{"id":3346,"date":"2026-03-12T14:31:46","date_gmt":"2026-03-12T05:31:46","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/"},"modified":"2026-03-12T15:16:02","modified_gmt":"2026-03-12T06:16:02","slug":"post-20260312-053146-7516","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/","title":{"rendered":"[2025 \uad6d\uac10] ‘\ub178\ud6c4 \ubcf4\uc7a5’ \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7”\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774” (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00"},"content":{"rendered":"

\uc791\ub144 \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \ub17c\ub780\uc774 \ub41c \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0 \ubcf4\uace0\uc11c\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \ud3c9\uac00\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ub17c\ub780\uc774 \ub41c ‘\uacf5\uc801\uc5f0\uae08 \ubbf8\uc2dc\ubaa8\uc758\uc2e4\ud5d8\ubaa8\ud615 \uac1c\ubc1c’<\/strong> \ubcf4\uace0\uc11c\ub294 \ud30c\uc77c\ub85c \ucca8\ubd80\ud588\ub2e4.<\/span><\/p>\n

\ud574\ub2f9 \ubcf4\uace0\uc11c\ub294 \uacfc\ud559\uc801\uc778 \ubc29\ubc95\ub860\uc5d0 \uc785\uac01\ud558\uc5ec \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ub178\ud6c4\uc18c\ub4dd \uc804\ub9dd\uce58\ub97c \uc81c\uc2dc\ud558\uace0 \uc788\ub294 \uac83\ucc98\ub7fc \ubcf4\uc778\ub2e4.<\/span><\/strong><\/p>\n

\ubcf4\uace0\uc11c \ubd84\uc11d \ub0b4\uc6a9\uc774 \ud2b9\uc815 \uc9c4\uc601\uc5d0\uc11c \uc120\ud638\ud558\ub294 \uc785\uc7a5\uacfc \ubd80\ud569\ud558\ub294 \uce21\uba74\uc774 \uc788\ub294 \uac83 \uac19\ub2e4!!<\/span><\/strong><\/span><\/p>\n

\uc5f0\uae08\uc5f0\uad6c\ud68c\uc5d0\uc11c \ub17c\ub780\uc774 \ub41c \ubcf4\uace0\uc11c\ub97c \uc77d\uc5b4 \ubcf4\uace0\ub098\uc11c \ub0b4\ub9ac\uace0\uc790 \ud558\ub294 \ud3c9\uac00\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4!!<\/span><\/strong><\/p>\n

\uc77c\ubc18\uc778\ub4e4\uc774 \ubcf4\uae30\uc5d0\ub294<\/span><\/strong><\/span><\/p>\n

\uc5b4\ub5a4 \uacb0\uacfc\ub97c \uc81c\uc2dc\ud558\uae30 \uc704\ud574 \uc0ac\uc6a9\ub41c \ubaa8\ud615\ub4e4\uc774 \ubc29\ubc95\ub860\uc801\uc778 \uce21\uba74\uc5d0\uc11c \ubb38\uc81c\uac00 \uc5c6\uc5b4 \ubcf4\uc77c\uc9c0\ub77c\ub3c4 <\/span><\/strong><\/p>\n

\ud574\ub2f9 \ubd84\uc57c\uc5d0 \uc775\uc219\ud55c \uc804\ubb38\uac00\ub4e4\uc774 \ubcf4\uba74 \ud5c8\uc810\uc744 \ub9ce\uc774 \ucc3e\uc544\ub0bc \uc218 \uc788\ub2e4!!<\/span><\/strong><\/span><\/p>\n

\ub17c\ub780\uc774 \ub418\ub294 \ubcf4\uace0\uc11c\uc758 \uc5f0\uad6c \ubc29\ubc95\uc5d0\uc11c\uc758 \uac00\uc7a5 \ud070 \ubb38\uc81c\ub294 <\/span><\/strong><\/p>\n

