{"id":3463,"date":"2026-03-16T15:34:41","date_gmt":"2026-03-16T06:34:41","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/16\/post-20260316-063441-3594\/"},"modified":"2026-03-16T18:30:24","modified_gmt":"2026-03-16T09:30:24","slug":"post-20260316-063441-3594","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/16\/post-20260316-063441-3594\/","title":{"rendered":"2010\ub144 \ubcf5\uc9c0\ubd80\uc758 \ub9e4\uc6b0 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc6a9\uc5ed\ubcf4\uace0\uc11c (\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc120\uc815\uae30\uc900 \uc5f0\uad6c)"},"content":{"rendered":"

(\uacf5\uac1c \uc9c8\uc758\ud55c\ub2e4!!!!)<\/strong><\/span><\/p>\n

2010\ub144<\/span><\/strong><\/p>\n

\ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0<\/span><\/strong><\/p>\n

\uc724\uc11d\uba85 \uc5f0\uad6c\uc704\uc6d0\uc758 <\/span><\/strong><\/p>\n

\uc5f0\uad6c \ucc45\uc784\uc73c\ub85c<\/span><\/strong><\/p>\n

\uc218\ud589\ub418\uc5c8\ub358<\/span><\/strong><\/p>\n

“\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc120\uc815\uae30\uc900 \uc5f0\uad6c”\ub294<\/span><\/strong><\/p>\n

\uae30\ucd08\uc5f0\uae08 \uad00\ub828 \ub17c\uc7c1\uc5d0\uc11c<\/span><\/strong><\/p>\n

\ub9e4\uc6b0 \uc911\uc694\ud55c \ubcf4\uace0\uc11c\uc600\ub2e4!!<\/span><\/strong><\/p>\n

‘\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc7ac\uad6c\uc870\ud654’\ub97c \uc704\ud55c 2012\ub144 <\/strong><\/span>\uad6d\ud68c \uacf5\uccad\ud68c\uc5d0\uc11c <\/strong><\/span><\/span><\/p>\n

\uc774 \ubcf4\uace0\uc11c \ub0b4\uc6a9\uc774\u00a0<\/strong><\/span><\/p>\n

\uc8fc\ub85c \uac70\ub860\ub418\uc5c8\uae30 \ub54c\ubb38\uc774\uc5c8\ub2e4.<\/strong><\/span><\/p>\n

 <\/p>\n

2007\ub144 \ub178\ubb34\ud604 \uc815\ubd80\uc758<\/strong><\/span><\/p>\n

‘\uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815’\uacfc<\/strong><\/span><\/p>\n

‘\uae30\ucd08\ub178\ub839\uc5f0\uae08\ubc95 \uc81c\uc815\uc548’ \ud1b5\uacfc\uc2dc<\/strong><\/span><\/p>\n

\uc5ec\ub2f9 \uc758\uc6d0\uc73c\ub85c\uc11c <\/strong><\/span><\/p>\n

\uac00\uc7a5 \ud070 \uc5ed\ud560\uc744 <\/strong><\/span>\ub2f4\ub2f9\ud588\ub358<\/strong><\/span><\/span><\/p>\n

\uac15\uae30\uc815 \uad6d\ud68c\uc758\uc6d0 (\ud604 \uad11\uc8fc\uad11\uc5ed\uc2dc\uc7a5)\uc740<\/strong><\/span><\/p>\n

2012\ub144 \uac1c\ucd5c\ub418\uc5c8\ub358<\/strong><\/span><\/p>\n

“\uad6d\ud68c \uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc7ac\uad6c\uc870\ud654”\uc640 \uad00\ub828\ud55c,<\/strong><\/span><\/p>\n

\uaf64\ub098 \uce58\uc5f4\ud588\uc5c8\ub358 \uacf5\uccad\ud68c\uc758<\/strong><\/span><\/p>\n

\ub9c8\ubb34\ub9ac \ubc1c\uc5b8\uc5d0\uc11c<\/strong><\/span><\/p>\n

(\uadf8 \uc2dc\uc810\uc5d0\uc11c\ub294 \uc57c\ub2f9 \uad6d\ud68c\uc758\uc6d0\uc774\uc5c8\uc74c\uc5d0\ub3c4)<\/strong><\/span><\/p>\n

\uc774 \uc6a9\uc5ed\ubcf4\uace0\uc11c\ub97c \uc190\uc5d0 \ub4e4\uace0\uc11c\ub294<\/strong><\/span><\/p>\n

“\uc9c0\uae08\uae4c\uc9c0 \uadf8\ub798 \uc654\uc5c8\ub358 \uac83\ucc98\ub7fc<\/strong><\/span><\/p>\n

\uc55e\uc73c\ub85c\ub3c4 \uc5f4\uc2ec\ud788\u00a0 \uc5f0\uad6c\ud574 \uc8fc\uc2dc\ub77c!!”<\/span>\ub294<\/strong><\/span><\/p>\n

\ub355\ub2f4\uc73c\ub85c \uacf5\uccad\ud68c\ub97c \ub9c8\ubb34\ub9ac\ud558\uc600\ub2e4.<\/strong><\/span><\/p>\n

