{"id":3395,"date":"2026-03-14T11:18:20","date_gmt":"2026-03-14T02:18:20","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/"},"modified":"2026-03-16T14:46:48","modified_gmt":"2026-03-16T05:46:48","slug":"post-20260314-021820-6764","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/","title":{"rendered":"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144)"},"content":{"rendered":"

(\uae30\ucd08\uc5f0\uae08 \uac1c\ud3b8 \uad00\ub828\ud558\uc5ec\u00a0<\/span><\/strong><\/span><\/p>\n

\ubcf8\uaca9\uc801\uc778 \ub17c\uc7c1\uc774 \uc2dc\uc791\ub420 \uac70 \uac19\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uae30\ucd08\uc5f0\uae08\uc81c\ub3c4 \ub3c4\uc785 \uad00\ub828\ud558\uc5ec\u00a0<\/span><\/strong><\/p>\n

\uc5ed\uc0ac\uc801\uc778 \uc0ac\ub8cc\ub85c<\/strong><\/span><\/p>\n

\ub9e4\uc6b0 \uc758\ubbf8\uac00 \ucee4 \ubcf4\uc774\ub294 \ub17c\ubb38\uc744 \uc218\ub85d\ud55c\ub2e4.)<\/strong><\/span><\/p>\n

 <\/p>\n

2014\ub144 \ub2f9\uc2dc \ubc15\uadfc\ud61c \uc815\ubd80\uc758 \ucd5c\ub300 \ud604\uc548\uc740 \ub2e4\ub984\uc544\ub2cc \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ubb38\uc81c\uc600\ub2e4.<\/strong><\/span><\/p>\n

\ubc15\uadfc\ud61c \uc815\ubd80 \uc778\uc218\uc704 \uc804\ubb38\uc704\uc6d0\uc73c\ub85c \ucc38\uc5ec<\/span>\ud558\uc5ec \ud604\ud589 \ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ud544\uc694\uc131\uc744 \uc55e\uc7a5\uc11c \uac15\uc870\ud588\ub358<\/strong><\/span><\/p>\n

\uc989<\/strong><\/span><\/p>\n

\uc774\uc6a9\ud558 \ubc15\uc0ac\uac00 \uc8fc\uc7a5\ud588\ub358 \ubcf4\ud3b8\uc801\uc778 \uc870\uc138\ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc5d0 \uc758\uacac\uc744 \uac19\uc774 \ud558\uba74\uc11c<\/strong><\/span><\/p>\n

\uc801\uadf9\uc801\uc73c\ub85c<\/strong><\/span><\/p>\n

\ud604\ud589 \uae30\ucd08\uc5f0\uae08\uc81c\ub3c4 \ub3c4\uc785\uc5d0<\/strong><\/span><\/p>\n

\ucc2c\uc131\ud588\ub358 \ubd84\ub4e4 \uba85\ub2e8\uc774\ub2e4.<\/strong><\/span><\/p>\n

 <\/p>\n

\uae40\uc6a9\ud558 \uc21c\ucc9c\ud5a5\ub300 \uad50\uc218<\/strong><\/span><\/p>\n

\uc11d\uc7ac\uc740 \ud55c\ub9bc\ub300 \uad50\uc218<\/strong><\/span><\/p>\n

\uae40\uc6d0\uc12d \uace0\ub824\ub300 \uad50\uc218<\/strong><\/span><\/p>\n

 <\/p>\n

\ubc15\uadfc\ud61c \uc815\ubd80\uc758 ‘\uad6d\ubbfc\ud589\ubcf5\uc5f0\uae08\uc704\uc6d0\ud68c’<\/span>\uc5d0 \ucc38\uc5ec\ud574 \ud604\ud589 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ucd94\uc9c4\ud588\uc5c8\ub358 \uc11d\uc7ac\uc740 \uad50\uc218\uc758 \ub17c\ubb38\uc774<\/strong><\/span><\/p>\n

\uc5ed\uc0ac\uc801\uc73c\ub85c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc0ac\ub8cc\ub85c \ud310\ub2e8\ub418\uc5b4 <\/strong><\/span>\ud30c\uc77c\ub85c \ucca8\ubd80\ud55c\ub2e4!!!<\/strong><\/span><\/p>\n

