{"id":3529,"date":"2026-03-19T09:48:07","date_gmt":"2026-03-19T00:48:07","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-004807-9718\/"},"modified":"2026-03-19T11:34:04","modified_gmt":"2026-03-19T02:34:04","slug":"post-20260319-004807-9718","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-004807-9718\/","title":{"rendered":"[\uae30\uc790\ub178\ud2b8] \uae30\ucd08\uc5f0\uae08, \ud45c\ud4f0\ub9ac\uc998 \ub118\uc5b4 ‘\uc219\uc758\uc758 \uc7a5’\uc73c\ub85c (2026.03. 19.)"},"content":{"rendered":"

(2014\ub144 \uae30\ucd08\uc5f0\uae08\uc774 \ub3c4\uc785\ub420 \ub54c \ub2f9\uc2dc \uad8c\ub825\uacfc \uacb0\ud0c1\ud558\uc5ec \ud604\ud589 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc758 \uc77c\ub4f1 \uacf5\uc2e0, \uadf8\uac83\ub3c4 \uc804\ubb38\uac00\ub85c \ud3ec\uc7a5\ub41c \ubd84\ub4e4\uc774<\/strong> \ube5b\uc758 \uc18d\ub3c4\ub85c \ubcc0\uc2e0\ud558\uace0 \uc788\ub2e4. \uc120\ubcc4\uc801\uc778 \uc9c0\uae09\uc774 \ub9de\ub2e4\uace0 \uce7c\ub7fc\ub3c4 \uc4f0\uace0 \uc778\ud130\ubdf0\ub3c4 \ud558\uace0 \uc788\uc5b4\uc11c\uc774\ub2e4.<\/strong><\/span><\/span><\/p>\n

\uc774 \ubd84\ub4e4 \ub300\ubd80\ubd84\uc740<\/span><\/strong><\/span><\/p>\n

\ub2f9\uc2dc \uc8fc\ubb34\ubd80\ucc98 \uc7a5\uad00\uae4c\uc9c0 \uc0ac\ud1f4\ud558\uba74\uc11c \ubc18\ub300\ud558\ub358 \uc81c\ub3c4 \ub3c4\uc785\uc744 \uc55e\uc7a5\uc11c\uc11c \ucc2c\uc131\ud558\uba74\uc11c<\/span><\/strong><\/span><\/p>\n

\uadf8\ub3d9\uc548 \uaf43\uae38\uc744 \uac78\uc5b4\uc654\ub2e4!!<\/span><\/strong><\/span><\/p>\n

\uc77c\ubd80\ub294 \uadf8 \uacf5\ub85c\ub85c<\/span><\/strong><\/span><\/p>\n

\uad6d\ucc45 \uc5f0\uad6c\uc6d0\uc7a5\ub4e4\uae4c\uc9c0 \ud558\uba74\uc11c<\/span><\/strong><\/span><\/p>\n

\uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \ubc18\ub300\ud558\ub358 \uc804\ubb38\uac00\uac00<\/span><\/strong><\/span><\/p>\n

\uace0\ucd08\ub97c \uacaa\ub294 \uacfc\uc815\uc744 \uc9c0\ucf1c\ubcf4\uc558\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ub2e8\uc21c\ud788 \uc9c0\ucf1c\ub9cc \ubcf4\uc558\uc744\uae4c!!<\/span><\/strong><\/span><\/p>\n

\ub3c4\ub3c4\ud788 \ud750\ub974\ub294 \uc5ed\uc0ac\uc758 \ubb3c\uacb0\ub4e4\uc740 \uc774\ub4e4\uc774 \ubb34\uc5c7\uc744 \ud588\uc5c8\ub294 \uc9c0 \uc54c\uace0 \uc788\uc744 \uac83\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc774 \uce7c\ub7fc\uc740 \uc804\ubb38\uac00\ub4e4\uc5d0\uac8c \ud574\ubc95\uc744 \ub9e1\uaca8\uc57c \ud55c\ub2e4\uace0 \uacb0\ub860\uc744 \uc9d3\uace0 \uc788\ub2e4.<\/span><\/strong><\/p>\n

\uc790\uce6d \uc804\ubb38\uac00\ub4e4\uc758 \uc774\uac19\uc740 \uacfc\uac70 \ud589\uc801 \uc678\uc5d0\ub3c4<\/span><\/strong><\/p>\n

