{"id":3263,"date":"2026-03-08T14:46:29","date_gmt":"2026-03-08T05:46:29","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/08\/post-20260308-054629-6190\/"},"modified":"2026-03-08T14:52:30","modified_gmt":"2026-03-08T05:52:30","slug":"post-20260308-054629-6190","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/08\/post-20260308-054629-6190\/","title":{"rendered":"2025\ub144 3\uc6d4 \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc548 \ud1b5\uacfc \uc9c1\uc804 \uc0c1\ud669(1)"},"content":{"rendered":"<p style=\"text-align: justify\"><strong><span style=\"font-size: 24px;color: #800080\">(2025\ub144 3\uc6d4 20\uc77c \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc548 \ud1b5\uacfc \ub2f9\uc2dc \uc804\ud6c4\uc758 <\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 24px;color: #800080\">\uae34\ubc15\ud588\ub358 \uc0c1\ud669\ub4e4\uc744 \uc5ed\uc0ac\uc801 \uc0ac\ub8cc\ub85c \ub0a8\uae30\uae30 \uc704\ud574 <\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><strong><span style=\"font-size: 24px;color: #800080\">\uc5b8\ub860 \uae30\uc0ac 2\uac1c\ub97c \uc5f0\uae08\uc5f0\uad6c\ud68c <\/span><\/strong><strong><span style=\"font-size: 24px;color: #800080\">\ud648\ud53c \uc790\ub8cc\uc2e4\uc5d0 \uc62c\ub9b0\ub2e4.)<\/span><\/strong><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\">\uc774\uc7ac\uba85 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \ub300\ud45c\uac00 \ucd5c\uc0c1\ubaa9 \ub300\ud1b5\ub839 \uad8c\ud55c\ub300\ud589 \uacb8 \uacbd\uc81c\ubd80\ucd1d\ub9ac\uc640 \uc6b0\uc6d0\uc2dd \uad6d\ud68c\uc758\uc7a5, \uad8c\uc601\uc138 \uad6d\ubbfc\uc758\ud798 \ube44\uc0c1\ub300\ucc45\uc704\uc6d0\uc7a5\uc774 \ucc38\uc11d\ud55c\u00a020\uc77c \uc5ec\u00b7\uc57c\u00b7\uc815 \uad6d\uc815\ud611\uc758\ud68c \ube44\uacf5\uac1c\ud68c\uc758\uc5d0\uc11c \u201c(\uc5ec\uc57c \uac04) \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548 \ud569\uc758\uac00 \uc548 \ub418\uba74 \uac15\ud589 \ud1b5\uacfc\uc2dc\ud0ac \uc218\ubc16\uc5d0 \uc5c6\ub2e4\u201d\uace0 \ub9d0\ud55c \uac83\uc73c\ub85c \ud655\uc778\ub410\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px\"><strong><span class=\"article_p\">\uc5ec\uc57c\uac00 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728(\ubc1b\ub294 \ub3c8)\uc740 \uac01\uac01\u00a042%,\u00a044%\ub97c \uc8fc\uc7a5\ud558\uba70 \ucca8\uc608\ud558\uac8c \ub9de\uc11c\ub294 \uac00\uc6b4\ub370, \ubbfc\uc8fc\ub2f9\uc774 \uc624\ub294\u00a027\uc77c \uc5f4\ub9ac\ub294 \uad6d\ud68c \ubcf8\ud68c\uc758 \uc0c1\uc815\uc744 \ubaa9\ud45c\ub85c \uac15\ud589 \ucc98\ub9ac\uc5d0 \ub098\uc124 \uac00\ub2a5\uc131\uc744 \uc2dc\uc0ac\ud55c \uac83\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\">\ubcf5\uc218\uc758 \uad6d\uc815\ud611\uc758\ud68c \ucc38\uc11d\uc790\ub294\u00a023\uc77c \uc911\uc559\uc77c\ubcf4 \ud1b5\ud654\uc5d0\uc11c \u201c\uc774 \ub300\ud45c\uac00 \ucd5c \uad8c\ud55c\ub300\ud589 \uba74\uc804\uc5d0\uc11c \u2018\uacb0\uad6d \uc548 \ub418\uba74 \uc6b0\ub9ac\uac00 \uac15\ud589 \ud1b5\uacfc\uc2dc\ud0ac \uc218\ubc16\uc5d0 \uc5c6\ub2e4\u2019\uace0 \ub9d0\ud588\uace0, \uc774\uc5d0 \uad8c \ube44\ub300\uc704\uc6d0\uc7a5\uc774 \u2018\ub9e4\ubc88 \uac15\ud589 \ucc98\ub9ac\ud558\uba74 \ud611\uc0c1\ud560 \ud544\uc694\uac00 \ubb50\uac00 \uc788\ub290\ub0d0\u2019\uba70 \ubd88\ud3b8\ud55c \ubc18\uc751\uc744 \ubcf4\uc600\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\">\ubbfc\uc8fc\ub2f9 \ud575\uc2ec \uad00\uacc4\uc790 \uc5ed\uc2dc \ud1b5\ud654\uc5d0\uc11c \u201c\uc774 \ub300\ud45c\uac00 \u2018\uad6d\ubbfc\uc758\ud798\ub3c4\u00a044% \uc598\uae30\ud558\uc9c0 \uc54a\uc558\uc5c8\ub0d0\u2019\ub77c\uace0 \ud558\uace0 \uc6b0 \uc758\uc7a5\uc774 \u2018\uc774\ubc88\uc5d0 \ubaa8\uc218(\u6bcd\u6578\u00b7\uc8fc\uc694 \uc22b\uc790) \uac1c\ud601\uc744 \ud569\uc758\ud558\uace0 \ub098\uba38\uc9c0\ub294 \ud2b9\uc704\uc5d0\uc11c \ub17c\uc758\ud558\uc790\u2019\uace0 \ud588\ub294\ub370, \uad6d\ubbfc\uc758\ud798\uc774 \uc694\uc9c0\ubd80\ub3d9\uc774\uc5c8\ub2e4\u201d\uba70 \u201c\uac15\ud589 \ud1b5\uacfc\ub294 \uadf8 \uacfc\uc815\uc5d0\uc11c \ub098\uc628 \uc598\uae30\u201d\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\">\uc5ec\uc57c\uc758 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548 \ub17c\uc758\ub294 \ub178\ud6c4\uc5d0 \ubc1b\uac8c \ub418\ub294 \uc5f0\uae08\uc561\uc744 \uc815\ud558\ub294 \uc18c\ub4dd\ub300\uccb4\uc728(\ud604\ud589\u00a040%)\uc5d0 \ub9c9\ud600 \uacf5\uc804 \uc911\uc774\ub2e4. \uc55e\uc120 \ubcf4\ud5d8\ub8cc\uc728(\ub0b4\ub294 \ub3c8)\uc744 \ud604\ud589 9%\u219213%\ub85c \ub298\ub9ac\ub294 \ub370\ub294 \uc5ec\uc57c \uac04 \uc774\uacac\uc774 \uc5c6\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\"><span style=\"font-size: 24px;color: #800080\"><strong>\ub610 \uadf8\uac04 \uc815\ubd80\u00b7\uc5ec\ub2f9\uc774 \ub3c4\uc785\uc744 \ucd09\uad6c\ud574 \uc628 \uc790\ub3d9\uc870\uc815\uc7a5\uce58(\uae30\ub300\uc5ec\uba85\u00b7\uac00\uc785\uc790 \uc218 \ubcc0\ud654 \ub4f1\uc5d0 \uc5f0\ub3d9\ud574 \uc5f0\uae08\uc561 \uc815\uae30 \uc778\uc0c1\ub960 \ub0ae\ucd94\ub294 \uc81c\ub3c4)\uc5d0 \ub300\ud574\uc120 \uc9c0\ub09c\u00a020\uc77c \uad6d\uc815\ud611\uc758\ud68c\uc5d0\uc11c <span style=\"color: #800080\">\uc774 \ub300\ud45c\uac00 \u2018\uad6d\ud68c \ub3d9\uc758\ub85c \ubc1c\ub3d9\u2019\uc774\ub77c\ub294 \uc870\uac74\ubd80 \uc218\uc6a9 \uc758\uc0ac\ub97c<\/span><\/strong><\/span><span style=\"color: #800080\"><strong><span style=\"font-size: 24px\"> \ucc98\uc74c \ub0b4\ube44\ucce4\ub2e4.<\/span><\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\">\ud558\uc9c0\ub9cc \uc18c\ub4dd\ub300\uccb4\uc728\uc774\ub77c\ub294 \ub2e8 \ud55c \uac00\uc9c0 \uc7c1\uc810\uc744 \ub450\uace0 \uc5ec\uc57c\ub294 \ucca8\uc608\ud55c \ud3c9\ud589\uc120\uc744 \ub2ec\ub9ac\uace0 \uc788\ub2e4. <\/span><\/p>\n<p style=\"text-align: justify\"><span class=\"article_p\" style=\"font-size: 20px\"><span style=\"font-size: 24px\"><strong>\ubbfc\uc8fc\ub2f9\uc740 \uae30\uc874 \ub2f9\ub860\uc778 \uc18c\ub4dd\ub300\uccb4\uc728\u00a045%\u219244%\ub85c \ud55c\ubc1c \ubb3c\ub7ec\uc130\uc73c\ub098, \uc815\ubd80\u00b7\uc5ec\ub2f9\uc740 \u201c\uc57c\ub2f9 \uc548\uc740 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub098\ub77c\ube5a\uc774 \ub298\uc5b4\ub0a0 \uc218 \uc788\ub2e4\u201d\uba70\u00a042%\ub97c \uace0\uc9d1\ud558\uace0 \uc788\ub2e4<\/strong><\/span>. <\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px;color: #800080\"><strong><span class=\"article_p\">\uad6d\ubbfc\uc758\ud798 \uc77c\uac01\uc5d0\uc120 \u201c\u201843%+\uc790\ub3d9\uc870\uc815\uc7a5\uce58\u2019\uae4c\uc9c0\ub294 \uac80\ud1a0\ud560 \ub9cc\ud558\ub2e4\u201d\ub294 \ub9d0\ub3c4 \ub098\uc624\uc9c0\ub9cc, \ubbfc\uc8fc\ub2f9\uc5d0\uc120 \u201c\uc2dc\ubbfc\uc0ac\ud68c\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788\u00a050%\ub97c \uc8fc\uc7a5\ud558\uace0 \uc788\ub2e4.