\uc0c1\ub2f9\ud55c \uae34\uc7a5\uacfc \ub17c\uc7c1 \uc18d\uc5d0\uc11c<\/strong><\/span><\/p>\n

\uc9c4\ud589\ub418\uc5c8\ub358 \uacf5\uccad\ud68c\uc600\uc73c\ub098<\/strong><\/span><\/p>\n

\uc9c0\uae08\uacfc\ub294 \ub2ec\ub9ac<\/strong><\/span><\/p>\n

\ub355\ub2f4\uae4c\uc9c0 \uc788\uc5c8\ub2e4!!!<\/strong><\/span><\/p>\n

\uc5ed\uc0ac\uc801\uc73c\ub85c \uc774\ucc98\ub7fc \uc911\uc694\ud55c \ubcf4\uace0\uc11c\uac00<\/strong><\/span><\/p>\n

\ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0<\/strong><\/span><\/p>\n

\uc6a9\uc5ed \ubcf4\uace0\uc11c \ub9ac\uc2a4\ud2b8\uc5d0\uc11c<\/strong><\/span><\/p>\n

\uc0ac\ub77c\uc84c\ub2e4!!<\/strong><\/span><\/p>\n

\uc65c??<\/strong><\/span><\/p>\n

\uadf8\ub7f4\uae4c!!!<\/strong><\/span><\/p>\n

\uc815\ubd80\uc758 \ubcf4\uace0\uc11c \uac80\uc0c9\uc5d0\uc11c\ub3c4<\/strong><\/span><\/p>\n

\ub098\uc624\uc9c0 \uc54a\uace0 \uc788\ub2e4!!<\/strong><\/span><\/p>\n

\uc65c!!!!!<\/strong><\/span><\/p>\n

\uc774 \ubcf4\uace0\uc11c\uac00<\/strong><\/span><\/p>\n

‘\uc720\ub839\uc758 \ubcf4\uace0\uc11c’\uac00 \ub418\uc5c8\uc744\uae4c!!<\/strong><\/span><\/p>\n

\uc774 \ubcf4\uace0\uc11c\ub294<\/strong><\/span><\/p>\n

\ub2f9\uc2dc \ub17c\uc758 \uc218\uc900\uc73c\ub85c\ub294 \ub9e4\uc6b0 \ud30c\uaca9\uc801\uc778 \ub0b4\uc6a9\ub4e4\uc744 \ub2f4\uace0 \uc788\ub2e4.<\/strong><\/span><\/p>\n

\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc218\uae09\uc790\ub97c<\/strong><\/span><\/p>\n

1. ‘\uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uc790 \ud3c9\uade0\uc18c\ub4dd(A\uac12)\uc758 50%’<\/strong><\/span><\/p>\n

2.<\/strong><\/span> ‘\ucd5c\uc800\uc0dd\uacc4\ube44<\/strong><\/span> 150%\uc5d0 \uc5f0\ub3d9’<\/strong><\/span>\ud558\uc5ec<\/strong><\/span><\/p>\n

\uc120\uc815\ud558\uc790\ub294 <\/strong><\/span>\ub0b4\uc6a9\uc774 \ud575\uc2ec\uc774\uc5c8\uae30 \ub54c\ubb38\uc774\ub2e4!<\/strong><\/span><\/p>\n

(\uc81c\uc2dc\ub41c \uc815\ucc45 \ub300\uc548 \ubaa8\ub450\uac00 <\/strong><\/span><\/p>\n

\uc7a5\uae30\uc801\uc73c\ub85c<\/strong><\/span><\/p>\n

\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc790\ub3d9\uc73c\ub85c \ub300\ud3ed \uc904\uc5ec \ub098\uac08 \uc218 \uc788\ub294 \ubc29\uc548\uc774\uc5c8\ub2e4!!)<\/strong><\/span><\/p>\n

\ud604\uc7ac \uc815\ubd80\uc640 \uc5ec\ub2f9\uc758<\/strong><\/span><\/p>\n

\uae30\ucd08\uc5f0\uae08 \uac1c\ud3b8 \ub17c\uc758 \ubc29\ud5a5\uacfc\ub3c4 \ub9e4\uc6b0 \uc720\uc0ac\ud558\ub2e4!!<\/strong><\/span><\/p>\n

\uc774\ucc98\ub7fc \uc911\uc694\ud55c \ubcf4\uace0\uc11c\uac00<\/strong><\/span><\/p>\n

\uadf8\ub7f0\ub370,\u00a0<\/strong><\/span>\uc65c!!!!!!<\/strong><\/span><\/p>\n

\uc9c0\uae08<\/strong><\/span><\/p>\n

‘\uc720\ub839\uc758 \ubcf4\uace0\uc11c’\uac00 \ub418\uc5b4 \uc788\ub294 \uc9c0<\/strong><\/span><\/p>\n

