{"id":3079,"date":"2026-02-20T12:45:54","date_gmt":"2026-02-20T03:45:54","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-034554-8852\/"},"modified":"2026-02-20T12:53:45","modified_gmt":"2026-02-20T03:53:45","slug":"post-20260220-034554-8852","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-034554-8852\/","title":{"rendered":"[\ucc44\ud76c\ucc3d\uce7c\ub7fc] \uc5f0\uae08\uc740 \uc815\ubd80\uc758 \uc308\uc9d3\ub3c8\uc774 \uc544\ub2c8\ub2e4 (2026.02.02.)"},"content":{"rendered":"

\ud558\uc9c0\ub9cc \ube5b\uc774 \uc788\uc73c\uba74 \uc5b4\ub460\uc774 \uc788\ub294 \ubc95\uc774\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc815\ubd80\uac00 \uc99d\uc2dc \ubd80\uc591\uacfc \ud658\uc728 \ubc29\uc5b4\uc5d0 \uc5f0\uae30\uae08\uc744 \ucd1d\ub3d9\uc6d0\ud558\uace0 \uc788\uc5b4 \uc6b0\ub824\uc2a4\ub7fd\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc774 \ub300\ud1b5\ub839\uc740 \u201c\uad6d\ub0b4 \uc5f0\uae30\uae08\uc740 \uc65c \uad6d\ub0b4\uc8fc\uc2dd\uc740 \uc801\uac8c \uc0ac\uace0, \uc678\uad6d\uc8fc\uc2dd\ub9cc \uc794\ub729 \uc0ac\ub294\uc9c0 \uc774\ud574\ud560 \uc218 \uc5c6\ub2e4\u201d\uace0 \ud588\ub2e4. <\/span><\/p>\n

\uadf8\ub7ec\uc790 \uad6d\ubbfc\uc5f0\uae08\uc740 \uc62c\ud574 \uccab \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\ub97c \ud55c \ub2ec \uc774\uc0c1 \uc55e\ub2f9\uaca8 \uc5f4\uace0 \uad6d\ub0b4\uc8fc\uc2dd \ud22c\uc790 \ube44\uc911\uc744\u00a00.5%\ud3ec\uc778\ud2b8 \uc62c\ub838\ub2e4. <\/span><\/p>\n

\uae30\ud68d\uc608\uc0b0\ucc98\ub3c4\u00a067\uac1c \uc5f0\uae30\uae08\uc758 \uc5ec\uc720\uc790\uae08\u00a01400\uc870\uc6d0 \uc911 \ud604\uc7ac\u00a03.7% \uc218\uc900\uc778 \ucf54\uc2a4\ub2e5 \ud22c\uc790 \uaddc\ubaa8\ub97c 5%\uae4c\uc9c0 \ub298\ub838\ub2e4. \uc5f0\uae30\uae08\uc744 \uc815\ubd80\uc758 \uc308\uc9d3\ub3c8\ucc98\ub7fc \uc4f0\ub294 \uac83\uc774\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc774\ub7f0 \uc2dd\uc73c\ub85c \uad6d\ub0b4 \ud22c\uc790 \ube44\uc911\uc744 \ub298\ub9ac\uba74 \uc815\uce58\uc801 \uc555\ub825 \ud0d3\uc5d0 \ub2e4\uc2dc \uc904\uc774\uae30 \uc5b4\ub835\ub2e4. \uc8fc\uac00\uac00 \ud3ed\ub77d\uc774\ub77c\ub3c4 \ud558\uba74 \uadf8\ub550 \uc5b4\uca54 \uac74\uac00.<\/span><\/strong><\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uc5d0 \u2018\ud658\uc728 \uc18c\ubc29\uc218\u2019 \uc5ed\ud560\uc744 \uc694\uad6c\ud558\ub294 \uac74 \uc9c0\ub098\uce58\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uad6d\ubbfc\uc758 \ub178\ud6c4 \uc790\uae08\uc744 \ud658\uc728 \ubc29\uc5b4\uc5d0 \ub3d9\uc6d0\ud558\ub294 \uac74 \uc120\uc744 \ub118\ub294 \uac83\uc774\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08 \uc6b4\uc601 \uc9c0\uce68\uc5d0\ub3c4 \u201c\ud574\uc678\ud22c\uc790 \ubc0f \uc678\ud654 \ub2e8\uae30\uc790\uae08\uc5d0 \uc758\ud55c \uc678\ud658 \uc775\uc2a4\ud3ec\uc800(\ub178\ucd9c)\ub294 \ud5e4\uc9c0\ud558\uc9c0 \uc54a\ub294 \uac83\uc744 \uc6d0\uce59\uc73c\ub85c \ud55c\ub2e4\u201d\uace0 \ub3fc \uc788\ub2e4. <\/span><\/strong><\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uc774 \uc678\ud658\uc2dc\uc7a5 \uc548\uc815\uc5d0 \ub3d9\uc6d0\ub3fc \uc911\uc694\ud55c \ud22c\uc790 \uae30\ud68c\ub97c \ub193\uce58\uac70\ub098 \ud22c\uc790 \uc218\uc775\ub960\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uac78 \uc6d0\ud558\ub294 \uad6d\ubbfc\uc774 \uc788\uc744\uae4c. <\/span><\/p>\n

