{"id":3075,"date":"2026-02-20T12:36:05","date_gmt":"2026-02-20T03:36:05","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-033605-3412\/"},"modified":"2026-02-20T12:40:16","modified_gmt":"2026-02-20T03:40:16","slug":"post-20260220-033605-3412","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-033605-3412\/","title":{"rendered":"\uf98e\uf90a\uc778\uac00 \u8edf\u7981\uc778\uac00? \uc815\ucc45 \ubcfc\ubaa8\ub41c \uad6d\ubbfc\ub178\ud6c4 (2026. 2.19)"},"content":{"rendered":"

([\uc624\uc815\uadfc\uc758 \uc544\uc8fc\uacbd\uc81c\uc801 \uc2dc\uc120] \uad6d\ubbfc\uc5f0\uae08\uc73c\ub85c \ud658\uc728 \uc548\uc815? \uc9c0\uc18d\uac00\ub2a5\ud55c \uc815\ucc45 \uc804\ud658 \uc2dc\uae09\ud558\ub2e4<\/span><\/strong><\/span><\/h1>\n
\n
\uc624\uc815\uadfc \uc790\uc720\uc2dc\uc7a5\uc5f0\uad6c\uc6d0\uc7a5 \ud55c\uad6d\uae08\uc735ICT\uc735\ud569\ud559\ud68c\uc7a5)<\/span><\/strong><\/span><\/div>\n<\/div>\n

 <\/p>\n

\uc815\ubd80\uac00 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc\ub97c \uac15\ud654\ud558\ub294 \uc774\uc720\ub294 ‘\ucf54\ub9ac\uc544 \ub514\uc2a4\uce74\uc6b4\ud2b8’\ub97c \uc644\ud654\ud558\uae30 \uc704\ud574\uc11c\ub2e4. <\/strong><\/span><\/p>\n

\uadf8\ub7ec\ub098 \uc77c\uac01\uc5d0\uc11c\ub294 \ub3c5\ub9bd\uc131\uc774 \uc644\ubcbd\ud788 \ubcf4\uc7a5\ub418\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc5d0\uc11c \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ud655\ub300\ub294 \uc815\uce58\uc801 \ubaa9\uc801\uc5d0 \ub530\ub77c \uae30\uc5c5\uc744 \ud754\ub4e4 \uc218 \uc788\ub2e4\uace0 \uacbd\uace0\ud55c\ub2e4. <\/strong><\/span><\/p>\n

“\uad6d\ubbfc\uc5f0\uae08\uc744 \uc815\uce58\ud654\ud558\uba74 \uc548 \ub41c\ub2e4”\uba70 “\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \uac15\ud654\ub97c \ud1b5\ud574 \uae30\uae08 \uc218\uc775\ub960 \uc778\uc0c1\uae4c\uc9c0 \uac00\ub824\uba74 \uc81c\ub3c4\ub97c \uc798 \uc124\uacc4\ud574\uc57c \ud55c\ub2e4”\uace0 \uc6b0\ub824\ud558\ub294 \uc9c0\uc801\ub3c4 \ub098\uc624\uace0 \uc788\ub2e4. <\/span><\/p>\n

\uac10\ub3c5 \uad8c\ud55c\uc744 \ubcf4\uac74\ubcf5\uc9c0\ubd80\uc5d0\uc11c \uae08\uc735\uc704\uc6d0\ud68c\ub85c \uc774\uad00\ud574\uc57c \ud55c\ub2e4\ub294 \uc8fc\uc7a5\ub3c4 \uc81c\uae30\ub418\uace0 \uc788\ub2e4. \ud604\uc7ac \uae30\uad00\ud22c\uc790\uc790\uc758 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ud65c\ub3d9\uc740 \uae08\uc735\uc704\uc6d0\ud68c\uac00 \uac10\ub3c5\ud55c\ub2e4. <\/span><\/p>\n

