{"id":3083,"date":"2026-02-20T12:59:25","date_gmt":"2026-02-20T03:59:25","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-035925-4590\/"},"modified":"2026-02-27T00:50:24","modified_gmt":"2026-02-26T15:50:24","slug":"post-20260220-035925-4590","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-035925-4590\/","title":{"rendered":"[\ub2e8\ub3c5] \uad6d\ubbfc\uc5f0\uae08 \uc758\uacb0\uad8c \ubbfc\uac04\uc5d0 \uc704\uc784\ud55c\ub2e4 [\uc2dc\uadf8\ub110] (2026.02.19.)"},"content":{"rendered":"

(2026\ub144 2\uc6d4 9\uc77c \uac1c\ucd5c\ub41c \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098\uc5d0\uc11c \uc694\uad6c\ud588\ub358 \uc0ac\uc548\ub4e4\uc758 \uc77c\ubd80\uac00 \uad00\ucca0\ub418\ub294 \ucabd\uc73c\ub85c<\/strong><\/span> \uc815\ubd80\uac00 \uc815\ucc45 \ubc29\ud5a5\uc744 \uc804\ud658\ud558\ub824\ub294 \ub4ef\ud558\ub2e4!!<\/strong><\/span><\/p>\n

\uc815\ubd80\uc758 \uc774\uac19\uc740 \uc785\uc7a5 \ubcc0\ud654\uc5d0 \ub300\ud574 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uc801\uadf9 \uc9c0\uc9c0\ud568\uc744 \ubc1d\ud788\ub294 \ubc14\uc774\ub2e4!!!!<\/strong><\/span><\/p>\n

\uc774\uc640\ub2ec\ub9ac ‘\uacf5\uc801\uc5f0\uae08\uac15\ud654\uad6d\ubbfc\ud589\ub3d9’\uc5d0\uc11c\ub294 \uac15\ud558\uac8c \ubc18\ub300\ud558\ub294 \uc785\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4!!<\/span>)<\/strong><\/span><\/p>\n

 <\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uc774 \uc8fc\uc8fc\ucd1d\ud68c \uc758\uacb0\uad8c\uc744 \ubbfc\uac04 \uc6b4\uc6a9\uc0ac\uac00 \ud589\uc0ac\ud560 \uc218 \uc788\ub3c4\ub85d \uad6d\ub0b4 \uc8fc\uc2dd \uc6b4\uc6a9\uc0ac\uc5d0 \ub300\ud55c \uc790\uae08 \uc704\ud0c1 \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud55c\ub2e4. <\/span><\/strong><\/span><\/p>\n

\ud604\uc7ac \ucd9c\uc790\ub294 \uc790\uae08 \uc77c\uc784 \ubc29\uc2dd\uc73c\ub85c \uc774\ub904\uc838 \ubaa8\ub4e0 \uc758\uacb0\uad8c\uc774 \uad6d\ubbfc\uc5f0\uae08\uc758 \uc774\ub984\uc73c\ub85c \ud589\uc0ac\ub418\ub294 \ub9cc\ud07c <\/span><\/p>\n

\uc774\ub97c \ud380\ub4dc \ucd9c\uc790 \ubc29\uc2dd\uc73c\ub85c \ubc14\uafc8\uc73c\ub85c\uc368 \u2018\uc5f0\uae08 \uc0ac\ud68c\uc8fc\uc758\u2019 \ub17c\ub780\ub3c4 \ub35c\uc5b4\ub0bc \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/span><\/strong><\/span><\/p>\n

19\uc77c \ud22c\uc790\uc740\ud589(IB) \uc5c5\uacc4\uc5d0 \ub530\ub974\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc218\ud0c1\uc790\ucc45\uc784\uc704\uc6d0\ud68c\ub294 \uc774\ub2ec\u00a024\uc77c \uad6d\ubbfc\uc5f0\uae08\uc758 \uc790\uae08 \ucd9c\uc790 \ubc29\uc2dd\uc744 \ud380\ub4dc \ud615\ud0dc\ub85c \ubc14\uafb8\ub294 \ubc29\uc548\uc744 \ub17c\uc758\ud560 \uc608\uc815\uc73c\ub85c \uc804\ud574\uc84c\ub2e4. <\/span><\/p>\n

