{"id":3091,"date":"2026-02-21T14:40:32","date_gmt":"2026-02-21T05:40:32","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/21\/post-20260221-054032-7311\/"},"modified":"2026-02-22T10:46:16","modified_gmt":"2026-02-22T01:46:16","slug":"post-20260221-054032-7311","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/21\/post-20260221-054032-7311\/","title":{"rendered":"\ud55c\uad6d \uc7a0\uc7ac\uc131\uc7a5\ub960 2% \ubd95\uad34\u20262056\ub144 ‘0%’ \ud131\uac78\uc774 \uacbd\uace0 (2026.02.20)"},"content":{"rendered":"

[\uad6d\ubbfc\uc5f0\uae08\uc740 1-2\ub144 \ub610\ub294 5-10\ub144\uc758 \uc2dc\uacc4(\uc989 \uae30\uac04 \ub610\ub294 \uad00\uc810)\ub85c \uc6b4\uc601\ub418\ub294 \uc81c\ub3c4\uac00 \uc544\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ucd5c\uc18c \ud55c \uc138\ub300 \uc774\uc0c1\uc758 \uc77c\uc0dd\uc744 \uc870\ub9dd\ud560 \uc218 \uc788\ub294 \ucd08\uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc81c\ub3c4\ub97c \uc124\uacc4\ud558\uace0 \uc6b4\uc601\ud574\uc57c \uc0ac\ud68c\uc801, \ud2b9\ud788 \uc138\ub300\uac04 \uac08\ub4f1\uc744 \ucd5c\uc18c\ud654\ud560 \uc218\uac00 \uc788\ub2e4.<\/span><\/strong><\/p>\n

\uc804 \uc138\uacc4 \ucd5c\uace0 \uc218\uc900\uc758 \uad6d\ubd80\ud380\ub4dc\ub97c \uc6b4\uc601\ud558\uace0 \uc788\uace0, <\/span><\/strong><\/span><\/p>\n

\ubd81\ud574\uc5d0\uc11c \uc591\uc9c8\uc758 \uc11d\uc720\ub97c \uc0dd\uc0b0\ud558\uace0 \uc788\ub294 \ub178\ub974\uc6e8\uc774\uac00 <\/span><\/strong><\/span><\/p>\n

18.1%\ub97c \ubd80\ub2f4\ud558\uba74\uc11c\ub3c4 <\/span>\uc18c\ub4dd\ub300\uccb4\uc728\uc740 42% \uc218\uc900\ub9cc \uc9c0\uae09\ud558\ub294<\/span><\/strong><\/span><\/p>\n

\uc804 \uad6d\ubbfc \ub300\uc0c1 \uacf5\uc801\uc5f0\uae08\uc81c\ub3c4<\/span>\ub97c \uc6b4\uc601\ud558\ub294 \uc774\uc720\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc18d\uc808\uc5c6\uc774 \ucd94\ub77d\ud558\uace0 \uc788\ub294 \ub300\ud55c\ubbfc\uad6d\uc758 \uc7a0\uc7ac \uc131\uc7a5\ub960\uc744 \ub192\uc77c \uc218 \uc788\ub3c4\ub85d \ub2e4\uc591\ud55c \ubd84\uc57c\uc5d0\uc11c\uc758 \uad6c\uc870\uac1c\ud601\uc774 \uc2dc\uae09\ud55c \ubc30\uacbd\uc774\ub2e4!!!]<\/span><\/strong><\/span><\/p>\n

(\ud53c\uce58 1.9% \ud558\ud5a5, OECD\ub294 2056~2060\ub144 ‘0%’ \uc804\ub9dd\u2026\ubbf8\uad6d\uacfc \uaca9\ucc28\uac00 \ud658\uc728\u00b7\uc790\uae08 \uc720\ucd9c\uae4c\uc9c0 \ud754\ub4e0\ub2e4.)<\/span><\/strong><\/p>\n