\uad00\ub828\ub41c \ubd80\ubd84\ub4e4\uc744 \ucea1\ucc98\ud574 \ucd94\uac00\ub85c \ucca8\ubd80\ud558\uc600\ub2e4.<\/span><\/strong><\/p>\n

(\ucca8\ubd80\ub41c \uc11d\uc7ac\uc740 \uad50\uc218\uc758 \ub17c\ubb38\uc5d0\uc11c \uc5b8\uae09\ub41c<\/span><\/strong><\/span><\/p>\n

\ud55c\ub098\ub77c\ub2f9\uc758 ‘\uae30\ucd08\uc5f0\uae08\uc548'(2004-2007\ub144)\ubd80\ud130 \uc2dc\uc791\ud558\uc5ec,<\/strong><\/span><\/p>\n

\ub178\ubb34\ud604 \uc815\ubd80\uc758 ‘\uc0ac\uac01\uc9c0\ub300\ud574\uc18c\uc704\uc6d0\ud68c'(2005\ub144),<\/span><\/strong><\/span><\/p>\n

‘\uae30\ucd08\ub178\ub839\uc5f0\uae08\ubc95’ \uc81c\uc815(2007\ub144),<\/span><\/strong><\/span><\/p>\n

\uc774\uba85\ubc15\uc815\ubd80\uc758 ‘\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc7ac\uad6c\uc870\ud654 \uc18c\uc704\uc6d0\ud68c'(2012\ub144)\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0<\/span><\/strong><\/span><\/p>\n

\uc11d\uc7ac\uc740 \uad50\uc218\uc640 \uae40\uc6a9\ud558 \uad50\uc218\ub294<\/span><\/strong><\/span><\/p>\n

\ubcf4\ud3b8\uc801\uc778 \uc870\uc138\ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \uac00\uc7a5 \uac15\ud558\uac8c \uc8fc\uc7a5\ud588\uc5c8\ub2e4!<\/span><\/strong><\/span><\/p>\n

(2004-2007\ub144) \ud55c\ub098\ub77c\ub2f9\uc758 ‘\uae30\ucd08\uc5f0\uae08\uc548’\uc740 \uae40\uc6a9\ud558 \uad50\uc218\uac00 \uc8fc\ub3c4\ud558\uc600\ub2e4.<\/strong><\/span><\/p>\n

\ub178\ubb34\ud604 \uc815\ubd80\uc758 ‘\uc0ac\uac01\uc9c0\ub300\ud574\uc18c\uc704\uc6d0\ud68c’ <\/span><\/strong><\/span>\uc804\ubb38\uc704\uc6d0\ud68c\uc5d0<\/span><\/strong><\/span><\/p>\n

\uae40\uc6a9\ud558 \uad50\uc218\uc640 \uc11d\uc7ac\uc740 \uad50\uc218\uac00 \ucc38\uc5ec\ud588\uc73c\uba70<\/span><\/strong><\/span><\/p>\n

\ub2f9\uc2dc \uc724\uc11d\uba85 \uad6d\ubbfc\uc5f0\uae08\uc5f0\uad6c\uc6d0 \uc5f0\uad6c\uc870\uc815\uc2e4\uc7a5\uc740<\/span><\/strong><\/span><\/p>\n

‘\uc804\ubb38\uc704\uc6d0\ud68c’ \uac04\uc0ac\uc704\uc6d0\uc73c\ub85c \ucc38\uc5ec\ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc774\uba85\ubc15 \uc815\ubd80\uc758 ‘\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc7ac\uad6c\uc870\ud654 \uc18c\uc704\uc6d0\ud68c’ \uc5ed\uc2dc<\/span><\/strong><\/span><\/p>\n

