\/span><\/p>\n

2025\ub144 3\uc6d4 20\uc77c \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc5d0\uc11c \uac00\uc7a5 \ud575\uc2ec\uc801\uc778 \ub450 \ub0b4\uc6a9\uc740 \ubc30\uc81c\uac00 \ub418\uc5c8\ub2e4. \uad6d\ud68c \ub2e4\uc218\ub2f9\uc778<\/span><\/strong> \ub2f9\uc2dc \uc57c\ub2f9\uc758 \uac15\ud55c \ubc18\ub300 \ub54c\ubb38\uc774\uc5c8\ub2e4.<\/strong><\/span><\/p>\n

\uadf8\ub7f0 \ub2f9\uc2dc \uc57c\ub2f9\uc758 \uc785\uc7a5\uacfc \ub3d9\uc77c\ud55c \uc2dc\uac01\uc5d0\uc11c \uc4f0\uc5ec\uc9c4 \uc5b8\ub860\uc0ac \uc0ac\uc124\uc744 \uc5f0\uae08\uc5f0\uad6c\ud68c \uc790\ub8cc\uc2e4 \uce74\ud14c\uace0\ub9ac\uc5d0 \ud3ec\uc2a4\ud305\ud55c\ub2e4.<\/strong><\/span><\/p>\n

\ub204\uad6c\uc758 \uc8fc\uc7a5\uc774 \ud0c0\ub2f9\ud588\uc5c8\ub358 \uac83\uc778 \uc9c0\uc5d0 \ub300\ud574 \uc5ed\uc0ac\uc801\uc778 \ud3c9\uac00\ub97c \ubc1b\uae30 \uc704\ud568\uc774\ub2e4.)<\/span><\/strong><\/span><\/p>\n

\uc815\ubd80\uac00 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\uc728\uc744 9%\u219213%\ub85c \uc62c\ub9ac\uace0 \uc18c\ub4dd\ub300\uccb4\uc728\uc740 42% \uc218\uc900\uc744 \uc720\uc9c0\ud558\ub294 \uc5f0\uae08\uac1c\ud601\uc548\uc744 4\uc77c \ub0b4\ub1a8\ub2e4. <\/strong><\/span><\/p>\n

\uadf8\ub3d9\uc548 \ubbf8\uc628\uc801 \ud0dc\ub3c4\ub85c \uad6d\ud68c\uc5d0 \uacf5\uc744 \ub5a0\ub118\uaca8\uc628 \uc815\ubd80\uac00 \ub2e8\uc77c\uc548\uc744 \ub0b4\ub193\uc740 \uac83\uc740 \uc798\ud55c \uc77c\uc774\ub2e4. <\/span><\/p>\n

\ub2e4\ub9cc \uc815\ubd80\uc548\uc5d0 \ud3ec\ud568\ub41c \uc138\ub300\ubcc4 \ubcf4\ud5d8\ub8cc\uc728 \ucc28\ub4f1 \uc801\uc6a9\uc774\ub098 \uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub294, \ub178\ub3d9\uc2dc\uc7a5\uc774 \ubd84\uc808\ub3fc \uc788\uace0 \uacf5\uc801 \uc5f0\uae08\uc758 \uc5ed\uc0ac\uac00 \uc9e7\uc740 \ud604\uc2e4\uc744 \uace0\ub824\ud574 \uc2e0\uc911\ud558\uac8c \uc811\uadfc\ud574\uc57c \ud55c\ub2e4.<\/span><\/strong><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

50\ub300\ub294 2028\ub144\ubd80\ud130 \ubcf4\ud5d8\ub8cc\uc728 13%\ub97c \uc801\uc6a9\ubc1b\ub3c4\ub85d \uae09\uaca9\ud788 \uc62c\ub9ac\uace0 20\ub300\ub294 2040\ub144\uae4c\uc9c0 \ucc9c\ucc9c\ud788 \uc778\uc0c1\ud558\uc790\ub294 \u2018\uc138\ub300\ubcc4 \ucc28\ub4f1\ud654 \ubc29\uc548\u2019\uc740 \uc801\uc796\uc740 \ub17c\ub780\uc774 \uc608\uc0c1\ub41c\ub2e4. <\/strong><\/span><\/p>\n

\ubcf4\ud5d8\ub8cc\uc728\uc774 \uc778\uc0c1\ub418\uba74 \ub0a9\uc785 \uae30\uac04\uc774 \ub9ce\uc774 \ub0a8\uc740 \uccad\ub144\uc138\ub300 \ubd80\ub2f4\uc774 \ud070 \ub9cc\ud07c \uc774\ub97c \ub35c\uc5b4\uc900\ub2e4\ub294 \ucde8\uc9c0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ubd80\ub2f4 \ub2a5\ub825\uc5d0 \ub530\ub77c \ubd80\uacfc\ud55c\ub2e4\ub294 \uc0ac\ud68c\ubcf4\ud5d8 \uc6d0\ub9ac\uc5d0 \ub9de\uc9c0 \uc54a\ub294 \ud0d3\uc774\ub2e4. <\/span><\/p>\n