22\ub300 \uad6d\ud68c \ud2b9\uc704 \uc790\ubb38\uc704\uc6d0\ub4e4 \uc911\uc5d0\uc11c\ub294<\/span><\/strong><\/span><\/p>\n

\uc9c0\uae08\ubcf4\ub2e4 \ub300\uc0c1\uc790\ub97c \ub354 \ub298\ub9ac\uc790\ub294 \uc8fc\uc7a5\uae4c\uc9c0 \ud558\uace0 \uc788\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc774\uc81c \uc6b0\ub9ac \uc0ac\ud68c\ub3c4 \uc5f0\uae08 \ub17c\uc758 \uacfc\uac70\uc0ac\ub97c \uac1d\uad00\uc801\uc73c\ub85c \uae30\uc220\ud574\uc57c \ud560 \ub54c\uac00 \ub41c \uac70 \uac19\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc815\uad8c\uc774 \ubc14\ub014 \ub54c\ub9c8\ub2e4 \ube5b\uc758 \uc18d\ub3c4\ub85c \ubcc0\uc2e0\ud574 \uc654\ub358 \uc804\ubb38\uac00 \uadf8\ub8f9,<\/span><\/strong><\/span><\/p>\n

\uadf8\ub4e4\ub85c \uc778\ud574\uc11c \uac1c\uc545\uc5d0 \uac1c\uc545\uc744 \uac70\ub4ed\ud574 \uc624\uac8c \ub41c \uc6b0\ub9ac \uc5f0\uae08\uac1c\ud3b8 \uc5ed\uc0ac\ub97c \uc81c\ub300\ub85c \uae30\uc220\ud558\uc5ec<\/span><\/strong><\/span><\/p>\n

\uc5f0\uae08\uac1c\uc545 \uc5ed\uc0ac\uc758 \uc9d5\ube44\ub85d\uc744 \ubc1c\uac04\ud574\uc57c \ud560 \ub54c\uc774\ub2e4.)<\/span><\/strong><\/span><\/p>\n

\uc6b0\ub9ac\ub098\ub77c\uc5d0\uc120\u00a065\uc138 \uc774\uc0c1 \uc5b4\ub974\uc2e0\uc758 \uc18c\ub4dd \ud558\uc704\u00a070%(\uc57d\u00a0708\ub9cc\uba85)\uac00 \uae30\ucd08\uc5f0\uae08\uc744 \ubc1b\ub294\ub2e4. \ub9e4\ub2ec \ucd5c\ub300\u00a034\ub9cc9700\uc6d0\uc529\uc774\ub2e4. <\/span><\/p>\n

\ub2e8\ub3c5\uac00\uad6c \uae30\uc900\uc73c\ub85c \uc6d4 \uc18c\ub4dd\uc778\uc815\uc561\uc774\u00a0247\ub9cc\uc6d0 \uc774\ud558\uba74 \uc218\uae09 \ub300\uc0c1\uc774 \ub41c\ub2e4. \uc62c\ud574 1\uc778 \uac00\uad6c \uc911\uc704\uc18c\ub4dd\u00a0256\ub9cc4000\uc6d0\uc5d0 \uc721\ubc15\ud558\ub294 \uae08\uc561\uc774\ub2e4.<\/strong><\/span><\/span><\/p>\n

\uadf8\ub807\ub2e4\uba74 \uc65c \ud558\ud544\u00a0‘70%’\uc77c\uae4c. <\/span><\/strong><\/span><\/p>\n

