{"id":3537,"date":"2026-03-19T10:52:11","date_gmt":"2026-03-19T01:52:11","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-015211-5546\/"},"modified":"2026-03-19T12:48:15","modified_gmt":"2026-03-19T03:48:15","slug":"post-20260319-015211-5546","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-015211-5546\/","title":{"rendered":"\ub178\uc778 \ube48\uace4\uc728 1\uc704 \ubc97\uc5b4\ub098\uac8c\u2026 \uae30\ucd08\uc5f0\uae08 \u2018\uc18c\ub4dd\ubcc4 \ucc28\ub4f1\uc9c0\uae09\u2019 \ubb34\uac8c (2026.03.17.)"},"content":{"rendered":"

(\uc544\ub798 \ub3d9\uc544\uc77c\ubcf4 \uae30\uc0ac\uc758 \uc778\ud130\ubdf0\uc5b4\ub4e4\uc778<\/span><\/strong><\/span><\/p>\n

\uc21c\ucc9c\ud5a5\ub300 \uae40\uc6a9\ud558 \uad50\uc218\uc640 \uc624\uac74\ud638 \uc704\uc6d0\uc7a5\uc740\u00a0<\/span><\/strong><\/span><\/p>\n

\ud604\ud589 \uae30\ucd08\uc5f0\uae08\uc758 \uc804\uc2e0\uc778 \uae30\ucd08\ub178\ub839\uc5f0\uae08\uc774 \ub3c4\uc785\ub418\uae30 5\uac1c\uc6d4\uc804 <\/strong><\/span>\ub178\ubb34\ud604 \uc815\ubd80\uc758 \uc5f0\uae08\uac1c\ud601\uc5d0 \ubc18\ub300\ud558\uba74\uc11c<\/span> \ubcf4\ud3b8\uc801\uc778 <\/strong>\uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \uc8fc\uc7a5\ud588\uc5c8\ub2e4.<\/strong><\/span><\/p>\n

\uae40\uc6a9\ud558 \uad50\uc218\ub294 <\/strong>\ud55c\ub098\ub77c\ub2f9\uc548\uc758 \uae30\ucd08\uc5f0\uae08\uc744<\/strong>\u00a0<\/span><\/p>\n

\uc624\uac74\ud638 \uc704\uc6d0\uc7a5\uc740 \ubbfc\uc8fc\ub178\ub3d9\ub2f9\uc758 \uae30\ucd08\uc5f0\uae08\uc744 \uc124\uacc4\ud588\uc5c8\ub2e4.<\/strong><\/span><\/p>\n

\ub2f9\uc2dc \ub178\ubb34\ud604 \uc815\ubd80\ub294 1\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\uc5d0 \uadfc\uac70\ud558\uc5ec \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uc548\uc815 \uc870\uce58\uc5d0 \ucd1d\ub825\uc744 \uae30\uc6b8\uc774\uace0 \uc788\uc5c8\ub2e4.<\/strong><\/span><\/p>\n

\ub178\ubb34\ud604 \uc815\ubd80\uc758 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc774\uc5c8\ub358 \u201c\uc18c\ub4dd\ub300\uccb4\uc728 50%-\ubcf4\ud5d8\ub8cc 15.9%\u201d\uc548\uc774 \uc88c\uc808\ub41c \uacb0\uc815\uc801\uc778 \uc774\uc720\uac00<\/strong><\/span><\/p>\n

\ub2f9\uc2dc \uc57c\ub2f9\uc774\uc5c8\ub358 \ud55c\ub098\ub77c\ub2f9\uacfc \ubbfc\uc8fc\ub178\ub3d9\ub2f9\uc758 \ubcf4\ud3b8\uc801 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc8fc\uc7a5 \ub54c\ubb38\uc774\uc5c8\ub2e4\ub294 \uc810\uc5d0\uc11c<\/strong><\/span><\/p>\n

\uc774\uac19\uc740 \uc785\uc7a5 \ubcc0\ud654\uc5d0 \ub300\ud55c \ud574\uba85\uc774 \uc788\uc5b4\uc57c \ud560 \uac83\uc774\ub2e4!!<\/strong><\/span><\/p>\n

\ub2f9\uc2dc \uc57c\ub2f9\ub4e4\uc758 \ubcf4\ud3b8\uc801\uc778 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785 \uc8fc\uc7a5\uc5d0 \ub300\ud574 <\/span><\/strong><\/p>\n