\uc77c\uc790\ub9ac\uc758 \uc9c8\uc5d0 \ub530\ub978 \uc138\ub300 \ub0b4 \ubd88\ud3c9\ub4f1 \ubb38\uc81c\ub97c \uac04\uacfc\ud558\uace0 \ub2e8\uc21c\ud788 \uc5f0\ub839\uc73c\ub85c \ucc28\ub4f1\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud55c\uc9c0\uc5d0 \ub300\ud55c \uc758\ubb38\ub3c4 \uc81c\uae30\ub41c\ub2e4. 50\ub300 \uac00\uc785\uc790 3\uba85 \uc911 1\uba85\uc740 \uc5f0\uae08\uc744 \ud0c8 \uc218 \uc788\ub294 \ucd5c\uc18c \uac00\uc785\uae30\uac04(10\ub144)\ub3c4 \ubabb \ucc44\uc6b4 \uc0c1\ud0dc\ub2e4.<\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uc774\uc640 \ud568\uaed8 \uc815\ubd80\ub294 \uae30\ub300 \uc5ec\uba85, \uac00\uc785\uc790 \uaddc\ubaa8\uc640 \uc5f0\ub3d9\ud574 \uc5f0\uae08\uc561\uc744 \uc870\uc815\ud558\ub294 \uc7a5\uce58\ub97c 2036\ub144 \uc774\ud6c4 \ub3c4\uc785\ud558\ub3c4\ub85d \uac80\ud1a0\ud558\uaca0\ub2e4\uace0 \ud55c\ub2e4. <\/strong><\/span><\/p>\n

\uc790\ub3d9\uc870\uc815\uc7a5\uce58\uac00 \ubc1c\ub3d9\ub418\uba74, \ubb3c\uac00\uc0c1\uc2b9\ubd84\uc774 \ub35c \ubc18\uc601\ub418\ub294 \ubc29\uc2dd\uc73c\ub85c \uc5f0\uae08\uc561\uc774 \uae4e\uc774\uac8c \ub41c\ub2e4. \ub0b4\ub294 \uc0ac\ub78c\uc740 \ubd80\uc871\ud574\uc9c0\uace0 \ubc1b\ub294 \uc0ac\ub78c\uc740 \ub9ce\uc544\uc9c8 \uac83\uc774\uae30 \ub54c\ubb38\uc774\ub2e4.<\/span><\/strong><\/p>\n

\uc815\ubd80\ub294 \uc5f0\uae08\uc7ac\uc815 \uc548\uc815\uc744 \uc704\ud574 \uc0c1\ub2f9\uc218 \uc8fc\uc694\uad6d\uc774 \uc2dc\ud589\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc744 \uac15\uc870\ud558\uc9c0\ub9cc, \ub178\ud6c4 \ube48\uace4\uc774 \uc2ec\uac01\ud558\uace0 \uc5f0\uae08 \uc81c\ub3c4\uac00 \uc131\uc219\ud558\uc9c0 \uc54a\uc740 \uad6d\ub0b4\uc5d0\uc120 \uc123\ubd88\ub9ac \ub3c4\uc785\ud588\ub2e4\uac00 \ub0ad\ud328\ub97c \ubcfc \uc218 \uc788\ub2e4.<\/span><\/strong><\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uc774\ubbf8 \uc57c\ub2f9\uc740 \uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub4f1\uc5d0 \uc6b0\ub824\ud558\uace0 \uc788\ub2e4. \uadf8\ub3d9\uc548 \uc5f0\uae08\uac1c\ud601\uc744 \ubbf8\ub904\uc628 \uba85\ubd84\uc774\uc5c8\ub358 \uc815\ubd80\uc758 \uad6c\uc870\uac1c\ud601\uc548\uc774 \uc138\ub300 \uac08\ub4f1\uc744 \uc870\uc7a5\ud558\uace0 \uc5f0\uae08\uc561\uc744 \uae4e\ub294 \uac83\uc774\ub0d0\ub294 \ube44\ud310\ub3c4 \ub098\uc628\ub2e4.<\/strong><\/span><\/p>\n

https:\/\/www.hani.co.kr\/arti\/opinion\/editorial\/1157026.html#ace04ou<\/a><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