\ub531\ud788 \uadfc\uac70\ub294 \uc5c6\ub2e4.\u00a02012\ub144 \ub300\uc120 \ub2f9\uc2dc \ubc15\uadfc\ud61c \uc804 \ub300\ud1b5\ub839\uc774 \ub0b4\ub193\uc740 “\ubaa8\ub4e0 \uc5b4\ub974\uc2e0\uc5d0\uac8c \uc6d4\u00a020\ub9cc\uc6d0\uc744 \uc8fc\uaca0\ub2e4”\ub294 \uacf5\uc57d\uc774 \uc9d1\uad8c \ud6c4 \uc608\uc0b0\uc758 \ubcbd\uc5d0 \ubd80\ub52a\ud788\uc790 \uad81\uc5ec\uc9c0\ucc45\uc73c\ub85c \ub098\uc628 \uae30\uc900\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc774\ud6c4 \ub178\uc778\ub4e4\uc758 \uc18c\ub4dd\uacfc \uc790\uc0b0 \uc218\uc900\uc774 \uc624\ub974\uba74\uc11c \uae30\ucd08\uc5f0\uae08 \uc120\uc815 \uae30\uc900\uc740 \uc911\uc704\uc18c\ub4dd\uc5d0 \uadfc\uc811\ud588\ub2e4.\u00a02015\ub144 1\uc778 \uac00\uad6c \uae30\uc900 \uc911\uc704\uc18c\ub4dd \ub300\ube44\u00a059.6%\uc600\ub358 \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \ucee4\ud2b8\ub77c\uc778\uc740 \uc62c\ud574\u00a096.3%\ub85c \uc0c1\uc2b9\ud588\ub2e4. <\/span><\/p>\n

\uc18c\ub4dd\uc774 \ud55c \ud47c\ub3c4 \uc5c6\ub294 \ub178\uc778\uacfc \uc911\uc704\uc18c\ub4dd\uc5d0 \uac00\uae4c\uc6b4 \ub3c8\uc744 \ubc84\ub294 \ub178\uc778 \ubaa8\ub450 \uae30\ucd08\uc5f0\uae08\uc744 \ubc1b\ub294\ub2e8 \uc598\uae30\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc774\uc7ac\uba85 \ub300\ud1b5\ub839\uc774 \uc9c0\ub09c\u00a016\uc77c \uc790\uc2e0\uc758 \uc18c\uc15c\ubbf8\ub514\uc5b4(SNS)\uc5d0 “\uc790\uc0b4\uae4c\uc9c0 \uc720\ub3c4\ud558\ub294 \ub178\uc778 \ube48\uace4\uc744 \uc904\uc774\ub824\uba74 \uae30\ucd08\uc5f0\uae08\uc744 \uc880 \ubc14\uafd4\uc57c \ud560 \uac83 \uac19\ub2e4”\uba70 <\/span><\/p>\n

“\uc9c0\uae08\uae4c\uc9c0 \uc9c0\uae09\ub418\ub294 \uac83\uc740 \uadf8\ub0e5 \ub450\uace0 \ud5a5\ud6c4 \uc99d\uc561\ub9cc \ud558\ud6c4\uc0c1\ubc15\uc73c\ub85c \ud558\ub294 \uac83\ub3c4 \ubc29\ubc95\uc77c \ub4ef\ud55c\ub370 \uc5ec\ub7ec\ubd84 \uc758\uacac\uc740 \uc5b4\ub5a0\uc2e0\uac00”<\/strong>\uace0 \uc801\uc740 \uac83\uc740 \uc774\ub7f0 \ubc30\uacbd\uc5d0\uc11c\ub2e4. <\/span><\/p>\n

\ubcf4\ud3b8 \ubcf5\uc9c0\ub77c\ub294 \uae30\uc874\uc758 \uae30\uc870\ub97c \ud2c0\uc5b4 ‘\ubcf4\ud3b8+\uc120\ubcc4 \ud63c\ud569\ud615’ \ubcf5\uc9c0 \ubaa8\ub378\uc744 \uc81c\uc2dc\ud55c \uc148\uc774\ub2e4.<\/span><\/strong><\/p>\n

\ubc18\ub860\ub3c4 \uc5c6\uc9c0 \uc54a\ub2e4.<\/strong> \uae30\ucd08\uc5f0\uae08\uc740 \ub178\ud6c4 \ucd5c\uc800\uc0dd\uacc4\ub97c \ubcf4\uc7a5\ud558\ub294 ‘\ubcf4\ud3b8\uc801 \uc218\ub2f9’ \uc131\uaca9\uc758 \uc5f0\uae08\uc778\ub9cc\ud07c \uc18c\ub4dd\uc5d0 \ub530\ub978 \ucc28\ub4f1 \uc9c0\uae09\uc740 \uc81c\ub3c4\uc758 \ucde8\uc9c0\uc5d0 \uc5b4\uae0b\ub09c\ub2e4\ub294 \uac83\uc774\ub2e4. <\/strong><\/span><\/p>\n