\ubc18\uba74 \uc5f0\uae08\uacf5\ub2e8\uc740 \ubcf5\uc9c0\ubd80 \uc0b0\ud558 \uae30\uad00\uc73c\ub85c \uad6d\ubbfc\uc5f0\uae08 \uc81c\ub3c4\ub294 \ubcf5\uc9c0\ubd80\uc5d0\uc11c \ub9e1\ub294\ub2e4. \uc77c\ubcf8\ucc98\ub7fc \uae08\uc735\uc5d0 \ub300\ud55c \uc804\ubb38\uc131\uc744 \uac16\ucd98 \uae08\uc735\uc704\uc6d0\ud68c\uac00 \uc774\ub97c \ud1b5\ud569 \uad00\ub9ac\ud558\ub3c4\ub85d \uc774\uad00\ud558\ub294 \ubc95\uc548\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc8fc\uc7a5\uc774 \ub098\uc624\uace0 \uc788\ub2e4.<\/span>

\ucd5c\uadfc \uae30\uae08 \uc6b4\uc601 \ubc29\uc2dd\uc774 \ud754\ub4e4\ub9ac\uace0 \uc788\ub2e4. \u2018\ub274\ud504\ub808\uc784\uc6cc\ud06c\u2019 \uad6c\ud638 \ud558\uc5d0 \uc815\ubd80\uac00 \uc8fc\ub3c4\uc801\uc73c\ub85c \uae30\uae08\uc744 \uc6b4\uc601\ud558\uaca0\ub2e4\uace0 \ud574\uc11c\ub2e4. <\/strong><\/span><\/p>\n

\ucd5c\uadfc \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \uac1c\ucd5c \uc774\ud6c4, \ubcf4\uac74\ubcf5\uc9c0\ubd80 1\ucc28\uad00\uc744 \ub2e8\uc7a5\uc73c\ub85c \ud558\ub294 \ud0dc\uc2a4\ud06c\ud3ec\uc2a4(TF)\uac00 \uad6c\uc131\ub3fc \uc804\ub7b5\uc801 \ubaa8\ud638\uc131\uc744 \ucd94\uad6c\ud558\ub294 \ud658\ud5e4\uc9c0\uc5d0 \ub4e4\uc5b4\uac14\ub2e4.<\/strong><\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uadf8\ub3d9\uc548 \ub2e8\uc9c0 \uc218\uc775\ub960 \uc81c\uace0 \ucc28\uc6d0\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \ub300\ubd80\ubd84\uc744 \ud574\uc678 \ud22c\uc790\ub85c \ub3cc\ub9ac\ub294 \uac83\uc5d0 \ub300\ud574 \ube44\ud310\uc801\uc778 \ubaa9\uc18c\ub9ac\uac00 \uc791\uc9c0 \uc54a\uc558\ub2e4. <\/span><\/p>\n

\uadf8\ub807\ub2e4\uace0 \ud574\uc11c \uae30\uae08\uc758 \uad6d\ub0b4 \uc8fc\uc2dd \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\ub3c4 \uc644\uc804\ud55c \ub300\uc548\uc774 \ub418\uc9c0 \ubabb\ud55c\ub2e4. <\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uc774 \uad6d\ub0b4 \uc8fc\uc694 \uae30\uc5c5\uc758 \ub300\uc8fc\uc8fc\uac00 \ub420 \uac00\ub2a5\uc131\uc774 \ucee4\uc9c0\uae30 \ub54c\ubb38\uc774\ub2e4. \uc790\uce6b \uad6d\ubbfc\uc5f0\uae08\uc774 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc\ub97c \ud1b5\ud574 \uae30\uc5c5 \uacbd\uc601\uc5d0 \uad00\uc5ec\ud558\uace0 \uc815\ubd80\uac00 \uae30\uc5c5 \uc6b4\uc601\uc744 \uc88c\uc9c0\uc6b0\uc9c0\ud558\ub294 \uc5f0\uae08\uc0ac\ud68c\uc8fc\uc758 \ubb38\uc81c\uac00 \uac70\ub860\ub41c \ubc30\uacbd\uc774\ub2e4. <\/span><\/strong><\/p>\n