\uae40\uc6a9\ud558 \uad50\uc218\uc640 \uc11d\uc7ac\uc740 \uad50\uc218\uac00 \ucc38\uc5ec\ud558\uc5ec \ubcf4\ud3b8\uc801\uc778 \uc870\uc138\ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \ub05d\uae4c\uc9c0 \uc8fc\uc7a5\ud588\uc5c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc774\uba85\ubc15 \uc815\ubd80\uc758 \uc778\uc218\uc704\uc6d0\ud68c\uc5d0\ub294 \uae40\uc6a9\ud558 \uad50\uc218\uac00 \ucc38\uc5ec\ud558\uc600\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc0bc\uccad\ub3d9\uc5d0 \uc18c\uc7ac\ud55c \uc0bc\uccad\uac01\uc5d0\uc11c \ud558\ub8e8\uc885\uc77c \ub05d\uc7a5 \ud1a0\ub860\uc744 \uc9c4\ud589\ud55c \ud6c4<\/span><\/strong><\/span><\/p>\n

\uc774\uba85\ubc15 \uc815\ubd80\ub294<\/span><\/strong><\/span><\/p>\n

\uc790\uc2e0\uc758<\/strong><\/span><\/p>\n

‘100\ub300 \uad6d\uc815\uacfc\uc81c’\uc600\uc5c8\uc74c\uc5d0\ub3c4 <\/span><\/span><\/strong><\/span><\/p>\n

‘\uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ubd88\uac00’\ub85c \ucd5c\uc885 \uacb0\ub860\uc744 \ub0b4\ub838\uc5c8\ub2e4.<\/span><\/span><\/strong><\/span><\/p>\n

\uc774 \uacb0\uc815\uc0ac\ud56d\uc744 \uc5b8\ub860\uc5d0\ub294 \ube44\uacf5\uac1c\ud558\uc600\uc73c\ub098 \uc784\uae30\ub9d0\uae4c\uc9c0 \uc774\ub7f0 \ubc29\ud5a5\uc73c\ub85c \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uc600\ub2e4.<\/strong><\/span><\/p>\n

\uae40\uc6a9\ubb38 \uc6d0\uc7a5(<\/span><\/strong><\/span>\ubcf4\uac74\ubcf5\uc9c0\ubd80 \uc804 \ucc28\uad00)\uc5d0 \uc758\ud574 <\/span><\/strong><\/span>\uc2a4\uce74\uc6b0\ud2b8\ub418\uc5b4 <\/span><\/strong><\/span><\/p>\n

\ub2f9\uc2dc \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uc18c\uc18d\uc774\uc5c8\ub358 \uc724\uc11d\uba85 \ubc15\uc0ac\ub294 <\/span><\/strong><\/span><\/p>\n

\uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \ub05d\uae4c\uc9c0 \ubc18\ub300\ud558\uc5ec \uacb0\uad6d\uc740 \uad00\ucca0\uc2dc\ucf30\ub2e4!!)<\/span><\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