\uac8c\ub2e4\uac00 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \uc774\ubbf8 \uc800\uc18c\ub4dd\uce35\uc758 \uc218\uc775\ube44\ub97c \ub192\uc774\ub294 ‘\uc18c\ub4dd \uc7ac\ubd84\ubc30’ \uae30\ub2a5\uc774 \ud0d1\uc7ac\ub3fc \uc788\ub2e4. <\/span><\/p>\n

\uae30\ucd08\uc5f0\uae08\uae4c\uc9c0 \uac00\ub09c\ud560\uc218\ub85d \ub354 \ub9ce\uc774 \uc8fc\ub294 \ud558\ud6c4\uc0c1\ubc15 \uad6c\uc870\ub85c \ub72f\uc5b4\uace0\uce60 \uacbd\uc6b0 \ub450 \uc5f0\uae08 \uac04 \uc815\ucc45 \uae30\ub2a5\uc774 \uc911\ubcf5\ub418\uba70 \uc5f0\uae08 \uccb4\uacc4 \uc804\ubc18\uc758 \ud6a8\uc728\uc131\uc774 \ub5a8\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc9c0\uc801\uc774\ub2e4.<\/span><\/strong><\/p>\n

(\uc911\ub7b5)<\/span><\/p>\n

\ub2e4\ub9cc \uac1c\uc120\uc548\uc740 \ub178\uc778 \ube48\uace4 \ubb38\uc81c \ubfd0 \uc544\ub2c8\ub77c \ub2e4\uce35\uc801 \uc5f0\uae08 \uad6c\uc870, \ub0a9\uc138\uc790\uc640 \uba74\uc138\uc790 \uac04\uc758 \ud615\ud3c9\uc131, \uad6d\uac00 \uc7ac\uc815 \ub4f1 \uc5ec\ub7ec \uce21\uba74\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574 \uc2e0\uc911\ud574\uc57c \ub3c4\ucd9c\ud574\uc57c \ud55c\ub2e4. <\/span><\/p>\n

\uc774\ub7f0 \uace0\ucc28\ubc29\uc815\uc2dd\uc744 \ud478\ub294 \uacfc\uc815\uc5d0\uc11c \uac00\uc7a5 \uacbd\uacc4\ud574\uc57c \ud560 \uac83\uc774 \uc815\uce58\uad8c\uc758 ‘\ud45c’\ud4f0\ub9ac\uc998\uc801 \uc811\uadfc\uc774\ub2e4. <\/span><\/strong><\/p>\n

\ub300\uc2e0 \uc804\ubb38\uac00\ub4e4\uc774 \ucc38\uc5ec\ud55c \uc0ac\ud68c\uc801 \ub17c\uc758 \ud14c\uc774\ube14\uc744 \ub9cc\ub4e4\uc5b4 \uc219\uc758\ub97c \ud1b5\ud574 \uacb0\ub860\uc744 \ub3c4\ucd9c\ud558\uac8c \ud558\uba74 \uc5b4\ub5a8\uae4c. <\/span><\/strong><\/p>\n

\uc815\uce58\uad8c\uc774 \uc8fc\ub3c4\ud558\ub294 \uc784\uae30\uc751\ubcc0\uc2dd \uc5f0\uae08 \uac1c\ud601\uc740 \ub05d\ub0bc \ub54c\uac00 \ub410\ub2e4.<\/span><\/p>\n

https:\/\/n.news.naver.com\/article\/417\/0001134823?sid=100<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