\uad6d\ub0b4 \uad6d\ucc44 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\ub3c4 \ubb38\uc81c\ub2e4. \ud655\uc7a5\uc801 \uc7ac\uc815\uc815\ucc45\uc774 \uc9c0\uc18d\ud558\ub294 \uc0c1\ud669\uc5d0\uc11c \uc801\uc790\uc608\uc0b0 \ud3b8\uc131\uc758 \uc190\uc26c\uc6b4 \uc218\ub2e8\uc774 \ub420 \uc218 \uc788\uc5b4\uc11c\ub2e4.<\/span><\/strong><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uc801\uc9c0 \uc54a\uc740 \uad6d\ubbfc\uacfc \uc678\uad6d\uc778 \ud22c\uc790\uc790\uac00 \uc6d0\ud654 \uc57d\uc138(\ub2ec\ub7ec \uac15\uc138) \ucd94\uc138\uc5d0 \ub3d9\ucc38\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc600\ub358 \uc774\uc720\ub294 \uc6b0\ub9ac \uacbd\uc81c\uc758 \uc55e\ub0a0\uc5d0 \ub300\ud55c \ud655\uc2e0\uc774 \uc5c6\uae30 \ub54c\ubb38\uc778 \uac83 \uac19\ub2e4. \uc7a0\uc7ac \uc131\uc7a5\ub960\uc774 \uae09\ub77d\ud558\ub294 \ud604\uc2e4\uc5d0\uc11c, \uc801\uc790\uc608\uc0b0\uc744 \ud3b8\uc131\ud558\uba74\uc11c\ub3c4 \ubbf8\ub798 \uba39\uac70\ub9ac\uc5d0 \ub300\ud55c \uc9d1\uc911 \ud22c\uc790\ubcf4\ub2e4\ub294 \uc120\uc2ec\uc131 \uc9c0\ucd9c\ub85c \ub204\uc218\ub418\ub294 \ub3c8\uc774 \ub354 \ub9ce\ub2e4\uace0 \ubcf4\uae30 \ub54c\ubb38\uc77c \uac83\uc774\ub2e4.<\/span>

\uad6d\ub0b4 \uc8fc\uc2dd\ud22c\uc790 \ube44\uc911\uc744 \ub192\uc5ec\ub2ec\ub77c\uace0 \uad6d\ubbfc\uc5d0\uac8c \uc74d\uc18c\ud558\ub294 \uba85\ubd84\uacfc \ud0c0\ub2f9\uc131\uc744 \ud655\ubcf4\ud558\ub824\uba74 \uc0c1\uc751\ud558\ub294 \uc870\uce58\uac00 \uc788\uc5b4\uc57c \ud55c\ub2e4. <\/span><\/p>\n

\uac74\uc804 \uc7ac\uc815\uc73c\ub85c\uc758 \ud68c\uadc0\uc5d0 \ub300\ud55c \ud655\uc2e0\uc744 \uc8fc\uc5b4\uc57c \ud55c\ub2e4. \ud5c8\ub9ac\ub760\ub97c \uc878\ub77c\ub9e4\ub294 \uace0\ud1b5 \uc5c6\uc774 \uc784\uc2dc\ubc29\ud3b8\uc73c\ub85c \uad6d\ubbfc\uc5f0\uae08\uc744 \ud65c\uc6a9\ud558\ub824\uace0\ub9cc \ud55c\ub2e4\uba74, \uace0\ud658\uc728\ub3c4 \ubabb \uc7a1\uace0 \uad6d\ubbfc \ub178\ud6c4\ub9cc \uc704\ud5d8\uc5d0 \ube60\ub728\ub9b4 \uc218 \uc788\ub2e4. \uc815\ubd80\ub294 \uc774\ub7f0 \uc6b0\ub824\uc5d0 \uadc0\ub97c \uc5f4\uc5b4\uc57c \ud55c\ub2e4.<\/strong><\/span><\/p>\n

\uacb0\uad6d \uadfc\ub798 \ud658\uc728 \uae09\ub4f1\uc740 \ub2e8\uc21c\ud55c \uc2dc\uc7a5 \ubcc0\ub3d9\uc774 \uc544\ub2c8\ub77c \uc815\ubd80\uc758 \uc815\ucc45\uc774 \uc2dc\uc7a5\uc758 \uc2e0\ub8b0\ub97c \uc783\uace0 \uc788\ub294 \uad6c\uc870\uc801 \ubb38\uc81c\ub77c\ub294 \uc810\uc5d0\uc11c \uc2e4\uc9c8\uc801\uc774\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc815\ucc45 \uc804\ud658\uc774 \uc2dc\uae09\ud558\ub2e4\ub294 \ubaa9\uc18c\ub9ac\uac00 \ucee4\uc9c0\uace0 \uc788\ub2e4. <\/span><\/p>\n

