{"id":3052,"date":"2026-02-20T10:21:58","date_gmt":"2026-02-20T01:21:58","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-012158-6493\/"},"modified":"2026-02-20T11:29:33","modified_gmt":"2026-02-20T02:29:33","slug":"post-20260220-012158-6493","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-012158-6493\/","title":{"rendered":"\ubcf4\ud5d8\ub8cc 1%\ud3ec\uc778\ud2b8 \uc62c\ub9ac\uba74 \uad6d\ubbfc\uc5f0\uae08 50% \uc18c\ub4dd\ub300\uccb4\uc728\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \ub17c\ub9ac(2015. 5.6.)"},"content":{"rendered":"<p style=\"text-align: justify\"><span style=\"font-size: 24px;color: #800080\"><strong>(2015\ub144 \uc804\ud6c4\uc5d0 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc 1% \ud3ec\uc778\ud2b8\ub9cc \uc62c\ub9ac\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728 50%\uac00 \uac00\ub2a5\ud574\uc9c4\ub2e4\ub294 \ub2f9\uc2dc \ubbfc\uc8fc\ub2f9 \uc8fc\uc7a5\uc758 \ub17c\uac70\ub294 \uc774\ub7ec\ud588\uc5c8\ub2e4.)<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify\"><span style=\"color: #0000ff\"><strong><span style=\"font-size: 28px\">\uae40\uc5f0\uba85 : <\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\uadf8\uac70\ub294 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \ub300\ud55c \uae30\ub2a5\uc744 \ud655\ub300\ud558\uba74 \uc548 \ub41c\ub2e4\uace0 \ubcf4\uc2dc\ub294 \ubd84\ub4e4\uc774 \uac00\uc9c0\uace0 \uc788\ub294 \ud55c\ucabd\uc758 \uc0dd\uac01\uc774\uace0\uc694. \uac00\ub839 \uc774\ubc88\uc5d0 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 50%\ub85c \uc778\uc0c1\ud558\uae30\ub85c \ud55c \ubd80\ubd84\uc774\uc694. \uadf8\uac8c \uac00\uc7a5 \ub17c\ub780\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\uae4c? \uadf8 \uc18c\ub4dd\ub300\uccb4\uc728 50% \uc778\uc0c1 \ubd80\ubd84\uc740 \uc774\ubbf8 2007\ub144\ub3c4 \uac1c\ud601\uc744 \ud560 \ub54c \uc804\ubb38\uac00\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ucd5c\uc801 \uc9c0\uc810\uc73c\ub85c \uad11\ubc94\uc704\ud55c \ud569\uc758\ub97c \ubd24\ub358 \uadf8\ub7f0 \uc218\uce58\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub9c8\uce58 \uc774\uac83\uc744 \uac70\uae30\uc5d0 \ucc38\uc5ec\ud55c \uc2e4\ubb34 \uc758\uc6d0 \uba87\uba87\ub4e4\uc774 \uc544\uce68\uc5d0 \uc77c\uc5b4\ub098\uc11c \uc544\ubb34 \uc0dd\uac01 \uc5c6\uc774 50% \uc9d1\uc5b4\ub123\uc740 \uc774\ub7f0 \uc2dd\uc73c\ub85c \ub9d0\uc500\uc744 \ud558\uc2dc\uba74 \uc548 \ub418\uace0\uc694. \uc800\ud76c \uc2e4\ubb34\uae30\uad6c \uc704\uc6d0\ub4e4\uc774 \ud68c\uc758\ud560 \ub54c\ub294 \uadf8 \ub4a4\uc5d0 \uc0c8\ub204\ub9ac\ub2f9\uacfc \uc0c8\uc815\uce58\ubbfc\uc8fc\uc5f0\ud569\uc774\ub77c\ub294 \uc6b0\ub9ac\ub098\ub77c \uc591 \ub300 \uc815\ub2f9\uc758 \uc5f0\uae08\uac1c\ud601\uc5d0 \ub300\ud55c \uc758\uacac\uc744 \ucda9\ubd84\ud788 \ud1a0\ub860\ud558\uace0 \uc124\ub4dd\ud558\uace0 \ud574\uc11c \uc9d1\uc5b4\ub123\uc740 \uac81\ub2c8\ub2e4. \uacf5\ubb34\uc6d0\uc5f0\uae08 \ud2b9\uc704\uc5d0\uc11c\ub3c4 \ubd84\uacfc\uac00 3\uac1c\uac00 \uc788\uc5c8\ub294\ub370 \uadf8 \uc911\uc5d0 \ud55c \ubd84\uacfc\uac00 \ub178\ud6c4\uc18c\ub4dd\ubcf4\uc7a5\ubd84\uacfc \ud68c\uc758\uc600\uace0\uc694. \uc815\ubd80 \uce21, \ubcf5\uc9c0\ubd80, \uae30\ud68d\uc7ac\uc815\ubd80, \uc5ec\uc57c \uc815\ub2f9 \ub2e4 \ucc38\uc5ec\ud574\uc11c \ub17c\uc758\ud55c \uac81\ub2c8\ub2e4. \ub9c8\uce58 \ud558\ub298\uc5d0\uc11c \ub69d \ub5a8\uc5b4\uc9c4 \uac83\ucc98\ub7fc \uc598\uae30\ud558\uc2dc\ub294 \uac83\uc740 \uadf8\ub3d9\uc548 \uc788\uc5c8\ub358 \uacfc\uc815\uc744 \uc790\uc138\ud788 \ubaa8\ub974\uc2dc\uace0 \ud558\uc2dc\ub294 \ub9d0\uc500\uc774 \uc544\ub2cc\uac00, \uc774\ub807\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px\">\uace0\uc131\uad6d : \ub124. \uc724\uc11d\uba85 \uc704\uc6d0\ub2d8 \ubc18\ub860\ud558\uc2dc\uaca0\uc2b5\ub2c8\uae4c?<\/span><\/p>\n<p><strong><span style=\"font-size: 28px;color: #0000ff\">\uc724\uc11d\uba85 : <\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 20px\">\ub124. \ubb50 \uadf8\ub807\uac8c \ud22c\uba85\ud558\uac8c \ub17c\uc758\uac00 \ub410\ub2e4\uace0 \ud558\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc815\ucc45\uc744 \ub2f4\ub2f9\ud558\ub294 \ubcf5\uc9c0\ubd80\uc5d0\uc11c \uc774\ub807\uac8c \ubcf4\ub3c4 \uc790\ub8cc\uae4c\uc9c0 \ub0b4\uba74\uc11c \uaca9\ud558\uac8c \ubc18\uc751\uc744 \ubcf4\uc774\uc9c0\ub294 \uc54a\uc558\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ub4a4\uc9d1\uc5b4\uc11c \ubcf4\uba74\uc694. \uadf8\ub798\uc11c \ubcf5\uc9c0\ubd80 \uc2e4\uc7a5\ub2d8\uc774 \ucc38\uc11d\ud55c \uac83\uc740 \ub9de\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \uadf8\uac74 \uadf8 \uc804 \ub2e8\uacc4\uae4c\uc9c0 \ucc38\uc11d\ud55c \uac70\uace0\uc694. \ucd5c\uc885 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728\uc774 \uacb0\uc815\ub418\ub294 \uc2e4\ubb34\uae30\uad6c \ucc45\uc784\ud68c\uc758\uc5d0\uc11c\ub294 \ubcf5\uc9c0\ubd80 \ub2f4\ub2f9\uc790\uac00 \ube60\uc84c\uc2b5\ub2c8\ub2e4. \uadf8 \ubd80\ubd84\uc740 \uba85\ud655\ud558\uac8c \ud560 \ud544\uc694\uac00 \uc788\uace0\uc694. \uadf8 \ub2e4\uc74c\uc5d0 2007\ub144\uc5d0 \uba3c\uc800 \ud569\uc758\ub97c \ud588\ub2e4\uace0 \ud558\ub294\ub370 \uc6b0\ub9ac\uac00 \ub2f9\ucd08 1\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\uacb0\uacfc\ub97c \ud1b5\ud574\uc11c \uad6d\ubbfc\uc5f0\uae08 \uac1c\uc815\uc548\uc744 2003\ub144 10\uc6d4 \ub2ec\uc5d0 \uad6d\ud68c \uc81c\ucd9c\ud55c \uc801\uc774 \uc788\uac70\ub4e0\uc694. \uadf8 \ub54c \uc81c\ucd9c\ub41c \uc815\ubd80\uc548\uc774 40%\ub85c \ub0b4\ub824\uac00\uba74 \uc774\uac70 \ub108\ubb34 \uc2ec\ud55c \uac70 \uc544\ub2c8\ub0d0, \uadf8\ub7ec\ub2c8\uae4c 50% \uc815\ub3c4 \uc720\uc9c0\ud558\uc790, \ub300\uc2e0 \ubcf4\ud5d8\ub8cc\ub294 15.88, 16% \uc815\ub3c4\ub85c \uc62c\ub824\uc57c \ub41c\ub2e4, \uc774 \uc548\uc744 \uc81c\ucd9c\ud588\ub294\ub370 \ub2f9\uc2dc \uc6b0\ub9ac\ub098\ub77c \uc815\uce58\uad8c\uc5d0\uc11c \ubcf4\ud5d8\ub8cc\ub97c 16%\uae4c\uc9c0 \uc62c\ub9ac\ub294 \uac74 \ubd88\uac00\ub2a5\ud558\ub2c8 \uace0\ud1b5\uc2a4\ub7fd\uc9c0\ub9cc \uae09\uc5ec\uc728\uc744 \ub354 \uae4e\uc790\uace0 \ud574\uc11c 40%\ub85c \uacb0\uc815\ub41c \uacb0\ub840\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \ubd80\ubd84\ub4e4\uc744 \uc804\ud600 \ubb34\uc2dc\ud558\uace0 \uac11\uc790\uae30 \uc774\ub7f0 \uacb0\uc815\uc744 \ud558\ub2c8\uae4c \ub9ce\uc740 \uc774\ud574\uad00\uacc4\uc790\ub4e4\ub3c4 \uc5b8\ub860\uc5d0\uc11c \uad49\uc7a5\ud788 \uac15\ud55c \ube44\ud310\uc744 \ud558\uace0 \uc788\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px\">\uace0\uc131\uad6d : \uc544, \uc724 \uc704\uc6d0\ub2d8 \uadf8 \ub2f9\uc2dc\uc5d0\ub3c4 50%\uc77c \uacbd\uc6b0\uc5d0\ub294 \ubcf4\ud5d8 \ubd80\ub2f4\uc774 16%\ub77c\uace0 \ud558\uc168\uc2b5\ub2c8\uae4c?<\/span><\/p>\n<p><span style=\"font-size: 20px\">\uc724\uc11d\uba85 : \uc815\ud655\ud558\uac8c\ub294 15.88%\ub2c8\uae4c 16%\uc5d0 \uadfc\uc811\ud55c \uac81\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 20px\">\uace0\uc131\uad6d : \ub124. \uadf8\ub7f0\ub370 \ub2f9\uc2dc\uc5d0 \uc774\uac8c \ubd80\ub2f4\uc774 \ub108\ubb34 \ud06c\ub2e4\uace0 \ud574\uc11c 40%\ub85c \uae09\uc5ec\uc728\uc744 \ub0ae\ucd94\uba74\uc11c \uba87 %\ubd80\ub2f4\uc774 \ub41c \uac81\ub2c8\uae4c?<\/span><\/p>\n<p><span style=\"font-size: 20px\">\uc724\uc11d\uba85 : 40%\ub85c \ub0ae\ucd94\uba74\uc11c \ubcf4\ud5d8\ub8cc\ub294 12.9%\ub2c8\uae4c 13%\uae4c\uc9c0 \uc62c\ub9ac\uc790\uace0 \ud588\ub294\ub370 \uadf8\uac83\ub9c8\uc800\ub3c4 \ubd80\ub2f4\ub41c\ub2e4\uace0 \uacb0\uad6d \uad6d\ud68c\uc5d0\uc11c \ubd80\uacb0\uc2dc\ucf1c\ub3c4 \uae09\uc5ec\uc728\ub9cc \ub5a8\uc5b4\uc9c4 \uac81\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub2f9\uc2dc \uc815\ubd80 \uc785\uc7a5\uc5d0\uc11c\ub294 40%\ubcf4\ub2e4\ub294 50%\uac00 \ub0ab\ub2e4, \ub300\uc2e0 \ubd80\ub2f4\uc744 \ub354\ud574\uc57c \ud55c\ub2e4, \uc774\ub7f0 \uc870\uac74\uc744 \ub0b4\uac78\uc5c8\uac70\ub4e0\uc694. \uadf8\ub7f0\ub370 \uadf8\uac8c \ubaa8\ub450 \ubc1b\uc544\ub4e4\uc5ec\uc9c0\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><a href=\"https:\/\/m.tbs.seoul.kr\/news\/newsView.do?seq_800=10086275&amp;idx_800=2101187&amp;typ_800=11&amp;grd_800=null\">https:\/\/m.tbs.seoul.kr\/news\/newsView.do?seq_800=10086275&amp;idx_800=2101187&amp;typ_800=11&amp;grd_800=null<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(2015\ub144 \uc804\ud6c4\uc5d0 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc 1% \ud3ec\uc778\ud2b8\ub9cc \uc62c\ub9ac\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728 50%\uac00 \uac00\ub2a5\ud574\uc9c4\ub2e4\ub294 \ub2f9\uc2dc \ubbfc\uc8fc\ub2f9 \uc8fc\uc7a5\uc758 \ub17c\uac70\ub294 \uc774\ub7ec\ud588\uc5c8\ub2e4.) &nbsp; \uae40\uc5f0\uba85 : \uadf8\uac70\ub294 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \ub300\ud55c \uae30\ub2a5\uc744 \ud655\ub300\ud558\uba74 \uc548 \ub41c\ub2e4\uace0 \ubcf4\uc2dc\ub294 \ubd84\ub4e4\uc774 \uac00\uc9c0\uace0 \uc788\ub294 \ud55c\ucabd\uc758 \uc0dd\uac01\uc774\uace0\uc694. \uac00\ub839 \uc774\ubc88\uc5d0 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 50%\ub85c \uc778\uc0c1\ud558\uae30\ub85c \ud55c \ubd80\ubd84\uc774\uc694. \uadf8\uac8c \uac00\uc7a5 \ub17c\ub780\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\uae4c? \uadf8 \uc18c\ub4dd\ub300\uccb4\uc728 50% \uc778\uc0c1 \ubd80\ubd84\uc740 \uc774\ubbf8 2007\ub144\ub3c4 \uac1c\ud601\uc744 \ud560 \ub54c [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":3039,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-3052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ubcf4\ud5d8\ub8cc 1%\ud3ec\uc778\ud2b8 \uc62c\ub9ac\uba74 \uad6d\ubbfc\uc5f0\uae08 50% \uc18c\ub4dd\ub300\uccb4\uc728\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \ub17c\ub9ac(2015. 5.6.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-012158-6493\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ubcf4\ud5d8\ub8cc 1%\ud3ec\uc778\ud2b8 \uc62c\ub9ac\uba74 \uad6d\ubbfc\uc5f0\uae08 50% \uc18c\ub4dd\ub300\uccb4\uc728\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \ub17c\ub9ac(2015. 5.6.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(2015\ub144 \uc804\ud6c4\uc5d0 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc 1% \ud3ec\uc778\ud2b8\ub9cc \uc62c\ub9ac\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728 50%\uac00 \uac00\ub2a5\ud574\uc9c4\ub2e4\ub294 \ub2f9\uc2dc \ubbfc\uc8fc\ub2f9 \uc8fc\uc7a5\uc758 \ub17c\uac70\ub294 \uc774\ub7ec\ud588\uc5c8\ub2e4.) &nbsp; \uae40\uc5f0\uba85 : \uadf8\uac70\ub294 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \ub300\ud55c \uae30\ub2a5\uc744 \ud655\ub300\ud558\uba74 \uc548 \ub41c\ub2e4\uace0 \ubcf4\uc2dc\ub294 \ubd84\ub4e4\uc774 \uac00\uc9c0\uace0 \uc788\ub294 \ud55c\ucabd\uc758 \uc0dd\uac01\uc774\uace0\uc694. \uac00\ub839 \uc774\ubc88\uc5d0 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728\uc744 50%\ub85c \uc778\uc0c1\ud558\uae30\ub85c \ud55c \ubd80\ubd84\uc774\uc694. \uadf8\uac8c \uac00\uc7a5 \ub17c\ub780\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\uae4c? \uadf8 \uc18c\ub4dd\ub300\uccb4\uc728 50% \uc778\uc0c1 \ubd80\ubd84\uc740 \uc774\ubbf8 2007\ub144\ub3c4 \uac1c\ud601\uc744 \ud560 \ub54c [&hellip;]\" 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class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-012158-6493\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-012158-6493\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"\ubcf4\ud5d8\ub8cc 1%\ud3ec\uc778\ud2b8 \uc62c\ub9ac\uba74 \uad6d\ubbfc\uc5f0\uae08 50% \uc18c\ub4dd\ub300\uccb4\uc728\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \ub17c\ub9ac(2015. 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