{"id":3608,"date":"2026-04-02T15:28:16","date_gmt":"2026-04-02T06:28:16","guid":{"rendered":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/04\/02\/post-20260402-062816-5153\/"},"modified":"2026-04-02T16:29:48","modified_gmt":"2026-04-02T07:29:48","slug":"post-20260402-062816-5153","status":"publish","type":"post","link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/04\/02\/post-20260402-062816-5153\/","title":{"rendered":"\uc5b5\uc6b8\ud55c \uae30\ucd08\uc5f0\uae08 \uc0ad\uac10 \ub610 \uc788\ub2e4\u2026\uad6d\ubbfc\uc5f0\uae08 53\ub9cc\uc6d0 \ub118\ub294 84\ub9cc\uba85 \ud55c\uc228 [\uc2e0\uc131\uc2dd\uc758 \ub808\uce20 \uace0 9988] (2026.04.01.)"},"content":{"rendered":"

(\uae30\ucd08\uc5f0\uae08\uc740 \ud604\uc2e4\uc5d0 \ub9de\uac8c \ub300\ub300\uc801\uc73c\ub85c \uac1c\ud3b8\ud574\uc57c \ud55c\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uc774 \uc911\ucd94\uc801\uc778 \uc81c\ub3c4\ub85c \uc6b4\uc601\ub418\ub294 \ub098\ub77c\uc5d0\uc11c \uc628\uac16 \uc774\uc720\ub4e4\uc744 \ub4e4\uc5b4\uac00\uba74\uc11c \ud55c\uad6d\ucc98\ub7fc \uc900\ubcf4\ud3b8\uc801\uc778 \uae30\ucd08\uc5f0\uae08\uc744 \uc6b4\uc601\ud558\ub294 \ub098\ub77c\ub294 \uac70\uc758 \uc5c6\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ud754\ud788 \uc5b8\uae09\ub418\ub294 \uce90\ub098\ub2e4\ub294 \uae30\ucd08\uc5f0\uae08\uc774 \uba3c\uc800 \ub3c4\uc785\ub41c \uc774\ud6c4\uc5d0 \uc18c\ub4dd\ube44\ub840\uc5f0\uae08\uc778 CPP\uac00 \ub3c4\uc785\ub418\ub2e4 \ubcf4\ub2c8<\/span><\/strong><\/span><\/p>\n

\ud754\ud788 \ubcf5\uc9c0\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 \uacbd\ub85c\uc758\uc874\uc131 \uce21\uba74\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08\uc744 \uba3c\uc800 \ub3c4\uc785\ud55c \uc6b0\ub9ac\uc640\ub294 \uc804\ud600 \ub2e4\ub978 \uad6d\uac00\ub4e4\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ub374\ub9c8\ud06c, \ub124\ub35c\ub780\ub4dc, \ud638\uc8fc, \ub274\uc9c8\ub79c\ub4dc, \uc2a4\uc704\uc2a4\ub294 \uacf5\uc801\uc5f0\uae08 \uc911\uc5d0\uc11c \uae30\ucd08\uc5f0\uae08\uc774 \uac70\uc758 \uc720\uc77c\ud558\uace0 \ub178\ud6c4 \uc18c\ub4dd \uc0c1\ub2f9\ubd80\ubd84\uc744 \uae30\uc5c5\uc5d0\uc11c \ubd80\ub2f4\ud558\ub294 \ud1f4\uc9c1\uc5f0\uae08\uc5d0 \uc758\uc874\ud558\ub294 \uad6d\uac00\ub4e4\uc774\ub2e4.<\/span><\/strong><\/span><\/p>\n

\ub300\uc0c1\uc790\ub97c \ucd95\uc18c\ud558\ub294 \uc811\uadfc \ub300\uc2e0\uc5d0 \uacf5\ubb34\uc6d0\uc5d0\uac8c\uae4c\uc9c0 \uae30\ucd08\uc5f0\uae08 \ub300\uc0c1\uc744 \ud655\ub300\ud558\uc9c0\ub294 \uc8fc\uc7a5\ub4e4\uc740 <\/strong><\/span><\/span><\/p>\n