\uacb0\uacfc\ub97c \ub3c4\ucd9c\ud558\ub294 \ub370 \uc0ac\uc6a9\ud55c \uac00\uc815\uce58\ub4e4\uc744 \ubcf4\uace0\uc11c\uc5d0 \uc804\ud600 \uc218\ub85d\ud558\uc9c0 \uc54a\uace0 \uc788\ub2e4\ub294 \uc810\uc774\ub2e4!<\/span><\/strong><\/span><\/p>\n

\ubd84\uc11d\uc5d0 \uc0ac\uc6a9\ub41c \ubaa8\ud615 \uc124\uba85\uacfc \ubaa8\ud615\uc744 \ud1b5\ud55c \ubd84\uc11d \uacb0\uacfc\ub9cc \uc218\ub85d\ub418\uc5b4 \uc788\ub2e4.<\/span><\/strong><\/p>\n

\ubd84\uc11d \ubaa8\ud615\uc758 \ud0c0\ub2f9\uc131\uc740 \ucc28\uce58\ud558\uace0\uc11c\ub77c\ub3c4 <\/span><\/p>\n

\uc5b4\ub5a4 \uac00\uc815\uc744 \ucc44\ud0dd\ud588\ub290\ub0d0\uc5d0 \ub530\ub77c \ubd84\uc11d \uacb0\uacfc\uac00 \uc804\ud600 \ub2e4\ub974\uac8c \ub098\ud0c0\ub0a0 \uc218 \uc788\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ubd84\uc11d \uacb0\uacfc\ub97c \ud3c9\uac00\ud568\uc5d0 \uc788\uc5b4\uc11c \uac00\uc7a5 \ud575\uc2ec\uc774 \ub420 \uc81c\ubc18 \uac00\uc815\ub4e4\uc744 \ubcf4\uace0\uc11c\uc5d0 \uc218\ub85d\ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc810\uc5d0\uc11c <\/span><\/strong><\/p>\n

\ud574\ub2f9 \ubcf4\uace0\uc11c\ub294 \ubcf4\uace0\uc11c\ub85c\uc11c \uac16\ucd94\uc5b4\uc57c \ud560 \ucd5c\uc18c\ud55c\uc758 \uc694\uac74\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud55c \uac83\uc73c\ub85c \ubcf4\uc5ec\uc9c4\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc815\uce58\uc801\uc778 \uacf5\uc138\uc5d0 \uc55e\uc11c\uc11c \uc774 \ubd80\ubd84\ubd80\ud130 \uc810\uac80\ud560 \ud544\uc694\uac00 \uc788\uc5b4 \ubcf4\uc778\ub2e4.<\/span><\/strong><\/p>\n

\ub300\uac1c\uc758 \uacbd\uc6b0 “\uc545\ub9c8\ub294 \ub514\ud14c\uc77c\uc5d0 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.”<\/span><\/strong><\/span><\/p>\n

 <\/p>\n

(\ud574\ub2f9 \uae30\uc0ac \ub0b4\uc6a9 \uc77c\ubd80\ub97c \uac8c\uc2dc\ud55c\ub2e4.)<\/span><\/strong><\/span><\/p>\n

\uc724\uc11d\uc5f4 \uc815\ubd80 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc5d0 \ubc18\ud558\ub294 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \ubcf4\uace0\uc11c\uac00 \uc601\uad6c \ube44\uacf5\uac1c \ucc98\ub9ac\ub41c \uac83\uc5d0 \ub300\ud574 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc774 \uad6d\ubbfc\ub4e4\uc5d0\uac8c \uc228\uaca8 \uc724\uc11d\uc5f4\ud45c \uc5f0\uae08 \uac1c\ud601\uc744 \ub3c4\uc6b0\ub824 \ud55c \uac83\uc774\ub77c\ub294 \uc9c0\uc801\uc774 \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \uc81c\uae30\ub410\ub2e4.<\/span><\/p>\n