\u00a0<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px;color: #800080\"><strong><span class=\"article_p\">44% \uc544\ub798\ub294 \uc5b4\ub835\ub2e4\u201d\ub294 \uc785\uc7a5\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: 24px;color: #000000\"><strong>\uc5ec\uc57c \ud569\uc758\ub41c \ubcf4\ud5d8\ub8cc\uc728\u00a013%\ub9cc \ubcf5\uc9c0\uc704\uc5d0\uc11c \ucc98\ub9ac\ud558\uace0 \uc18c\ub4dd\ub300\uccb4\uc728\uc740 \uc0c8\ub85c \uc5f0\uae08\uac1c\ud601\ud2b9\uc704\ub97c \uafb8\ub824\uc11c \ub17c\uc758\ud558\uc790\ub294 \uc5ec\uad8c \uc8fc\uc7a5\uc5d0 \ub300\ud574\uc11c\ub3c4 \u201c\uadf8\ub7f4 \uc2dc\uac04\uc774 \uc5c6\ub2e4. \ub0ad\ub9cc\uc801\uc778 \uc774\uc57c\uae30\u201d\ub77c\uace0 \uc77c\ucd95\ud588\ub2e4.<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/n.news.naver.com\/article\/025\/0003422584?sid=100\">https:\/\/n.news.naver.com\/article\/025\/0003422584?sid=100<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(2025\ub144 3\uc6d4 20\uc77c \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc548 \ud1b5\uacfc \ub2f9\uc2dc \uc804\ud6c4\uc758 \uae34\ubc15\ud588\ub358 \uc0c1\ud669\ub4e4\uc744 \uc5ed\uc0ac\uc801 \uc0ac\ub8cc\ub85c \ub0a8\uae30\uae30 \uc704\ud574 \uc5b8\ub860 \uae30\uc0ac 2\uac1c\ub97c \uc5f0\uae08\uc5f0\uad6c\ud68c \ud648\ud53c \uc790\ub8cc\uc2e4\uc5d0 \uc62c\ub9b0\ub2e4.) \uc774\uc7ac\uba85 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \ub300\ud45c\uac00 \ucd5c\uc0c1\ubaa9 \ub300\ud1b5\ub839 \uad8c\ud55c\ub300\ud589 \uacb8 \uacbd\uc81c\ubd80\ucd1d\ub9ac\uc640 \uc6b0\uc6d0\uc2dd \uad6d\ud68c\uc758\uc7a5, \uad8c\uc601\uc138 \uad6d\ubbfc\uc758\ud798 \ube44\uc0c1\ub300\ucc45\uc704\uc6d0\uc7a5\uc774 \ucc38\uc11d\ud55c\u00a020\uc77c \uc5ec\u00b7\uc57c\u00b7\uc815 \uad6d\uc815\ud611\uc758\ud68c \ube44\uacf5\uac1c\ud68c\uc758\uc5d0\uc11c \u201c(\uc5ec\uc57c \uac04) \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548 \ud569\uc758\uac00 \uc548 \ub418\uba74 \uac15\ud589 \ud1b5\uacfc\uc2dc\ud0ac \uc218\ubc16\uc5d0 \uc5c6\ub2e4\u201d\uace0 \ub9d0\ud55c \uac83\uc73c\ub85c \ud655\uc778\ub410\ub2e4. \uc5ec\uc57c\uac00 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728(\ubc1b\ub294 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":3262,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-3263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2025\ub144 3\uc6d4 \uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815\uc548 \ud1b5\uacfc \uc9c1\uc804 \uc0c1\ud669(1) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/08\/post-20260308-054629-6190\/\" 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\ube44\uc0c1\ub300\ucc45\uc704\uc6d0\uc7a5\uc774 \ucc38\uc11d\ud55c\u00a020\uc77c \uc5ec\u00b7\uc57c\u00b7\uc815 \uad6d\uc815\ud611\uc758\ud68c \ube44\uacf5\uac1c\ud68c\uc758\uc5d0\uc11c \u201c(\uc5ec\uc57c \uac04) \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548 \ud569\uc758\uac00 \uc548 \ub418\uba74 \uac15\ud589 \ud1b5\uacfc\uc2dc\ud0ac \uc218\ubc16\uc5d0 \uc5c6\ub2e4\u201d\uace0 \ub9d0\ud55c \uac83\uc73c\ub85c \ud655\uc778\ub410\ub2e4. \uc5ec\uc57c\uac00 \uad6d\ubbfc\uc5f0\uae08 \uc18c\ub4dd\ub300\uccb4\uc728(\ubc1b\ub294 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/08\/post-20260308-054629-6190\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-08T05:46:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-08T05:52:30+00:00\" \/>\n<meta property=\"og:image\" 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