\ub178\ubb34\ud604 \uc815\ubd80\ub294 \ub2f9\ucd08 65\uc138 \uc774\uc0c1 \ub178\uc778 45%\uc5d0\uac8c\ub9cc \uc9c0\uae09\ud558\ub294 \uc81c\ub3c4\ub97c \uc81c\uc548\ud588\uc5c8\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc218\ud61c \ub300\uc0c1\uc790\ub97c 35%\ub85c \uc124\uc815\ud55c \uadfc\uac70\ub294 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0\uc758 “\ub178\uc778\uc2e4\ud0dc\uc870\uc0ac”\uc5d0 \uadfc\uac70\ud588\ub2e4. <\/span><\/strong><\/span><\/p>\n

\uc815\ubd80 \uc9c0\uc6d0\uc744 \ud544\uc694\ub85c \ud558\ub294 \ub178\uc778\uc774 \uc870\uc0ac \uacb0\uacfc, \uc804\uccb4 \ub178\uc778 \uc911\uc5d0\uc11c 35% \uc218\uc900\uc73c\ub85c \ub098\uc654\uae30 \ub54c\ubb38\uc774\uc5c8\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc2e4\uc81c \uc0c1\ud669\uc774 \uadf8\ub7ec\ud558\uc600\uc74c\uc5d0\ub3c4<\/span><\/strong><\/p>\n

\ub2f9\uc2dc \ubcf4\ud3b8\uc801\uc778 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc774 \uaf2d \ud544\uc694\ud558\ub2e4\uace0 \uac15\uc870<\/span>\ud588\ub358 \uae40\uc6a9\ud558 \uad50\uc218 <\/strong><\/span>\uce7c\ub7fc \uc81c\ubaa9\uacfc \ud574\ub2f9 \uc0ac\uc774\ud2b8\ub97c \uc218\ub85d\ud55c\ub2e4.<\/strong><\/span><\/span><\/p>\n

“\uae30\ucd08\ub178\ub839\uc5f0\uae08\uc740 \uae30\ucd08\uc5f0\uae08\uc758 \ubd88\ub7c9 \ubcf5\uc81c\ud488” (2006. 11. 6)<\/span><\/h1>\n

https:\/\/m.ohmynews.com\/NWS_Web\/Mobile\/at_pg.aspx?CNTN_CD=A0000371357&CMPT_CD=SEARCH#cb<\/span><\/p>\n

\uc704\uc758 \ud574\ub2f9 \uc0ac\uc774\ud2b8\ub294 2026\ub144 2\uc6d4 1\uc77c\ubd80\ud130 \uc5f0\uae08\uc5f0\uad6c\ud68c \uc790\ub8cc\uc2e4 \uce74\ud14c\uace0\ub9ac\uc5d0 \uc62c\ub824\uc838 \uc788\ub2e4.)<\/span><\/strong><\/span><\/p>\n

\uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \uae30\ucd08\uc5f0\uae08\uc561 \uc778\uc0c1 \ube44\uc728\uc744 \ub2ec\ub9ac \uc801\uc6a9\ud558\ub294 \ubc29\uc548\ub3c4 \uac70\ub860\ub418\uace0 \uc788\ub2e4. <\/span><\/strong><\/p>\n

\ud604\uc7ac \uae30\ucd08\uc5f0\uae08 \uc9c0\uae09\uc561\uc740 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uacfc \uc5f0\ub3d9\ub3fc \ub9e4\ub144 \uc778\uc0c1\ub418\ub294\ub370, \uc18c\ub4dd\uc774 \ub0ae\uc744\uc218\ub85d \ub354 \ub9ce\uc774 \uc778\uc0c1\ud558\uace0 \uc18c\ub4dd\uc774 \ub192\uc744\uc218\ub85d \uc778\uc0c1\ub960\uc744 \ub0ae\ucd94\uac70\ub098 \uc778\uc0c1\ud558\uc9c0 \uc54a\ub294 \uc2dd\uc774\ub2e4. <\/span><\/p>\n

\uae40\uc6a9\ud558 \uc21c\ucc9c\ud5a5\ub300\u00a0IT\uae08\uc735\uacbd\uc601\ud559\uacfc \uad50\uc218<\/span>\ub294 \u201c\uc911\uc0b0\uce35\uc740 \ud5a5\ud6c4 \uc99d\uc561\uc744 \uc801\uc6a9\ud558\uc9c0 \uc54a\ub294 \ubc29\ud5a5\uc73c\ub85c \ud55c\ub2e4\uba74 \ubb3c\uac00 \uc0c1\uc2b9\uc744 \uace0\ub824\ud560 \ub54c \uc0ac\uc2e4\uc0c1 \uc7ac\uc815 \uc808\uac10 \ud6a8\uacfc\uac00 \uc788\ub2e4\u201d\uace0 \ud588\ub2e4.<\/span><\/strong><\/span><\/p>\n