(2014\ub144 \uae30\ucd08\uc5f0\uae08\uc774 \ub3c4\uc785\ub420 \ub54c \ub2f9\uc2dc \uad8c\ub825\uacfc \uacb0\ud0c1\ud558\uc5ec \ud604\ud589 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc758 \uc77c\ub4f1 \uacf5\uc2e0, \uadf8\uac83\ub3c4 \uc804\ubb38\uac00\ub85c \ud3ec\uc7a5\ub41c \ubd84\ub4e4\uc774 \ube5b\uc758 \uc18d\ub3c4\ub85c \ubcc0\uc2e0\ud558\uace0 \uc788\ub2e4. \uc120\ubcc4\uc801\uc778 \uc9c0\uae09\uc774 \ub9de\ub2e4\uace0 \uce7c\ub7fc\ub3c4 \uc4f0\uace0 \uc778\ud130\ubdf0\ub3c4 \ud558\uace0 \uc788\uc5b4\uc11c\uc774\ub2e4. \uc774 \ubd84\ub4e4 \ub300\ubd80\ubd84\uc740 \ub2f9\uc2dc \uc8fc\ubb34\ubd80\ucc98 \uc7a5\uad00\uae4c\uc9c0 \uc0ac\ud1f4\ud558\uba74\uc11c \ubc18\ub300\ud558\ub358 \uc81c\ub3c4 \ub3c4\uc785\uc744 \uc55e\uc7a5\uc11c\uc11c \ucc2c\uc131\ud558\uba74\uc11c \uadf8\ub3d9\uc548 \uaf43\uae38\uc744 \uac78\uc5b4\uc654\ub2e4!! \uc77c\ubd80\ub294 \uadf8 \uacf5\ub85c\ub85c \uad6d\ucc45 \uc5f0\uad6c\uc6d0\uc7a5\ub4e4\uae4c\uc9c0 \ud558\uba74\uc11c \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \ubc18\ub300\ud558\ub358 \uc804\ubb38\uac00\uac00 \uace0\ucd08\ub97c \uacaa\ub294 […]<\/p>\n","protected":false},"author":11,"featured_media":3528,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-3529","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-insights","category-expert-column"],"acf":[],"yoast_head":"\n[\uae30\uc790\ub178\ud2b8] \uae30\ucd08\uc5f0\uae08, \ud45c\ud4f0\ub9ac\uc998 \ub118\uc5b4 '\uc219\uc758\uc758 \uc7a5'\uc73c\ub85c (2026.03. 19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-004807-9718\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uae30\uc790\ub178\ud2b8] \uae30\ucd08\uc5f0\uae08, \ud45c\ud4f0\ub9ac\uc998 \ub118\uc5b4 '\uc219\uc758\uc758 \uc7a5'\uc73c\ub85c (2026.03. 19.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(2014\ub144 \uae30\ucd08\uc5f0\uae08\uc774 \ub3c4\uc785\ub420 \ub54c \ub2f9\uc2dc \uad8c\ub825\uacfc \uacb0\ud0c1\ud558\uc5ec \ud604\ud589 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc758 \uc77c\ub4f1 \uacf5\uc2e0, \uadf8\uac83\ub3c4 \uc804\ubb38\uac00\ub85c \ud3ec\uc7a5\ub41c \ubd84\ub4e4\uc774 \ube5b\uc758 \uc18d\ub3c4\ub85c \ubcc0\uc2e0\ud558\uace0 \uc788\ub2e4. \uc120\ubcc4\uc801\uc778 \uc9c0\uae09\uc774 \ub9de\ub2e4\uace0 \uce7c\ub7fc\ub3c4 \uc4f0\uace0 \uc778\ud130\ubdf0\ub3c4 \ud558\uace0 \uc788\uc5b4\uc11c\uc774\ub2e4. \uc774 \ubd84\ub4e4 \ub300\ubd80\ubd84\uc740 \ub2f9\uc2dc \uc8fc\ubb34\ubd80\ucc98 \uc7a5\uad00\uae4c\uc9c0 \uc0ac\ud1f4\ud558\uba74\uc11c \ubc18\ub300\ud558\ub358 \uc81c\ub3c4 \ub3c4\uc785\uc744 \uc55e\uc7a5\uc11c\uc11c \ucc2c\uc131\ud558\uba74\uc11c \uadf8\ub3d9\uc548 \uaf43\uae38\uc744 \uac78\uc5b4\uc654\ub2e4!! \uc77c\ubd80\ub294 \uadf8 \uacf5\ub85c\ub85c \uad6d\ucc45 \uc5f0\uad6c\uc6d0\uc7a5\ub4e4\uae4c\uc9c0 \ud558\uba74\uc11c \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \ubc18\ub300\ud558\ub358 \uc804\ubb38\uac00\uac00 \uace0\ucd08\ub97c \uacaa\ub294 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-004807-9718\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-19T00:48:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-19T02:34:04+00:00\" \/>\n<meta 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