\ud55c\ud3b8 \ubcf4\uac74\ubcf5\uc9c0\ubd80\uac00 \uad6d\ubbfc\uc5f0\uae08\uc758 \uc678\ud654\ucc44 \ubc1c\ud589\uc744 \ucd94\uc9c4\ud558\ub294 \uac83\uc740 \ub610 \ub2e4\ub978 \ub17c\ub780\uc758 \uc528\uc557\uc774 \ub420 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. <\/strong><\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08 \uc678\ud654\ucc44 \ubc1c\ud589\uc740 \uc6d0\u00b7\ub2ec\ub7ec \ud658\uc728\uc744 \uc548\uc815\ud654\ud558\uae30 \uc704\ud55c \uc870\uce58 \uc911 \ud558\ub098\ub85c \ud574\uc11d\ub41c\ub2e4. <\/span><\/p>\n

\ub2e4\ub9cc \uc678\ud654\ucc44\ub294 \ubd80\ucc44 \uc131\uaca9\uc73c\ub85c \uad6d\ubbfc\uc5f0\uae08\uc758 \uc218\uc775\ub960\uc774 \uc800\ud558\ub420 \uc218 \uc788\uc73c\uba70 \uad6d\ubbfc \ub178\ud6c4\uc790\uae08\uc778 \uad6d\ubbfc\uc5f0\uae08\uc774 \ud658\uc728 \ubc29\uc5b4\uc5d0 \uc9c1\uc811\uc801\uc73c\ub85c \ub3d9\uc6d0\ub41c\ub2e4\ub294 \ub17c\ub780\ub3c4 \ucee4\uc9c8 \uc804\ub9dd\uc774\ub2e4.<\/strong><\/span><\/p>\n

https:\/\/www.ajunews.com\/view\/20260217192020711#_enliple<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

([\uc624\uc815\uadfc\uc758 \uc544\uc8fc\uacbd\uc81c\uc801 \uc2dc\uc120] \uad6d\ubbfc\uc5f0\uae08\uc73c\ub85c \ud658\uc728 \uc548\uc815? \uc9c0\uc18d\uac00\ub2a5\ud55c \uc815\ucc45 \uc804\ud658 \uc2dc\uae09\ud558\ub2e4 \uc624\uc815\uadfc \uc790\uc720\uc2dc\uc7a5\uc5f0\uad6c\uc6d0\uc7a5 \ud55c\uad6d\uae08\uc735ICT\uc735\ud569\ud559\ud68c\uc7a5)   \uc815\ubd80\uac00 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc\ub97c \uac15\ud654\ud558\ub294 \uc774\uc720\ub294 ‘\ucf54\ub9ac\uc544 \ub514\uc2a4\uce74\uc6b4\ud2b8’\ub97c \uc644\ud654\ud558\uae30 \uc704\ud574\uc11c\ub2e4. \uadf8\ub7ec\ub098 \uc77c\uac01\uc5d0\uc11c\ub294 \ub3c5\ub9bd\uc131\uc774 \uc644\ubcbd\ud788 \ubcf4\uc7a5\ub418\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc5d0\uc11c \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ud655\ub300\ub294 \uc815\uce58\uc801 \ubaa9\uc801\uc5d0 \ub530\ub77c \uae30\uc5c5\uc744 \ud754\ub4e4 \uc218 \uc788\ub2e4\uace0 \uacbd\uace0\ud55c\ub2e4. “\uad6d\ubbfc\uc5f0\uae08\uc744 \uc815\uce58\ud654\ud558\uba74 \uc548 \ub41c\ub2e4”\uba70 “\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \uac15\ud654\ub97c \ud1b5\ud574 \uae30\uae08 \uc218\uc775\ub960 \uc778\uc0c1\uae4c\uc9c0 \uac00\ub824\uba74 \uc81c\ub3c4\ub97c \uc798 \uc124\uacc4\ud574\uc57c \ud55c\ub2e4”\uace0 […]<\/p>\n","protected":false},"author":11,"featured_media":3074,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-3075","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"\n\uf98e\uf90a\uc778\uac00 \u8edf\u7981\uc778\uac00? 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