\uc911\uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uae30\ucd08\uc5f0\uae08 \uc9c0\uae09 \uc0c1\ud55c\uc120\uc744 \u2018\uae30\uc900 \uc911\uc704\uc18c\ub4dd(\uc804\uccb4 \uac00\uad6c \uc18c\ub4dd\uc758 \uc911\uac04\uac12)\u00a0100%\u2019\ub85c \uc81c\ud55c\ud558\ub294 \ubc29\uc548\ub3c4 \uac80\ud1a0\ub418\uace0 \uc788\ub2e4. <\/span><\/p>\n

\ud558\uc704\u00a070% \uae30\uc900\uc744 \uadf8\ub300\ub85c \ub450\ub354\ub77c\ub3c4 \uc911\uc704\uc18c\ub4dd\uc744 \uc0c1\ud55c\uc120\uc73c\ub85c \ub450\uba74 \uacbd\uc81c \uc131\uc7a5\uc5d0 \ub530\ub77c \uc911\uc704\uc18c\ub4dd\uc744 \ucd08\uacfc\ud558\ub294 \ub178\uc778\uc740 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc218\uae09 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub41c\ub2e4. \uc774\ubbf8 \uc62c\ud574 \uae30\ucd08\uc5f0\uae08 \uc9c0\uae09 \uae30\uc900\uc561(247\ub9cc \uc6d0)\uc740 \uae30\uc900 \uc911\uc704\uc18c\ub4dd\uc758\u00a096.3%\uae4c\uc9c0 \ub3c4\ub2ec\ud588\ub2e4.<\/span><\/p>\n

\uc624\uac74\ud638 \ub0b4\uac00\ub9cc\ub4dc\ub294\ubcf5\uc9c0\uad6d\uac00 \uacf5\ub3d9\ub300\ud45c<\/span>\ub294 \u201c\ub178\ud6c4 \uc900\ube44\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \uc798\ub41c \ubca0\uc774\ube44\ubd90 \uc138\ub300\uac00 \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \ub300\uc0c1\uc774 \ub41c \ub9cc\ud07c \uc810\uc9c4\uc801\uc73c\ub85c \ub300\uc0c1\uc790 \uc790\uccb4\ub97c \uc904\uc774\uace0 \uc800\uc18c\ub4dd\uce35\uc758 \uc5f0\uae08\uc561\uc744 \ub300\ud3ed \uc62c\ub824\uc57c \ud55c\ub2e4\u201d\uace0 \ud588\ub2e4.<\/span><\/span><\/strong><\/p>\n

https:\/\/n.news.naver.com\/article\/020\/0003704626?sid=100<\/a><\/p>\n

\n","protected":false},"excerpt":{"rendered":"