\n
\n
\n
\uc774\uc7ac\uba85 \ub300\ud1b5\ub839\uc774 \uc9c0\ub09c\ud574 6\uc6d4 \ucde8\uc784 \uc774\ud6c4 \uacbd\uc81c \uad00\ub828 \uc5b8\uae09\uc744 \ud560 \ub54c \uac15\uc870\ud558\ub294 \uac83 \uc911 \ud558\ub098\uac00 \uc7a0\uc7ac\uc131\uc7a5\ub960\uc744 \ubc18\ub4f1\uc2dc\ud0a4\uaca0\ub2e4\ub294 \uac83\uc774\ub2e4.<\/span><\/strong><\/div>\n
<\/div>\n
\ud558\uc9c0\ub9cc \uc7a0\uc7ac\uc131\uc7a5\ub960\uc744 3%\ub300\ub85c \ubc18\ub4f1\uc2dc\ud0a4\uaca0\ub2e4\ub294 \uc774 \ub300\ud1b5\ub839\uc758 \uacf5\uc57d\uacfc \ub2ec\ub9ac 2%\ub300\ub9c8\uc800 \ubb34\ub108\uc84c\ub2e4\ub294 \ud3c9\uac00\uac00 \ub098\uc628\ub2e4.<\/span> <\/span><\/strong><\/div>\n
<\/div>\n
\uc2ec\uc9c0\uc5b4 2056\ub144 \ubb34\ub835\uc5d0\ub294 \uc7a0\uc7ac\uc131\uc7a5\ub960\uc774 0%\ub97c \uac04\uc2e0\ud788 \uc720\uc9c0\ud558\ub294 \uc218\uc900\uae4c\uc9c0 \ub5a8\uc5b4\uc9c0\uba74\uc11c \uc131\uc7a5 \uc5d4\uc9c4 \uc790\uccb4\uac00 \uc2dd\uc744 \uac83\uc774\ub77c\ub294 \uc804\ub9dd\ub9c8\uc800 \ub098\uc624\uace0 \uc788\ub2e4.<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n

(\uc911\ub7b5)<\/span><\/p>\n

\ub354 \ud070 \ubb38\uc81c\ub294 \ubbf8\uad6d\uacfc \uc7a0\uc7ac\uc131\uc7a5\ub960\uc774\ub77c\ub294 \uae30\ucd08 \uccb4\ub825\uc758 \ucc28\uc774\uac00 \ub0a0\uc774 \uac08\uc218\ub85d \ucee4\uc9c4\ub2e4\ub294 \uc810\uc774\ub2e4. <\/strong><\/span><\/p>\n

OECD\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d\uc758 \uc7a0\uc7ac\uc131\uc7a5\ub960\uc740 2022\ub144 2.40%\ub85c \ud55c\uad6d\ubcf4\ub2e4 0.04%\ud3ec\uc778\ud2b8 \ub0ae\uc558\uc9c0\ub9cc 2023\ub144\uc5d0 2.44%\ub85c \ud55c\uad6d(2.41%)\uc744 \uc55e\uc9c8\ub800\ub2e4. <\/span><\/p>\n

\uc774\uc5b4 2024\ub144\uc5d0\ub294 2.41%(\uaca9\ucc28 0.13%\ud3ec\uc778\ud2b8), 2025\ub144 2.20%(\uaca9\ucc28 0.28%\ud3ec\uc778\ud2b8), 2026\ub144 2.03%(\uaca9\ucc28 0.32%\ud3ec\uc778\ud2b8), 2027\ub144 1.95%(\uaca9\ucc28 0.38%\ud3ec\uc778\ud2b8)\ub85c \ud55c\uad6d \uc7a0\uc7ac\uc131\uc7a5\ub960\uacfc\uc758 \ucc28\uc774\ub97c \ub354\uc6b1 \ubc8c\ub824 \ub098\uac08 \uac83\uc73c\ub85c \uc608\uc0c1\ub410\ub2e4.<\/strong><\/span><\/span><\/p>\n

\uc774\ub7ec\ud55c \uaca9\ucc28 \ud655\ub300\ub294 \uac08\uc218\ub85d \uc2ec\ud654\ud574 \ud55c\uad6d \uc7a0\uc7ac\uc131\uc7a5\ub960\uc774 0% \uc218\uc900\uae4c\uc9c0 \ub5a8\uc5b4\uc9c0\ub294 2056~2060\ub144\uc5d0\ub294 \ubbf8\uad6d\uc758 \uc7a0\uc7ac\uc131\uc7a5\ub960 \ud3c9\uade0\uc774 1.27%\ub85c, \uaca9\ucc28\uac00 1.26%\ud3ec\uc778\ud2b8\uae4c\uc9c0 \ubc8c\uc5b4\uc9c0\uac8c \ub41c\ub2e4. <\/strong><\/span><\/p>\n