(\uae30\ucd08\uc5f0\uae08 \uac1c\ud3b8 \uad00\ub828\ud558\uc5ec\u00a0 \ubcf8\uaca9\uc801\uc778 \ub17c\uc7c1\uc774 \uc2dc\uc791\ub420 \uac70 \uac19\ub2e4. \uae30\ucd08\uc5f0\uae08\uc81c\ub3c4 \ub3c4\uc785 \uad00\ub828\ud558\uc5ec\u00a0 \uc5ed\uc0ac\uc801\uc778 \uc0ac\ub8cc\ub85c \ub9e4\uc6b0 \uc758\ubbf8\uac00 \ucee4 \ubcf4\uc774\ub294 \ub17c\ubb38\uc744 \uc218\ub85d\ud55c\ub2e4.)   2014\ub144 \ub2f9\uc2dc \ubc15\uadfc\ud61c \uc815\ubd80\uc758 \ucd5c\ub300 \ud604\uc548\uc740 \ub2e4\ub984\uc544\ub2cc \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ubb38\uc81c\uc600\ub2e4. \ubc15\uadfc\ud61c \uc815\ubd80 \uc778\uc218\uc704 \uc804\ubb38\uc704\uc6d0\uc73c\ub85c \ucc38\uc5ec\ud558\uc5ec \ud604\ud589 \ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ud544\uc694\uc131\uc744 \uc55e\uc7a5\uc11c \uac15\uc870\ud588\ub358 \uc989 \uc774\uc6a9\ud558 \ubc15\uc0ac\uac00 \uc8fc\uc7a5\ud588\ub358 \ubcf4\ud3b8\uc801\uc778 \uc870\uc138\ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc5d0 \uc758\uacac\uc744 \uac19\uc774 \ud558\uba74\uc11c \uc801\uadf9\uc801\uc73c\ub85c \ud604\ud589 […]<\/p>\n","protected":false},"author":11,"featured_media":3265,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-3395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"\n\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(\uae30\ucd08\uc5f0\uae08 \uac1c\ud3b8 \uad00\ub828\ud558\uc5ec\u00a0 \ubcf8\uaca9\uc801\uc778 \ub17c\uc7c1\uc774 \uc2dc\uc791\ub420 \uac70 \uac19\ub2e4. \uae30\ucd08\uc5f0\uae08\uc81c\ub3c4 \ub3c4\uc785 \uad00\ub828\ud558\uc5ec\u00a0 \uc5ed\uc0ac\uc801\uc778 \uc0ac\ub8cc\ub85c \ub9e4\uc6b0 \uc758\ubbf8\uac00 \ucee4 \ubcf4\uc774\ub294 \ub17c\ubb38\uc744 \uc218\ub85d\ud55c\ub2e4.)   2014\ub144 \ub2f9\uc2dc \ubc15\uadfc\ud61c \uc815\ubd80\uc758 \ucd5c\ub300 \ud604\uc548\uc740 \ub2e4\ub984\uc544\ub2cc \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ubb38\uc81c\uc600\ub2e4. \ubc15\uadfc\ud61c \uc815\ubd80 \uc778\uc218\uc704 \uc804\ubb38\uc704\uc6d0\uc73c\ub85c \ucc38\uc5ec\ud558\uc5ec \ud604\ud589 \ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ud544\uc694\uc131\uc744 \uc55e\uc7a5\uc11c \uac15\uc870\ud588\ub358 \uc989 \uc774\uc6a9\ud558 \ubc15\uc0ac\uac00 \uc8fc\uc7a5\ud588\ub358 \ubcf4\ud3b8\uc801\uc778 \uc870\uc138\ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc5d0 \uc758\uacac\uc744 \uac19\uc774 \ud558\uba74\uc11c \uc801\uadf9\uc801\uc73c\ub85c \ud604\ud589 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-14T02:18:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-16T05:46:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"265\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144)\",\"datePublished\":\"2026-03-14T02:18:20+00:00\",\"dateModified\":\"2026-03-16T05:46:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/\"},\"wordCount\":5,\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg\",\"articleSection\":[\"\uc790\ub8cc\uc2e4\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/\",\"name\":\"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144) - \uc5f0\uae08\uc5f0\uad6c\ud68c\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg\",\"datePublished\":\"2026-03-14T02:18:20+00:00\",\"dateModified\":\"2026-03-16T05:46:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#primaryimage\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg\",\"width\":200,\"height\":265},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.pensionfutureforum.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#website\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"description\":\"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#organization\",\"name\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\",\"url\":\"https:\/\/www.pensionfutureforum.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"contentUrl\":\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png\",\"width\":784,\"height\":248,\"caption\":\"\uc5f0\uae08\uc5f0\uad6c\ud68c\"},\"image\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\",\"name\":\"smy1985\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g\",\"caption\":\"smy1985\"},\"url\":\"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144) - \uc5f0\uae08\uc5f0\uad6c\ud68c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/","og_locale":"ko_KR","og_type":"article","og_title":"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144) - \uc5f0\uae08\uc5f0\uad6c\ud68c","og_description":"(\uae30\ucd08\uc5f0\uae08 \uac1c\ud3b8 \uad00\ub828\ud558\uc5ec\u00a0 \ubcf8\uaca9\uc801\uc778 \ub17c\uc7c1\uc774 \uc2dc\uc791\ub420 \uac70 \uac19\ub2e4. \uae30\ucd08\uc5f0\uae08\uc81c\ub3c4 \ub3c4\uc785 \uad00\ub828\ud558\uc5ec\u00a0 \uc5ed\uc0ac\uc801\uc778 \uc0ac\ub8cc\ub85c \ub9e4\uc6b0 \uc758\ubbf8\uac00 \ucee4 \ubcf4\uc774\ub294 \ub17c\ubb38\uc744 \uc218\ub85d\ud55c\ub2e4.)   