\ud55c\uad6d<\/strong> \uacf5\uc801\uc5f0\uae08\uc758 \uc6b4\uc601 \ud604\uc2e4\ubd80\ud130 \uba3c\uc800 \uc81c\ub300\ub85c \ud30c\uc545\ud55c \ub4a4\uc5d0 \ubc1c\uc5b8\ud574\uc57c \ud560 \uac83\uc774\ub2e4.<\/strong><\/span><\/p>\n

1. \uba3c\uc800 OECD \uc0ac\ubb34\uad6d\uc5d0\uc11c \uad8c\uace0\ud55c \uac83\ucc98\ub7fc \uc774\ubbf8 Common pension\uc744 \uc6b4\uc601\ud558\uace0 \uc788\ub294 \ub300\ubd80\ubd84\uc758 OECD \uad6d\uac00\ub4e4\ucc98\ub7fc \uacf5\uc801\uc5f0\uae08\uc744 \ud1b5\ud569 \uc6b4\uc601\ud558\ub3c4\ub85d \uad6c\uc870\uac1c\ud601\ubd80\ud130 \ud574\uc57c \ud55c\ub2e4.<\/span><\/span><\/strong><\/span><\/p>\n

2. \uad6d\ubbfc\uc5f0\uae08\uc5d0\uc11c\ub294 1998\ub144 \ubc95 \uac1c\uc815\uc744 \ud1b5\ud574 \ud3d0\uc9c0\ud55c \uc77c\uc2dc\uae08 \uc218\ub839 \uc678\uc5d0 \uc77c\uc2dc\uae08\uacfc \uc5f0\uae08\uc744 \ubd84\ud560\ud574\uc11c \uc218\uae09\ud560 \uc218 \uc788\ub294 \ud604\ud589 \uacf5\ubb34\uc6d0\uc5f0\uae08 \uaddc\uc815\ubd80\ud130 \ubc14\uafb8\uc5b4\uc57c \ud55c\ub2e4.\u00a0 <\/span><\/strong><\/span><\/p>\n

\uc77c\uc2dc\uae08 \ub4f1\uc73c\ub85c\uc758 \uc218\ub839 \ud1b5\ub85c\ub294 \uc5f4\uc5b4 \ub193\uace0\uc11c \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \ub300\uc0c1\uc790\uc5d0 \ud3ec\ud568\uc2dc\ucf1c\ub2ec\ub77c\ub294 \uc8fc\uc7a5\uc740 \uadf8\uc57c\ub9d0\ub85c<\/span><\/strong><\/span><\/p>\n

\uc5b4\ubd88\uc131\uc124 \uadf8 \ucc28\uccb4\ub2e4!!)<\/span><\/strong><\/span><\/p>\n

 <\/p>\n

\uae30\ucd08\uc5f0\uae08\uc740 \ub610 \ub2e4\ub978 \ubb38\uc81c\ub97c \uc548\uace0 \uc788\ub2e4. \uad6d\ubbfc\uc5f0\uae08 \uc5f0\uacc4 \uc0ad\uac10, \uae30\ucd08\uc218\uae09\uc790 \uc0ad\uac10, \uacf5\ubb34\uc6d0\u00b7\uad70\uc778\u00b7\uc0ac\ud559\uc5f0\uae08 \uc218\uae09\uc790\uc640 \ubc30\uc6b0\uc790 \ubc30\uc81c \ub4f1\uc774\ub2e4. <\/span><\/strong><\/p>\n