\uc774\ubc88 \uc218\ucc45\uc704\uc5d0\uc11c\ub294 \uaddc\uc815 \uac1c\uc815 \ub4f1 \ud544\uc694 \uc0ac\ud56d \uc804\ubc18\uc744 \uc810\uac80\ud560 \uc608\uc815\uc778 \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4. <\/span><\/p>\n

\uc774\ub974\uba74 \ub0b4\ub144 \uc815\uae30 \uc8fc\ucd1d\ubd80\ud130 \ub2e8\uacc4\uc801\uc73c\ub85c \uc801\uc6a9\ub418\ub294 \ubc29\uc548\uc774 \uc720\ub825\ud558\uac8c \uac80\ud1a0\ub418\uace0 \uc788\ub2e4. <\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uc5d0 \ub530\ub974\uba74 \uc77c\uc784 \ubc29\uc2dd\uc5d0\uc11c \uc758\uacb0\uad8c\uc744 \ubbfc\uac04\uc774 \ud589\uc0ac\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uae30 \uc704\ud574\uc11c\ub294 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c\uc758 \uc758\uacb0\uc774 \ud544\uc694\ud558\ub2e4.<\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uc774 \uc704\ud0c1\uc6b4\uc6a9\uc0ac\uc5d0 \uc758\uacb0\uad8c\uc744 \uc704\uc784\ud558\uac8c \ub418\uba74 \uc8fc\uc8fc\uad8c \ud589\uc0ac \uc911\uc694 \uad6d\uba74\ub9c8\ub2e4 \ubc88\ubc88\uc774 \uc9c1\uba74\ud588\ub358 \u2018\uc5f0\uae08 \uc0ac\ud68c\uc8fc\uc758\u2019 \ub17c\ub780\uc744 \ub05d\ub0b8\ub2e4\ub294 \uc810\uc5d0\uc11c \uc758\ubbf8\uac00 \ud070 \uac83\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4. <\/span><\/strong><\/p>\n

\ud2b9\ud788 \uc758\uacb0\uad8c\uc744 \ubbfc\uac04\uc774 \ud589\uc0ac\ud568\uc73c\ub85c\uc368 \uad6d\ubbfc\uc5f0\uae08\uc758 \ub3c5\ub9bd\uc131\ub3c4 \ubcf4\ub2e4 \uac15\ud654\ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ub41c\ub2e4. <\/span><\/p>\n

\uadf8\uac04 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\uc7a5\uc744 \ubcf4\uac74\ubcf5\uc9c0\ubd80 \uc7a5\uad00\uc774 \ub9e1\ub294\ub2e4\ub294 \uc810\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08\uc774 \uc644\uc804\ud55c \ub3c5\ub9bd\uc744 \uc774\ub8ec \uac83\uc73c\ub85c \ubcf4\uae30 \uc5b4\ub835\ub2e4\ub294 \ube44\ud310\uc774 \uc81c\uae30\ub41c \ubc14 \uc788\ub2e4.<\/span><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\uc774\ub85c \uc778\ud574 \uad6d\ubbfc\uc5f0\uae08\uc758 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ucf54\ub4dc \ub3c4\uc785\uc774 \ubcf8\uaca9\ud654\ub410\uace0 \uad6d\ubbfc\uc5f0\uae08\uc774 \uae30\uc5c5 \uacbd\uc601\uc5d0 \ucc38\uc5ec\ud558\ub294 \uc0ac\ub840\uac00 \ub298\uba74\uc11c \uc5f0\uae08 \uc0ac\ud68c\uc8fc\uc758\ub77c\ub294 \ube44\ud310\uc774 \uacc4\uc18d\ud574\uc11c \uc81c\uae30\ub410\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc815\uad8c\uc758 \uc785\ub9db\uc5d0 \ub530\ub77c \uad6d\ubbfc\uc5f0\uae08\uc774 \uc8fc\uc8fc\uad8c\uc744 \ud589\uc0ac\ud574\uc624\uba74\uc11c \uacbd\uc601\uad8c\uc744 \uce68\ud574\ud55c\ub2e4\ub294 \uac83\uc774 \uace8\uc790\ub85c \uad6d\uac00\uac00 \uae30\uc5c5 \uc18c\uc720\uc5d0 \uacfc\ub3c4\ud558\uac8c \uac04\uc12d\ud574 \uc790\uc720\uc2dc\uc7a5\uacbd\uc81c \uc6d0\uce59\uc744 \ud6fc\uc190\ud55c\ub2e4\ub294 \uc9c0\uc801\ub3c4 \uc81c\uae30\ub410\ub2e4.<\/span><\/strong><\/p>\n