(\uc544\ub798 \ub3d9\uc544\uc77c\ubcf4 \uae30\uc0ac\uc758 \uc778\ud130\ubdf0\uc5b4\ub4e4\uc778 \uc21c\ucc9c\ud5a5\ub300 \uae40\uc6a9\ud558 \uad50\uc218\uc640 \uc624\uac74\ud638 \uc704\uc6d0\uc7a5\uc740\u00a0 \ud604\ud589 \uae30\ucd08\uc5f0\uae08\uc758 \uc804\uc2e0\uc778 \uae30\ucd08\ub178\ub839\uc5f0\uae08\uc774 \ub3c4\uc785\ub418\uae30 5\uac1c\uc6d4\uc804 \ub178\ubb34\ud604 \uc815\ubd80\uc758 \uc5f0\uae08\uac1c\ud601\uc5d0 \ubc18\ub300\ud558\uba74\uc11c \ubcf4\ud3b8\uc801\uc778 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \uc8fc\uc7a5\ud588\uc5c8\ub2e4. \uae40\uc6a9\ud558 \uad50\uc218\ub294 \ud55c\ub098\ub77c\ub2f9\uc548\uc758 \uae30\ucd08\uc5f0\uae08\uc744\u00a0 \uc624\uac74\ud638 \uc704\uc6d0\uc7a5\uc740 \ubbfc\uc8fc\ub178\ub3d9\ub2f9\uc758 \uae30\ucd08\uc5f0\uae08\uc744 \uc124\uacc4\ud588\uc5c8\ub2e4. \ub2f9\uc2dc \ub178\ubb34\ud604 \uc815\ubd80\ub294 1\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\uc5d0 \uadfc\uac70\ud558\uc5ec \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uc548\uc815 \uc870\uce58\uc5d0 \ucd1d\ub825\uc744 \uae30\uc6b8\uc774\uace0 \uc788\uc5c8\ub2e4. \ub178\ubb34\ud604 \uc815\ubd80\uc758 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc774\uc5c8\ub358 \u201c\uc18c\ub4dd\ub300\uccb4\uc728 50%-\ubcf4\ud5d8\ub8cc 15.9%\u201d\uc548\uc774 \uc88c\uc808\ub41c \uacb0\uc815\uc801\uc778 \uc774\uc720\uac00 […]<\/p>\n","protected":false},"author":11,"featured_media":3536,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-3537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"\n\ub178\uc778 \ube48\uace4\uc728 1\uc704 \ubc97\uc5b4\ub098\uac8c\u2026 \uae30\ucd08\uc5f0\uae08 \u2018\uc18c\ub4dd\ubcc4 \ucc28\ub4f1\uc9c0\uae09\u2019 \ubb34\uac8c (2026.03.17.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-015211-5546\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub178\uc778 \ube48\uace4\uc728 1\uc704 \ubc97\uc5b4\ub098\uac8c\u2026 \uae30\ucd08\uc5f0\uae08 \u2018\uc18c\ub4dd\ubcc4 \ucc28\ub4f1\uc9c0\uae09\u2019 \ubb34\uac8c (2026.03.17.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(\uc544\ub798 \ub3d9\uc544\uc77c\ubcf4 \uae30\uc0ac\uc758 \uc778\ud130\ubdf0\uc5b4\ub4e4\uc778 \uc21c\ucc9c\ud5a5\ub300 \uae40\uc6a9\ud558 \uad50\uc218\uc640 \uc624\uac74\ud638 \uc704\uc6d0\uc7a5\uc740\u00a0 \ud604\ud589 \uae30\ucd08\uc5f0\uae08\uc758 \uc804\uc2e0\uc778 \uae30\ucd08\ub178\ub839\uc5f0\uae08\uc774 \ub3c4\uc785\ub418\uae30 5\uac1c\uc6d4\uc804 \ub178\ubb34\ud604 \uc815\ubd80\uc758 \uc5f0\uae08\uac1c\ud601\uc5d0 \ubc18\ub300\ud558\uba74\uc11c \ubcf4\ud3b8\uc801\uc778 \uae30\ucd08\uc5f0\uae08 \ub3c4\uc785\uc744 \uc8fc\uc7a5\ud588\uc5c8\ub2e4. \uae40\uc6a9\ud558 \uad50\uc218\ub294 \ud55c\ub098\ub77c\ub2f9\uc548\uc758 \uae30\ucd08\uc5f0\uae08\uc744\u00a0 \uc624\uac74\ud638 \uc704\uc6d0\uc7a5\uc740 \ubbfc\uc8fc\ub178\ub3d9\ub2f9\uc758 \uae30\ucd08\uc5f0\uae08\uc744 \uc124\uacc4\ud588\uc5c8\ub2e4. \ub2f9\uc2dc \ub178\ubb34\ud604 \uc815\ubd80\ub294 1\ucc28 \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uacc4\uc0b0\uc5d0 \uadfc\uac70\ud558\uc5ec \uad6d\ubbfc\uc5f0\uae08 \uc7ac\uc815\uc548\uc815 \uc870\uce58\uc5d0 \ucd1d\ub825\uc744 \uae30\uc6b8\uc774\uace0 \uc788\uc5c8\ub2e4. \ub178\ubb34\ud604 \uc815\ubd80\uc758 \uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc774\uc5c8\ub358 \u201c\uc18c\ub4dd\ub300\uccb4\uc728 50%-\ubcf4\ud5d8\ub8cc 15.9%\u201d\uc548\uc774 \uc88c\uc808\ub41c \uacb0\uc815\uc801\uc778 \uc774\uc720\uac00 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-015211-5546\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-19T01:52:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-19T03:48:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/03\/0003704626_001_20260317043637783.png\" \/>\n\t<meta property=\"og:image:width\" content=\"860\" \/>\n\t<meta property=\"og:image:height\" content=\"692\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"smy1985\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"smy1985\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-015211-5546\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/03\/19\/post-20260319-015211-5546\/\"},\"author\":{\"name\":\"smy1985\",\"@id\":\"https:\/\/www.pensionfutureforum.org\/#\/schema\/person\/fb58e3caec82bae4ee264d74e07ef3c1\"},\"headline\":\"\ub178\uc778 \ube48\uace4\uc728 1\uc704 \ubc97\uc5b4\ub098\uac8c\u2026 \uae30\ucd08\uc5f0\uae08 \u2018\uc18c\ub4dd\ubcc4 \ucc28\ub4f1\uc9c0\uae09\u2019 \ubb34\uac8c 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