\uc6d4 \uad6d\ubbfc\uc5f0\uae08\uc774\u00a052\ub9cc4600\uc6d0 \ub118\uc73c\uba74 \uae30\ucd08\uc5f0\uae08\uc744 \ucd5c\ub300\u00a050% \uac10\uc561\ud55c\ub2e4. \uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uae30\uac04\uc774 \uae38\uc218\ub85d \ub9ce\uc774 \uae4e\uc778\ub2e4. <\/span><\/p>\n

\uadf8\ub7ec\ub098 \uad6d\ubbfc\uc5f0\uae08\uc740 \ubcf4\ud5d8\ub8cc\ub97c \ub0b4\uace0 \ubc1b\ub294 \uac83\uc774\uace0, \uae30\ucd08\uc5f0\uae08\uc740 \ub098\ub77c \uc7ac\uc815\uc73c\ub85c \ud558\ub294 \uac83\uc774\ub77c \uc131\uaca9\uc774 \ub2e4\ub978\ub370 \ub458\uc744 \ubd99\uc5ec \uc0ad\uac10\ud558\ub294 \uac8c \ub9d0\uc774 \uc548 \ub41c\ub2e4\ub294 \uc9c0\uc801\uc744 \ubc1b\uc544\uc654\ub2e4. <\/span><\/p>\n

\uc870\uad6d\ud601\uc2e0\ub2f9 \uae40\uc120\ubbfc \uc758\uc6d0\uc2e4 \uc790\ub8cc\uc5d0 \ub530\ub974\uba74 \uc9c0\ub09c\ud574\u00a084\ub9cc\uc5ec\uba85\uc774 1\uc778\ub2f9 \uc6d4 9\ub9cc6000\uc6d0(\uc6d4\u00a0804\uc5b5\uc5ec\uc6d0) \uae4e\uc600\ub2e4.<\/span><\/p>\n

\n
\uc0ad\uac10 \ud53c\ud558\ub824 \uad6d\ubbfc\uc5f0\uae08 \uc870\uae30\uc218\ub839<\/span><\/strong><\/span><\/div>\n<\/div>\n

\uc774 \ub54c\ubb38\uc5d0 \uae30\ucd08\uc5f0\uae08 \uc0ad\uac10\uc744 \ud53c\ud558\ub824\uace0 \uad6d\ubbfc\uc5f0\uae08\uc744 \uae4e\uc544\uc11c \ubc1b\ub294 \uc0ac\ub78c\ub3c4 \uc788\ub2e4. \uc190\ubaa8(62)\uc528\ub294 \uae30\ucd08\uc5f0\uae08 \uc0ad\uac10\uc744 \uc904\uc774\ub824\uace0 \uc870\uae30\ub178\ub839\uc5f0\uae08\uc744 \uc2e0\uccad\ud588\ub2e4. \uc815\uc2dd \uc218\ub839\ubcf4\ub2e4 5\ub144 \uc55e\ub2f9\uaca8\uc11c\u00a057\uc138\uc5d0 \ubc1b\ub290\ub77c\u00a030% \uae4e\uc600\ub2e4. \uadf8\ub294 \u201c\uad6d\ubbfc\uc5f0\uae08\uc744 \ub9ce\uc774 \ubc1b\uc744\uc218\ub85d \uae30\ucd08\uc5f0\uae08\uc774 \uc0ad\uac10\ub41c\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \uc774\ub294 \u2018\uc870\uae30\ub178\ub839\uc5f0\uae08 \uac1c\uc120 \ubc29\uc548 \uc5f0\uad6c\u2019\ubcf4\uace0\uc11c(2022)\uc5d0 \ub098\uc624\ub294 \uc0ac\ub840\uc774\ub2e4.<\/span><\/p>\n