\ud55c\uad6d \uacbd\uc81c\uac00 \ud601\uc2e0\uc744 \uc774\ub8e8\uc9c0 \ubabb\ud558\ub294 \ud55c \uc778\uacf5\uc9c0\ub2a5(AI) \ub4f1 \ucca8\ub2e8\uc0b0\uc5c5\uc744 \ud1b5\ud574 \uacbd\uc81c \uc5d4\uc9c4\uc744 \uacc4\uc18d \uc0c8\ub86d\uac8c \ud558\ub294 \ubbf8\uad6d\uc744 \ub530\ub77c\uc7a1\uae30 \uc5b4\ub824\uc6cc\uc9c0\ub294 \uac83\uc774\ub2e4. <\/span><\/p>\n

\uc774\ub294 \uc11c\ud559\uac1c\ubbf8\uc5d0 \ub300\ud55c \uad6d\ub0b4 \ubcf5\uadc0 \uc720\ub3c4 \uc815\ucc45\uc774 \ud798\uc744 \ubc1b\uae30 \uc5b4\ub835\uac8c \ud558\uace0, \ud22c\uc790\uc790\uae08 \uc720\ucd9c\uc5d0 \ub530\ub978 \ud658\uc728 \ubb38\uc81c\ub3c4 \uc601\uad6c\ud654\ud560 \uc218 \uc788\ub2e4.\u200b\u00a0<\/strong><\/span><\/p>\n

https:\/\/www.bizhankook.com\/bk\/article\/31555<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

[\uad6d\ubbfc\uc5f0\uae08\uc740 1-2\ub144 \ub610\ub294 5-10\ub144\uc758 \uc2dc\uacc4(\uc989 \uae30\uac04 \ub610\ub294 \uad00\uc810)\ub85c \uc6b4\uc601\ub418\ub294 \uc81c\ub3c4\uac00 \uc544\ub2c8\ub2e4. \ucd5c\uc18c \ud55c \uc138\ub300 \uc774\uc0c1\uc758 \uc77c\uc0dd\uc744 \uc870\ub9dd\ud560 \uc218 \uc788\ub294 \ucd08\uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc81c\ub3c4\ub97c \uc124\uacc4\ud558\uace0 \uc6b4\uc601\ud574\uc57c \uc0ac\ud68c\uc801, \ud2b9\ud788 \uc138\ub300\uac04 \uac08\ub4f1\uc744 \ucd5c\uc18c\ud654\ud560 \uc218\uac00 \uc788\ub2e4. \uc804 \uc138\uacc4 \ucd5c\uace0 \uc218\uc900\uc758 \uad6d\ubd80\ud380\ub4dc\ub97c \uc6b4\uc601\ud558\uace0 \uc788\uace0, \ubd81\ud574\uc5d0\uc11c \uc591\uc9c8\uc758 \uc11d\uc720\ub97c \uc0dd\uc0b0\ud558\uace0 \uc788\ub294 \ub178\ub974\uc6e8\uc774\uac00 18.1%\ub97c \ubd80\ub2f4\ud558\uba74\uc11c\ub3c4 \uc18c\ub4dd\ub300\uccb4\uc728\uc740 42% \uc218\uc900\ub9cc \uc9c0\uae09\ud558\ub294 \uc804 \uad6d\ubbfc \ub300\uc0c1 \uacf5\uc801\uc5f0\uae08\uc81c\ub3c4\ub97c \uc6b4\uc601\ud558\ub294 […]<\/p>\n","protected":false},"author":11,"featured_media":3090,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-3091","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"\n\ud55c\uad6d \uc7a0\uc7ac\uc131\uc7a5\ub960 2% \ubd95\uad34\u20262056\ub144 '0%' \ud131\uac78\uc774 \uacbd\uace0 (2026.02.20) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/21\/post-20260221-054032-7311\/\" \/>\n<meta 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\uc6b4\uc601\ud558\uace0 \uc788\uace0, \ubd81\ud574\uc5d0\uc11c \uc591\uc9c8\uc758 \uc11d\uc720\ub97c \uc0dd\uc0b0\ud558\uace0 \uc788\ub294 \ub178\ub974\uc6e8\uc774\uac00 18.1%\ub97c \ubd80\ub2f4\ud558\uba74\uc11c\ub3c4 \uc18c\ub4dd\ub300\uccb4\uc728\uc740 42% \uc218\uc900\ub9cc \uc9c0\uae09\ud558\ub294 \uc804 \uad6d\ubbfc \ub300\uc0c1 \uacf5\uc801\uc5f0\uae08\uc81c\ub3c4\ub97c \uc6b4\uc601\ud558\ub294 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/21\/post-20260221-054032-7311\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-21T05:40:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-22T01:46:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/31555-76678-sampleM.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"410\" 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