\ud2b9\ud788 \uad6d\ubbfc\uc5f0\uae08\uc740 \ud3ec\uc2a4\ucf54\uadf8\ub8f9\uacfc\u00a0KT\u00a0\ud68c\uc7a5 \uc120\uc784 \uacfc\uc815\uc5d0\uc11c \uc815\ubd80 \uc785\uc7a5\uc744 \ub300\ubcc0\ud574 \uacf5\uc2dd\uc801\uc73c\ub85c \ud2b9\uc815 \uc778\uc0ac \uc120\uc784\uc744 \uc800\uc9c0\ud568\uc73c\ub85c\uc368 \uc218\uc2dc\ub85c \ub3c5\ub9bd\uc131\uc5d0 \ub300\ud574 \uacf5\uaca9\uc744 \ubc1b\uae30\ub3c4 \ud588\ub2e4.<\/span><\/p>\n

\uadf8\ub54c\ub9c8\ub2e4 \ub300\uc548\uc73c\ub85c \uac70\ub860\ub41c \uac83\uc774 \uc8fc\uc8fc\uad8c\uc744 \ubbfc\uac04\uc5d0 \uc704\uc784\ud558\ub294 \ubc29\uc2dd\uc774\ub2e4. <\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uc774 \uc9c1\uc811 \uc758\uacb0\uad8c\uc744 \ud589\uc0ac\ud558\uae30\ubcf4\ub2e4 \ubbfc\uac04\uc5d0 \ub9e1\uaca8 \ub3c5\ub9bd\uc131\uc744 \ub192\uc774\uace0 \ud6a8\uc728\uc131\uc744 \uadf9\ub300\ud654\ud558\uc790\ub294 \ucde8\uc9c0\ub2e4. <\/span><\/p>\n

\uc2e4\uc81c \uae00\ub85c\ubc8c 3\ub300 \uc5f0\uae30\uae08\uc73c\ub85c \uaf3d\ud788\ub294 \uc77c\ubcf8\uc5d0\uc11c\ub3c4 \uc774 \uac19\uc740 \ubc29\uc2dd\uc744 \uc801\uc6a9\ud558\uace0 \uc788\ub2e4. <\/span><\/p>\n

\uc77c\ubcf8\uc758 \uc138\uacc4 \ucd5c\ub300 \uacf5\uc801\uc5f0\uae08\uc778 \uc5f0\uae08\uc801\ub9bd\uae08\uad00\ub9ac\uc6b4\uc6a9\ub3c5\ub9bd\ud589\uc815\ubc95\uc778(GPIF)\uc740 \uc9c1\uc811 \uc6b4\uc6a9 \ub300\uc2e0 \ubbfc\uac04\uc5d0 \uc704\ud0c1\ud55c\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc8fc\uc2dd \uc758\uacb0\uad8c\uc744 \uc704\ud0c1\uc6b4\uc6a9\uc0ac\uc5d0 \uc804\uc801\uc73c\ub85c \uc704\uc784\ud574 \uc815\ubd80\uc758 \uac1c\uc785\uc744 \ucc28\ub2e8\ud558\uace0 \ub3c5\ub9bd\uc131\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud55c \ucc28\uc6d0\uc774\ub2e4.<\/span><\/p>\n

https:\/\/n.news.naver.com\/article\/011\/0004591428?sid=101<\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