\uae40\uc120\ubbfc \uc758\uc6d0\uc740 \uad6d\ubbfc\uc5f0\uae08 \uc5f0\uacc4 \uac10\uc561\uc744 \ud3d0\uc9c0\ud558\uace0, \uacf5\ubb34\uc6d0\u00b7\uad70\uc778\u00b7\uc0ac\ud559\uc5f0\uae08 \uc218\uae09\uc790\ub3c4 \uae30\ucd08\uc5f0\uae08\uc744 \uc9c0\uae09\ud558\ub294 \uc548\uc744 \ub2f4\uc740 \ubc95\ub960 \uac1c\uc815\uc548\uc744 \uad6d\ud68c\uc5d0 \uc81c\ucd9c\ud55c \uc0c1\ud0dc\ub2e4.<\/strong> <\/span><\/p>\n

\uc5f0\uacc4 \uac10\uc561\uc744 \uc804\uba74 \ud3d0\uc9c0\ud558\uc9c0 \uc54a\ub354\ub77c\ub3c4 \uc0ad\uac10 \uae30\uc900\uc120\uc744 \ub192\uc774\uac70\ub098 \ucd5c\ub300 \uac10\uc561\ub960(50%)\uc744 \ub0ae\ucdb0 \uc800\uc18c\ub4dd \ub178\uc778\uc744 \ubcf4\ud638\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \ubb38\uc81c\ub294 \ub3c8\uc774\ub2e4. \uae30\ucd08\uc5f0\uae08 \uc9c0\uae09 \ub300\uc0c1\uc744 \uc881\ud788\uace0, \uc911\uc0b0\uce35\uc758 \uc5f0\uae08\uc561\uc744 \uc904\uc5ec \uc870\ub2ec\ud558\ub294 \ubc29\uc548\uc774 \uc788\ub2e4. <\/span><\/strong><\/p>\n

\uae30\ucd08\uc5f0\uae08 \uad00\ub828 \uc774\uc288\ub97c \ub2e4 \ubaa8\uc544 \uac1c\ud3b8\ud558\ub294 \uac8c \ubc14\ub78c\uc9c1\ud574 \ubcf4\uc778\ub2e4.<\/span><\/strong><\/span><\/p>\n

https:\/\/n.news.naver.com\/article\/025\/0003513134?sid=110<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