\uc5f0\uae08 \ub451\uc5d0 \ud558\ub098\uc529 \uad6c\uba4d\uc774 \ub6ab\ub9ac\uba74 \ub098\uc911\uc5d0 \ub451 \uc790\uccb4\uac00 \ud754\ub4e4\ub9b4 \uc218 \uc788\ub2e4.<\/span><\/strong><\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uc5f0\uae08 \uc120\uc9c4\uad6d\uc740 \uac70\uc800 \uc5bb\uc5b4\uc9c4 \uac8c \uc544\ub2c8\ub2e4<\/strong><\/span>. <\/span><\/p>\n

\uc804 \uc138\uacc4 \uc5f0\uae30\uae08 \uc911 \uc218\uc775\ub960 1\uc704\uc778 \uce90\ub098\ub2e4\uc5f0\uae08\uc740 \uc815\ubd80\uc640 \uc815\uce58\uad8c\uc5d0\uc11c \uc644\uc804\ud788 \uc790\uc720\ub85c\uc6b4 \ud22c\uc790 \uc804\ubb38\uac00\ub4e4\uc5d0\uac8c \uc6b4\uc6a9\uc744 \ub9e1\uae30\uace0 \uc788\ub2e4.<\/strong><\/span> \u2018\uc218\uc775 \uadf9\ub300\ud654\u2019\ub97c \ubc95 \uc870\ubb38\uc5d0 \uba85\uc2dc\ud588\ub2e4.\u00a0<\/span><\/p>\n

2400\uc870\uc6d0\uc758 \uac70\ub300 \uc790\uc0b0\uc744 \ubcf4\uc720\ud55c \ub178\ub974\uc6e8\uc774 \uad6d\ubd80\ud380\ub4dc\uc758 \uc81c1 \uc6d0\uce59\uc740 \u2018\uad6d\uc678\uc5d0\uc11c\ub9cc \uc6b4\uc6a9\u2019\uc774\ub2e4. <\/strong><\/span><\/p>\n

\uc790\uad6d \uc2dc\uc7a5\uc5d0\ub294 \ub2e8 1\uc6d0\ub3c4 \ud22c\uc790\ud558\uc9c0 \uc54a\ub294\ub2e4. <\/strong><\/span><\/span><\/p>\n

\uc77c\ubcf8 \uacf5\uc801\uc5f0\uae08\ub3c4 \u201c\uc8fc\uc2dd\uc2dc\uc7a5 \ubd80\uc591\uc774\ub098 \uc815\ubd80 \uc815\ucc45\uc744 \uad6c\ud604\ud558\ub294 \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294\ub2e4\u201d\ub294 \uc6d0\uce59\uc744 \ubabb \ubc15\uc558\ub2e4. <\/span><\/strong><\/p>\n

\ubc18\uba74\uad50\uc0ac\ub85c \uc0bc\uc544\uc57c \ud55c\ub2e4.<\/strong><\/span><\/p>\n