2014\ub144 \ub2f9\uc2dc \ubc15\uadfc\ud61c \uc815\ubd80\uc758 \ucd5c\ub300 \ud604\uc548\uc740 \ub2e4\ub984\uc544\ub2cc \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ubb38\uc81c\uc600\ub2e4. \ubc15\uadfc\ud61c \uc815\ubd80 \uc778\uc218\uc704 \uc804\ubb38\uc704\uc6d0\uc73c\ub85c \ucc38\uc5ec\ud558\uc5ec \ud604\ud589 \ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \ud544\uc694\uc131\uc744 \uc55e\uc7a5\uc11c \uac15\uc870\ud588\ub358 \uc989 \uc774\uc6a9\ud558 \ubc15\uc0ac\uac00 \uc8fc\uc7a5\ud588\ub358 \ubcf4\ud3b8\uc801\uc778 \uc870\uc138\ubc29\uc2dd\uc758 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc5d0 \uc758\uacac\uc744 \uac19\uc774 \ud558\uba74\uc11c \uc801\uadf9\uc801\uc73c\ub85c \ud604\ud589 […]","og_url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/","og_site_name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","article_published_time":"2026-03-14T02:18:20+00:00","article_modified_time":"2026-03-16T05:46:48+00:00","og_image":[{"width":200,"height":265,"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg","type":"image\/jpeg"}],"author":"smy1985","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"smy1985"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#article","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/"},"author":{"name":"smy1985","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1"},"headline":"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144)","datePublished":"2026-03-14T02:18:20+00:00","dateModified":"2026-03-16T05:46:48+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/"},"wordCount":5,"publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg","articleSection":["\uc790\ub8cc\uc2e4"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/","url":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/","name":"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144) - \uc5f0\uae08\uc5f0\uad6c\ud68c","isPartOf":{"@id":"https:\/\/www.pensionfutureforum.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#primaryimage"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg","datePublished":"2026-03-14T02:18:20+00:00","dateModified":"2026-03-16T05:46:48+00:00","breadcrumb":{"@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#primaryimage","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/1772949252663.jpg","width":200,"height":265},{"@type":"BreadcrumbList","@id":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/14\/post-20260314-021820-6764\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.pensionfutureforum.org\/"},{"@type":"ListItem","position":2,"name":"\ud604\ud589 \ubc29\uc2dd \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc801\uadf9 \ucc2c\uc131 (2) (\uc11d\uc7ac\uc740 \uad50\uc218. 2015\ub144)"}]},{"@type":"WebSite","@id":"https:\/\/www.pensionfutureforum.org\/#website","url":"https:\/\/www.pensionfutureforum.org\/","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","description":"\uc138\ub300\uc640 \uc138\ub300\ub97c \uc787\ub294 \uc5f0\uae08, \ubbf8\ub798\ub97c \uc704\ud55c \uad6c\uc870\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.pensionfutureforum.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pensionfutureforum.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.pensionfutureforum.org\/#organization","name":"\uc5f0\uae08\uc5f0\uad6c\ud68c","url":"https:\/\/www.pensionfutureforum.org\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","contentUrl":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2025\/10\/Pension-logo_v1.2-1-1.png","width":784,"height":248,"caption":"\uc5f0\uae08\uc5f0\uad6c\ud68c"},"image":{"@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1","name":"smy1985","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/de6a1eb3ba59968bd908b38f074a090786f3e47ad99ad65601633e3c2b8a48b9?s=96&d=mm&r=g","caption":"smy1985"},"url":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/3395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/comments?post=3395"}],"version-history":[{"count":15,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/3395\/revisions"}],"predecessor-version":[{"id":3455,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/posts\/3395\/revisions\/3455"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media\/3265"}],"wp:attachment":[{"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/media?parent=3395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/categories?post=3395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pensionfutureforum.org\/index.php\/wp-json\/wp\/v2\/tags?post=3395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}