(2026\ub144 2\uc6d4 9\uc77c \uac1c\ucd5c\ub41c \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098\uc5d0\uc11c \uc694\uad6c\ud588\ub358 \uc0ac\uc548\ub4e4\uc758 \uc77c\ubd80\uac00 \uad00\ucca0\ub418\ub294 \ucabd\uc73c\ub85c \uc815\ubd80\uac00 \uc815\ucc45 \ubc29\ud5a5\uc744 \uc804\ud658\ud558\ub824\ub294 \ub4ef\ud558\ub2e4!! \uc815\ubd80\uc758 \uc774\uac19\uc740 \uc785\uc7a5 \ubcc0\ud654\uc5d0 \ub300\ud574 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uc801\uadf9 \uc9c0\uc9c0\ud568\uc744 \ubc1d\ud788\ub294 \ubc14\uc774\ub2e4!!!! \uc774\uc640\ub2ec\ub9ac ‘\uacf5\uc801\uc5f0\uae08\uac15\ud654\uad6d\ubbfc\ud589\ub3d9’\uc5d0\uc11c\ub294 \uac15\ud558\uac8c \ubc18\ub300\ud558\ub294 \uc785\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4!!)   \uad6d\ubbfc\uc5f0\uae08\uc774 \uc8fc\uc8fc\ucd1d\ud68c \uc758\uacb0\uad8c\uc744 \ubbfc\uac04 \uc6b4\uc6a9\uc0ac\uac00 \ud589\uc0ac\ud560 \uc218 \uc788\ub3c4\ub85d \uad6d\ub0b4 \uc8fc\uc2dd \uc6b4\uc6a9\uc0ac\uc5d0 \ub300\ud55c \uc790\uae08 \uc704\ud0c1 \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud55c\ub2e4. \ud604\uc7ac \ucd9c\uc790\ub294 \uc790\uae08 \uc77c\uc784 […]<\/p>\n","protected":false},"author":11,"featured_media":3082,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-3083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"\n[\ub2e8\ub3c5] \uad6d\ubbfc\uc5f0\uae08 \uc758\uacb0\uad8c \ubbfc\uac04\uc5d0 \uc704\uc784\ud55c\ub2e4 [\uc2dc\uadf8\ub110] (2026.02.19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-035925-4590\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\ub2e8\ub3c5] \uad6d\ubbfc\uc5f0\uae08 \uc758\uacb0\uad8c \ubbfc\uac04\uc5d0 \uc704\uc784\ud55c\ub2e4 [\uc2dc\uadf8\ub110] (2026.02.19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(2026\ub144 2\uc6d4 9\uc77c \uac1c\ucd5c\ub41c \uc5f0\uae08\uc5f0\uad6c\ud68c 12\ucc28 \uc138\ubbf8\ub098\uc5d0\uc11c \uc694\uad6c\ud588\ub358 \uc0ac\uc548\ub4e4\uc758 \uc77c\ubd80\uac00 \uad00\ucca0\ub418\ub294 \ucabd\uc73c\ub85c \uc815\ubd80\uac00 \uc815\ucc45 \ubc29\ud5a5\uc744 \uc804\ud658\ud558\ub824\ub294 \ub4ef\ud558\ub2e4!! \uc815\ubd80\uc758 \uc774\uac19\uc740 \uc785\uc7a5 \ubcc0\ud654\uc5d0 \ub300\ud574 \uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \uc801\uadf9 \uc9c0\uc9c0\ud568\uc744 \ubc1d\ud788\ub294 \ubc14\uc774\ub2e4!!!! \uc774\uc640\ub2ec\ub9ac ‘\uacf5\uc801\uc5f0\uae08\uac15\ud654\uad6d\ubbfc\ud589\ub3d9’\uc5d0\uc11c\ub294 \uac15\ud558\uac8c \ubc18\ub300\ud558\ub294 \uc785\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4!!)   \uad6d\ubbfc\uc5f0\uae08\uc774 \uc8fc\uc8fc\ucd1d\ud68c \uc758\uacb0\uad8c\uc744 \ubbfc\uac04 \uc6b4\uc6a9\uc0ac\uac00 \ud589\uc0ac\ud560 \uc218 \uc788\ub3c4\ub85d \uad6d\ub0b4 \uc8fc\uc2dd \uc6b4\uc6a9\uc0ac\uc5d0 \ub300\ud55c \uc790\uae08 \uc704\ud0c1 \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud55c\ub2e4. \ud604\uc7ac \ucd9c\uc790\ub294 \uc790\uae08 \uc77c\uc784 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-035925-4590\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-20T03:59:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-26T15:50:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0004591428_001_20260219233136062.jpg\" 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\ubbfc\uac04\uc5d0 \uc704\uc784\ud55c\ub2e4 [\uc2dc\uadf8\ub110] (2026.02.19.)\",\"datePublished\":\"2026-02-20T03:59:25+00:00\",\"dateModified\":\"2026-02-26T15:50:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-035925-4590\/\"},\"wordCount\":12,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-035925-4590\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0004591428_001_20260219233136062.jpg\",\"articleSection\":[\"\uc790\ub8cc\uc2e4\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-035925-4590\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/20\/post-20260220-035925-4590\/\",\"name\":\"[\ub2e8\ub3c5] 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