\uc758\uc6d0\ub4e4\uc740 \uc601\uad6c \ube44\uacf5\uac1c\ub97c \uc678\ubd80\uc5d0\uc11c \ub204\uac00 \uacf5\ub2e8\uc5d0 \uc9c0\uc2dc\ud588\ub294\uc9c0 \ub530\uc838 \ubb3c\uc5c8\ub2e4. <\/span><\/p>\n

\ubcf4\uace0\uc11c\ub97c \ube44\uacf5\uac1c \uacb0\uc815\ud55c \ud55c\uc815\ub9bc \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0\uc7a5\uc740 \ub204\uad6c\ub85c\ubd80\ud130 \uc9c0\uc2dc \ubc1b\uc740 \uc801\uc774 \uc5c6\ub2e4\uace0 \ubd80\uc778\ud588\ub2e4. <\/span><\/p>\n

\uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc774 \uc9c4\ud589\ub418\ub358 \uc62c \ucd08 \uc644\ub8cc\ub41c ‘\uacf5\uc801\uc5f0\uae08 \ubbf8\uc2dc\ubaa8\uc758\uc2e4\ud5d8\ubaa8\ud615 \uac1c\ubc1c’ \ubcf4\uace0\uc11c\ub294 \ub0b4\uc678\ubd80 \uac80\ub3c5\uc790 3\uba85 \uc911 2\uba85\uc774 \ubc1c\uac04\uc744 \ucd94\ucc9c\ud588\uc9c0\ub9cc \ubcf4\uac74\ubcf5\uc9c0\ubd80\uac00 \ubcf4\uace0\uc11c \ub0b4\uc6a9\uc5d0 \uc6b0\ub824\ub97c \uc81c\uae30\ud55c \ud6c4 \uc601\uad6c \ube44\uacf5\uac1c\ub410\ub2e4. <\/span><\/p>\n

<\ub354\ud329\ud2b8>\uac00 \uc601\uad6c \ube44\uacf5\uac1c \uc0ac\uc2e4\uc744 \ucd5c\uadfc \ubcf4\ub3c4\ud558\uc790 \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0\uc740 \ubcf4\ub3c4 5\uc77c \ub9cc\uc5d0 \ubcf4\uace0\uc11c\ub97c \uacf5\uac1c\ub85c \uc804\ud658\ud588\ub2e4.<\/span><\/p>\n

(\uad00\ub828 \ubcf4\uace0\uc11c\ub97c \ud30c\uc77c\ub85c \ucca8\ubd80\ud588\ub2e4.)<\/span><\/strong><\/span><\/p>\n

https:\/\/n.news.naver.com\/article\/629\/0000437181?sid=102<\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