(\uc5f0\uae08\uc5f0\uad6c\ud68c\uac00 \ucd94\uad6c\ud558\ub294 \ud575\uc2ec\uac00\uce58\ub294 “\uc138\ub300\uac04 \ud615\ud3c9\uc131 \uc81c\uace0\uc640 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc5f0\uae08\uc81c\ub3c4 \uad6c\ucd95”\uc774\ub2e4. 2024\ub144 9\uc6d4 \ub2f9\uc2dc \uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601 \ub0b4\uc6a9\uc5d0\uc11c “\uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uacfc \uc138\ub300\uac04 \ubcf4\ud5d8\ub8cc \ucc28\ub4f1 \ubd80\ub2f4”\uc744 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ud575\uc2ec \ub0b4\uc6a9\uc73c\ub85c \ud3c9\uac00\ud574\uc624\uace0 \uc788\ub2e4. 2025\ub144 3\uc6d4 20\uc77c \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc5d0\uc11c \uac00\uc7a5 \ud575\uc2ec\uc801\uc778 \ub450 \ub0b4\uc6a9\uc740 \ubc30\uc81c\uac00 \ub418\uc5c8\ub2e4. \uad6d\ud68c \ub2e4\uc218\ub2f9\uc778 \ub2f9\uc2dc \uc57c\ub2f9\uc758 \uac15\ud55c \ubc18\ub300 \ub54c\ubb38\uc774\uc5c8\ub2e4. \uadf8\ub7f0 \ub2f9\uc2dc \uc57c\ub2f9\uc758 \uc785\uc7a5\uacfc \ub3d9\uc77c\ud55c \uc2dc\uac01\uc5d0\uc11c \uc4f0\uc5ec\uc9c4 \uc5b8\ub860\uc0ac […]<\/p>\n","protected":false},"author":11,"featured_media":3027,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-3028","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"\n[\uc0ac\uc124] \uc5f0\uae08\uac1c\ud601 \uc11c\ub450\ub974\ub418, \uc138\ub300\ucc28\ub4f1\u00b7\uc790\ub3d9\uc870\uc815\uc740 \uc2e0\uc911\ud574\uc57c (2024-09-04) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/17\/post-20260217-084431-6546\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uc0ac\uc124] \uc5f0\uae08\uac1c\ud601 \uc11c\ub450\ub974\ub418, \uc138\ub300\ucc28\ub4f1\u00b7\uc790\ub3d9\uc870\uc815\uc740 \uc2e0\uc911\ud574\uc57c (2024-09-04) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(\uc5f0\uae08\uc5f0\uad6c\ud68c\uac00 \ucd94\uad6c\ud558\ub294 \ud575\uc2ec\uac00\uce58\ub294 “\uc138\ub300\uac04 \ud615\ud3c9\uc131 \uc81c\uace0\uc640 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc5f0\uae08\uc81c\ub3c4 \uad6c\ucd95”\uc774\ub2e4. 2024\ub144 9\uc6d4 \ub2f9\uc2dc \uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601 \ub0b4\uc6a9\uc5d0\uc11c “\uc790\ub3d9\uc870\uc815\uc7a5\uce58 \ub3c4\uc785\uacfc \uc138\ub300\uac04 \ubcf4\ud5d8\ub8cc \ucc28\ub4f1 \ubd80\ub2f4”\uc744 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ud575\uc2ec \ub0b4\uc6a9\uc73c\ub85c \ud3c9\uac00\ud574\uc624\uace0 \uc788\ub2e4. 2025\ub144 3\uc6d4 20\uc77c \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc5d0\uc11c \uac00\uc7a5 \ud575\uc2ec\uc801\uc778 \ub450 \ub0b4\uc6a9\uc740 \ubc30\uc81c\uac00 \ub418\uc5c8\ub2e4. \uad6d\ud68c \ub2e4\uc218\ub2f9\uc778 \ub2f9\uc2dc \uc57c\ub2f9\uc758 \uac15\ud55c \ubc18\ub300 \ub54c\ubb38\uc774\uc5c8\ub2e4. \uadf8\ub7f0 \ub2f9\uc2dc \uc57c\ub2f9\uc758 \uc785\uc7a5\uacfc \ub3d9\uc77c\ud55c \uc2dc\uac01\uc5d0\uc11c \uc4f0\uc5ec\uc9c4 \uc5b8\ub860\uc0ac […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/17\/post-20260217-084431-6546\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-17T08:44:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-17T08:51:23+00:00\" \/>\n<meta property=\"og:image\" 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class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/17\/post-20260217-084431-6546\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/17\/post-20260217-084431-6546\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"[\uc0ac\uc124] \uc5f0\uae08\uac1c\ud601 \uc11c\ub450\ub974\ub418, \uc138\ub300\ucc28\ub4f1\u00b7\uc790\ub3d9\uc870\uc815\uc740 \uc2e0\uc911\ud574\uc57c 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