\uc5f0\uae08\uc5f0\uad6c\ud68c\ub294<\/strong><\/span><\/p>\n

\uacf5\uac1c \uc9c8\uc758\ud55c\ub2e4!!!!<\/strong><\/span><\/p>\n

 <\/p>\n

(\uc774 \uc0c1\ud669\uc744<\/span><\/strong><\/span><\/p>\n

\uc190\uc27d\uac8c \ud655\uc778\ud574 \ubcfc \uc218 \uc788\ub3c4\ub85d<\/span><\/strong><\/span><\/p>\n

\ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0\uc758<\/span><\/strong><\/span><\/p>\n

\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uad00\ub828\ud55c<\/span><\/strong><\/span><\/p>\n

\uc6a9\uc5ed \ubcf4\uace0\uc11c \ub9ac\uc2a4\ud2b8\ub97c<\/span><\/strong><\/span><\/p>\n

\ucea1\ucdb0\ud574 \ucca8\ubd80\ud558\uc600\ub2e4!!)<\/span><\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

(\uacf5\uac1c \uc9c8\uc758\ud55c\ub2e4!!!!) 2010\ub144 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0 \uc724\uc11d\uba85 \uc5f0\uad6c\uc704\uc6d0\uc758 \uc5f0\uad6c \ucc45\uc784\uc73c\ub85c \uc218\ud589\ub418\uc5c8\ub358 “\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc120\uc815\uae30\uc900 \uc5f0\uad6c”\ub294 \uae30\ucd08\uc5f0\uae08 \uad00\ub828 \ub17c\uc7c1\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud55c \ubcf4\uace0\uc11c\uc600\ub2e4!! ‘\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc7ac\uad6c\uc870\ud654’\ub97c \uc704\ud55c 2012\ub144 \uad6d\ud68c \uacf5\uccad\ud68c\uc5d0\uc11c \uc774 \ubcf4\uace0\uc11c \ub0b4\uc6a9\uc774\u00a0 \uc8fc\ub85c \uac70\ub860\ub418\uc5c8\uae30 \ub54c\ubb38\uc774\uc5c8\ub2e4.   2007\ub144 \ub178\ubb34\ud604 \uc815\ubd80\uc758 ‘\uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815’\uacfc ‘\uae30\ucd08\ub178\ub839\uc5f0\uae08\ubc95 \uc81c\uc815\uc548’ \ud1b5\uacfc\uc2dc \uc5ec\ub2f9 \uc758\uc6d0\uc73c\ub85c\uc11c \uac00\uc7a5 \ud070 \uc5ed\ud560\uc744 \ub2f4\ub2f9\ud588\ub358 \uac15\uae30\uc815 \uad6d\ud68c\uc758\uc6d0 (\ud604 \uad11\uc8fc\uad11\uc5ed\uc2dc\uc7a5)\uc740 2012\ub144 \uac1c\ucd5c\ub418\uc5c8\ub358 “\uad6d\ud68c \uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc7ac\uad6c\uc870\ud654”\uc640 \uad00\ub828\ud55c, […]<\/p>\n","protected":false},"author":11,"featured_media":3472,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-3463","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"\n2010\ub144 \ubcf5\uc9c0\ubd80\uc758 \ub9e4\uc6b0 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc6a9\uc5ed\ubcf4\uace0\uc11c (\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc120\uc815\uae30\uc900 \uc5f0\uad6c) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, 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\uc911\uc694\ud55c \ubcf4\uace0\uc11c\uc600\ub2e4!! ‘\uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc7ac\uad6c\uc870\ud654’\ub97c \uc704\ud55c 2012\ub144 \uad6d\ud68c \uacf5\uccad\ud68c\uc5d0\uc11c \uc774 \ubcf4\uace0\uc11c \ub0b4\uc6a9\uc774\u00a0 \uc8fc\ub85c \uac70\ub860\ub418\uc5c8\uae30 \ub54c\ubb38\uc774\uc5c8\ub2e4.   2007\ub144 \ub178\ubb34\ud604 \uc815\ubd80\uc758 ‘\uad6d\ubbfc\uc5f0\uae08\ubc95 \uac1c\uc815’\uacfc ‘\uae30\ucd08\ub178\ub839\uc5f0\uae08\ubc95 \uc81c\uc815\uc548’ \ud1b5\uacfc\uc2dc \uc5ec\ub2f9 \uc758\uc6d0\uc73c\ub85c\uc11c \uac00\uc7a5 \ud070 \uc5ed\ud560\uc744 \ub2f4\ub2f9\ud588\ub358 \uac15\uae30\uc815 \uad6d\ud68c\uc758\uc6d0 (\ud604 \uad11\uc8fc\uad11\uc5ed\uc2dc\uc7a5)\uc740 2012\ub144 \uac1c\ucd5c\ub418\uc5c8\ub358 “\uad6d\ud68c \uae30\ucd08\ub178\ub839\uc5f0\uae08 \uc7ac\uad6c\uc870\ud654”\uc640 \uad00\ub828\ud55c, […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/16\/post-20260316-063441-3594\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-16T06:34:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-16T09:30:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/20260316_160907.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"4000\" \/>\n\t<meta property=\"og:image:height\" content=\"1868\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" 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