\uc791\ub144 \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \ub17c\ub780\uc774 \ub41c \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0 \ubcf4\uace0\uc11c\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \ud3c9\uac00\ub2e4. \ub17c\ub780\uc774 \ub41c ‘\uacf5\uc801\uc5f0\uae08 \ubbf8\uc2dc\ubaa8\uc758\uc2e4\ud5d8\ubaa8\ud615 \uac1c\ubc1c’ \ubcf4\uace0\uc11c\ub294 \ud30c\uc77c\ub85c \ucca8\ubd80\ud588\ub2e4. \ud574\ub2f9 \ubcf4\uace0\uc11c\ub294 \uacfc\ud559\uc801\uc778 \ubc29\ubc95\ub860\uc5d0 \uc785\uac01\ud558\uc5ec \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ub178\ud6c4\uc18c\ub4dd \uc804\ub9dd\uce58\ub97c \uc81c\uc2dc\ud558\uace0 \uc788\ub294 \uac83\ucc98\ub7fc \ubcf4\uc778\ub2e4. \ubcf4\uace0\uc11c \ubd84\uc11d \ub0b4\uc6a9\uc774 \ud2b9\uc815 \uc9c4\uc601\uc5d0\uc11c \uc120\ud638\ud558\ub294 \uc785\uc7a5\uacfc \ubd80\ud569\ud558\ub294 \uce21\uba74\uc774 \uc788\ub294 \uac83 \uac19\ub2e4!! \uc5f0\uae08\uc5f0\uad6c\ud68c\uc5d0\uc11c \ub17c\ub780\uc774 \ub41c \ubcf4\uace0\uc11c\ub97c \uc77d\uc5b4 \ubcf4\uace0\ub098\uc11c \ub0b4\ub9ac\uace0\uc790 \ud558\ub294 \ud3c9\uac00\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4!! \uc77c\ubc18\uc778\ub4e4\uc774 \ubcf4\uae30\uc5d0\ub294 […]<\/p>\n","protected":false},"author":11,"featured_media":3345,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[11,9],"tags":[],"class_list":["post-3346","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-research-summary","category-data-insights"],"acf":[],"yoast_head":"\n[2025 \uad6d\uac10] '\ub178\ud6c4 \ubcf4\uc7a5' \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7"\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774" (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00 - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[2025 \uad6d\uac10] '\ub178\ud6c4 \ubcf4\uc7a5' \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7"\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774" (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00 - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"\uc791\ub144 \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \ub17c\ub780\uc774 \ub41c \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0 \ubcf4\uace0\uc11c\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \ud3c9\uac00\ub2e4. \ub17c\ub780\uc774 \ub41c ‘\uacf5\uc801\uc5f0\uae08 \ubbf8\uc2dc\ubaa8\uc758\uc2e4\ud5d8\ubaa8\ud615 \uac1c\ubc1c’ \ubcf4\uace0\uc11c\ub294 \ud30c\uc77c\ub85c \ucca8\ubd80\ud588\ub2e4. \ud574\ub2f9 \ubcf4\uace0\uc11c\ub294 \uacfc\ud559\uc801\uc778 \ubc29\ubc95\ub860\uc5d0 \uc785\uac01\ud558\uc5ec \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ub178\ud6c4\uc18c\ub4dd \uc804\ub9dd\uce58\ub97c \uc81c\uc2dc\ud558\uace0 \uc788\ub294 \uac83\ucc98\ub7fc \ubcf4\uc778\ub2e4. \ubcf4\uace0\uc11c \ubd84\uc11d \ub0b4\uc6a9\uc774 \ud2b9\uc815 \uc9c4\uc601\uc5d0\uc11c \uc120\ud638\ud558\ub294 \uc785\uc7a5\uacfc \ubd80\ud569\ud558\ub294 \uce21\uba74\uc774 \uc788\ub294 \uac83 \uac19\ub2e4!! \uc5f0\uae08\uc5f0\uad6c\ud68c\uc5d0\uc11c \ub17c\ub780\uc774 \ub41c \ubcf4\uace0\uc11c\ub97c \uc77d\uc5b4 \ubcf4\uace0\ub098\uc11c \ub0b4\ub9ac\uace0\uc790 \ud558\ub294 \ud3c9\uac00\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4!! \uc77c\ubc18\uc778\ub4e4\uc774 \ubcf4\uae30\uc5d0\ub294 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-12T05:31:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-12T06:16:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"386\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"[2025 \uad6d\uac10] ‘\ub178\ud6c4 \ubcf4\uc7a5’ \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7”\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774” (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00\",\"datePublished\":\"2026-03-12T05:31:46+00:00\",\"dateModified\":\"2026-03-12T06:16:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/\"},\"wordCount\":11,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png\",\"articleSection\":[\"\uc5f0\uad6c\ubcf4\uace0\uc11c \uc694\uc57d\",\"\uc778\uc0ac\uc774\ud2b8\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/\",\"name\":\"[2025 \uad6d\uac10] '\ub178\ud6c4 \ubcf4\uc7a5' \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7\\\"\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774\\\" (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00 - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png\",\"datePublished\":\"2026-03-12T05:31:46+00:00\",\"dateModified\":\"2026-03-12T06:16:02+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png\",\"width\":640,\"height\":386},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"[2025 \uad6d\uac10] ‘\ub178\ud6c4 \ubcf4\uc7a5’ \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7”\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774” (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[2025 \uad6d\uac10] '\ub178\ud6c4 \ubcf4\uc7a5' \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7\"\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774\" (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00 - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/","og_locale":"ko_KR","og_type":"article","og_title":"[2025 \uad6d\uac10] '\ub178\ud6c4 \ubcf4\uc7a5' \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7\"\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774\" (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00 - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"\uc791\ub144 \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \ub17c\ub780\uc774 \ub41c \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0 \ubcf4\uace0\uc11c\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c \ud3c9\uac00\ub2e4. \ub17c\ub780\uc774 \ub41c ‘\uacf5\uc801\uc5f0\uae08 \ubbf8\uc2dc\ubaa8\uc758\uc2e4\ud5d8\ubaa8\ud615 \uac1c\ubc1c’ \ubcf4\uace0\uc11c\ub294 \ud30c\uc77c\ub85c \ucca8\ubd80\ud588\ub2e4. \ud574\ub2f9 \ubcf4\uace0\uc11c\ub294 \uacfc\ud559\uc801\uc778 \ubc29\ubc95\ub860\uc5d0 \uc785\uac01\ud558\uc5ec \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ub178\ud6c4\uc18c\ub4dd \uc804\ub9dd\uce58\ub97c \uc81c\uc2dc\ud558\uace0 \uc788\ub294 \uac83\ucc98\ub7fc \ubcf4\uc778\ub2e4. \ubcf4\uace0\uc11c \ubd84\uc11d \ub0b4\uc6a9\uc774 \ud2b9\uc815 \uc9c4\uc601\uc5d0\uc11c \uc120\ud638\ud558\ub294 \uc785\uc7a5\uacfc \ubd80\ud569\ud558\ub294 \uce21\uba74\uc774 \uc788\ub294 \uac83 \uac19\ub2e4!! \uc5f0\uae08\uc5f0\uad6c\ud68c\uc5d0\uc11c \ub17c\ub780\uc774 \ub41c \ubcf4\uace0\uc11c\ub97c \uc77d\uc5b4 \ubcf4\uace0\ub098\uc11c \ub0b4\ub9ac\uace0\uc790 \ud558\ub294 \ud3c9\uac00\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4!! \uc77c\ubc18\uc778\ub4e4\uc774 \ubcf4\uae30\uc5d0\ub294 […]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-03-12T05:31:46+00:00","article_modified_time":"2026-03-12T06:16:02+00:00","og_image":[{"width":640,"height":386,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png","type":"image\/png"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"[2025 \uad6d\uac10] ‘\ub178\ud6c4 \ubcf4\uc7a5’ \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7”\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774” (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00","datePublished":"2026-03-12T05:31:46+00:00","dateModified":"2026-03-12T06:16:02+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/"},"wordCount":11,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png","articleSection":["\uc5f0\uad6c\ubcf4\uace0\uc11c \uc694\uc57d","\uc778\uc0ac\uc774\ud2b8"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/","name":"[2025 \uad6d\uac10] '\ub178\ud6c4 \ubcf4\uc7a5' \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7\"\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774\" (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00 - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png","datePublished":"2026-03-12T05:31:46+00:00","dateModified":"2026-03-12T06:16:02+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20259365176129386900_20251024193912261.png","width":640,"height":386},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/12\/post-20260312-053146-7516\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"[2025 \uad6d\uac10] ‘\ub178\ud6c4 \ubcf4\uc7a5’ \uc5f0\uae08\ubcf4\uace0\uc11c \ube44\uacf5\uac1c\u00b7\u00b7\u00b7”\uc724\uc11d\uc5f4\ud45c \uc5f0\uae08\uac1c\ud601 \ubc29\ud328\ub9c9\uc774” (2025.10.24.) \uae30\uc0ac\uc5d0 \ub300\ud55c \ud3c9\uac00"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/3346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=3346"}],"version-history":[{"count":5,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/3346\/revisions"}],"predecessor-version":[{"id":3357,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/3346\/revisions\/3357"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/3345"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=3346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=3346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=3346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}