https:\/\/n.news.naver.com\/article\/022\/0004102685?sid=110<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\ud558\uc9c0\ub9cc \ube5b\uc774 \uc788\uc73c\uba74 \uc5b4\ub460\uc774 \uc788\ub294 \ubc95\uc774\ub2e4. \uc815\ubd80\uac00 \uc99d\uc2dc \ubd80\uc591\uacfc \ud658\uc728 \ubc29\uc5b4\uc5d0 \uc5f0\uae30\uae08\uc744 \ucd1d\ub3d9\uc6d0\ud558\uace0 \uc788\uc5b4 \uc6b0\ub824\uc2a4\ub7fd\ub2e4. \uc774 \ub300\ud1b5\ub839\uc740 \u201c\uad6d\ub0b4 \uc5f0\uae30\uae08\uc740 \uc65c \uad6d\ub0b4\uc8fc\uc2dd\uc740 \uc801\uac8c \uc0ac\uace0, \uc678\uad6d\uc8fc\uc2dd\ub9cc \uc794\ub729 \uc0ac\ub294\uc9c0 \uc774\ud574\ud560 \uc218 \uc5c6\ub2e4\u201d\uace0 \ud588\ub2e4. \uadf8\ub7ec\uc790 \uad6d\ubbfc\uc5f0\uae08\uc740 \uc62c\ud574 \uccab \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\ub97c \ud55c \ub2ec \uc774\uc0c1 \uc55e\ub2f9\uaca8 \uc5f4\uace0 \uad6d\ub0b4\uc8fc\uc2dd \ud22c\uc790 \ube44\uc911\uc744\u00a00.5%\ud3ec\uc778\ud2b8 \uc62c\ub838\ub2e4. \uae30\ud68d\uc608\uc0b0\ucc98\ub3c4\u00a067\uac1c \uc5f0\uae30\uae08\uc758 \uc5ec\uc720\uc790\uae08\u00a01400\uc870\uc6d0 \uc911 \ud604\uc7ac\u00a03.7% \uc218\uc900\uc778 \ucf54\uc2a4\ub2e5 \ud22c\uc790 \uaddc\ubaa8\ub97c 5%\uae4c\uc9c0 \ub298\ub838\ub2e4. […]<\/p>\n","protected":false},"author":11,"featured_media":3078,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-3079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"\n[\ucc44\ud76c\ucc3d\uce7c\ub7fc] \uc5f0\uae08\uc740 \uc815\ubd80\uc758 \uc308\uc9d3\ub3c8\uc774 \uc544\ub2c8\ub2e4 (2026.02.02.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-034554-8852\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\ucc44\ud76c\ucc3d\uce7c\ub7fc] \uc5f0\uae08\uc740 \uc815\ubd80\uc758 \uc308\uc9d3\ub3c8\uc774 \uc544\ub2c8\ub2e4 (2026.02.02.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\ud558\uc9c0\ub9cc \ube5b\uc774 \uc788\uc73c\uba74 \uc5b4\ub460\uc774 \uc788\ub294 \ubc95\uc774\ub2e4. \uc815\ubd80\uac00 \uc99d\uc2dc \ubd80\uc591\uacfc \ud658\uc728 \ubc29\uc5b4\uc5d0 \uc5f0\uae30\uae08\uc744 \ucd1d\ub3d9\uc6d0\ud558\uace0 \uc788\uc5b4 \uc6b0\ub824\uc2a4\ub7fd\ub2e4. \uc774 \ub300\ud1b5\ub839\uc740 \u201c\uad6d\ub0b4 \uc5f0\uae30\uae08\uc740 \uc65c \uad6d\ub0b4\uc8fc\uc2dd\uc740 \uc801\uac8c \uc0ac\uace0, \uc678\uad6d\uc8fc\uc2dd\ub9cc \uc794\ub729 \uc0ac\ub294\uc9c0 \uc774\ud574\ud560 \uc218 \uc5c6\ub2e4\u201d\uace0 \ud588\ub2e4. \uadf8\ub7ec\uc790 \uad6d\ubbfc\uc5f0\uae08\uc740 \uc62c\ud574 \uccab \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\ub97c \ud55c \ub2ec \uc774\uc0c1 \uc55e\ub2f9\uaca8 \uc5f4\uace0 \uad6d\ub0b4\uc8fc\uc2dd \ud22c\uc790 \ube44\uc911\uc744\u00a00.5%\ud3ec\uc778\ud2b8 \uc62c\ub838\ub2e4. \uae30\ud68d\uc608\uc0b0\ucc98\ub3c4\u00a067\uac1c \uc5f0\uae30\uae08\uc758 \uc5ec\uc720\uc790\uae08\u00a01400\uc870\uc6d0 \uc911 \ud604\uc7ac\u00a03.7% \uc218\uc900\uc778 \ucf54\uc2a4\ub2e5 \ud22c\uc790 \uaddc\ubaa8\ub97c 5%\uae4c\uc9c0 \ub298\ub838\ub2e4. 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