(\uae30\ucd08\uc5f0\uae08\uc740 \ud604\uc2e4\uc5d0 \ub9de\uac8c \ub300\ub300\uc801\uc73c\ub85c \uac1c\ud3b8\ud574\uc57c \ud55c\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uc774 \uc911\ucd94\uc801\uc778 \uc81c\ub3c4\ub85c \uc6b4\uc601\ub418\ub294 \ub098\ub77c\uc5d0\uc11c \uc628\uac16 \uc774\uc720\ub4e4\uc744 \ub4e4\uc5b4\uac00\uba74\uc11c \ud55c\uad6d\ucc98\ub7fc \uc900\ubcf4\ud3b8\uc801\uc778 \uae30\ucd08\uc5f0\uae08\uc744 \uc6b4\uc601\ud558\ub294 \ub098\ub77c\ub294 \uac70\uc758 \uc5c6\ub2e4. \ud754\ud788 \uc5b8\uae09\ub418\ub294 \uce90\ub098\ub2e4\ub294 \uae30\ucd08\uc5f0\uae08\uc774 \uba3c\uc800 \ub3c4\uc785\ub41c \uc774\ud6c4\uc5d0 \uc18c\ub4dd\ube44\ub840\uc5f0\uae08\uc778 CPP\uac00 \ub3c4\uc785\ub418\ub2e4 \ubcf4\ub2c8 \ud754\ud788 \ubcf5\uc9c0\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 \uacbd\ub85c\uc758\uc874\uc131 \uce21\uba74\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08\uc744 \uba3c\uc800 \ub3c4\uc785\ud55c \uc6b0\ub9ac\uc640\ub294 \uc804\ud600 \ub2e4\ub978 \uad6d\uac00\ub4e4\uc774\ub2e4. \ub374\ub9c8\ud06c, \ub124\ub35c\ub780\ub4dc, \ud638\uc8fc, \ub274\uc9c8\ub79c\ub4dc, \uc2a4\uc704\uc2a4\ub294 \uacf5\uc801\uc5f0\uae08 \uc911\uc5d0\uc11c \uae30\ucd08\uc5f0\uae08\uc774 \uac70\uc758 \uc720\uc77c\ud558\uace0 \ub178\ud6c4 […]<\/p>\n","protected":false},"author":11,"featured_media":3607,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"bBlocksCursorData":"","_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-3608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-archive"],"acf":[],"yoast_head":"\n\uc5b5\uc6b8\ud55c \uae30\ucd08\uc5f0\uae08 \uc0ad\uac10 \ub610 \uc788\ub2e4\u2026\uad6d\ubbfc\uc5f0\uae08 53\ub9cc\uc6d0 \ub118\ub294 84\ub9cc\uba85 \ud55c\uc228 [\uc2e0\uc131\uc2dd\uc758 \ub808\uce20 \uace0 9988] (2026.04.01.) - \uc5f0\uae08\uc5f0\uad6c\ud68c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/04\/02\/post-20260402-062816-5153\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc5b5\uc6b8\ud55c \uae30\ucd08\uc5f0\uae08 \uc0ad\uac10 \ub610 \uc788\ub2e4\u2026\uad6d\ubbfc\uc5f0\uae08 53\ub9cc\uc6d0 \ub118\ub294 84\ub9cc\uba85 \ud55c\uc228 [\uc2e0\uc131\uc2dd\uc758 \ub808\uce20 \uace0 9988] (2026.04.01.) - \uc5f0\uae08\uc5f0\uad6c\ud68c\" \/>\n<meta property=\"og:description\" content=\"(\uae30\ucd08\uc5f0\uae08\uc740 \ud604\uc2e4\uc5d0 \ub9de\uac8c \ub300\ub300\uc801\uc73c\ub85c \uac1c\ud3b8\ud574\uc57c \ud55c\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uc774 \uc911\ucd94\uc801\uc778 \uc81c\ub3c4\ub85c \uc6b4\uc601\ub418\ub294 \ub098\ub77c\uc5d0\uc11c \uc628\uac16 \uc774\uc720\ub4e4\uc744 \ub4e4\uc5b4\uac00\uba74\uc11c \ud55c\uad6d\ucc98\ub7fc \uc900\ubcf4\ud3b8\uc801\uc778 \uae30\ucd08\uc5f0\uae08\uc744 \uc6b4\uc601\ud558\ub294 \ub098\ub77c\ub294 \uac70\uc758 \uc5c6\ub2e4. \ud754\ud788 \uc5b8\uae09\ub418\ub294 \uce90\ub098\ub2e4\ub294 \uae30\ucd08\uc5f0\uae08\uc774 \uba3c\uc800 \ub3c4\uc785\ub41c \uc774\ud6c4\uc5d0 \uc18c\ub4dd\ube44\ub840\uc5f0\uae08\uc778 CPP\uac00 \ub3c4\uc785\ub418\ub2e4 \ubcf4\ub2c8 \ud754\ud788 \ubcf5\uc9c0\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 \uacbd\ub85c\uc758\uc874\uc131 \uce21\uba74\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08\uc744 \uba3c\uc800 \ub3c4\uc785\ud55c \uc6b0\ub9ac\uc640\ub294 \uc804\ud600 \ub2e4\ub978 \uad6d\uac00\ub4e4\uc774\ub2e4. \ub374\ub9c8\ud06c, \ub124\ub35c\ub780\ub4dc, \ud638\uc8fc, \ub274\uc9c8\ub79c\ub4dc, \uc2a4\uc704\uc2a4\ub294 \uacf5\uc801\uc5f0\uae08 \uc911\uc5d0\uc11c \uae30\ucd08\uc5f0\uae08\uc774 \uac70\uc758 \uc720\uc77c\ud558\uace0 \ub178\ud6c4 […]\" \/>\n<meta property=\"og:url\" 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